deferment

Micah and Tammy have been seeing lots of mistakes and missteps happening lately, with more people reaching out to see whether they were wrong or right—and often having to find ways to fix the things that weren’t right. So in today's episode, they're jumping in to address a few of the situations they have been dealing with and share insight into how you can avoid mistakes and bad advice.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/54 

How do we make the best of this?My action plan may surprise you. Let's play smart with this opportunity here!

Melinda Bailey is a 30-year commercial banking industry veteran who joins the show to explain the difference between and consequences of loan forbearance, deferment and modification.

Melinda explains how your credit might be affected and how the bank will use this event in time to judge your credit worthiness as a borrower. She shares her views on the real estate market and gives her prediction of how quickly we will recover.

In this episode we'll talk about everything you need to know about forbearance and deferment, but we really need to reinforce this important fact: REAL ESTATE PRICES AREN'T DROPPING.

I'm Dianne Brennan and I join Tom Ross with Bay Equity, and Tina Tamboer, data analyst with The Cromford Report to bring you the latest on home values, and what is and isn't being affected during this time in real estate.

Tina talks about a very slight adjustment in pricing from sellers who had active listings. The suggestion here is that this is a "pause", not a crash.

Save Our Home AZ

An incredibly important resource for those with mortgages in Arizona affected by the distress in this current environment. It actually has been around since the 2008 mortgage crisis and is a great help. Visit https://housing.az.gov/save-our-home

I have a showing with the owners currently occupying the property. Their approach is not to show unless they have a contract. I'll talk about that approach and options using Matterport, a great 3D camera service that creates an incredible walkthrough view of a home.

We talk about the circumstances behind a recent cash buyer that backed out of a deal.

I ask Tom the dirty details about forbearance, and what someone should do if they are being affected. First, we define specifically what it means, the difference between that and deferment, and Tina discusses obligations you'll be responsible for when it comes to taxes and insurance.

Tom expands on the state of "loan servicing" and the panic that has been occurring.

"Paid not as agreed"

This is an interesting part that many might not realize. Tom will discuss what lenders are required to report when it comes to potentially missing payments.

It's our first live show! 4A invited us to host the Black Alumni kickoff at the AACRC for the University of Cincinnati's bicentennial homecoming weekend. We talk life after college with a rotating cast of seven random alum from our audience and unpacked everything from student loan collection calls...to million dollar donations.

Catch the day to day, behind the scenes and community convos:

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Facebook: @ASRPodcast

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Music Performed by:

Grandace | "Woke Up" - https://www.theegrandace.com/music-1

Antoine Edmonson | "ER" and "32" -  https://antoineedmonson.com

Marcus discuss opportunity zones with Attorney Dave Baron. Counselor Baron shares how this new government initiative is creating benefits for investors and the under-served communities they invest in. Need to deploy capital and defer taxes this conversation could be a benefit for you.

Connect with Attorney Baron

Linkedin: linkedin.com/in/dave-baron-17854313/

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FREEBIES:

GET YOUR 15 Minutes Free Consultation:
https://www.marcusemaloney.com/free-consultation

Purchase Contract

Assignment Agreement Link

15 Questions to validate your seller

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Also, find the show on  Feedspot

Marcus discuss opportunity zones with Attorney Dave Baron. Counselor Baron shares how this new government initiative is creating benefits for investors and the under-served communities they invest in. Need to deploy capital and defer taxes this conversation could be a benefit for you.

Connect with Attorney Baron

Linkedin: linkedin.com/in/dave-baron-17854313/

-------------------

FREEBIES:

GET YOUR 15 Minutes Free Consultation:
https://www.marcusemaloney.com/free-consultation

Purchase Contract

Assignment Agreement Link

15 Questions to validate your seller

JOIN OUR CONVERSATIONS:
Facebook: https://bit.ly/33QPmkQ
Facebook group: https://bit.ly/32Y5C2s
Twitter: https://bit.ly/2qXaRlD
Instagram: https://bit.ly/2pmwdZ2
Linkedin: https://bit.ly/2rKRJre
Website: https://marcusemaloney.com

Also, find the show on  Feedspot

When it comes to structuring attorneys’ fees, reducing tax burdens with deferred payments is just one of the benefits for law firms and attorneys. Today on Ringler Radio, host, Larry Cohen joins guest and Ringler colleague, Phillip Krause to discuss the JurisPrudent Deferral Program, common complaints or financial obstacles for attorneys that this program addresses.

Visit Ringler to contact a consultant in your area about structured settlements.

In this week's episode, I talk about an exciting new project from Crushing Debt (you'll have to listen, although I've dropped a few social media hints).

However, I do make an offer for you (my listeners) to be involved in this new project by shooting me an email to Shawn@YesnerLaw.com.

To continue to provide additional content, I give you my take on 1031 Exchanges and how those can impact real estate closings.  I am not a qualified intermediary, nor are we tax attorneys or CPA's, but I have done enough 1031 exchanges in my day to understand the law behind the exchange of like-kind properties to defer the taxable gain on the sale.

For more information, check out my website at www.yesnerlaw.com.