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    dream home

    Explore " dream home" with insightful episodes like "Beyond the Price Tag: Understanding the Emotional Journey of Home Buying", "The Tall Golfer Gets An Albi", "manifesting my dream home + becoming emotionally resilient", "What to Do When Your Client Does Not Hit the Target Home" and "The Teeth In The Walls" from podcasts like ""Realty Bytes- Conversations on Real Estate and Lifestyle", "Did I Tell You About My Albatross", "let's thrive", "No Broke Months For Real Estate Agents" and "Scared To Death"" and more!

    Episodes (100)

    Beyond the Price Tag: Understanding the Emotional Journey of Home Buying

    Beyond the Price Tag: Understanding the Emotional Journey of Home Buying

    🌟 "Beyond the Price Tag: Understanding the Emotional Journey of Home Buying" 🌟

    In this insightful episode of Realty Bytes, host Evelyn Lopes unveils the emotional layers of buying a home. From the excitement of house hunting to the anxiety of big decisions, we dive deep into what buyers feel and why. 🏠💭

    Get actionable tips on managing emotions, setting realistic goals, and making informed decisions. Plus, hear the uplifting story of Rick and Janice, whose journey to finding their dream home is nothing short of inspiring. 🌈✨

    Whether you're a first-timer or looking to invest again, this episode arms you with the knowledge to navigate the emotional aspects of home buying with confidence. Let's embark on this journey together! 🚀

    #RealtyBytes #EmotionalHomeBuying #HomeBuyingTips

    For more information you can check out or BLOG at https://www.realtybytes.ca/blog

    The Tall Golfer Gets An Albi

    The Tall Golfer Gets An Albi


    🏌️‍♂️ Tee off with us on a heartfelt and humor-filled episode of "Did I tell you about my Albatross" where host Brandon Redding and guest Conner Boyd, The Tall Golfer dive into the glorious world where anything is possible... including Albatrosses for each.  Conner shares the exhilarating rollercoaster of emotions when he made an albatross recently on a stunning Hawaiian par four joining previous guests like Matt Scharff who also documented their albatrosses on the show.  Both guests explore the magic of manifesting dreams - from finding the perfect partner to purchasing dream homes, and achieving goals.

    ⛳ In this episode, we talk about the profound impact an albatross like moment can have on your life and perception of what's possible. Be amused as the Tall Golfer lets us in on a quirky secret of having an Interstellar tattoo. 
    Conner shares his journey from mini-tours, to commercial real estate, to sinking the most incredible moment in his life to date. 

    🌟 Dive into the discussion about the surge in golf's popularity post-COVID-19, where Brandon and Conner contrast the skill levels of average joes against professional golfers. Engage with our curious debates over the number of eyes, legs, doors, and windows in the world - it's a quirky conversation but interesting. 

    ✨ So, get ready to embark on this star-gazing, golf ball-swinging, and dream-manifesting journey. Hit 'play' and join the DITYAMA.FM team for an inspiration-packed episode that will have you aiming for fairways and reaching for the stars! Subscribe, stay tuned for amazing giveaways, and remember - life isn't all about the scorecard, it's about the stories we make along the way. #AlbatrossDreams #GolfPodcast #FairwaysAndGreens


    00:00 Albi Introduces new friend to the show... The Tall Golfer,  Conner Boyd

    06:41 PGA-Liv deal polarizes, but creates publicity.

    09:57 Darren, Aaron, Erin, Charlotte, Albatross Story has many heros 

    12:08 Surprised reaction at Mauna Kea Beach Hotel golf course.

    15:06 Albi Shares his Albatross story for the Tall Golfer and his audience.

    17:45 Nothing better than sharing Albatross like moments with those you love 

    22:20 Anything is possible, Everything is different after an albatross

    23:04 Manifest destiny belief, dream home and partner.

    27:11 Divot board, swing aids, speed toad, 240 plus ball speed in golf is silly

    31:10 Mauna Kea is the most special place on the planet potentially
    31:25 star geek, crazy, beautiful beach day.

    33:29 Discussion about Good Good Golf, Desert Classic -recent tournament and production quality.

    36:20 Questioning survival of eating a golf ball.

    43:30 Eyes or legs?

    47:06 Unique perspective on albatross encounters at club.

    49:10 Friends forever


    Thanks to Divot Board for supporting the show and creating a swing aid that actually works. They were also kind enough to offer our listeners 10% off and free shipping. Just use the code: "ALBATROSS" at checkout. www.divotboard.com 

    Mauna Kea Beach Hotel 

    manifesting my dream home + becoming emotionally resilient

    manifesting my dream home + becoming emotionally resilient

    a deep dive into how i manifested my dream home (from start to end) + the emotional resiliency that allows me to take on such big shifts in life without feeling "stuck"

     

    episode highlights:

    • shifting with the seasons
    • how i manifested my dream home
    • non-specific manifestation tips
    • how your space impacts mood, energy, and creativity
    • your space is a reflection of your internal world
    • people, places, and "things" won't fix your life
    • how I set aside emotions without shoving them down 
    • becoming emotionally resilient 
    • letting yourself feel freely

     

    let's connect! @emilyfeikls 

    What to Do When Your Client Does Not Hit the Target Home

    What to Do When Your Client Does Not Hit the Target Home

    What to Do When Your Client Does Not Hit the Target Home

    Real Estate Coach Dan Rochon from No Broke Months for Real Estate Agents discusses the hitting-the-bullseye conversation.

    Dan gives a script that deals with the situation where the agent fails to find a home that hits the client's target on what they want in a home.

    Learn this script in the latest No Broke Months for Real Estate Agents episode.


    --

    To find out more about Dan Rochon and the CPI Community, you can check this link:
    www.NoBrokeMonths.com 

    --

    Do you want to win a FREE 45-minute complimentary coaching session with Dan Rochon and a FREE copy of the book "Real Estate Evolution," a comprehensive 10-step guide to achieving Consistent and Predictable Income?
    ❗❗JOIN THE NO BROKE MONTHS FOR REAL ESTATE AGENTS MONTHLY RAFFLE HERE ❗❗

    --

    Stop 🛑 wasting your time ⏳ or spending too much money 💸not getting the results you want in sales; I would love you to join me for the upcoming 5-Day Listing Challenge.

    You will learn how to find YOUR Way to having closings every month.

    www.5daylistingchallenge.com

    --

    Get your free copy of the Real Estate Evolution here:
    bit.ly/RealEstateEvolution_GetYourBook

    This book shows you the step by step on how to:

    • Step 1: Believe in your unknown potential
    • Step 2: Deconstruct persuasion techniques
    • Step 3: Find a business and get hired consistently
    • Step 4: Be proactive in the relationship with your clients.
    • Step 5: Learn and implement the exact steps to hire, train, lead, and train virtual assistants so that they can build, support, and guide a winning team to scale.

    And if you’d like to have a consistent and predictable income, like this page, and don’t forget to join the Facebook group to network with the top agents:

    https://www.facebook.com/groups/newbieagents/

    The Teeth In The Walls

    The Teeth In The Walls

    SCARED TO DEATH IS EXPLICIT IN EVERY WAY. PLEASE TAKE CARE WHILE LISTENING. 

    Dan has his  normal two stories again. And there’s a theme with them both -faith seemingly conquering evil. The first story is set in the present day - centered around a woman living alone in North Carolina in what she’d hoped was going to be her dream home. And then a real bad former resident tries to turn her dream into a nightmare. Next, we travel over a hundred years back in time and head to southern India. A prominent family is terrorized by an entity that likes to play with fire. Literally. Lynze has three stories this week. A story about a possibly haunted gravesite, a strange tale that might make you wonder if it was a ghost or a prank and then the creepiest little story about what kids can see that we cannot. 
     

    New Merch:  
    We're excited to bring back an old favorite The 2023 Bad Magic Street Team!  The stickers will be available on Wednesday, August 2nd, Noon PST.  We'll have 500 packs of 10 available to ship out. The sticker packs are free -  you only pay for shipping. Since these are free, please limit your purchase to 1 pack so more of you can get in on the fun. Stick ‘em all over the place. Wherever you feel comfortable sticking ‘em. On your forehead. Your neighbor’s forehead. That cool spot in the record shop bathroom where every one puts stickers. I remember in past years, finding them on hiking trails, ski lifts, rest stop stalls, all over the place. It was so fun. 
    Post your pics - get creative - on Instagram, Facebook, and TikTik - little videos/static images, whatever - and hashtag with #BadMagicStreetTeam . Thank you so much for helping us get the word out about our shows. The contest will last until October 2nd at Noon PT. We will look up posts based on the hashtag - #BadMagicStreetTeam - and the winner will get a $200 badmagicmerch.com store credit. 
     

    Bad Magic SPECIAL ANNOUNCEMENT: Mark your calendar - Sunday, August 27th, 4PM  is the debut of Dan's newest standup special, “Trying to Get Better”, recorded back in Minneapolis this past December.  Releasing, as is the current trends for most comics right now, for free on Youtube. Dan will be there in the comment feed for the initial release. Hope you like it. And if you do, PLEASE tell your friends to also watch it. We are super proud of how it turned out!
     

    Standup: If you want to see a very different side of Dan than you see here and possibly see Lynze in the crowd (she is always happy to say HI!) get on over to   dancummins.tv for ticket links to shows.

    Thank you for continuing to send in your stories, Creeps and Peepers!**

    Please keep doing so. Send them to mystory@scaredtodeathpodcast.com
    Send everything else to info@scaredtodeathpodcast.com

    Want to be a Patron? Get episodes AD-FREE, listen and watch before they are released to anyone else, bonus episodes, a 20% merch discount, additional content, and more! Learn more by visiting: https://www.patreon.com/scaredtodeathpodcast

    Please rate, review, and subscribe anywhere you listen. Thank you for listening!

    Follow the show on social media: @scaredtodeathpodcast on Facebook and IG

    Watch this episode:  https://youtu.be/-MP60pybiCw

    Website: https://scaredtodeathpodcast.com/

    Facebook: https://www.facebook.com/scaredtodeathpodcast/](https://www.facebook.com/scaredtodeathpodcast/)

    Instagram: https://bit.ly/2miPLf5

    Mailing Address:

    Scared to Death
    c/o Timesuck Podcast
    PO Box 3891
    Coeur d'Alene, ID 83816

    Video/Audio by Bad Magic Productions
    Additional music production by Jeffrey Montoya
    Additional music production by Zach Cohen
    Various free audio provided by http://freesound.org

    Opening Sumerian protection spell (adapted):
    "Whether thou art a ghost that hath come from the earth, or a phantom of night that hath no home… or one that lieth dead in the desert… or a ghost unburied… or a demon or a ghoul… Whatever thou be until thou art removed… thou shalt find here no water to drink… Thou shalt not stretch forth thy hand to our own… Into our house enter thou not. Through our fence, breakthrough thou not… we are protected though we may be frightened.  Our life you may not steal, though we may feel SCARED TO DEATH."

    Smart Home Upgrades to Make

    Smart Home Upgrades to Make

    Smart homes are becoming more popular every day, and it's not hard to see why. The convenience, security, and energy savings they offer are hard to beat. If you're looking to upgrade your home, here are five smart home upgrades you can make today.

     

    Smart Thermostat

    One of the easiest ways to save energy and money is by upgrading to a smart thermostat. These devices learn your habits and automatically adjust the temperature based on your schedule. You can also control them remotely from your smartphone, so you can adjust the temperature from anywhere.

     

    Smart Locks

    Smart locks are a great way to add an extra layer of security to your home. With a smart lock, you can lock and unlock your doors remotely, so you never have to worry about forgetting your keys or leaving your door unlocked. You can also give temporary access to friends or family members without giving them a physical key.

     

    Smart Lighting

    Smart lighting is not only convenient, but it can also save you money on your energy bills. With a smart lighting system, you can control your lights from your smartphone or voice assistant, so you never have to worry about leaving your lights on when you're not home. You can also set schedules and scenes to create the perfect ambiance for any occasion.

     

    Smart Security System

    A smart security system is an excellent investment for any homeowner. With a smart security system, you can monitor your home from anywhere, receive alerts when someone enters your home, and even speak to visitors remotely. You can also set up sensors to detect water leaks, smoke, and carbon monoxide.

     

    Smart Speakers

    Smart speakers are becoming increasingly popular, and for a good reason. They allow you to control your smart home devices with your voice, play music, set reminders, and answer questions without ever having to pick up your phone. With the rise of voice assistants like Amazon Alexa and Google Assistant, it's easy to find a smart speaker that fits your needs and budget.

     

    In conclusion, upgrading to a smart home can make your life more convenient, secure, and energy-efficient. By investing in these smart home upgrades, you can enjoy the benefits of a modern home while also saving money in the long run.

     

    View the blog post on my website...  

    XXXXX

     

    To checkout listings all over southern Maine visit: https://www.makemaineyourhome.realestate/

     

    Check out our Facebook: www.Facebook.com/MakeMaineYourHome

     

    You can listen to the audio podcast on any podcast app.  Just search for Make Maine Your Home. Be sure to subscribe, like, share and tell your friends.  

     

    To contact Doug you can call or text to 207-838-5593, email to doug@makemaineyourhome.com or check out http://www.MakeMaineYourHome.com.

    Ann Lightfoot & Kate Pawlowski | Professional Organizers Who Do More Than Declutter.

    Ann Lightfoot & Kate Pawlowski | Professional Organizers Who Do More Than Declutter.

    Ann Lightfoot and Kate Pawlowski are celebrities in the organization world.  They are frequently asked to comment on home organizing, staging, and decluttering topics for outlets like GMA, Women's Day, the New York Times, People, Bravo, CNN and more. 

    Now the two are sharing their expertise in LOVE YOUR HOME AGAIN: Organize Your Space and Uncover the Home of Your Dreams. This mother-daughter duo offer pro tips and myth busters on how to achieve your dream home through the simple power of organizing.

    https://doneanddonehome.com/

    2-1 Temporary Buy Down Explained

    2-1 Temporary Buy Down Explained

    A 2-1 buy down mortgage is a type of mortgage in which the interest rate is reduced for the first two years of the loan term. This is done by paying additional points upfront. After the initial two years, the interest rate will adjust to its original rate, which will be higher than the initial rate but lower than market rates at the time.

    For homebuyers, this can be an attractive option because it can provide lower monthly payments during those first two years. It can also be a good option for people who expect their income to increase during that time frame, as they'll be able to qualify for a loan with a higher starting interest rate.

    Benefits of a 2-1 Buy Down Mortgage
    There are several benefits that come with choosing a 2-1 buy down mortgage. As we mentioned, the biggest benefit is that your monthly payments will be lower during those first two years. This can free up some extra cash each month that you can use to pay off other debts or save for other expenses.

    Another benefit is that you'll have an opportunity to build equity more quickly. With each mortgage payment, you're not only paying the interest and principal on your loan, but you're also building equity in your home. By making lower monthly payments during those first two years, you'll be able to put more money towards building equity.

    Lastly, this type of mortgage can help you qualify for a loan that you might not otherwise qualify for. If you're expecting your income to increase in the near future, opting for a 2-1 buy down mortgage can help you qualify for a loan with a higher starting interest rate.

    A 2-1 buy down mortgage can be a good option for homebuyers who want lower monthly payments during those first two years and who expect their income to increase during that time frame. There are several benefits that come with choosing this type of mortgage, but there are also some drawbacks that should be considered before making a decision.

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS:  2425582 NMLS:  413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    Our Family Trip To Nashville & Florida

    Our Family Trip To Nashville & Florida

    Our recent family trip began in Nashville, Tennessee. We soon found ourselves centrally located and with live music everywhere we went. We stayed downtown at The Conrad, rode bird scooters with the kids, found great food spots, and enjoyed all that the city had to offer. Our time in Nashville was great! Next we took the short trip down to Destin, Florida where we were quickly upgraded from our condo to a $6M house which was a great surprise! The beaches in Destin blew us away - they were even better than the beaches in Mexico! We had an amazing time on our family trip and would definitely recommend both Nashville and Destin as family vacation destinations.

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    LIV Golf, Real Estate Drama, Inflation & Rental Income ft. Ben Gottlieb

    LIV Golf, Real Estate Drama, Inflation & Rental Income ft. Ben Gottlieb

    Ben Gottlieb joins Jeff again in studio for a great episode today. This time they discuss the LIV Golf tour and how they think it's affecting the PGA and golf as a whole. They discuss real estate, how the market has changed, and if we're looking at another 2008-like crash. Ben and Jeff get in to inflation, interest rates, and mortgage rates. They talk about Jeff's home in Torreon that has turned into a form of income, home law, working out, and more golf!

    Attorney Benjamin Gottlieb earned his undergraduate degree in Finance from the business program at Michigan State University, and went on to earn his Juris Doctor degree from the Sandra Day O’Connor College of Law at Arizona State University, where he served as the Managing Editor for the Arizona State Law Journal. Benjamin has extensive experience in the areas of real estate litigation and civil litigation. He also has experience in corporate and transactional law. As a litigator Benjamin holds an undefeated jury trial record, having prevailed in multiple jury trials as lead counsel. He also has successfully handled multiple appeals at the Arizona Court of Appeals. Benjamin has been selected to the 2017, 2018, 2019, 2020, 2021 and 2022 Southwest Super Lawyers Rising Star list. He also was the recipient of America’s Top 100 Attorneys Lifetime Achievement Award – less than one- half percent (0.5%) of active attorneys in the United States will receive this honor. Selected by AZ Business Magazine, he is also a Top 100 Attorney in 2020, 2021 and 2022. Benjamin is also an Arizona Department of Real Estate (ADRE) approved instructor. In his “free time,” Benjamin enjoys spending time with his family and playing golf.

    If you enjoy this episode and know someone who would benefit from hearing it, please share it with them! Jeff is excited to pull the curtains back on his success and help others, but in order to do that we need to grow the show! Your 5 star review and share goes a long way!

    Important Links & Info:
    Contact Ben's Office: https://www.mandglawgroup.com
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    How Mortgage Rates Are Determined

    How Mortgage Rates Are Determined

    The mortgage market is a complex system that is constantly in flux. The factors that affect mortgage rates can be difficult to understand, but here is a basic overview of how it works.

    The price of long-term bonds on Wall Street affects mortgage rates. When investors buy these bonds, it drives the price up and the interest rate down. This is because when the economy is doing well, people move their money out of bonds and into stocks. When the economy is doing poorly, people move their money from stocks into bonds. This movement of money causes the interest rate on bonds to go down, and since mortgage rates are based on the interest rate on bonds, mortgage rates go down as well.

    Money flows from Mortgage Banks to entities like Fannie Mae or Freddie Mac. These entities package up the mortgages and sell them as securities to Wall Street. When the housing market crashed in 2008, many of these securities became worthless, which caused the market for mortgages to collapse.

    Jumbo loans and non-qualified mortgages are also having a big impact on the mortgage market right now. Jumbo loans are mortgages that are larger than $647,200, and they have been growing in popularity as home prices have been increasing. Non-qualified mortgages are mortgages that don't meet the standards set by Fannie Mae or Freddie Mac, and they have been growing in popularity as well because they offer more lenient terms than traditional mortgages.

    The Federal Reserve raising interest rates doesn't directly impact mortgage rates, but it does indirectly affect them. When the Fed raises interest rates, it makes it more expensive for banks to borrow money. This makes it more difficult for banks to lend money, which makes it harder for people to get mortgages.

    Topics Covered:

    • Independent mortgage bankers
    • Fannie Mae and Freddie Mac
    • How long term bonds on wall street determine mortgage rates
    • Everyone makes their money on margin
    • As investors buy long term bonds it drives the price up and the rate down
    • When the economy is doing well, where people move their money
    • When the economy is down, where people move their money
    • When mortgage rates come down
    • Money flow from Mortgage Banks, to Fannie or Freddie, packaged up and sold to Wall Street
    • Bad mortgage products that crushed market in 2008
    • Jumbo loans and non qualified mortgages
    • The fed raising interest rates

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    Home Appraisal Process: What You Need to Know ft. Robert Oglesby

    Home Appraisal Process: What You Need to Know ft. Robert Oglesby

    Robert Oglesby is the Chief Executive Officer & Founder of AppraisalTek - a successful Appraisal Management Company based in Phoenix, AZ. Robert takes a dynamic role supervising all appraisal management operations, including as a quality control reviewer. 

    Active and current in his profession, Robert has obtained SRA, Al-RRS designations from the Appraisal institute, he also an AQB Certified USPAP instructor, in the field he specializes in the valuation of high-performing and luxury housing.

    In addition to his work in the office and in the field, Robert organizes and presents continuing education seminars for real estate professionals, in which he covers current underwriting guidelines, appraisal methods, approaches to value, and thorough explanations of the appraisal process. Robert is an AQB Certified USPAP Instructor and has received his certification to teach in Arizona and Texas.

    As a Designated member of the Appraisal Institute, Robert is committed to continuing education. He participates in many of the courses and professional seminars from the Appraisal Institute, completing significantly more than the required number or hours to ensure that he is well-informed and current with the ever-evolving real estate field.

    Topics Covered:

    • Appraisal Tech - Becoming a successful business owner
    • The truth about being successful in business - doing the simple things well
    • Appraisal Management Company (AMC) & Lender relationship
    • The future of AMC & Lender relationship & technology
    • Appraisal Disputes
    • Subjective vs objective on appraisals
    • New technology coming down the pipeline for appraisal world
    • What does it take to do a credible appraisal for a lender
    • Technology is going to disrupt the appraisal process
    • Common question Jeff gets when appraisal comes in low
    • What happens when an appraisal comes up short on a home
    • What are some new market factors getting taken into account for appraisals
    • Robert’s forecast for the home market next 12 months. Ignore 08-09
    • Jeff: You don’t want to time a market, the best investors don’t time a market. It’s almost impossible to time
    • Jeff asking about Robert selling his company as a general entrepreneur 
    • Jeff: how do you continue to add value to employees over a long period of time
    • How to become a licensed appraiser

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    Jeff's Keys to a Better Client Experience

    Jeff's Keys to a Better Client Experience

    Jeff Smith understands that a successful client experience revolves around two key interactions: the initial consultation and the pre qualification consultation. By having a consistent process in place, Jeff is able to provide a great experience for his clients every time. Jeff is a top 1% loan officer nationwide, so his consistent process has had a large role in providing a great experience for clients every time. 

    Key Points:

    • Same process with clients every time for a while, which has led to refining it over time
    • Questions from clients have led to addressing certain topics at different points in the presentation
    • Doing things the same way each time helps ensure a consistent experience for clients, regardless of mood or energy levels
    • The goal is for every client to have a great experience and feel informed
    • Questions from clients are generally answered by the presentation
    • Create a process to deliver a great client experience every time
    • Have the same templates and tools for each step in the process
    • Refine the process over time based on client feedback
    • Answer all client questions to avoid confusion
    • Create a presentation that is tailored to each client's needs

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    Diversified Success ft. Kiran Vedantam

    Diversified Success ft. Kiran Vedantam

    After 7 years into his dream job at Intel Corporation as engineer, Kiran has found his passion in real estate investing. He has been a licensed real estage agent since 2005 and started his own real estate company Kirans and Associates Realty in 2010. Kiran began critically studying the real estate industry and within a short time became one of the top agencies in Arizona, ranked #113 in the USA by Wall Street Journal/Real Trends in 2011. Kiran was ranked 4th in Maricopa County in 2011 for most closings and is in the top 0.5% of agents overall for sales dollar volume. Kiran Vedantam was ranked in the top 150 in the country by Real Trends in 2013.

    • Recipient of AZ Real Estate Achievement Award 2013
    • Recognized as “Top 100 Most Influential Agents in Arizona”
    • 5-star reviews from previous clients
    • National Best selling author. Authored “Cracking the code to success” with Brian Tracey
    • On TV – Featuring Homes for sale on “Listings of the Desert SouthWest“
    • On RadioGoogly – featured on staging and selling
    • On Radio Talk – featured on KFNX 1100; KQCK; KKNT 990
    • Full service real estate team – with Luxury and Commercial (Office/Medical and retail) divisions

    Topics Covered:

    • Kiran’s Entrepreneurship Journey (00:07:00)
    • Relationship Dynamics (00:13:10
    • Business Funnel (00:15:10)
    • Triangle of trust (00:27:00)
    • Stick to a niche (00:29:00)
    • How to develop business relationships (00:31:00)
    • Why personal connections matter (00:40:00)
    • How to stay top of mind with clients (00:47:00)
    • Pay it forward in business (00:50:00)
    • How does Jeff set up his team (00:55:00)

    Important Links & Info:
    Follow Kiran:
    Instagram: https://www.instagram.com/kiranvedantam/
    Facebook: https://www.facebook.com/kiran.vedantam.1
    LinkedIn: https://www.linkedin.com/in/kiranvedantam/
    http://kiranandkiran.com/

    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    Jeff's Proven Strategies That Will Help You Sell More Mortgages

    Jeff's Proven Strategies That Will Help You Sell More Mortgages

    There are many benefits to owning a primary residence. For one, it can be a source of pride and satisfaction. It can also be a great way to build equity and wealth over time. In this podcast, Jeff explores the reasons why you should own a primary residence, the average net worth of homeowners, and Jeff's system for pre-qualifying clients. Jeff will also share some of his most successful marketing systems and strategies that you can use to reach your target audience.

    Reasons to Own a Home
    There are many reasons to own a home. One reason is that it can be a source of pride and satisfaction. Owning your own home can give you a sense of accomplishment and stability. It's also a great way to build equity and wealth over time. Homeownership also comes with other benefits, such as the potential for lower taxes and the opportunity to live in a desirable neighborhood. If you're thinking about buying a home, there are several things you should consider before making the decision.

    The Average Net Worth of Homeowners
    According to CNBC, the average net worth of homeowners is $231,000. This is over 41 times the average net worth of renters, which is $5,000. The median net worth of homeowners age 65 and older is $264,000, and the median net worth of renters in the same age group is $6,300.

    Jeff's System for Pre-Qualifying Clients
    If you're in the mortgage business, then you know that pre-qualifying clients is an important part of the process. Mortgage lenders use various methods to pre-qualify their clients. One method is to require borrowers to complete a loan application and provide financial documentation, such as pay stubs and tax returns.  Another method used by mortgage lenders is to pull a borrower's credit report. This gives the lender an idea of the borrower's credit history and ability to repay the loan. Mortgage lenders will also look at factors such as employment history and income levels when pre-qualifying borrowers.

    Marketing Systems and Strategies
    One way to reach potential borrowers and referral partners is by building your personal brand, and establishing yourself as an expert on real estate or finance. You should also use all social media platforms, such as Instagram, Facebook, Twitter, LinkedIn, etc to promote your expertise, mortgage products and services. Jeff also shares his Letter Of The Heart which has been a hit for years with previous clients as a way of staying in front of them.

    Important Links & Info:

    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    How To Market Yourself As A Real Estate Agent ft. Lisa McBeth

    How To Market Yourself As A Real Estate Agent ft. Lisa McBeth

    Lisa McBeth is the Assistant VP of Business Development at Magnus Title Agency. She possesses a proven track record of launching new innovative marketing strategies, expanding markets, fostering strong business relationships, and executing strategic business plan initiatives. A natural leader with excellent selling, communication and presentation skills. Lisa is a competitive person with a positive attitude which keeps her focused on the end results.

    Topics Covered:

    • Golf
    • PGA Tour vs LIV Golf
    • What does Lisa do for work
    • Investments
    • The market is shifting
    • Marketing systems
    • Lead generation
    • Farming in real estate
    • Social Media
    • Consistency
    • Keys to success

    Important Links & Info:
    Follow Lisa:
    Instagram: https://www.instagram.com/openescrowwithme/
    Facebook: https://www.facebook.com/lisa.unfugmcbeth
    LinkedIn: https://www.linkedin.com/in/lisa-mcbeth-ab4b1220/

    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    What Is A Non-QM And Who Are They For

    What Is A Non-QM And Who Are They For

    On this episode, Jeff shares what non-qm products are in the lending world. Then he goes into detail on some great non-qm products that are offered by CCM. If you have any questions about any of these products, please call Jeff's team at the number below, or send and email and they'll be happy to help!

    Topics Covered:

    • FHA Loans
    • VA Conventional Loans
    • Jumbo Loans
    • Non-Conforming Loans
    • Qualified Mortgages
    • Bank Statements Program
    • 1099 Program
    • Debt service coverage ratio
    • Foreign National Program
    • Bridge Loan Program
    • Down Payment Assistance Program
    • And More!

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    Crafting A Plan For Success ft. Mike Hengy

    Crafting A Plan For Success ft. Mike Hengy

    For over a decade, Mike Hengy has been providing excellent experiences for his customers. Mike's detail-oriented approach and philosophy of constant communication have led to countless satisfied clients. Mike puts an emphasis on listening carefully to understand a client's goals and circumstances, and he's honest about what the best options are, even it it's with someone else!

    Originally from the Midwest, Mike is proud to call Arizona home. Out of the office, he enjoys spending time with his wife and two kids – plus playing golf at the beautiful courses Arizona offers whenever he gets the chance!

    Topics Covered:

    • How Mike got into the mortgage business
    • What Mike likes most about the mortgage business
    • The hardest part of the mortgage business
    • Business Goals
    • Cold Calls
    • Creating a plan and sticking to it
    • What sets Mike apart from other LO’s️️️️
    • Honesty in business

    Important Links & Info:

    Follow Mike:
    Instagram: https://www.instagram.com/mikehengy79/
    480-212-8800
    MikeHengy.com

    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    The Smith Team at CCM
    Call Us: 480.909.4000
    Email Us: thesmithteam@myccmortgage.com
    APPLY NOW @ www.smith-team.com
    CCM NMLS 3029 NMLS 1642793 NMLS 413643

    Important Links & Info:
    Follow Jeff:
    Instagram: https://www.instagram.com/jeffsmithaz/
    Facebook: https://www.facebook.com/profile.php?id=100002927397116
    LinkedIn: https://www.linkedin.com/in/jeff-smith-40627016/

    Jeff Smith - Tiger Home Loans
    📲 480.909.4000
    📩 jeff@tigerhomeloans.com
    🔗 www.tigerhomeloans.com
    Equal Housing Opportunity
    Tiger Home Loans NMLS: 2425582 NMLS: 413643

    'Homebuyer’s Guide' with Bhavesh Kothari, Founder and CEO, Property First

    'Homebuyer’s Guide' with Bhavesh Kothari, Founder and CEO, Property First

    Home buying can be a daunting process. 

    The sheer volume of choices and information available, the documentation and due diligence involved, the financial planning required, altogether can make this process extremely overwhelming for anyone, and even more so for first time homebuyers.

    To help you navigate home buying in India, and give you some insights on how to select your dream home, we have with us today a luxury residential consultant, the Founder and CEO of Property First, Bhavesh Kothari.

    Bhavesh brings a decade of experience in Residential Real Estate across multiple markets in South India, including Chennai, Coimbatore, Hyderabad, Cochin and most extensively in Bangalore. After working for the Embassy Group to market their luxury projects, Bhavesh went on to found Property First in 2017, and they have since expanded their footprint to many more cities, dealing primarily in luxury residential real estate .

    In this Homebuyer’s Guide for Indian Real Estate, Bhavesh sheds light on the right mindset for buying Residential Real Estate both as an end user and  as an investor, and walks us through this process, shedding light on topics such as property selection, documentation, finance and more.

    So, as always, join us for some Concrete Conversations, and let’s cement the first step to finding you your dream home!


    Background Music by Flowerbrain


    Have questions about Real Estate? Or topic you would love to hear more about on the Podcast?
    Connect with Concrete Conversations - The Indian Real Estate Podcast through the links below!

    Instagram: https://www.instagram.com/theindianrealestatepodcast/
    LinkedIn :https://www.linkedin.com/company/concrete-conversations
    YouTube - https://www.youtube.com/channel/UCXn-Aw24pqfmULyym7hCi6Q


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