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    Explore "energybills" with insightful episodes like "Don’t pay over £7/month for your mobile, and salespeople’s secret tips", "Beat the 5% energy price hike? Autumn Statement practicals & Richard Osman!", "Will your energy bills rise this winter despite a falling price cap?", "Cut energy bills, fix savings and free Greggs" and "Energy price cap falling and savings rates race past the 6% barrier" from podcasts like ""The Martin Lewis Podcast", "The Martin Lewis Podcast", "This is Money Podcast", "The Martin Lewis Podcast" and "This is Money Podcast"" and more!

    Episodes (18)

    Don’t pay over £7/month for your mobile, and salespeople’s secret tips

    Don’t pay over £7/month for your mobile, and salespeople’s secret tips

    This week on the podcast - Martin shares his tips on how to reduce your mobile and broadband bills. Listeners who have worked in sales ‘Tell Us’ what steps to take to get the best deal as a consumer. And Martin shares what he told the Chancellor, in their meeting at Number 11 a couple of weeks ago.

    01’50 Tax self-assessment deadline 06’46 Slash mobile and broadband bills 20’07 Your questions answered on mobile and broadband bills 29’43 Tell Us: Tips from salespeople 32’22 Mastermind 38’43 More Tell Us 39’30 Your texts on self-assessment tax deadline 42’43 Martin’s money-saving tips 47’23 More Tell Us 52’16 What Martin spoke to the Chancellor about when he went to Downing Street

    Will your energy bills rise this winter despite a falling price cap?

    Will your energy bills rise this winter despite a falling price cap?
    Inflation is easing, food prices are coming down from their peak and the energy price cap dropped last weekend.

    But you are still paying around 10 per cent more for your groceries now than last year, petrol prices are rising, mortgage rates are still high, and you may end up paying more for your gas and electricity this winter too. But how is that possible?

    This week, Angharad Carrick, Georgie Frost, Lee Boyce and Helen Crane tackle energy bills and look at who might be paying more in the next three months.

    And when it comes to water bills, some firms are looking at charging 44 per cent more over the next seven years. Why?

    Crane on the Case this week tackles a parking charge issued after someone waited too long in a McDonald’s drive-thru queue.

    Despite that, Helen managed to get a positive result – but why are so many parking charges being dished out every day, and where is the promised government help to stop it happening.

    Lee gives you a run through of another busy week in the world of savings and banking.

    NS&I has pulled its best buy one year fix paying 6.2 per cent; NatWest has a secret top 5.2 per cent easy-access deal; Moneybox is offering the top cash Isa of 5 per cent; and Starling Bank is now offering to pay you for having a current account.

    It’s also been a hairy week for Metro Bank – but we explain why FSCS has you covered.

    And finally…the list of the UK's 'perfect' retirement locations has been revealed - and there are some surprising names on it, including the Outer Hebrides.

    Consumer group Which? has taken retirees' wish-lists for their later-life locations to work out its own grouping of the 12 top places to spend your golden years.

    But does it tally up to what you think is a perfect retirement location?

    Cut energy bills, fix savings and free Greggs

    Cut energy bills, fix savings and free Greggs

    Martin is back with a bumper episode. Find out the savings account you need to know about, why even though energy prices are lower some people could be paying more this winter and also the action that you need to take this weekend to keep your bills as low as possible. Plus how you could be paid to insure your phone, free Greggs and Martin finds out the financial nuggets that older people would love to tell their younger, working selves. Don’t miss it!

    Jump to:

    07:51 Best savings rates 11:31 Martin’s energy advice 24:34 Problems with energy meters 30:50 What people who’ve retired wish they’d known… 1:00:10 Free Greggs!

    Energy price cap falling and savings rates race past the 6% barrier

    Energy price cap falling and savings rates race past the 6% barrier
    There has been plenty of doom and gloom in recent months – and today, we go searching for cheerier news.

    The energy price cap will fall from the weekend, plunging to £2,074 – below the £2,500 set Energy Price Guarantee from the Government.

    So, what should you be doing to prepare – and what does that mean for your usage? Will we soon see the return of fixed tariffs?

    This week Georgie Frost, Helen Crane and Lee Boyce discuss the new price cap, along with a sneaky move from a major energy supplier to stop quarterly billing.

    Mortgage rates are rising – that's not good news for homeowners coming up to remortgage.

    However, there is some good news… This is Money has a new Navigate the Mortgage Maze column written by L&C broker David Hollingworth.

    We reveal what the column is all about and details of the first one, which covers a question on many lips: how do I overpay and take advantage of a low fixed rate as much as possible?

    There has been a flurry of new saving deals, with the top rates now nudging past 6 per cent – challenger banks are driving the rises, but even bigger banks are boosting some deals.

    Personalised licence plates on cars have surged in popularity – but why? And what makes one worth a five-figure sum?

    Can you live without sat nav, parking sensors, heated seats and a… CD player in your car? A new survey reveals the motoring gadgets we can't live without.

    We talk about the scammer turned good who is worried about AI and fraud. And what money stories did Helen bring back from her Glastonbury adventure?

    How to check if you’re owed £100s of energy credit and are 100% mortgages good?

    How to check if you’re owed £100s of energy credit and are 100% mortgages good?

    Is your electricity and gas provider sitting on £100’s of YOUR money? Martin explains why May is the PERFECT TIME to get that money back! Have you been considering a 100% mortgage? Martin explores whether it could help you get on the property ladder. You ‘tell us’ your best birthday presents and Martin reveals Nihal’s ‘secret commercial venture’ in this weeks’ Mastermind. Plus FINALLY podcast producer Lillie-Mae gets an official nickname!

    Hacking your bills

    Hacking your bills

    It’s getting harder to keep up with the cost of essentials such as water, energy and internet. FT reporter Leah Quinn speaks to 26-year-old renter Conor, who explains what he has been paying over the past few months and which bills are starting to add up. Host Claer Barrett is on hand with tips and advice on everything from whether you should get a water metre installed to whether energy bills will go down later this year.


    Useful links:

    How to get a smart metre

    Find out if you’re entitled to the new government energy scheme 

    Money Saving Expert guide to council tax bands

    Ofcom social tariffs and speeds

    If you’d like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help 

    Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Jake Fielding and Breen Turner, with original music from Metaphor Music. 


    Read a transcript of this episode on FT.com



    Hosted on Acast. See acast.com/privacy for more information.


    Will energy prices rise or fall? 1p challenge and cash ISAs

    Will energy prices rise or fall? 1p challenge and cash ISAs

    Martin Lewis answers your financial questions including what are my rights if my parcel isn’t delivered? Why are wholesale gas prices falling but bills aren’t?

    Elsewhere in the podcast, ‘Tell Us’ what were your new year’s financial resolutions last year. Did you keep to them? How long did they last? Did it work?

    BBC Radio 5live’s Nihal Arthanayake takes on Martin’s Money Mastermind – he’s quizzed on savings and cash ISAs. Listen to find out how he gained 10% of a point.

    This week, Martin’s podcast exclusive money-saving tips include an urgent warning to high earners and the self-employed. Don't miss the 31 January 2023 self-assessment tax return deadline or risk a £100 fine. As well as a plea to anyone who pays for a NHS prescription. He estimates more than one million people in England missed out on savings of around £40 in the 12 months leading up to this April because they didn't buy a prescriptions 'season ticket'.

    Producer: Isabelle Tudor

    When will interest rates stop rising? Plus, energy-saving tips to help you afford the heating

    When will interest rates stop rising? Plus, energy-saving tips to help you afford the heating
    The Bank of England has hiked base rate from 0.1 per cent to 3.5 per cent in the space of 12 months, a move that would have been considered unthinkable not so long ago.

    But with inflation looking as if it has peaked, the economy probably already in recession, households and businesses feeling the squeeze, have we nearly reached the end of the rate hikes?

    When the mini-Budget chaos struck there was a belief that the Bank may have to go as high as 5.5 to 6 per cent with interest rates, now expectations have been downgraded and some suggest the peak may be 4 per cent.

    That would mean that we are nearly there.

    How likely is that and what would it mean for our finances and the economy? On this week's podcast, Georgie Frost, Helen Crane and Simon Lambert look at how close we are to the end of the rate cycle and what it all means for mortgages and savings.

    Plus, it's not just the rate on their mortgage causing households concerns, the rapid rise in energy bills is hurting them too. Even with the energy price guarantee, bills are double what they were a year ago.

    A mild autumn cushioned the blow somewhat but as a cold snap and snow rolled in, households across Britain found themselves reluctantly reaching for the heating on button and thermostat.

    The team look at what people can do to keep themselves warm but save on energy and what might happen next to bills:

    Is an electric heater in one room cheaper than the central heating?
    Would insulating your home pay off?
    Will energy bills go back to normal? 

    All that and more is up for discussion in an affording the heating special section.

    Energy prices, excess deaths and the race to count to 200

    Energy prices, excess deaths and the race to count to 200

    With energy prices in the UK spiralling, Tim Harford asks whether there is an easy and realistic way for bills to be cut. Also the number of excess deaths in the UK is rising – we’ll hear how much covid is still to blame. We return to the subject of counting in twenties, this time hearing how the Welsh language mixes traditional and decimal systems. And we debunk some spurious social media claims around Liverpool players and asthma medication.

    Out of the holiday loop? Our overseas summer travel special - top tips for a successful trip

    Out of the holiday loop? Our overseas summer travel special - top tips for a successful trip
    This summer has seen travel demand rebound and for many, it could be their first overseas jaunt since before the pandemic.

    For that reason, there may be some rusty holidaymakers out there. But fear not, Lee Boyce, Helen Crane and Georgie Frost are at hand to help get you in the holiday mood (kind of).

    They talk about what you need to think about before a trip, from sorting out your passport with plenty of time to why it is imperative to have good quality insurance. It may not be sexy, but it is vital.

    Then, while you're away, what to think about in terms of spending money and little tips and tricks to save cash.

    We also ask if the days of cheap flights are over thanks to fuel price rises, whether chickenpox just before you go away means an automatic refund and more pearls of wisdom from decades of travel experience.

    Elsewhere, there are dire pension warnings linked to inflation. A new study believes that fewer than two in five households will be on course for a decent retirement due to the soaring cost of living. What can be done about it?

    And a large factor of that soaring cost of living is energy bills. Next month, we'll fully know just how high the price cap will head.

    Many are facing bill rises that they simply cannot afford. One part of the cost that is a real bugbear for many are standing charges. What are they and why can they not simply be cut?

    Jubilee costs, fuel poverty and imperial measures

    Jubilee costs, fuel poverty and imperial measures

    Is the government really spending a billion pounds on the Jubilee, as some have claimed? We investigate some of the facts and figures around this week’s commemorations. We also ask why energy bills are becoming so high in the UK when we actually have plenty of gas, and we unpack the mystery of measuring fuel poverty. Plus after the Texas school shooting we investigate the statistics around gun deaths in the US.

    And finally we hear about the joys and perplexities of imperial measures with Hannah Fry and Matt Parker.

    How can I reduce my energy bill?

    How can I reduce my energy bill?

    Rishi Sunak has just unveiled a £15bn support package to help households as the average UK energy bill is predicted to hit £2,800 a year. Even with the chancellor’s help, plenty of people will still be feeling the pinch - but this episode is packed with practical tips and advice to help you save on your energy bills. 


    Presenter Claer Barrett hears from Bella who is renting a draughty Victorian flat, and wants to know her rights before she tackles her landlord. Homeowner Sam has seen his bills skyrocket, and wonders if insulating his property would be a wise investment. On hand with tips for Bella and Sam are Gemma Hatvani, founder of the Facebook group, Energy Support and Advice UK, and Brian Horne, a senior advisor at the Energy Saving Trust.


    If you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media - she’s @ClaerB on Twitter, Instagram and TikTok. 


    To read a free FT.com article about how the new energy help measures will work, click here: https://on.ft.com/3lQlGPz 


    Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music.





    Hosted on Acast. See acast.com/privacy for more information.


    What can we do to tackle soaring energy bills - and are providers playing fair?

    What can we do to tackle soaring energy bills - and are providers playing fair?
    Much bigger energy bills are on their way to households for and a warning was sounded this week that there is much worse to come.

    Energy bosses told MPs that 40 per cent of households could end up in fuel poverty and raised the prospect of a ‘truly horrific’ winter, with the price cap tipped to rise another 30 per cent or more in October just as the heating goes back on.

    Energy firms are not responsible for the surge in gas and electricity prices but watchdog Ofgem warned that some may not be treating customers fairly on monthly direct debit payments.

    Meanwhile, This is Money has been contacted by reams of customers struggling to get incorrect bills fixed but being threatened with debt collectors by bullying energy firms.

    What can be done to help customers struggling with soaring bills? Will Rishi Sunak have to step in with more meaningful help than his £200 off now, pay it back later deal? Should wealthier customers subsidise the bills of the poorer? And how do we make energy firms get their act together?

    All these questions and more are tackled by Georgie Frost, Lee Boyce and Simon Lambert in this podcast.

    Also on this show, how do you know if you are saving enough for retirement and are there any positives to encourage you, as more gloom-laden warnings about our pension pots pot being big enough land?

    Plus, why has the Great British Rail Sale managed to get not one, not two, but all three of our podcasters riled?

    And finally, why is Netflix having a wobble and does it mark a change in consumer and investor behaviour?

    Could you be an Isa millionaire - and would it get you financial independence?

    Could you be an Isa millionaire - and would it get you financial independence?
    Do you harbour ambitions of investing your way to a £1million Isa pot – and what would you do with it if you got there?

    The lure of financial independence has only gotten stronger for many through the Covid pandemic years and a cool million in tax-free savings sounds like a decent way to achieve it.

    So, it’s no surprise that the idea of becoming an Isa millionaire features regularly in the personal finance pages.

    What would that £1million get you though, how much would you need to invest and for how long to get there - and is it enough for financial independence?

    On this podcast, Georgie Frost, Helen Crane and Simon Lambert discuss building your way to a £1million Isa and how achievable that might be.

    Also on the podcast, the team look at what’s happening to mortgage rates and why anyone whose mortgage needs fixing this year should start thinking about it, along with some practical tips of what they could do.

    They take a look at Santander’s recently improved 123 account – and whether it’s been bumped up enough to be worth taking.

    And finally, the cost of living crisis looms large again: is there anything the government is likely to do to help with the soaring cost of petrol and should you fix your energy bills or stick with the price cap?

    The latter is a question on Simon’s mind – as it’s exactly the scenario he is facing as his energy deal ends – he talks us through the numbers and what he will do.


    Base rate rise, energy cap soars and inflation predicted to surpass 7%

    Base rate rise, energy cap soars and inflation predicted to surpass 7%
    Thursday marked a big day for the pound in our pocket. First of all, it was announced the energy price cap was to rise 54 per cent.

    Georgie Frost, Lee Boyce and Helen Crane take a look at what that means, what support has been made available and what happens next.

    Hot on the heels of that bombshell we had another rate rise from the Bank of England - piling pressure on borrowers.

    What will it mean for mortgages and will we finally seeing savings rates begin to head higher?

    With rates on the rise, would you fix your mortgage for a decade? Halifax and Lloyds unveil 10 year deals.

    And Helen launches her Crane on the Case consumer column – the first saw a remortgage mix-up land our reader with a bill of nearly £4,000.

    Can we do anything to stop our energy bills soaring?

    Can we do anything to stop our energy bills soaring?
    It’s almost crunch time for our energy bills, with the new price cap that will kick in from 1 April due to be announced in just over a week.

    At that point those on variable rate price cap-linked tariffs will know how much their bills will rise by – a figure that’s widely expected to be 50%.

    But the worst of the bill shock pain will be felt by others, those with fixed rate deals cheaper than the current price cap but that are soon due to end.

    So, can people on either variable or fixed deals do anything to stop their bills soaring? Is there any merit in trying to fix? 

    And what should we do to help the households for whom this will be not just another blow from the cost of living crunch, but a shove into fuel poverty?

    On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert talk through the options for Britons facing soaring energy bills and the government and industry in trying to deal with them.

    Plus, with Simon one of those people whose fix is imminently ending – in the middle of March – what are the options that his energy supplier Octopus has presented him with, and which one is he going to take? He talks us through that.

    Also on this week’s podcast, the team talk through the stock market wobble, the US growth vs rising rates conundrum, and the suggestions that it might be UK shares time to shine.

    And finally, Nationwide has at last raised savings rates – only a week before the Bank of England is forecast to deliver another rate rise – but will savers be cheered or disappointed?