exclusions

SUMMARY

In this episode of Dr. B Show, Dr. B welcomes and interviews Nic McGrue, a securities attorney and founder of Polymath Legal. They discuss the differences between accredited and non-accredited investors, as well as the exemptions and exclusions for raising capital in real estate. Nic explains the nuances of 506(b) and 506(c) offerings, highlighting the importance of understanding the rules and regulations to avoid legal issues. He emphasizes the need for a strong power team, including an attorney and CPA, to ensure compliance and protect investors. Nic also advises new real estate investors to get educated, find a mentor, and take action to get started in the industry.

KEY TAKEAWAYS

• Accredited investors have high income or net worth, while sophisticated investors possess the resources and knowledge to evaluate investment opportunities.
• 506(b) allows for an unlimited number of accredited investors and up to 35 sophisticated investors, while 506(c) requires all investors to be accredited.
• Exemptions exclude certain securities from registration requirements, while exclusions are securities that are not considered securities at all.
• A promissory note with a maturity date of 9 months or less is typically excluded from the definition of a security.
• Building a power team, including an attorney and CPA, is crucial for real estate investors to ensure compliance and protect investors.

QUOTES

• "I help you raise the capital for your deals, but make sure that you stay out of trouble while you're doing it." - Nic McGrue
• "Get educated and then take action. Don't be in the situation where you're going to be a perpetual student on it." - Nic McGrue

You can learn more about Nic McGrue in the links below.

• LinkedIn: https://www.linkedin.com/in/nmcgrue/

If you’re listening to the Dr. B Show Podcast, please subscribe, share, and we’re listening for your feedback. You can also learn more about Dr. Jairo Borja at http://borjaconsultinggroup.com/.

Cybercriminals have turned the internet into a virtual battlefield, but insurers are increasingly worried about the growing risks that actual war and state-sponsored attacks pose to the market. Many insurers are adding new cyber war and terrorism exclusions to their cyber policies that further complicate an already complex marketplace. Amanda and Scott are joined by Lori Wheeler, a Broker with CRC Group’s Dallas office, and Tim Graham, a Broker with CRC’s Chicago office. They’re going to fill us in on what these exclusions can mean for clients.

Featuring:
Lori Wheeler - Inside Broker, CRC Dallas
Tim Graham - Broker, CRC Chicago

Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.

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તમને વારંવાર આરોગ્ય વીમો જટિલ અને અનિચ્છનીય લાગે છે. પરંતુ આપણે જાણીએ છીએ, ખાસ કરીને Covid પછી, તે નોંધપાત્ર છે. તમારા હોસ્ટ પ્રિયંકા આચાર્ય સાથે એપિસોડમાં ટ્યુન ઇન કરો અને નો ક્લેમ બોનસ અને પોલિસીના પ્રકારો વિશે રસપ્રદ અને સરળ તથ્યો જાણો જે તમારે તમારા પરિવાર માટે આવશ્યક છે, ફક્ત #EkChuskiFinance #ASipOfFinance પર

We often find Health Insurance complicated and unwanted. But we know, specially after the pandemic, that it is significant. Tune in to the latest episode with your host Priyanka Acharya and know interesting and simple facts about no claim bonus, exclusions and types of policies you must include for your family, only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter: https://twitter.com/PriyankaUAch?t=2-5RDeShoT8XC9JGaERqSA&s=09

Linkedin: https://www.linkedin.com/in/priy-anka-the-favorite-episode-for-finance

Instagram: https://instagram.com/priyankauacharya

Facebook: https://www.facebook.com/priyanka.u.acharya

You can listen to this show and other awesome shows on https://ivmpodcasts.com , the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

See omnystudio.com/listener for privacy information.

आप अक्सर स्वास्थ्य बीमा को जटिल पाते हैं। लेकिन हम जानते हैं, विशेष रूप से महामारी के बाद, कि यह महत्वपूर्ण है। अपने host प्रियंका आचार्य के साथ एपिसोड में ट्यून करें और नो क्लेम बोनस और नीतियों के प्रकार के बारे में दिलचस्प और सरल तथ्य जानें, जिन्हें आपको अपने परिवार के लिए शामिल करना चाहिए, केवल #EkChuskiFinance #ASipOfFinance पर

We often find Health Insurance complicated and unwanted. But we know, specially after the pandemic, that it is significant. Tune in to the latest episode with your host Priyanka Acharya and know interesting and simple facts about no claim bonus, exclusions and types of policies you must include for your family, only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter: https://twitter.com/PriyankaUAch?t=2-5RDeShoT8XC9JGaERqSA&s=09

Linkedin: https://www.linkedin.com/in/priy-anka-the-favorite-episode-for-finance

Instagram: https://instagram.com/priyankauacharya

Facebook: https://www.facebook.com/priyanka.u.acharya

You can listen to this show and other awesome shows on https://ivmpodcasts.com , the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

See omnystudio.com/listener for privacy information.

We often find Health Insurance complicated and unwanted. But we know, specially after the pandemic, that it is significant. Tune in to the latest episode with your host Priyanka Acharya and know interesting and simple facts about no claim bonus, exclusions and types of policies you must include for your family, only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter: https://twitter.com/PriyankaUAch?t=2-5RDeShoT8XC9JGaERqSA&s=09

Linkedin: https://www.linkedin.com/in/priy-anka-the-favorite-episode-for-finance

Instagram: https://instagram.com/priyankauacharya

Facebook: https://www.facebook.com/priyanka.u.acharya

You can follow Shonali Sarkar on her social media:

Instagram: https://www.instagram.com/soulfulshona

You can listen to this show and other awesome shows on https://ivmpodcasts.com , the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. 

See omnystudio.com/listener for privacy information.

MadGaines Risk (formally known as More Freight More Problems) is all things related to risk in the transportation industry: cargo claims, contracts, safety, accidents, employee management, finance, motor-carrier risks, broker liability, shipper liability and more.

Madtropolis is a fictional city created by Cassandra Gaines (aka MadGaines) and her friends Jamin Alvidrez and J.D. Redmon. The goal of Madtropolis is to unite shippers, carriers and brokers together on one forum for collaboration, education and support. Together, we can be better.
Find out more information about Cassandra at here website here
See the shows live on LinkedIn (follow Cassandra) or on YouTube

On March 13th, the FMCSA issued an emergency declaration (ED) providing an exemption to the hours of services regulations - for particular shipments. BUT, there is more you MUST KNOW. Listen to this quick podcast for the deets.

Remember, Cassandra is not your lawyer, this is just education. It is always best to consult with a lawyer because the facts, laws and circumstances could be different for your situation.
Here is the related article:
https://www.linkedin.com/pulse/before-you-go-balls-wall-know-3-points-emergency-cassandra-gaines/?trackingId=ekefpXK8TzSggmh5gKQ3Yw%3D%3D

Cassandra provides a high-level guide to how brokers and carriers should handle a situation where the customer rejects the shipment citing to coronavirus contamination. 
Remember, Cassandra is not your lawyer. Facts of each situation, contracts and various federal and state laws can change every situation that Cassandra discusses. 

The majority of brokers do not understand how to properly vet carriers. Cassandra has consulted all over the country teaching brokers how to properly vet carriers. In this episode, Cassandra starts at the very basics--the structure of the compliance department. Cassandra informs brokers of the errors that are frequently made that could put the entire business at risk. 

Every freight broker needs to listen to this podcast about insurance coverage. This podcast reviews all the insurance a freight broker should have and any garbage insurance that is not worth the money. 

Freight brokers must listen to this episode regarding the insurance that protects their business from third-party claims (i.e. accident lawsuits). 

In a quick 7 minutes, Cassandra will teach leaders in the industry how to negotiate insurance terms in a shipper contract. Executives, sales and ops leaders must know how to negotiate these terms!