exemptions

SUMMARY

In this episode of Dr. B Show, Dr. B welcomes and interviews Nic McGrue, a securities attorney and founder of Polymath Legal. They discuss the differences between accredited and non-accredited investors, as well as the exemptions and exclusions for raising capital in real estate. Nic explains the nuances of 506(b) and 506(c) offerings, highlighting the importance of understanding the rules and regulations to avoid legal issues. He emphasizes the need for a strong power team, including an attorney and CPA, to ensure compliance and protect investors. Nic also advises new real estate investors to get educated, find a mentor, and take action to get started in the industry.

KEY TAKEAWAYS

• Accredited investors have high income or net worth, while sophisticated investors possess the resources and knowledge to evaluate investment opportunities.
• 506(b) allows for an unlimited number of accredited investors and up to 35 sophisticated investors, while 506(c) requires all investors to be accredited.
• Exemptions exclude certain securities from registration requirements, while exclusions are securities that are not considered securities at all.
• A promissory note with a maturity date of 9 months or less is typically excluded from the definition of a security.
• Building a power team, including an attorney and CPA, is crucial for real estate investors to ensure compliance and protect investors.

QUOTES

• "I help you raise the capital for your deals, but make sure that you stay out of trouble while you're doing it." - Nic McGrue
• "Get educated and then take action. Don't be in the situation where you're going to be a perpetual student on it." - Nic McGrue

You can learn more about Nic McGrue in the links below.

• LinkedIn: https://www.linkedin.com/in/nmcgrue/

If you’re listening to the Dr. B Show Podcast, please subscribe, share, and we’re listening for your feedback. You can also learn more about Dr. Jairo Borja at http://borjaconsultinggroup.com/.

v.4 Updated: 2021-12-23

In this episode we discuss the impact of Covid-19 vaccine mandates on our society, with a specific focus on the way the mandates have been implemented in the context of higher education. We describe how students, staff and faculty in our universities have been callously kicked to the curb simply because they have chosen to avoid taking the Covid-19 biologicals. Although there are provisions for exemptions from these mandates, there are indications that the large majority of exemption requests are being denied. The coercive pressure to vaccinate is intense and unrelenting. The exclusion of the vaccine-free from the academy amounts to a systematic ideological purge wherein free thinkers and refuseniks are expelled or forced into exile, leaving only the fearful and the compliant in our institutions of higher learning. Critically, we detail how the fundamental assumption underlying the vaccine mandates--namely that the Covid-19 biologicals prevent infection and spread of SARS-CoV-2--is inconsistent with the findings of scientific studies published in top peer-reviewed medical journals.

Episode Timeline & Notes

0:00:41 - Opening Segment

• No One Noticed This Pfizer Conflict of Interest Hiding In Plain Sight | DM CLIPS | Rubin Report - YouTube

0:03:08 - Vax Mandate Update

• Unvaccinated Canadians can be banned from grocery stores in New Brunswick | True North
• N.B. COVID-19 roundup: Winter plan goes into effect Saturday night, 2 deaths, 97 new cases | CBC News
• Ontario extends COVID-19 proof-of-vaccination system, expands booster eligibility –December 10, 2021 - YouTube
• Omicron Symptoms Mostly Mild or Asymptomatic in US, Europe: Officials
• NoRisk_NoReward on Twitter: "‘OMICRON VARIANT’ IS COMING, ALL THE WAY FROM BOTSWANA. INTERESTING CHOICE OF NAME... | Twitter

0:16:28 - University Mandates

• Brilliant University Professor Put on Leave over Non-Disclosed Vaccine Status - Rebel News

0:20:02 - Goodbye Tenure

• Janice Fiamengo | How Covid-19 Killed Academic Tenure | The Pipeline
• Ethics professor threatened with dismissal for refusing vaccine – Canadian Covid Care Alliance
• Medical Ethics Director & Professor Sues Over Covid Vaccine Mandate || Dr. Aaron Kheriaty - YouTube
• PART 1: Suspended Medical Ethics Professor Aaron Kheriaty on Vaccine Coercion, Risks, and Natural Immunity

0:27:05 - Exemptions

• Dr. Julie Ponesse Gets Terminated From Western University For Refusing The Covid-19 Vaccine

0:33:28 - The Exemption Fallacy

• Sept. 1 | CTV News | Truth Tracker: Do vaccine mandates violate Canadians' charter rights?
• Sept. 7 | CTV News | Truth Tracker: Do COVID-19 vaccines violate the Nuremberg Code?
• Nov. 4 | National Post | Opinion: Why refusing the vaccine isn't inherently Christian
• YouTube | Sept. 8 | CBC News | Do COVID-19 vaccine mandates violate civil liberties? (see 05:37ff - Religious exemptions)
• Military Vaccine Scandal Exposed: Liz Wheeler, Eric Metaxas, Sean Spicer | ROUNDTABLE | Rubin Report - YouTube
• Charitable Status at Issue In The 2021 Federal Election - CCCC News & Blogs
• No Exceptions: A Story of Medical Tyranny in Australia | Bret Weinstein | YouTube
• COVID vaccine allegedly causes cornea implant rejection - Rebel News
• Dave Rubin on Twitter: "Evil." | (Trudeau Flip-Flop on Vaccine Mandates)

1:05:15 - Epistemic Pincer Movement

• Instructions issued by the Office of the Chief Medical Officer of Health - CMOH-Instructions-EN.pdf

1:12:17 - Coercive Pressure

1:15:27 - Ideological Purge

• Janice Fiamengo | How Covid-19 Killed Academic Tenure | The Pipeline

1:20:23 - Offloading Risk

• Pfizer expects to make nearly as much revenue just from COVID-19 vaccines in 2021 as it earned in all of 2020 | Yahoo News

1:27:55 - The Resistance

• Janice Fiamengo | How Covid-19 Killed Academic Tenure | The Pipeline
• Dr. David Haskell: Vaccine Mandates are the Rehearsal, the Future will be Worse - YouTube
• Liberty Dispatch Podcast | Liberty Coalition
• Rumble | Dr. Byram Bridle & Dr. Julie Ponesse Critique 19TOZERO.CA Vaccine Video | Liberty Coalition
• YouTube | Simpsons S22 E6 | House cat Flu is Coming, People

1:43:55 - Mandates NOT Justified

• Symposium II – Doctors for COVID Ethics
• UPDATE: Forcing People Into COVID Vaccines Ignores Important Scientific Data | Harvey Risch, Robert W. Malone, and Byram Bridle | Federalist

1:45:12 - Infection and Spread

• An Interview With Dr. Anthony Fauci - The New York Times
• CDC Director Rochelle Walensky tells Wolf Blitzer that COVID Vaccines won't prevent transmission - YouTube
• Assessment of Communication Strategies for Mitigating COVID-19 Vaccine-Specific Hesitancy in Canada | Vaccination | JAMA Network Open | JAMA Network
• WHO / COVID-19 UPDATE | United Nations UN Audiovisual Library
• Bill Gates speaks to Rt Hon Jeremy Hunt MP in exclusive Policy Exchange interview - YouTube
• SARS-CoV-2 vaccine protection and deaths among US veterans during 2021 | Science
• Breakthrough SARS-CoV-2 infections in 620,000 U.S. Veterans, February 1, 2021 to August 13, 2021 - 2021.10.13.21264966.full.pdf | medrxiv.org
• Science Brief: SARS-CoV-2 Infection-induced and Vaccine-induced Immunity | CDC
• Community transmission and viral load kinetics of the SARS-CoV-2 delta (B.1.617.2) variant in vaccinated and unvaccinated individuals in the UK: a prospective, longitudinal, cohort study - PIIS1473309921006484.pdf | Lancet
• Leaky Vaccines Enhance Spread of Deadlier Chicken Viruses | National Geographic - Science
• Increases in COVID-19 are unrelated to levels of vaccination across 68 countries and 2947 counties in the United States | SpringerLink
• COVID-19: stigmatising the unvaccinated is not justified - PIIS0140673621022431.pdf | Günter Kampf | Lancet
• Media Bias & the Collectivist Ethos | Julie Ponesse & David Haskell - YouTube
• Covid-19: Fully vaccinated people can carry as much delta virus as unvaccinated people, data indicate - bmj.n2074.full.pdf | BMJ

2:12:01 - Natural Immunity

• SARS-CoV-2 infection induces long-lived bone marrow plasma cells in humans | Nature
• Longitudinal analysis shows durable and broad immune memory after SARS-CoV-2 infection with persisting antibody responses and memory B and T cells - mmc2.pdf | Cell
• Natural Immunity and Covid-19: Thirty Scientific Studies to Share with Employers, Health Officials, and Politicians | Brownstone Institute
• 81 Research Studies Confirm Natural Immunity to COVID ‘Equal’ or ‘Superior’ to Vaccine Immunity | Children's Health Defense
• See Also:
  • Supporting Evidence – COVID-Recovered Immunity is Durable | Global Covid Summit
• URGENT: A huge Israeli study shows natural Covid immunity is far superior to the vaccine-generated kind | Alex Berenson

2:14:06 - All Cause Mortality

• Purged from YouTube: YouTube | Norman Fenton interviewed by Majid Nawaz, LBC Radio, 4 Dec 2021
• Analysing Covid vaccine efficiency and safety statistics - YouTube
• Pfizer documents reveal variety of vaccine side effects | RT USA News
• 5.3.6 CUMULATIVE ANALYSIS OF POST-AUTHORIZATION ADVERSE EVENT
  REPORTS OF PF-07302048 (BNT162B2) RECEIVED THROUGH 28-FEB-2021 | PDF | phmpt.org
• Cumulative Analysis of Early On Pfizer Vaccine Data - released by the FDA 11-17 | reAct19.org
• Wait what? FDA wants 55 years to process FOIA request over vaccine data | Reuters
• FDA Says It Now Needs 75 Years to Fully Release Pfizer COVID-19 Vaccine Data | Epoch Times
• FDA wants 75 years to release Pfizer Vax Data | RT America | YouTube
• Humour: Why Life Jackets Should Be Mandatory! | AwakenWithJP - YouTube
• Covid: The Path not Taken | DarkHorse Podcast with Dr. Peter McCullough | YouTube

2:23:32 - Key Points

• The god that failed - by Alex Berenson - Unreported Truths

2:25:33 - Summary and Closing

• Paul Kingsnorth: why I changed sides in the vaccine wars - YouTube
• Ellul, Jacques. The Technological Society. Knopf Doubleday Publishing Group, 1964, Kindle Edition.

2:34:11 - 12 Shots of Pfizer Parody

Extras

• NEW Book | Dr. Julie Ponesse | My Choice: The Ethical Case Against Covid-19 Vaccine Mandates
• Whether there is a moral obligation to disobey the coercive mandates | Douglas Farrow – Catholic World Report
• Whether there is a moral obligation to be vaccinated | Douglas Farrow – Catholic World Report
• Totalitarianism and the Five Stages of Dehumanization | Brownstone Institute
• Forcing People Into COVID Vaccines Ignores Important Scientific Data | Harvey Risch, Robert W. Malone, and Byram Bridle | Federalist
• 16,000 Physicians and Scientists Agree Kids Shouldn’t Get COVID Vaccine | Children's Health Defense
  • Before You Inject Your Child | Dr. Malone Archive | Substack

Alternative Consensus

• Declaration Of Canadian Physicians For Science And Truth
• CCCA - Canadian Covid Care Alliance
  • CCCA-Declaration-Final_v6_Sept26th2021.pdf
  • UPDATE:
  • Rumble Video | The Pfizer Inoculations Do More Harm Than Good
  • The Pfizer Inoculations For Covid-19 - More Harm Than Good (PDF)
• Canada Health Alliance – Standing up for health freedom!
  • Open_Letter_to_Henry_Dix_Horgan_Eby_Oct_6_2021.pdf
• Global Covid Summit
  • Physicians Declaration II – Updated | Global Covid Summit
• Doctors for COVID Ethics
  • Symposium II – Doctors for COVID Ethics
• The Unity Project
• International Covid Summit
• FLCCC | Front Line COVID-19 Critical Care Alliance
• Early COVID Care Experts | Hope Is Real
• Great Barrington Declaration
• The Democracy Fund
• Liberty Coalition Canada
• Covid Vaccine Injury Victims
• Real not Rare
  • Purpose: to raise awareness of the many vaccine injuries that are happening and to create a community of public support.
  • Groups | Real, Not Rare
• reAct19.org | A research focused grassroots organization made up of patients, scientists and physicians.
  • Cumulative Analysis of Early On Pfizer Vaccine Data - released by the FDA 11-17 | reAct19.org

Where to Find Us

Website:
notconformed.show

notconformed.simplecast.com

Email:
info@notconformed.show
notconformed@protonmail.com

Gab.com:
@NotConformed

RSS Feed:
https://feeds.simplecast.com/Q7v05iI6

MP3 Download Link:
Episode 32: Ideological Purge (.mp3)

The office of the Tennessee Comptroller recently suspended previously granted exemptions to Tennessee State Law that had allowed them to require COVID vaccinations as a condition of receiving federal funds.

In this interview with Tennessee Comptroller, Jason E. Mumpower, we discuss the conditions that allowed his office to suspend the exemptions and just how far the federal government has gone to “trap” as many people as they can under their mandates, regardless of whether they work on a federal contract or not.

We also learn about the standards by which the exemptions were first granted for companies and how it relates to Tennessee Code, along with much more insider information you won’t hear anywhere else.

This is an interview not to be missed!

Visit the Tennessee Comptroller's Research & Education Accountability Page Here. -
https://bit.ly/3Ent6BB

If you like what we do, please consider sending us your support at
https://bit.ly/3rvEV4Z

~ Brandon Lewis
Founder of The Tennessee Conservative

Watch the interview here - https://bit.ly/3onm7D5

The federal vaccine mandate is unconstitutional. Why was #ArrestFauci trending? Biden is the root cause of illegal immigration. The NSBA apologizes but to who? The Alec Baldwin story doesn't add up.

Copyright Sean Casey All Rights Reserved    

With the rising cost of housing, groceries, and fuel many Canadians are watching their debt load increase and are exploring solutions that can eliminate debt. The top 2 insolvency options available to Canadians are filing a Bankruptcy and Consumer Proposal. Both are able to resolve debt problems and provide legal protection from creditors. 

In this podcast, Mark Marshall of Allan Marshall & Associates delves into these 2 insolvency options - Bankruptcy and Consumer Proposals. Mark goes through the similarities and the differences between the two. He also explores:

• The steps involved in filing a Consumer Proposal or Bankruptcy
• What is a Stay of Proceedings and how it stops all collection activities 
• How your credit rating is affected 
• What happens in an initial consultation with a Licensed Insolvency Trustee

Licensed Insolvency Trustees are governed by the Federal Government through Industry Canada. They are licensed to provide financial advice and bound by the court. They are, in fact, officers of the Courts and the only professionals that can file Consumer Proposals and Bankruptcies. 

About Mark Marshall

Mark Marshall has been working in the insolvency field for 20 years. He received his Licensed Insolvency Trustee accreditation in 2012 and has also been an active board member with Music NB. He endeavors to give each client he meets advice on all of their available options so they can proceed with the knowledge they need to make an informed decision.

Additional Resources 

• Allan Marshall & Associates - Licensed Insolvency Trustee | Bankruptcy Trustee
• Bankruptcy Defined | Personal Bankruptcy | Filing & Declaring Bankruptcy
• Learn About Consumer Proposals in Canada | Consumer Proposal Calculator

In this episode Brett and Dustin discuss several current topics that are driving our everyday lives. From the cognitive abilities of the current President to cancel culture at large, the hosts look at an array of topics that everyday Americans face. With so much information coming from every angle the hosts aim to shed some light on the many topics we are all fighting for and against.  

Connect with Brett on Facebook, Instagram, & X @BPOP80

Watch full length episodes on YouTube at https://www.youtube.com/@brettpopish

Be sure to rate this podcast on whatever platform you're listening on and remember #BeDEFIANT

In this episode of the National Crawford Roundtable podcast the guys will discuss 2 different aspects of the COVID-19 vaccination issue.  First, a new poll from OnePoll shows 16% of Americans have ended an average of 3 friendships over vaccination disagreements, with the majority ended by those that have been vaccinated.  Why is this happening? What about this issue is driving this much of a wedge between people, families, friends and the Body of Christ? There seems to be a cult-like vaccine/mask obsession with some people that justifies their ending relationships.  And what about President Joe Biden's vaccine mandates for businesses with 100+ employees: can he actually force this?  Why the exemptions for Congress, the Courts, Postal workers and illegal immigrants.  Is there an unfair criticism of the un-vaccinated? 

Move back to Australia, they said. It will be easy, they said. To kick off the podcast we introduce ourselves, touch on flight cancellations, exemptions, hotel quarantine and finish off with a  "wtf" moment. So tune in, clutch your passports and cross your fingers. 

Follow along @shiftingsprouts on Instagram. 

On this weeks episode of the Money Mentor Ken discusses mortgages. How much we can borrow, what it will cost us and how best to prepare when applying for a mortgage.

team@money-mentor.ie

www.money-mentor.ie

https://www.ccpc.ie/

https://www.citizensinformation.ie/en/

https://www.bonkers.ie/

https://www.askaboutmoney.com/

https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1543626610

https://www.amazon.com/Never-Split-Difference-Negotiating-Depended/dp/0062407805

https://www.imdb.com/title/tt6285944/?ref_=nv_sr_srsg_0

https://www.imdb.com/title/tt6048922/?ref_=fn_al_tt_1

Thank you for listening - Money Mentor Team

SUMMARY SHORT VERSION

Class action Defense Lawyer, known for his work on Telephone Consumer Protection Act Litigation and Compliant, Eric Troutman talks best practice for following up with leads and minding the laws in place to protect client’s rights. He delves into attending TCPA summits and adjusting to the changes the workforce is seeing in light of COVID-19

QUOTES

• Just because you are small, doesn’t mean you are immune from liability. – Eric Troutman 
• Get yourself a lawyer, make sure that you understood everything before you start making phone calls - Eric Troutman

KEY POINTS

• The impact of laws and regulations on tele-sales and (TCPS, FCC)
• Express written consent, following up with leads, and staying within TCPA & TSR requirement and restrictions
• When to worry about TSR 90 days customer contact window
• DNC, Scrub technology, and Blacklist Alliance 
• Time as a TCPA Attorney
• The Stoops Case
• What are the proper actions to take in tele-sales?

This episode of the podcast was brought to you by Balto, the #1 Real-time Guidance platform. Powered by AI, Balto gives sales reps recommendations during their phone calls so they can sell more and get to the next level.  Managers get data that shows them what’s working and what’s not so they can give their reps even better coaching. Balto helps sales reps, trainers, and managers become their best. 

You can learn more about Balto HERE

Read a case study HERE 

Or partner with Balto and make some side cash HERE 

ABOUT JAKE LYNN
Jake Lynn is a leading authority on telesales. He is the host of the Top 50 Podcast, “All Things Telesales."

His thought leadership has been instrumental in helping guide some of today’s most elite insurance call centers. Funny and dynamic, Jake is passionate about helping phone-based sales professionals truly smile and dial.

Setting the standard for teletraining for the insurance industry, Jake teaches agents to serve not sell with PEG (Praise, Empathy, & Gratitude) and to always put Compassion Before Commission. 

Follow Eric Troutman

• Website: https://tcpaworld.com 
• Website: https://www.squirepattonboggs.com/en/professionals/t/troutman-eric-j 
• Podcast: https://tcpaworld.com/podcast/ 

SPONSORED BY 
www.convoso.com

On this episode, Amber is joined by Pavan Kakade, Partner at Pricewaterhouse Coopers. They talk about taxation system in India and topics revolving around startups, infrastructure, direct tax regime, Income Tax Act and more.

You can get in touch with Amber at contact@amranaventures.com

You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5

You can check out our website at http://www.ivmpodcasts.com/

See omnystudio.com/listener for privacy information.

On this episode, Amber is joined by Pavan Kakade, Partner at Pricewaterhouse Coopers. They talk about the taxation system in India and topics revolving around economy, startups, compliance regime, tax rates, prosecution, and more.

You can get in touch with Amber at contact@amranaventures.com

You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5

You can check out our website at http://www.ivmpodcasts.com/

See omnystudio.com/listener for privacy information.

Meeting w masters series continues on tax and real estate, and what a web it can be. Listen I and learn WHY you should attend and or listen to the podcast after the class. Much to be learned and shared.