financial adviser

Financial Planner Life - Talent Attraction Partnership Special with St James's Place Academy - Join Today!

Embark on a journey with Matt Fowler, a chartered financial planner and partner at St James's Place, who joins us to share his remarkable career evolution and the strategic insights that have propelled his success.

From his transition out of corporate finance into the heart of impacting lives through financial planning, Matt shares the profound satisfaction he derives from his role.

Our conversation traverses the crucial pathways of talent attraction, retention, and the creation of career development plans—core components that Matt believes are essential to cultivating a dedicated workforce and a thriving business environment.

As we navigate the complexities of building a financial planning business, Matt offers a candid look at the dual hats he wears—an adviser and a managing director. He illuminates how incorporating specialised financial planners and paraplanners enriches the client service experience, resembling a mini family office.

Matt’s anecdotes about client acquisition, leveraging referrals, and practice buyouts reveal a tapestry of strategies needed for a sustainable financial firm. The dialogue also touches upon the balancing act of cash flow management and the profound impact of investing in employee growth, drawing from a corporate-style banding system that fosters clear career progression.

Looking toward the horizon, Matt delves into the future of financial planners, emphasising the shift from a sales-centric industry to a respected profession. He shares his passion for aligning personal values with professional goals and cultivating the next generation of advisers, equipped with a structured career development framework. This episode is not just an exploration of leadership within a financial planning firm but also an inspiring testament to the power of vision, values, and dedication to personal and client fulfilment in the financial industry.

Join us for this wealth of knowledge, whether you’re an emerging financial planner or an industry veteran seeking to deepen your understanding of business growth and leadership dynamics.

Links
Join St James's Place
Follow Matt Fowler 

Begin your financial planning career journey today

Whether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. 

With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it’ll also help you achieve success much faster.&nbs

Be sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON!

If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy here

Check out the 2023 Financial planning Salary Guide here.

Reach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

Unlock the secrets to entrepreneurial success in the financial world with Alan Smith of Capital Asset Management and co-host of  The Real Adviser Podcast  ( TRAP) we start our journey with Alan tracing the milestones of building a financial planning firm, where vision meets values, and the magnetic pull of a mission-driven culture draws exceptional talent.

Alan's candid narration of his rise provides a roadmap for those yearning to carve out their niche in the financial planning landscape, emphasising the critical role financial advisers play in steering clients' financial dreams to reality!

Explore the delicate balance of money and personal ambitions with us, as we discuss why understanding clients' life stories is at the heart of meaningful financial advice.

Alan and I dissect the importance of assembling diverse teams that blend technical prowess with empathetic client relations, reinforcing the value of a trusted adviser in navigating life's complex financial web.

We probe into the evolving nature of financial planning careers, challenging traditional hierarchies, and illuminating the benefits of role specialisation in fostering both team satisfaction and exceptional client service.

Step into the future with us as Alan shares his firm's bold strides in embracing AI to revolutionise business efficiency, freeing human creativity to enhance client relationships.

We wrap up the episode by pondering the art of building a niche personal brand and the nuanced art of monetising influence through financial education. 

for those that don't know, Alan is also the host of Bullet Proof Entrepreneur Podcast!

The episode crescendos with a look at the strategic wins technology can offer businesses keen on innovation, ensuring a smooth transition into an AI-augmented era. 

Join us for this engaging episode, brimming with insights for both experienced financial planners and enthusiastic entrepreneurs alike! 

Begin your financial planning career journey today

Whether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. 

With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it’ll also help you achieve success much faster.&nbs

Be sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON!

If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy here

Check out the 2023 Financial planning Salary Guide here.

Reach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

When life handed Guy Skinner, from CityGate Financial Planning, a devastating loss, it carved out a path for him that would intertwine personal resilience with professional wisdom. Join us as Guy shares the deeply personal experience of losing his father and how it shaped his approach to life protection in financial planning.

In a conversation that navigates through the valleys of grief to the peaks of professional growth, Guy’s narrative is more than just an account; it's a beacon for anyone looking to understand the profound impact financial foresight can have on a family's well-being.

In the heart of our discussion, Guy opens up about the art of forging genuine bonds in the professional realm. Tearing down the walls of transactional interactions, he reveals how sharing vulnerabilities and focusing on immediate problem-solving can lead to meaningful advocacy and trust.

We also delve into the practice of asking clients reflective questions, guiding them to align their financial plans with their life ambitions. It's an approach that reinforces the concept of financial well-being and underscores the ongoing personal development crucial for Financial Planners.

As our episode unfolds, Guy imparts his strategies for staying level-headed amidst the whirlwind of business ownership. Embracing the Pareto principle, he underlines the significance of identifying key efforts that yield the greatest outcomes, achieving success and equilibrium.

Authenticity, simplicity, and clear communication emerge as the cornerstones of thriving under pressure. Whether you're navigating the high stakes of the financial industry or seeking to apply life lessons from those who do, this episode with Guy Skinner is set to inspire and enlighten.

Be sure to check out Guy Skinner's charity of choice  - Stand By Me Be - Bereavement Support 

Begin your financial planning career journey today

Whether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. 

With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it’ll also help you achieve success much faster.&nbs

Be sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON!

If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy here

Check out the 2023 Financial planning Salary Guide here.

Reach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

Alex Rabinovich, CFA has a diverse range of work experience in the finance industry. Alex is currently the Head of Enterprise Sales at Halo Investing, a position they have held since January 2023. Prior to that, Alex worked at Russell Investments for almost a decade. Their roles at Russell Investments include Head of Strategic Accounts, where they led a team focused on expanding distribution with national intermediary partners and was responsible for planning and executing business plans. Alex also served as Director of Strategic Accounts, where they initiated and launched new strategic relationships with top broker dealers/distributors. Additionally, Alex worked as a Senior Strategic Account Executive at Russell Investments, collaborating with senior-level contacts at partner firms to grow market share and lead partner-focused initiatives. Before joining Russell Investments, Alex held roles at Morningstar as Vice President of National Accounts and Director of National Accounts, and at AssetMark Investment Services as a Regional Consultant. Alex began their career as a Financial Advisor at John Hancock. Overall, Alex's work experience demonstrates their expertise in strategic account management, sales, and leadership in the finance industry.

Key Takeaways

• [03:18] - Alex’s professional background and career highlights.
• [04:41] - What is “protective investing” in particular?
• [06:30] - How do Defined Outcome products help clients achieve their financial goals?
• [07:35] - Are the terms “Defined Outcome Investing” and “Protective Investing” synonymous?
• [08:30] - How does Alex feel like the Defined Outcome landscape is changing?
• [10:56] - How are advisors using structured products to really differentiate and grow their practices?
• [14:18] - What exactly are structured notes and what are some of their use cases?
• [16:52] - Why did structured notes often have a bad reputation in the past and was this reputation deserved?
• [18:56] - How does Alex see structured notes fitting into broader portfolio allocations? 
• [22:49] - Why are structured notes more popular in Europe and how is the adoption of structured notes going in US markets?
• [27:04] - Alex’s favorite investment idea for 2024.

Links

• Alex Rabinovich on LinkedIn
• Halo Investing
• “It’s a Long Way to the Top (If You Wanna Rock ‘N’ Roll)" by AC/DC
• The Ancients Podcast
• The Fund by Rob Copeland
• The Psychology of Money by Morgan Housel

Connect with Us

• Meet Rusty Vanneman, Orion’s Chief Investment Officer
• Check Out All of Orion’s Podcasts

Compliance Code: 0178-OPS-1/24/2024

Disclosure(s) Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor.

Phil Toews is Chief Executive Officer of the Toews Corporation and a Portfolio Manager of Toews Asset Management. His management strategies focus on creating “investor friendly” products designed to meet investors’ economic and behavioral needs. Phillip is the founder of the Behavioral Investing Institute, an organization devoted to helping advisors manage investor behavior through market challenges. Learn more at orion.com.

Key Takeaways

• [03:55] - Phillip’s personal and career background.
• [04:58] - What really sets Toews apart from other asset management firms?
• [06:43] - Will this coming year be a case of the bears eating the “Goldilocks market?”
• [08:58] - What are the odds that a recession is on the horizon?
• [10:47] - Can we expect subsequent waves of inflation, as history might suggest?
• [12:47] - Why is global debt a problem and what should investors be doing about their portfolios because of it?
• [15:10] - What market scenarios do the terms “bezzle,” “bezzle fizzle” and “bezzle burst” describe?
• [18:44] - What does Phil’s term “BFT” mean and how does it apply to investing?
• [21:36] - How would Phil contrast a tactical strategy from a hedged strategy?
• [24:48] - Are there any rough rules of thumb that Phil recommends for the respective portfolio weights for both trend following strategies or hedge strategies?
• [28:42] - Words of wisdom for how financial advisors can properly utilize trend following and hedge strategies?
• [31:30] - What is “National Investment Risk Day” and why did Toews help start this?
• [37:11] - What is Phil’s  favorite investment idea currently?

Quotes

[20:55] - "...People just are sort of not into the word ‘tactical’ anymore, and I think what’s happened over the years is that there are people out there that are trying to predict the markets and they haven’t done so well, and so I think it has gotten a little bit of a bad name…so we migrated that over to ‘trend following strategies.’" ~ Phil Toews

[32:32] - "Now Bitcoin is, or Cryptocurrencies are, the trifecta of dumb. No assets, no income or no projected income, so forget about a meme stock that potentially actually earns something one day - there’s nothing. [Yet] it has appreciated 18 million percent in the last 20 years, and only because [of that]...everyone says like…’I think this could be a legitimate thing, this could be a legitimate investment.’" ~ Phil Toews

Links

• Phil Toews on LinkedIn
• Toews Corporation
• “Remember Me” by Blue Boy
• Record Global Debt - Phil Toews on Weighing the Risks
• National Investment Risk Day Webinar
• “Space Oddity” by David Bowie
• “Kooks” by David Bowie

Connect with Us

• Meet Rusty Vanneman, Orion’s Chief Investment Officer
• Check Out All of Orion’s Podcasts
• Power Your Growth with Orion

Compliance Code: 0131-OPS-1/17/2024

Disclosure(s)

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor.

As we move into the New Year, and firms are in the process of creating formal growth plans and budgets, we take a closer look at what it takes to find and keep new talent. In this episode, Rusty and Robyn are joined by hiring expert Caleb Brown, Co-Founder and CEO at New Planner Recruiting in Athens, GA. Caleb weighs in on strategies for financial advisory firms looking to recruit top talent and strategies for talent to find the best firms.

Key Takeaways

• [03:05] - Caleb’s diverse  professional background  and his role at New Planner.
• [05:39] - A macro assessment of the financial planning industry’s future growth
• [06:52] - What salary and hiring trends is Caleb seeing in the financial planning space?
• [08:29] - How might artificial intelligence impact the financial planning profession?
• [10:32] - How big of an impact does the CFP credential have on getting a job in the industry? How does it impact  your compensation level and attracting prospective clients?
• [14:02] - What advice does Caleb have  for financial planners looking for fresh talent?
• [17:56] - What are best practices for creating enticing  job listings?
• [21:18] - How long is a typical hiring cycle and how does that differ if you are hiring a recent college graduate, a career changer or an experienced planner?
• [23:17] - How does the recruiting process differ for Gen Y than for other generations?
• [29:24] - How should people gauge if they are a good fit for the financial services profession?
• [32:51] - What is Caleb’s favorite investment idea currently?

Quotes

[07:29] - "What we do is we ask all the candidates that we’re talking to, so it’s a little different from the other surveys out there that are having firm owners fill out how much they pay their people. We’re asking the candidates, because in my world what someone is making now is irrelevant - it’s, what is it going to take for them to look at something else?" ~ Caleb Brown

[28:22] - "I would say to try to promote people probably before they’re ready. Put them in there, let them take a swing…Looking back at my career, you know I was probably just a run of the mill, average candidate, but someone was constantly pushing me out of my comfort zone every day…I look back and I can’t believe all of the stuff we achieved at that firm." ~ Caleb Brown

Links

• Caleb Brown on LinkedIn
• New Planner Recruiting
• For Whom the Bell Tolls by Metallica
• Michael Kitces
• Who Not How

Connect with Us

• Meet Rusty Vanneman, Orion’s Chief Investment Officer
• Check Out All of Orion’s Podcasts
• Power Your Growth with Orion

Compliance Code: 0022-OPS-1/3/2024

Disclosure(s)

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor.

This week we are giving away some absolute GOLD on the Financial Planner Life Podcast as we speak with Paola Forsberg, Founder and CEO of Paola Forsberg Consulting Ltd, specialists in lead generation for the Financial Planning profession. 

Paola is a seasoned professional in the world of lead generation, especially around utilising LinkedIn to generate new business and establishing yourself as a key person of influence in a particular field. 

In this episode we go into great detail on how to soup up your LinkedIn engagement strategy, whether you’re growing a network, searching for new clients, getting to know your target audience and developing relationships with relevant individuals. 

We discuss various techniques for growth, and the different methods for doing this including automation, direct messaging, following up and engaging effectively without wasting time! 

Paola is a firm believer in working smarter, not harder when it comes to utilising LinkedIn effectively, we learned loads from this episode, and you will too!  

Time Stamps 

00:00:00 | Intro 

00:01:19 | Failed lead generation horror stories 

00:04:34 | Paola's financial services experience 

00:07:13 | Where to start on LinkedIn 

00:13:59 | How to connect on LinkedIn 

00:22:55 | Automation & idea generation 

00:28:12 | Hashtags 

00:31:23 | Effective ways to engage and build connections 

00:38:23 | Outreach campaign tips 

00:53:00 | Sales & marketing 

01:05:37 | Target audience 

01:10:30 | Investing in campaign tools 

01:13:09 | Automated programmes 

01:15:03 | B2B or B2C - Which one first? 

Be sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON!

If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy here

Check out the 2023 Financial planning Salary Guide here.

Reach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

Best way to grow a 401k? When to use a financial advisor? How to get started investing? Managing Partner of Sun Group Wealth Partners and one of the most followed and trusted financial voices on social media, Winnie Sun, has the answers.

This month, Co-Founder and Director of Trackerhub, Graham Wilson joins The Lead Ladies for a rant and shares his views on social media.

Visit TrackerHub.

Follow Graham on LinkedIn.

Brought to you from the team at The Lead Engine who specialise in lead generation, web design and content marketing for financial services.

Scott invited Judy Hoberman in the studio for a discussion about her journey, her books, and her mission of helping women succeed. Judy Hoberman is President of Judy Hoberman and Associates, a company focused on empowering professional women. She is an international speaker, trainer, executive coach, author, radio show host and mentor. Her 30 years in business has given her both knowledge and a sense of humor about how men and women lead, sell, manage and recruit differently.  She will enlighten you and help you learn how both genders can support each other’s successes in a more productive way. Her experience in sales and leadership has helped her clients realize the importance of building relationships, standing out and being the authority in their market.

Judy also works with companies supporting their diversity and women’s initiatives in the areas of sales, leadership, recruiting, training, coaching, mentoring and retention. In her role as an executive coach and trainer, she is often described as “transformational.” 

Judy is the host of “Selling in a Skirt with Judy Hoberman” podcast and has been “The Gender Expert” on Fox News Radio. She has appeared on CNN Headlines, ABC, CBS, CW33 and Good Morning Texas, contributes articles to multiple publications and journals, and appeared on the cover of Exceptional People Magazine.

In this episode you will learn the following: 

1. How Judy navigated working in a male-dominated industry and succeeded at it
2. The two books she authored, Selling In A Skirt and Walking On The Glass Floor
3. Having passion for what you do and how to manifest and create the feature you want
4. Leadership and communication and how they go hand in hand 
5. Her mission: To help one woman a day by following an important philosophy- “Women want to be treated equally, not identically ®”

Connect with Scott on LinkedIn
Connect with Judy on LinkedIn

For more on The Optimized Advisor Podcast click here  
For all things Judy Hoberman and to purchase her books click here

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@pcninsurance.com

On this week’s episode, Scott welcomed back Andrew Martz to the studio. As a New York native with offices located in Los Angeles, Denver, and Dallas, Andrew’s client base spans the country. His client roster ranges from busy executives, entrepreneurs, and professionals in the sports and entertainment industries. Andrew is the co-host of the “Dollars & Sensibilities” podcast show where he shares his expertise with listeners around the numbers, concepts, and behaviors that can shape a person’s financial life. 

In this episode you will learn the following: 

1. How Andrew co-wrote a book, More Than Money with a group of like-minded Financial Advisors
2. Social Media FinFluencers and why their advice may not be the best strategy 
3. The future of the financial advisor industry
4. Andrew’s business optimization strategies

Listen to our previous episode with Andrew: Ep. 22 - Learn from An Optimized Advisor: Andrew Martz, WIS Advisors
 

Connect with Scott on LinkedIn
Connect with  Andrew on LinkedIn

For more on The Optimized Advisor Podcast click here  
For more on WIS Advisors click here
Purchase More Than Money here

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Follow us on Facebook

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@pcninsurance.com

Tessa is joined by Chloe England, Telephone Account Manager at The Exeter, an insurance provider of Income Protection, Life Insurance, Private Medical Insurance & Cash Plans. 

Talking points:

What is The Exeter all about? How long have you been working for the company? 

What can you help with?

Where does the financial adviser / broker come in?

Insurance statistics - what are you noticing?

How are you overcoming the most common protection objections?

Are there any costs involved? Is there a fee to the  adviser for using your services?

Visit The Exeter here.

Follow Chloe on LinkedIn.

Brought to you by the team at The Lead Engine who specialise in generating leads for financial advisers and brokers.

Alain Desmier, the founder of Contact State is back on the podcast for a second time, chatting to Alex and Tessa about how the Lead Gen company is getting on and how they are dealing with the impact of cold calling.

Talking points:

What does Contact State do / offer?

Factors that have impacted cold calling.

How do you think cold calling should be addressed? What is the solution? How should this be resolved/ monitored?

What are you working on now? / Where are you now?

Who can you help? / How can you help mortgage brokers?

Visit Contact State website.

Follow Alain on LinkedIn.

Brought to you from the team at The Lead Engine who specialise in lead generation, web design and content marketing for financial services.

Scott welcomed Annie Dietrich of AC Social Designs back in studio to discuss the latest social media trends and AI. Annie is the Founder of AC Social Designs, a social media marketing and content strategy firm empowering businesses and creators with killer social strategies and captivating content.

In this episode you will learn the following: 

1. How to optimize your social media strategy utilizing AI tools
2. The latest trends in the social media industry including Instagram Reels, Engagement through DMs, and LinkedIn strategies
3. How the new Meta verification blue check mark works
4. The different AI platforms such as Chat GPT and Jasper, and how to incorporate them while keeping your voice and authenticity

Listen to our previous episodes with Annie:
Ep. 71 - Optimization Strategies to help Advisors Reach Social Media Success with Annie Dietrich, AC Social Designs
Ep. 60 - How to Grow and Optimize Your Social Media with Annie Dietrich, AC Social Designs

Connect with Scott on LinkedIn
Connect with  Annie on LinkedIn
Follow AC Social Designs on Instagram

For more on The Optimized Advisor Podcast click here  

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Follow us on Facebook

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@pcninsurance.com

Chris Targett and his team at Social For Brokers create topical social media content for busy mortgage brokers & estate agents. Working closely with them to increase their social media presence through the creation of engaging content.

In this episode, you'll hear some best practices for making the most out of social media on all platforms like Facebook, Instagram, Linkedin, and TikTok.

Scott was joined in studio by Paul Garofoli, Annuity Regional Sales Director for the Standard to talk about the Annuity Industry. Paul has a 40-year career touching upon all aspects of our industry, especially independent distribution. Nicknamed the “Annuity King,” his enthusiasm is legendary. A nationally recognized speaker, Paul is known for his entertaining presentations.

Most recently, Paul was the recipient of the NAILBA ID 20 Award, honoring a diverse group of insurance professionals who are the most fascinating trailblazers, change-makers or architects shaping the future of independent distribution.

In this episode you will learn the following: 

1. Fundamentals of sales – door knocking, consistency, success
2. The current Annuity Market – short term duration product options
3. Where the industry is heading
4. How Insurance company representatives are an asset to your team

Connect with Scott on LinkedIn
Connect with Paul on LinkedIn

For more on The Optimized Advisor Podcast click here  
For more on The Standard click here

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

**

This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@pcninsurance.com

Aaand we're back for part two of our creating a financial plan series with Lighthouse Financial. 

If you haven't listened to part one, stop right now and go back to our previous episode. It's one not to miss. Plus this podcast will probably make a lot more sense after listening to the first one too.

Without further ado, let's jump right back in as Christine and her partner Ollie are put on the hot seat as Wealth Director & Financial Adviser, James Blair, takes them through the 2nd part of their financial plan.

In this episode they cover:

• The pros and cons of buying a house vs investing in shares and the forecasted scenarios of both options
• Why insurance is a great option to consider, especially for the peace of mind and how much it costs
• The forecast scenarios of different scenarios for their wealth

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

Brad Olson and Joe Wilson kick off the new episode of Wise Money discussing the Fed and interest rate hikes. Brad & Joe explain why they say "DO NOT FIGHT THE FED" and explore the impact that inflation can have on folks saving for their retirement. The duo also explore the dangers of hoping that things will change rather than doing anything to actively partake in planning to weather the financial storms that you may encounter on the road to retirement.

For more information call Brad Olson and Joe Wilson at (844) 657-1072 or visit owprivatecapital.com.

See omnystudio.com/listener for privacy information.

Our podcast is all about having real, honest conversations about money. We believe that talking openly about our personal finances is the first step to building a better financial future for ourselves and our community.

That's why this week and next, we're bringing you a two-part financial planning series in collaboration with Lighthouse Financial.  Christine and her partner Ollie are put in the hot seat as Wealth Director & Financial Adviser, James Blair, takes them through a financial plan together.

This episode in particular is likened to a first adviser-client meeting, where James understands Christine & Ollie’s financial goals, ambitions and intended direction.
More specifically, they chat about:

• Christine & Ollie’s short, medium and long-term financial goals
• The lay of the land - where are they currently sitting financially
• How much they’re saving on a fortnightly basis, and what they’re doing with it
• How their investment portfolio is split between assets
• Knowing when to consider investing in property or not
• How a financial plan works, including the next steps

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

Scott was joined virtually by Bart Zandbergen, for a collaborative episode with the Zandbergen Report Podcast. Bart is the CEO and Founder of The Zandbergen Group, a wealth management firm and he’s the Host of The Zandbergen Report Podcast. In this episode Scott and Bart dive into a recap of 2022 and provide their take on the 2023 financial market and investments.

In this episode you will learn:

1. Some brainteaser questions where Bart tests Scott's knowledge
2. Scott and Bart’s recap of 2022 in terms of the market and investments
3. Scott and Bart’s forecast for 2023, recession, and stock market trends
4. Their advice and take on the current markets

Connect with Scott on LinkedIn
Connect with Bart on LinkedIn

For more on The Optimized Advisor Podcast click here  
For more on The Zandbergen Group click here
For more on The Zandbergen Report Podcast click here

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This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

**

This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@pcninsurance.com