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    Explore " find a job" with insightful episodes like "VCs - The World's Least Well Known Ponzi Scheme", "13 Ways To Ruin A Job Interview, feat. Scott Payne", "Scarcity vs. Abundance Mindset", "How to Control Your Emotions During Market Volatility" and "Starting your Side Hustle" from podcasts like ""Miss Findependent", "LYA Podcast", "Miss Findependent", "Miss Findependent" and "Miss Findependent"" and more!

    Episodes (100)

    VCs - The World's Least Well Known Ponzi Scheme

    VCs - The World's Least Well Known Ponzi Scheme

    Season 2 baby!! Let's goo. 

    We kick off season 2 with a heated discussion about venture capital and the impact that it has for retail investors like you an I.

    Now-a-days it seems like companies left and right are getting funded, and often, the companies true value to the world is ignored. In this episode we dive deep into how VC firms operate, and ultimately make money.

    Venture capital (VC) is a form of private equity and a type of financing that investors provide to startup companies and small businesses that are believed to have long-term growth potential. Venture capital generally comes from well-off investors, investment banks, and any other financial institutions.

    What to expect:

    1:02 - What exactly is a Ponzi Scheme
    4:00 - Bernie Madoff
    6:11 - What is venture capital fund
    11:30 - Growth "On Paper"
    14:40 - Hyper Growth
    24:58 - What is a Unicorn
    25:37 - The Grand Finale
    28:56 - SPACS - Special Purpose Acquisition Company
    29:37 - We Work

    Scarcity vs. Abundance Mindset

    Scarcity vs. Abundance Mindset

    What we dive into:
    0:30 - Scarcity vs. Abundance
    3:52 - Our personal experiences with scarcity mindset
    10:37 - The importance of gratitude
    14:20 - Advantages of an abundance mentality
    18:57 - You are a sum of your 5 closest friends
    22:02 - Know your audience
    27:35 - The distinction between jealousy and envy
    32:37 - Words you can use to switch the dialogue from a scarcity to an abundance point of you

    Starting your Side Hustle

    Starting your Side Hustle

    In this episode, Katie and Nika are joined by no guest. That's right, we're back to typical Nika-Katie banter with sprinkles of educational tid bits regarding starting your own business. This is the first part of a longer series we are going to do on side hustles.

    What we dive into: 
    1:12 - What it means to be an entrepreneur
    12:15 - Different types of entrepreneurship
    20:10 - Venture Capital vs. Private Equity
    22:30 - Different types of businesses you can start

    Exploring the Toronto Real Estate Market with Arthur Furs

    Exploring the Toronto Real Estate Market with Arthur Furs

    Arthur began his career as the head of the in house marketing department at C21 Atria and since then he has transitioned into Real Estate where he has received numerous awards such as being named one of Century 21 Atria’s youngest award winning agents in 2017. In addition, he co-founded the award winning Wolfpack team. His in-depth understanding of Marketing and Sales has earned him the recognition as the go-to content specialist, helping agents strategize and package their listings for success. Arthur’s passion for real estate is noticeable from his energetic, knowledgeable, and detail oriented approach when working for his clients. He is an expert in the differences between all styles of homes to aid his clients in locating property that best meets their needs. Providing a modern and efficient approach combined with an honest and strategic planning process, Arthur ensures his clients are informed and comfortable every step of the way.

    In this episode we discuss:

    4:00 - What type of market is it (buys or sellers).
    9:40 - How COVID-19 has affected the pricing of condos.
    11:27 - What housing market is the most competitive right now (condo, townhouse, luxury..).
    14:13- What opportunities are there in the Real Estate market? Is it a good time to enter the market?
    19:18 - Arthur's thoughts on the free hold market.
    21:06 - Where Arthur sees the Real Estate market headed (in the short and long term)
    24:42 - What trends do consumers value when seeking a property (ie. big kitchen, large master bedroom)
    29:00 - How long in advance of your desired move in date should you start looking for your home.
    33:10 - The key things to look for when finding a Real Estate agent
    37:17 - How to prep your home for sale.
    40:57 - Arthur's thoughts on investing in the stock market vs. investing in Real Estate.

    How to Make $73K/year in Passive Dividend Income

    How to Make $73K/year in Passive Dividend Income

    In this episode we break down how a $5000 initial investment + monthly contribution can create a portfolio worth $1.47 million and yield you a passive income of $73K/year after 30 years.

    What we get into:

    0:48 - What are Dividends?
    2:00 - How to find the Dividend Yield
    2:25 - Why invest in Dividends?
    4:23 - How to look at a company's fundamentals
    9:28 - Dripping Dividends
    12:17 - How to turn a $5K investment investment into $73K in passive income in 30 years

    Trading Stories with David Greenberg - Part 2

    Trading Stories with David Greenberg - Part 2

    In this episode we discuss:

    0:54 - What success means to David
    8:30 - The pressure millennials face today with success and social media
    11:45 - David's biggest failures in life 
    17:34 - How he overcame his failures and what kept him motivated to keep trying
    22:07 - The importance of investing for the long term
    28:21 - How trading has evolved over the years
    35:28 - An introduction to clearing houses and how they work
    50:12 - The importance of working for someone else before becoming an entrepreneur
    58:00 - The importance of putting "bad days" into perspective 
    1:02:00 - "No one can ever take away your education"

    Timing the (Hiring) Market and Spring Encouragement - Season 01, Episode 01

    Timing the (Hiring) Market and Spring Encouragement - Season 01, Episode 01

    The job market can be predictable, but sometimes things get in the way...like a pandemic. The past year certainly did not look like a normal calendar year and the hiring market is following suit. While things might look strange, YOU can still benefit from it! Today, I’m talking about what has changed in the first and second quarter of 2021 as well as how to Spring ahead in your job search.

     

    Talking Points: Career Transition, Career Change, Career Advancement, Job Search Tips, Find a Job, Business Launch, Professional Success, #InThisTogether, Second Quarter, Fiscal Year

    Here’s what we will be covering today:

    (00:00) - Intro

    (01:05) - Seasonality in the Job Search

    (05:27) - Timing the (Hiring) Market

    (07:52) - Coaching Nugget: Spring Encouragement…and Caution

    (12:42) - Got a Question About Career Transition?

    (13:35) - So...Now What?

    Have a question about Career Transition? Leave a message here and my production team and I will review them, and I may answer your question on a future show:

    https://www.speakpipe.com/CongruentConversations  Send in your questions on SpeakPipe!

     

    Are we connected on LinkedIn? If not, let’s get connected! Connect with me here for more tips and guidance in your Job Search or Business Launch. PS: Mention the podcast when you connect!

    https://www.linkedin.com/in/nicoleadunbar/ My Personal LinkedIn!

    https://www.linkedin.com/company/congruency-incorporated  Congruency International, LLC on LinkedIn!

    Sharing is caring! Don’t forget to tell a friend about the podcast!

    https://congruentconversationsthecareertransitionpodcast.buzzsprout.com/ 

    Trading Stories with David Greenberg - Part 1

    Trading Stories with David Greenberg - Part 1

    David Greenberg is an incredible human. He has over 25 years of experience in leadership, public speaking and consulting work. He is frequently called upon for guidance in new business ventures, strategic industry decisions and current market conditions.

    He served as an Executive Board and Board Member of the New York Mercantile Exchange (NYMEX). He oversaw a decade of its largest growth from $800 million to $12 billion. Notably, at the time it was the world’s largest physical commodities exchange. While at NYMEX, David was the Chairman of the Corporate Governance, Marketing, International Expansion, Electronic Trading and Security Committees.

    Mr. Greenberg’s twenty years as President of Sterling Commodities shaped the firm into one of the largest local clearinghouses at NYMEX.

    Mr. Greenberg served as Director of Development for Executive Education at Florida Atlantic University. As a seasoned speaker, he has graced the podiums of the country’s most prestigious colleges and universities: West Point Military Academy, Columbia Business School, New York University, Syracuse University’s Whitman School of Business and Sacred Heart University’s Jack Welch School of Business.

    In addition to his successful career in significant advisory capabilities, he is a globally renowned and noted market analyst and media contributor. Having appeared on CNN, Fox Business News, Bloomberg and CNBC, Mr. Greenberg is often quoted on times such as the present. View Media »

    Mr. Greenberg’s expert opinions can be found in The Wall Street Journal, Bloomberg, The Financial Times and other publications.

    ~

    In this episode we discuss: 
    6:38 -  What it was like to trade in the pit
    18:37 - How he became a Board Member of the NYMEX
    31:48 - How social media is affecting our generation
    34:26 - How an enemy became a friend and then a business partner
    43:06 - Where he was during 911
    48:56 - What does it mean to be 'Out of The Matrix'

    This is NYMEX:
    https://www.youtube.com/watch?v=3_VCIQerVHQ

    David's Speech at West Point Military Academy:
    https://www.youtube.com/watch?v=AAxPr6FR9SQ

    The Poem If: 
    https://www.poetryfoundation.org/poems/46473/if---

    Own Your Anxiety and Your Finances with Julian Brass

    Own Your Anxiety and Your Finances with Julian Brass

    Julian Brass specializes in coaching service-based entrepreneurs and high-performing organizations to get behind their brand (so they can go BEYOND their brand) and master their mindset. His expertise leads to empowering his clients to create a successful entrepreneurial life that unites the mind, body, and soul while generating massive impact and income. He built and sold Notable Life and the Notable Awards, is the international bestselling author of Own Your Anxiety, a global keynote speaker & corporate trainer, business advisor and investor in wellness brands. 


    He is recognized as an award-winning entrepreneur who launched, built and eventually sold Notable and the Notable Awards, one of the top online media brands for successful millennials in Canada. 


    You can learn about joining one of his programs by joining julianbrass.com/subscribe and follow him at instagram.com/julianbrass.


    We discuss the importance of loving yourself and being mindful of your own inner dialogue.

    Julian provides actionable steps to owning your body, mind and soul. 

    In addition, we dive deep into how financial stresses can effect mental health and actionable steps you can take in order to improve your anxiety around your finances.

    Lastly, we discuss the impact of social media on one's mental health and how to control the narrative.

    You can purchase Julian's book "Own Your Anxiety":   https://amzn.to/3dpJ2Xp

    Finding your WHY and Building Community with the Founders of City MOGULS

    Finding your WHY and Building Community with the Founders of City MOGULS

    This episode features special guests Dani Kagan and Victoria Marshman who are passionate and driven entrepreneurs, business leaders and dance teachers. As the Co-Founders of City MOGULS, they bring together the entrepreneurial community through a multitude of programs and experiences. 

    The UofT grads founded City MOGULS in 2015 to unite and celebrate innovative and philanthropic entrepreneurs to inspire great leaders. Their signature event, The MOGUL Awards, celebrates the top 20 Canadian entrepreneurs in a unique fashion show to support Canadian causes. To date they have raised almost $200k to support Canadian at-risk youth. 

    The City MOGULS community has recently expanded to provide educational resources, online programs, like their accelerator program MOGUL Crews, and a brand new membership program to support early-stage entrepreneurs to launch them to the next phase of their journey. They are proud to be supporting thousands of entrepreneurs across Canada and the globe!

    Here's what we get into: 
    1:40 - How did Dani and Victoria meet and what is City MOGULS
    4:50 - How to balance friendship and business
    7:39 - Parallels between competitive sports and business
    12:11 - How to lay the first brick when you're building Rome
    16:59 - City MOGULS transition into the digital world
    22:00 - How to Find Your Why
    26:37 - How to build a community for your business
    33:47 - When to hire talent to grow


    Diving into International Markets with Ryan Kia

    Diving into International Markets with Ryan Kia

    Ryan Kia has an incredible story. He's been investing in the financial markets since the age of 11. Currently, he works as the "Head Of Finance" for "KWG Global", a research consultancy in the field of academia. He also co-founded "Quantium Research Limited" (https://www.quantiumresearch.co.uk/), a company that produces articles, videos, podcasts, and weekly reports for investors (via their newly-released QR+ package).

    Episode Details:

    2:00 - What is Quantium Research?
    6:35 - How to learn from failures
    16:37 - WTF are NFTs?
    28:13 - The CSI 300
    30:37 - FAANG vs. BAT
    39:39 - Volatility Indicators

    Tax SZN (for Canadians)

    Tax SZN (for Canadians)

    In this episode we dive into: 

    3:45 - Do you need to file a tax return if you didn't earn an income
    4:52 - Work from home claim for 2020
    11:50 - Transferring assets into your TFSA in lieu of cash
    15:11 - Tax loss harvesting (using capital loses to offset capital gains)
    21:00 - Tax implications of buying/selling crypto

    This episode is for educational purposes only and is not to be taken as advise. 

    The ABC's of the RRSP (for Canadians)

    The ABC's of the RRSP (for Canadians)

    In this episode we take the driest topic of them all.... taxes... and try to hydrate it a bit. While listening to this one, we encourage you to channel your inner cactus. Why a cactus? Because they retain water for weeks, and you're about to retain some #Knowledge

    An RRSP is a Registered Retirement Savings Plan. It's an investment account that you use to build wealth for retirement. There's no minimum age to create one, you can create one as long as you are legally eligible to work. The maximum age to open an RRSP is 71.

    Timeline

    4:34 - What is an RRSP and how does it work?
    9:45 - Contribution room and how to calculate it
    13:26 - Self-directed RRSPs 
    12:40 - Employer matching
    17:19 - What happens when you over-contribute?
    18:58 - Withdrawals from your RRSP
    23:30 - First Time Home Buyers Program (HBP)

    Predictions for 2021 and Beyond

    Predictions for 2021 and Beyond

    Stop thinking "If only I'd invested in Tesla 10 years ago I'd be a millionaire". Instead, switch to a forward thinking mindset. Ask yourself, 10 years from now, what do I wish I would've invested in, in 2021. 

    There's opportunity everywhere, you just need to be open to it, and learn how to spot long term trends to see it.

    Timeline: 
    2:45 - FSDs (Full Self-Driving Cars)
    10:12 - Satellite Internet
    16:36 - E-Commerce
    25:23 - The Future of Retail
    33:17 - Alternative Medicines
    46:50 - Telehealth
    50:37 - Aging Population
    53:16 - The War on Cash

     

    Let's Talk Real Estate

    Let's Talk Real Estate

    In this weeks episode we talk all things real estate investing with Severina Lutaj, investment banker and real estate development guru. She's managed portfolios of hundreds of commercial and residential tenancies and has in-depth knowledge of construction/maintenance as well as experience building out property management operations & processes. Her strong finance background and diverse real estate experience has led her to having unique, first-hand experience with investment properties and learning how to get on the property ladder.

    Here's what we get into:

    3:45 - How to Deal with Imposter Syndrome
    11:30 - Where Do I Start with Buying Property?
    12:19 - What to Look for in an Investment Property?
    19:45 - How Do I Research Real Estate?
    57:22 - Stock Market vs. Real Estate Investing

    WTF is going on with GameStop, WallStBets, and the Stock Market?

    WTF is going on with GameStop, WallStBets, and the Stock Market?

    Once again we see how powerful social media is in our modern day. A retail investor posted about how the stock was undervalued on a public forum, WallStBets, and brought to light GameStop (GME) was shorted at 120% of the available shares by hedge funds. 4 Million people follow this forum. Retail investors, and FOMO investors bought the stock, the stock price shot up. Listen to hear what happens next. 

    2:20 - What is Shorting?
    8:00 - How did GME blow up?
    11:20 - What is a Short Squeeze?
    15:04 - Free Markets
    15:52 - Correction - The Stock was shorted 120% of the available shares, not 120x
    17:33 - Importance of Long Term Investing
    23:00 - What Happened with Melvin Capital