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    fintechs

    Explore " fintechs" with insightful episodes like "A C-Level Discussion on ACH | BankTalk Episode 91", "Aeryn Quarmby- Surviving a Year with No Money", "Why is Subordinated Debt Important to Credit Unions? | BankTalk Episode 88", "How Nedbank's Chipo Mushwana is Revolutionizing Banking" and "What is Islamic Banking and what does the future hold?" from podcasts like ""BankTalk Podcast", "Talking Success | The Home of Fintech", "BankTalk Podcast", "Talking Success | The Home of Fintech" and "Talking Success | The Home of Fintech"" and more!

    Episodes (100)

    A C-Level Discussion on ACH | BankTalk Episode 91

    A C-Level Discussion on ACH | BankTalk Episode 91

    Join Sean Carter, President and CEO of NEACH, as we discuss the ACH and Payments ecosystem.  We discuss fraud prevention, cyber insurance, and the Fed Fraud Classifier in this episode as well. 

    Presented by Remedy Consulting 
    Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    Aeryn Quarmby- Surviving a Year with No Money

    Aeryn Quarmby- Surviving a Year with No Money

    Can he survive a year only using stable coins?

    In this episode, Darren chats with Aeryn Quarmby, Co-Founder and COO of Xion Global. 
    They cover crypto market trends, emphasizing the prominence of stablecoins and efficient layer two networks.

    Highlights:
    📈Crypto market trends, emphasizing the rise of stablecoins and alternative networks
    🤯Challenges faced by the crypto industry, including compliance, AML, and KYT practices
    💰Bitcoin and other cryptocurrencies' acceptance

    Aeryn Quarmby's LinkedIn: https://www.linkedin.com/in/aeryn-quarmby/

    Xion's Website: https://xion.global/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    titc's Website https://titc.io/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    Why is Subordinated Debt Important to Credit Unions? | BankTalk Episode 88

    Why is Subordinated Debt Important to Credit Unions? | BankTalk Episode 88

    Join us as we speak with Derek Szot, Managing Director at Piper Sandler, as we discuss subordinated debt for credit unions.    Learn why subordinated debt has been a much hotter topic for credit unions than it has for banks over the past 18 months.
    Contact Derek at derek.szot@psc.com.

    Presented by Remedy Consulting 
    Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    How Nedbank's Chipo Mushwana is Revolutionizing Banking

    How Nedbank's Chipo Mushwana is Revolutionizing Banking
    In this episode, Chipo Mushwana, Executive Emerging Innovation & Payments at Nedbank, reveals Nedbank's journey in innovation and payments as a dynamic exploration of merging technological advancements with real-world challenges, signaling a promising future for the bank in shaping the financial landscape of South Africa

    Highlights:
    💳 Pioneering WhatsApp Payments in Africa
    📲  Unveiling the Super App and Open Banking Initiatives
    💫 The Challenges of Open Banking in South Africa
    🌍 Balancing Digital Transformation with Real-World Needs

     
    Chipo Mushwana's LinkedIn: https://www.linkedin.com/in/chipomushwana/

    Nedbank's Website: http://www.nedbank.co.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    What is Islamic Banking and what does the future hold?

    What is Islamic Banking and what does the future hold?

    In this episode, Darren chats with Mohammed Kaka, COO at Al Baraka Bank.

    We learn how Islamic banking continues to evolve globally, Mohammed's journey at Al Baraka reflects the industry's dynamic nature.

    From its foundational principles to embracing digitalization, Islamic banking navigates the intersection of tradition and innovation, offering ethical financial solutions to a diverse clientele.

    Highlights:
    💰  Asset-Backed Financing and Benevolent Loans
    🎯 Principles of Islamic Banking
    💫 Challenges and Opportunities in Cryptocurrency
    🌍  Global and Local Perspectives on Islamic Banking

     
    Mohammed Kaka's LinkedIn: https://www.linkedin.com/in/mohammed-kaka-2aa470122/

    Al Baraka's Website: http://www.albaraka.co.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    Inside the Bank Enforcement Action Process | BankTalk Episode 86

    Inside the Bank Enforcement Action Process | BankTalk Episode 86

    Join us as we speak with Brendan Clegg, Partner at Luse Gorman about the types of issues that could lead to an enforcement action from the federal banking agencies. We cover the different types of enforcement actions, the ways that an enforcement action can develop, whether directors and officers can be subject to personal actions, common issues that trip up banks and their leadership, and other topics relevant to the bank enforcement process. Contact Brendan at bclegg@luselaw.com. 

    Presented by Remedy Consulting 
    Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    Will Your Interchange Revenue Be Shrinking Soon? | BankTalk Episode 85

    Will Your Interchange Revenue Be Shrinking Soon? | BankTalk Episode 85

    Join us as we speak with Becca Kruse and Lance Noggle from the ICBA about some of the pending updates to the Durbin Amendment to the Dodd-Frank Act. Learn about Interchange revenue and expenses and whether the latest updates will have a net impact on your monthly earnings.

    Presented by Remedy Consulting 
    Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    Guardians of Integrity: Decoding AML Compliance with Bradley Elliott

    Guardians of Integrity: Decoding AML Compliance with Bradley Elliott

    In this episode, Bradley Elliott, CEO of RelyComply, sheds light on their groundbreaking efforts in the anti-money laundering (AML) compliance space.

    The discussion centres on the challenges faced by financial services businesses in streamlining AML processes amid evolving regulations, with a particular focus on greylisting.

    Highlights:
    🎯 Onboarding Simplified: A Single Integration Point and Automation
    📊 Tackling Data Challenges with Machine Learning
    💫 Automating and Consolidating AML Compliance
    📲  Enhancing Flexibility and Customization for Non-Digital Touchpoints

     
    Bradley Elliott's LinkedIn: https://www.linkedin.com/in/bradleye/

    RelyComply's Website: https://www.relycomply.com/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    Crossfin's Strategic Tapestry: A Diverse FinTech Venture

    Crossfin's Strategic Tapestry: A Diverse FinTech Venture

    In this episode, Darren Franks chats with Anton Gaylard, Co-Founder and Chief Exponential Officer at Crossfin Holdings.

    Anton unveils the intricate landscape of the company's investment philosophy, providing a compelling narrative that traverses borders and embraces innovation. From their stronghold in South Africa to ventures in Mauritius, Crossfin's strategic approach unfolds in a conversation that delves into early-stage investments, collaborations with Apis Partners, and the intriguing success story of Troy Gold.

    Highlights
    Spotlight on Success: Recent Investments and Growth
    Early-Stage Passion: Crossfin Ventures Backing Startups
    Financial Inclusion and Impact Investing: The Akello Perspective
    Navigating Company Overlaps: Managing Potential Conflicts


    Anton Gaylard's LinkedIn: https://www.linkedin.com/in/anton-gaylard-a1529a5/

    Crossfin's Website: http://www.crossfin.co.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    A Rollercoaster Ride with Wonga: From Innovation to Regulation

    A Rollercoaster Ride with Wonga: From Innovation to Regulation

    In this episode, Darren Franks chats with Brett Van Aswegen, CEO of Wonga South Africa.
    Brett recounts the turbulent journey of the once-pioneering FinTech giant.
    From its innovative roots in the UK to navigating through regulatory storms, this episode unveils the challenges faced, lessons learned, and the transformation of Wonga's business model.

    Highlights
    🤝Regulatory Shifts and Leadership Change
    🤓 Understanding South African Customer Dynamics
    🎓  Financial Literacy and Market Education

    Brett Van Aswegen's LinkedIn: https://www.linkedin.com/in/brettvanaswegen/

    Wonga's Website: http://www.wonga.co.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    Funding Financial Inclusion with Johan Bosini

    Funding Financial Inclusion with Johan Bosini

    In this episode, Darren Franks chats with Johan Bosini, Partner at Quona Capital.

    Highlights
    🤝 Supporting SMMEs in emerging markets
    🏆 South Africa is noted for its competitive landscape
    💰  International capital making its presence felt in African markets

    Johan Bosini's LinkedIn: https://www.linkedin.com/in/johanbosini/

    Quona's Website: http://www.quona.com/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    FinTech Africa: Beyond the Hype

    FinTech Africa: Beyond the Hype

    In this special episode of "Talking Success," Darren delves into the essence of the podcast series and his journey in the fintech sector in Africa. With over a decade of experience, Darren has been a part of incredible innovations and companies in fintech. The podcast aims to democratize fintech, making it accessible to everyone, from consumers to small business owners.

    Darren also introduces his primary business, titc.io, which has evolved from a recruitment-focused company to a full-service growth agency offering marketing, PR, and more. Co-founder of the FinTech Association of South Africa, Darren emphasizes the role of fintech in financial inclusion, literacy, and business scalability. Tune in to gain an 'MBA in Fintech' from the insights shared by industry experts on "Talking Success."

    titc is a full-service growth agency for FinTechs. A strategic partner that amplifies your brand's reach to the right customers, secures partnerships that matter, attracts top-tier talent, and impresses investors — all under one roof.

    The Fintech Association of South Africa (FINASA) is a non-profit organization dedicated to promoting and supporting the growth and development of the fintech industry in South Africa.


    Titc's Website: https://titc.io/

    FINASA's Website: https://www.finasa.org.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Meet Rentoza - An Alternative to Buy Now Pay Later (BNPL)

    Meet Rentoza - An Alternative to Buy Now Pay Later (BNPL)

    In this episode, Darren Franks chats with Chris Govender, Co-founder and COO of Rentoza.

     ✔  Subscription model flexibility explained
    💳 Creditworthiness without traditional credit checks
    🛠  The challenge of asset management and refurbishment
    💻 The challenge of managing stock in a fast-evolving tech market
    🎯 Market impact and customer adoption

    Chris Govender's LinkedIn: https://www.linkedin.com/in/chris-govender-a0354a18a/

    Rentoza's Website: https://rentoza.co.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    How does Bank Liquidity Affect Lending? | BankTalk Episode 82

    How does Bank Liquidity Affect Lending? | BankTalk Episode 82

    Join us as we speak with Scott Hildenbrand, Head of Piper Sandler Financial Strategies, about how community financial institutions are morphing to improve liquidity.  We then discuss how the higher price of purchasing deposits will likely affect loan volume in the foreseeable future.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    The Magic of SuperApps: The Future of All-in-One Convenience

    The Magic of SuperApps: The Future of All-in-One Convenience

    In this episode, Darren chats with Mariam Cassim, CEO of Financial and Digital Lifestyle Services at Vodacom. Financial and Digital Lifestyle Services.

    With a main focus on all things SuperApp, we get a full rundown of what a SuperApp is, its use cases, competition and data privacy.

    Super Apps: Your One-Stop Virtual Mall

    Imagine having an entire shopping mall at your fingertips, tailored to your unique lifestyle and preferences. This is precisely what super apps offer—a one-stop virtual mall experience that combines convenience, functionality, and endless possibilities.

    In the digital age, super apps have become a ubiquitous presence, redefining how we engage with technology and access a multitude of services. Whether you're looking for entertainment, shopping, communication, or financial solutions, super apps aim to be the go-to destination for all your needs.

    Finding the Anchor Use Case

    Super apps are not just a random amalgamation of services; they typically start with a core use case that becomes the driving force behind user engagement. This anchor use case acts as the entry point to a broader ecosystem, gradually expanding to offer a diverse array of services.

    Competition and Differentiation

    The super app landscape is fiercely competitive, with various players vying for dominance in specific niches or demographics. Tech giants such as Google and Apple have also thrown their hats into the ring, recognizing the immense potential of these versatile platforms.

    Data Privacy and Ethical Use

    In an era where data is often likened to the new oil, safeguarding user information is of paramount importance. Super apps are no exception to this rule. Users expect their data to be handled with the utmost care and responsibility.

    The Power of Mobile Network Operators

    One intriguing aspect that sets some super apps apart is their association with mobile network operators. These operators, like Vodacom, have a unique advantage—access to an extensive database of customer information. They can harness this wealth of data to provide personalized services and contribute to financial inclusion.

    🛒 Super Apps: Your One-Stop Virtual Mall
    ⚓ Finding the Anchor Use Case
    💪 Competition and Differentiation
    💼 Data Privacy and Ethical Use
    📡 The Power of Mobile Network Operators

    Mariam Cassim's LinkedIn: https://www.linkedin.com/in/mariam-cassim-ca-sa-mba-cum-laude-7ab41724/

    Vodacom's Website: http://www.vodacom.co.za/sl/FurtherTogether

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Titc.io's Website: https://titc.io/

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    Dawie Roodt: Your Money, Their Rules

    Dawie Roodt: Your Money, Their Rules

    In this episode, we sit down with Dawie Roodt, an Award Winning Economist and Chairman at the Efficient Group.

    This is a deep dive into the South African economy and the future of money in Africa.

    The Power of Sentiments:

    • Economics and Human Nature: Dawie emphasizes that economics is fundamentally about people, not just numbers and formulas. 
    • Alternative Measurements: While traditional economic indicators like per capita income are commonly used, Dawie suggests focusing on metrics like life expectancy, which correlates strongly with overall well-being.

    Market Sentiments and Confidence:

    • Confidence in Central Banks: Dawie discusses how trust in central banks and their leaders can significantly impact economic decisions.
    • Lack of Confidence in Government: When people lack faith in their government, they hesitate to invest, hindering economic growth.
    • Greed and Fear: Emotions like greed and fear in financial markets play a role in the economy. These emotions can lead to market bubbles and crashes, highlighting the need for economists to analyze and manage such sentiments.

    Cryptocurrency and Changing Finance:

    • Central Bank Digital Currencies: Dawie discusses the emergence of central bank digital currencies (CBDCs) and their programmable nature. CBDCs could be used for various purposes, including controlling spending and ensuring tax compliance.
    • Decentralized Finance (DeFi): The clip explores the concept of DeFi and how it operates outside the control of central banks. It raises questions about whether DeFi will coexist peacefully with traditional financial systems or face regulatory challenges.


    Episode Highlights
    💹 Economics and Human Nature
    💰 Greed and Fear
    🎉 The Excitement Around Blockchain Technology
    📐 Alternative Measurements

    fintech, payments, fintechs, darren franks, talentinthecloud, fintech south africa, fintech africa, titc, titc.io, what is fintech, fintech jobs, fintech explained, how payments work, future of banking, future of finance, future of payments, fin tech, fintech 101, top fintech companies, best fintechs africa, b2b fintech, fintech companies, fintech industry, economy, economist, Dawie Roodt, Award winner, CBDCSouth Africa



    Dawie Roodt's Website: https://www.dawieroodt.co.za/

    Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

    Titc.io's Website: https://titc.io/

    Everyday AI: Your guide to not only learning AI, but how to leverage it in business
    Can't keep up with AI? We've got you. Everyday AI helps you keep up and get ahead.

    Listen on: Apple Podcasts   Spotify

    Business Beyond Borders: Impactful Insights for Accountants
    Empowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!

    Listen on: Apple Podcasts   Spotify

    Are Core Systems Truly Open to Third-Party Vendors? | BankTalk Episode 81

    Are Core Systems Truly Open to Third-Party Vendors? | BankTalk Episode 81

    Core providers have been touting their advances in integrating to third parties through their “open” core platforms.  We ask Charles Potts, Chief Innovation Officer at the ICBA to provide some insights into the “openness” of the major core vendors.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    Should the Jeffrey Epstein/JP Morgan Settlement concern you? | BankTalk Episode 79

    Should the Jeffrey Epstein/JP Morgan Settlement concern you? | BankTalk Episode 79

    The sex trafficking victims of Jeffrey Epstein recently reached a large settlement with Epstein’s former bankers, JP Morgan and Deutsche Bank, roughly $365M. Join Ariel Gutierrez, Program Director for the Financial Crimes Risk Management product at Fiserv, as we discuss the potential liability implications for community financial institutions. 

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    What is a Payment Rail and how are they Changing? | BankTalk Episode 78

    What is a Payment Rail and how are they Changing? | BankTalk Episode 78

    With the release of Faster Payments, we decided to have a discussion with Tede Forman, President of Payment Solutions at Jack Henry on the Payment Rails, what they are, and how they differ.  Then we spend a few minutes discussing the opportunity and threat to community financial institutions related to  Faster Payments. 

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.

    Should you be Lending on your Customer’s Receivables? | BankTalk Episode 77

    Should you be Lending on your Customer’s Receivables? | BankTalk Episode 77

    CEOs at community financial institutions continue to ask for ideas to improve liquidity and income in these changing market conditions, and Receivables Financing checks both boxes.  Join Erik Trumpower, EVP of Capstone Banktech, as we discuss the risk and rewards of this sector, and discuss some ideas for administering a program at a community FI.

    For more information on BankTalk:
    BankTalk Website
    Subscribe to BankTalk News
    Remedy Consulting Website
    Remedy LinkedIn
    To speak on the BankTalk Podcast, please email us.