first time home buying

Buying a home is one of the largest investments in ones life! There are five steps that a home buyer should take before going out to view homes to help streamline their home buying process which are discussed in this episode of the Calgary Real Estate Podcast. 

It has been a crazy number of years and the housing market in all corners of the country is riding that wave. The Federal Reserve has raised interest rates recently to try and combat the rising inflation we are seeing from coast to coast. What affect has that had on the housing market and where is it going? One Trust Mortgage Regional V.P., Kelly Kline of San Diego, CA onetrusthomeloans.com/lo/kkline joins the Talk Wealth to Me crew about those questions and more in this week's Talk Wealth to Me Podcast.

It’s safe to say that during the pandemic even some of the most disciplined spenders made an impulse buy or two. What happens when that impulse buy is the largest purchase of your life? With the boom in the housing market many took a leap and purchased a home. Now as the dust is settling are there regrets? 

The team sits down to talk about a story in the New Your Times about individuals who looking back feel it may have been better to wait. One example in particular got the debate going. Is it possible to be house poor after being able to buy a $1.45 million home? How over budget is too over budget?

Chase also asks Katie and Felipe about their experience and how they feel in the year after they took the leap and became first time home buyers in 2021.

In  this episode of Whitley Penn Talks, Brandon Russ, WPWealth Associate, sits down with Alicia Langdon, WPWealth Manager to discuss all things home buying. Alicia is a Certified Financial Planner, and went through the process of buying a home for the first time not too long ago. This episode is filled with questions that you may have regarding buying your first home. The two discuss timing, budget, unseen expenses leading up to purchase and even the pros and cons of putting down the full 20%. Listen now to learn more and contact Alicia or Brandon with any questions you may have. 

The American dream...A number of episodes back we spoke to real estate and lending experts (#078 Real Estate & Lending in a Pandemic and Beyond with Kelly Kline & Tyler Hagerla) to discuss the wild and crazy 2020 and what 2021 and beyond could look like for the residential real estate market. This week we sit down and shoot the financial $h!t with our very own Katie Utterback. Katie and her husband A.J. just recently closed on their first ever home. Congrats! We know what a crazy experience it is for first time home buyers in the current market. Katie takes us through their journey, the highs and the lows, the stresses and the thrills. Sit back, relax and join us for the real dos and don'ts of buying a home in 2021 - with a few laughs along the way.

What an incredible year it has been. We passed the one year anniversary of the pandemic shutting down life as we know it. So many things changed in our daily lives: businesses and schools going remote, working from home, and layoffs and furloughs. In the beginning banks and lenders were giving homeowners an option for forbearance if they faced financial hardship. No one knew how this was going to affect the housing market. It has been quite the year, so we sat down with lending and real estate experts to discuss the market during the pandemic, where we are today and what they see in the future.
 
 Kelly Kline is vice president of One Trust Mortgage https://onetrusthomeloans.com/lo/kkline and shares the latest on rates, lending and more. Tyler Hagerla https://www.corcoran.com/southern-california-real-estate/agents/vista/tyler-hagerla/102721  is a real estate professional in North County San Diego with Corcoran Global Living. Tyler gives us insight on what it's like in this seller's market for everyone, including first-time homebuyers - and what to expect if you're buying or selling.

In this episode, we have the GQ of Lenders, Jorey Blackmer, breaking down Mortgages for us and going over the Do's and Absolute DON'TS that could kill your deal.