fis

Rich Clow's Role and Team:

• Rich Cloud leads payment innovation at Bank of America.
• Focus on evaluating new technologies and solutions.
• Assessment of new networks, checkout solutions, and step-function capabilities.
• Pro-stage gated process for evaluating and validating solutions.
• 75% of his time dedicated to consumer and small business solutions.
• 25% of the time with the GTS function, bringing Bank of America capabilities to large corporates.

Real-Time Payments Basics:

• Real-time payments involve instant settlement of funds between banks.
• Reduces risk and friction compared to existing frameworks like ACH.
• Credit transfers with an evaluation of account standing before sending.

Importance of Real-Time Payments:

• Speed of funds transfer is the essence of real-time payments.
• Enables the development of innovative solutions for consumers and corporates.

Consumer Transactions with Real-Time Payments:

• Immediate confirmations in consumer transactions.
• Improved bill pay experience with proof of fund availability.
• Introduction of "Request for payment" user experience.

Corporate Implications of Real-Time Payments:

• Significant opportunities for collections departments.
• Ensures timely payments with proof of fund availability.

Real-Time Payments Landscape:

• Two main networks for real-time payments in the United States: FedNow and the Clearing House.
• Similar to the existence of multiple networks for ACH and wires.
• Competition is expected to drive better innovation, cost, and terms, similar to Visa and MasterCard in the card payments space.

Fintech and Developer Impact:

• Successful FinTechs leverage tools and standards from networks to create innovative user experiences.
• Integration of standards like ISO 8583 and ISO 20022 into businesses and applications.
• Continuous innovation in payment flows, such as virtual cards for B2B payments.

Looking Forward:

• Real-time payments are considered transformative in the payment landscape.
• Predicted to be a major shift in payment experiences, comparable to the evolution from knuckle-buster credit card authorizations to modern payments.
• Global adoption of real-time payments in various markets, with the U.S. learning from international experiences.
• Emphasis on collaboration and partnerships to accelerate innovation and time to market.
• Acknowledgment that real-time payments will play a significant role in the majority of payment settlements globally.
• Recognition of the need for inspiration from markets ahead in real-time payments, fostering a collaborative and iterative approach to innovation.

Find Rich on Linkedin

Thea har med seg nye Sebastian og Andreas i studio! De diskuterer alt fra svindel og fis til kjendiser som skjuler hvem de virkelig er. Takk til Malin på teknikk! 

It only takes one person to make a big change. US cross-country skier Bill Koch had been a loner most of his life and was never afraid to go his own ways. Having won the silver medal at the 1976 Innsbruck Olympics, his career struggled following the Olympic success. To reinvent his career he decided yet again to go his own ways, and he ended up forever changing the sport of cross-country skiing in the process. 

Welcome to ChatterFox Podcast, In this episode, you will learn how to pronounce the brand's name correctly in American English.

Exxon, Tiffany & Co, General Dynamics, Progressive, ADP, John Deere, Discover, Northrop Grumman, Pfizer, FIS, Micron Technology, Carmax, Maybelline

Links:
speak English Fluently
Pronunciation program
Android App
iOS App
YouTube

On this episode of Fishing the DMV I talk to Billy Kohls owner of Smith Mountain Lake Guide Service. Billy gives us a May fishing report and in-depth look into the Shad Spawn on Smith Mountain Lake. 

 If you are interested in being on the show or a sponsorship opportunity, please reach out to me at fishingtheDMV@gmail.com 

 Check out Billy Kohls website at:  Smith Mountain Lake Fishing Guide 
https://www.smithmountainlakefishing.com/about 

Check Billy out on Instagram down below:
https://www.instagram.com/billy_kohlsfishing/ 

Check out Billy Kohls YouTube Channel 
https://www.youtube.com/@billykohlsfishing3697 

Dobyns Rods:
https://dobynsrods.com/ 

Places you can listen to Fishing the DMV audio version:
       https://www.buzzsprout.com/1893009 
  
Fishing the DMV YouTube Channel:
      https://youtu.be/n3c-CFvmpFg 
   
Jake’s bait & Tackle website:
        http://www.jakesbaitandtackle.com/ 

    Fishing the DMV Facebook page:
      https://www.facebook.com/Arensbassin/?ref=pages_you_manage 
 
     Fishing the DMV Instagram page:
      https://www.instagram.com/fishingthedmv/?utm_medium=copy_link   
       
      #fishing #bassfishing #smithmountainlake 

Toni Sailer was an incredibly multi-talented Austrian skier from Kitzbuhel who started out dominating the world of alpine ski racing, and who ended up as one of the biggest celebrities Austria has ever had. In episode 9 of Ski Heroes, we explore Toni Sailer's life as a ski racer, including his dominant performance at the 1956 Cortina Olympics, we touch on his acting career, and we even make stop by James Bond.  

Anette Sagen should simply be known as one of the greatest ski jumpers of all time. And she would have been were she born a boy. In episode 8 we tell the story of women's ski jumping and how all female ski jumpers have had to fight for their right to participate and compete. And no one did so better and more fiercely than ski jumping pioneer Anette Sagen who dominated women's ski jumping in the early-to-mid 2000s, and involuntarily became a feminist icon while doing so. 

On this episode (Ep 344) we are joined again by Fisheries Biologist, Steven Bardin, to answer many questions about bass behavior, conservation, taking care of fisheries and much more!

Steve's Instagram: https://www.instagram.com/txprolake/
Texas Pro Lake Management: http://txprolake.com/

Thanks for listening! Please leave us a rating and review!

Join this channel to get access to perks:
https://www.youtube.com/channel/UC3_09tweHsaCfRP7GD1drfw/join

Want to rock some Serious Angler, Business from the Bass Boat or Serious Dangler merch? Click the link to shop: https://seriousanglernetwork.com/
----------
DISCOUNT CODES/SHOW PARTNERS: 
• Check out the lineup of X2Power AGM and Lithium batteries at https://x2powerbattery.com/! 

• Looking to shop the best fishing electronics on the market the supplies to best rig your boat/kayak? Need expert service to rig your boat for you? Check out Bass Fishin Electronics at https://www.bassfishinelectronics.com/

• Do you have a bait you like that just isn't perfect? Become a tackle tinkerer with the help of our friends at Do-It Molds! Click this link to get set up: https://store.do-itmolds.com/?AffId=26

• Omnia Fishing: Use code "SERIOUSFIRST" for 15% off your FIRST order on Omnia and then for anything future orders use code "SERIOUS10" for 10% off your entire order at (www.omniafishing.com)

• Hobie Eyewear (20% Off): Use This Link: https://shrsl.com/2w5mb & use code “SERIOUS20” 
----------
Listen and follow the other shows on the Serious Angler Podcast Network:
• Business from the Bass Boat on Apple Podcasts: https://podcasts.apple.com/us/podcast/business-from-the-bass-boat/id1498266771
• Business from the Bass Boat on Spotify: https://open.spotify.com/show/5bcNUjUIrzHhDdhYbf0Y8F?si=igWWXGVSQYKJqK8-uOn1DA&nd=1
• Lure Lab on YouTube: https://www.youtube.com/channel/UC9v-l3kxscyEo1VaR496YuA
• Lure Lab on Instagram: https://www.instagram.com/lurelabpodcast/
• Lure Lab on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-lure-lab-fishing-tackle-podcast/id1647356424
• Lure Lab on Spotify: https://open.spotify.com/show/492TVeCHB214CzMUg1NHwX?si=d598629bef024663
• Serious Angler on Apple: https://podcasts.apple.com/us/podcast/serious-angler-bass-fishing-podcast/id1481348744
• Serious Angler on Spotify: https://open.spotify.com/show/0YM9ZUVNL9NRT4aUmKe4m4?si=e4507da9ef8e43f9
----------
Follow Along On Serious Angler Social Media:
• Instagram: www.instagram.com/seriousangler/
• Facebook: www.facebook.com/SeriousAngler
• YouTube: https://www.youtube.com/c/SeriousAnglerBassFishing
• Tik Tok: https://www.tiktok.com/@seriousangler
• Twitter: https://twitter.com/SeriousAngler
• Have a question? Email us at theseriousangler@gmail.com
----------
Follow Our Personal Social Media:
• Adam's Instagram: https://www.instagram.com/adam_deakin_/
• Andy's Instagram: https://www.instagram.com/fullfishingguideservice/
• Andy's YouTube Channel: https://www.youtube.com/channel/UCkuwh_ttyk2uI6CKFHKNtAA
• Andy's Facebook: https://www.facebook.com/FullFishingGuide
• Bailey's YouTube Channel: https://www.youtube.com/channel/UCOpM5fxOcUciqLsIB8dK7Ag
• Bailey's Instagram: https://www.instagram.com/bailey_eigbrett/
• Bailey's Facebook: https://www.facebook.com/BaileyEigbrettFishing
----------
Want to get on some BIG Lake Erie Smallmouth Bass? Get in touch with Andrew and book a trip! 
• Facebook page: https://www.facebook.com/Fullfishingguideservice
• Andrew's Email: fullfishingguideservice@gmail.com
----------
#podcast #bassfishing #fishingpodcast

Please leave us a rating and review!

In this episode we chat it up with some of the BKA board, Kyler Branaum (the new TD) and Jay Wallen. They give us the run down on the 2023 season! We talk about some changes, the schedule, and everything to get you pumped up to fish Kentucky's largest kayak bass fishing trail. Be sure to go follow Bluegrass Kayak Anglers on facebook and Instagram and check out the website: www.bluegrasskayakanglers.com

Subscribe to the podcast so you don't miss an episode! Love Your Neighbor and Go Catch Some Fish!

On this episode of Fishing the DMV, we sit down with Scott Barrett of the Japanese company Nikko Next Generation Soft Baits.  We had a fascinating conversation with Scott as it’s always interesting to hear the back story on people and how things come to be.  Tune in and hear how Scott brought these baits from Japan to Virginia and began distributing throughout North America.  Smallmouth, largemouth, walleye, and trout anglers need to check out this episode as well as the Nikko product as they can help you catch more fish!

If you are interested in being on the show or a sponsorship opportunity, please reach out to me at fishingtheDMV@gmail.com

Fishing the DMV T-shirt with Shenandoah River art on the back of it. We are only selling 30 shirts and once they are gone they are gone.
Link down below: https://jakes-bait-and-tackle.shoplightspeed.com/shen-river-dmv-design.html?id=87779915&quantity=1

Nikko Website:  https://nikko-fishing.com/ 

Nikko Instagram:  https://www.instagram.com/nikko_baits/ 

Jake’s bait & Tackle website: http://www.jakesbaitandtackle.com/

Jake’s bait & Tackle Facebook: https://www.facebook.com/JakesBaitAndTackle/?ref=pages_you_manage

Fishing the DMV Facebook page: https://www.facebook.com/Arensbassin/?ref=pages_you_manage

Fishing the DMV Instagram page: https://www.instagram.com/fishingthedmv/?utm_medium=copy_link
 
#fishing #FishingtheDMV #Nikko 

In this conversation, we chat with Will Beeson, who currently works at Standard Chartered Ventures. Previously, Will was the Co-Founder & Chief Product Officer at digital bank BELLA, as well as, a Principal at Rebank, a fintech advisory firm. Will’s banking entrepreneurship streak doesn’t end there, he co-founded Allica, a digital bank for businesses in the UK. We discuss the evolution of the banking-as-a-service sector, and in particular the challenges of infrastructure providers when their fintech clients fail due to market pressure. What’s next for embedded finance?
 

MENTIONED IN THE CONVERSATION

Rebank: https://rebank.cc/

Will Beeson: https://www.linkedin.com/in/willbeeson/ and https://twitter.com/will_beeson

Topics: Embedded finance, fintech, neobank, banking, payments, finance, banking-as-a-service, API, RegTech, Regulation

Companies: Plaid, Onfido, Stripe, Socure, Green Dot Bank, Cross River Bank, FIS, Fiserv, BlockFi, BBVA

ABOUT THE FINTECH BLUEPRINT

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

👉 Twitter: https://twitter.com/LexSokolin

TIMESTAMPS

1’01”: Setting the scene in Fintech 2022 & what are the symptoms of things going wrong in the Banking-as-a-Service (BaaS) space

10’01”: The recipe for success in the BaaS space and the opportunities over the next coming years

13’19”: The dialectic between infrastructure and application and their phases of innovation

19’32”: Optimising the operating model for maximum efficiency & where/how regulatory influence plays a part

24’27”: The tangible impact of regulation & how this may help alleviate the current state of affairs

28’04”: The cost impact of fintech solutions on the value chain & what these costs may look like

31’31”: The optimal outcome for fintech infrastructure: embedded & bundled, or independent development, or acquisition of leading providers of services

34’00”: The optimal outcome for fintech applications: build a full service neobank or build a revenue generating component and grow from there

37’13”: Channels to use to connect with Will & Lex

Disclaimer here — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella

Want to discuss? Stop by our Discord and reach out here with questions.

(1) Instagram Youth & the momentum behind kid-centric business models (0:37). (2) Alt-meat players are driving down prices closer to beef (6:28). (3) Hundreds of traditional US banks will soon let customers hold crypto in their bank accounts (12:05). Read this 3 Shifts Edition: https://6pag.es/cht725. Sign up to receive free summaries of our deeply researched briefs: 6Pages.com.

Herwig Demschar war – zuerst im ÖSV und ab 1994 in den USA – erfolgreicher Skitrainer, Organisator von Olympischen Winterspielen und ist seit 14 Jahren Vice President bei der POWDR Corporation: eine Gruppe von Skigebieten und Action Sports Parks namens Woodward in Nordamerika.

Herwig beschreibt Bewältigungsstrategien in der Pandemie, was davon bei der POWDR Corporation Bestand haben wird und ganz generell Entwicklungen in der nordamerikanischen Skigebiets-Branche. Außerdem gibt Herwig auch einen Einblick zum Ski-Weltcup an der US-amerikanischen Ostküste in Killington, den er seit 2016 zu Thanksgiving organisiert.

Am Ende des Gesprächs geht es um Ratschläge, die der slowenische Skitrainer Filip Gartner Herwig für sein Leben mit auf den Weg gegeben hat.

Inhaltsverzeichnis

00:00:10 Intro

00:02:30 COVID-19-Bewältigungsstrategien im Winter 2020/2021 bei Skigebieten in Nordamerika

00:10:17 Was von den COVID-19-Präventionsmaßnahmen Bestand haben wird

00:11:47 Entstehung der Woodward Action Parks bis zum neuen Woodward Park City 

00:15:02 Entwicklungen bei den Skigebieten in bzw. rund um Park City/Utah

00:19:37 Saisonkartenprodukte von Skigebietsgruppen (Epic Pass von Vail Resorts und Ikon Pass von Alterra) und Preispolitik in Nordamerika

00:25:24 Entwicklungen am US-amerikanische Skimarkt samt Nachwuchssorgen

00:29:08 An- und Abreise zu den Skigebieten und das Nachhaltigkeitsthema in den USA

00:31:25 Entstehungsgeschichte zum Ski-Weltcup in Killington/Vermont

00:38:57 Bedeutung von Disziplinen wie Freestyle für den Skilauf

00:44:19 Après-Ski in Europa versus USA

00:46:23 Entwicklung der Skikultur der Jugend, Erfahrungen im Management von Terrain Parks

00:49:40 Sportliche (und berufliche) Karriere der eigenen Kinder

00:53:27 Erklärung zu SnoFolio von Sohn Daniel Demschar 

00:55:34 Skinning und Backcountry Skiing in Nordamerika

00:58:10 Einschätzungen zu den Olympischen Winterspielen 2022 in Peking

01:00:54 Ehrenamtliche Vorstandstätigkeit bei Women’s Ski Jumping USA

01:03:41 Einstellung zu Frauensport, Erfahrungen beim Helikopterskiing (Powderbird Utah)

01:08:13 Berufsweg vom Lehrer und Trainer zum Organisator von Sportgroßveranstaltungen bis zum Manager von Mountain Resorts

01:12:41 Ratschläge des slowenischen Skitrainers Filip Gartner 

01:15:42 Tätigkeit für die POWDR Corporation

01:16:28 Schlusswort und Verabschiedung

01:16:55 Outro

Links

• POWDR Corporation
• Woodward Park City
• Powderbird Helicopter Skiing
• SnoFolio

Kontakt

• https://pistenkilometer.simplecast.com/
• https://twitter.com/pistenkilometer
• https://www.linkedin.com/company/pistenkilometer
• https://www.facebook.com/pistenkilometer
• https://www.instagram.com/pistenkilometer/

Зимние сезоны закончились практически во всех видах спорта. Доспускались горнолыжники, отстрелялись биатлонисты, почти отпрыгали прыгуны.

Инна Волочай и Виталий Волочай в последнем, восьмом подкасте сезона 2020/21 подводят итоги горнолыжного Кубка Мира, разбираются с основными сенсациями и неудачниками сезоне, а также коротко рассказывают про итоги сезона в лыжных гонках, биатлоне и прыжках с трамплина. Ну и куда же без фигурного катания!!!

Таймкоды подкаста:

• [00:00:00] - Итоги женской части горнолыжного Кубка Мира;
• [00:27:45] - Мужской Кубок Мира у горнолыжников;
• [00:44:00] - Другие зимние виды спорта, а также внезапный анонс Чемпионата Мира по фигурке!

📺 Ссылка на записи трансляций с комментариями Инны на украинском языке

⛷️Телеграм канал о жизни горнолыжников - White Circus

💵Поддержите нас на Patreon! Помогите выпускам Спортхаба выходить чаще и стать немного качественнее!

🔔Подписывайтесь на нас абсолютно везде!

🎧Обязательно - подпишитесь и поставьте лайк нам на iTunes

Sporthub в соцсетях:

• 📩 Twitter
• 👍 Facebook
• 🎦 Youtube
• 💪 наш блог на Sports.Ru
• 💩 Вконтакте

💵 Підтримайте нас на Patreon! Допоможіть випускам СпортГаб стати більш якісними.

🎧 Підпишіться і поставьте нам лайк на ITunes!

Sporthub в соцмережах:

• 📩 Twitter
• 👍 Facebook
• 🎦 Youtube….

Ellyn Raftery didn’t set out to be a marketer. In fact, her strongest desire was to pursue a career in design and fashion. But a conversation with a professor in college changed everything. Today, Ellyn serves as the Chief Marketing and Communications Officer for FIS, a company with an emphasis on advancing the way the world pays, banks and invests. Ellyn joined Marketing Trends to discuss a range of topics, including growth marketing, understanding your clients, and why the language you use is key.

Key Takeaways

• Adapt your language to the clients. If you’re working in a B2B setting, make sure the jargon you use matches the style of the conversation
• Growth data needs to be at the forefront for all CMOs. Have an experienced team that can dive into the data that can create opportunities for the organization
• Think through the lens of the client. Identify their needs, understand their pain points and then work to solve those issues

---

Marketing Trends podcast is brought to you by Salesforce. Discover marketing built on the world’s number one CRM: Salesforce. Put your customer at the center of every interaction. Automate engagement with each customer. And build your marketing strategy around the entire customer journey. Salesforce. We bring marketing and engagement together. Learn more at salesforce.com/marketing. 

To learn more or subscribe to our weekly newsletter, visit MarketingTrends.com.