how to retire

Tune in to hear:

- Do certain people have a natural proclivity for deferring gratification for a greater reward at a later date (e.g. exercise and saving) or can this also be learned?

- Is whether or not you are more forward-thinking or present-oriented hardwired in you from a young age?

- What are some of the things that those who “get retirement right” might know that those who “get retirement wrong” don’t?

- Why is working in retirement important for many people and how might this look different from working pre-retirement?

- What are the three pillars of retirement satisfaction and what can we do to prepare ourselves for the non-financial ones that are often overlooked?

- What are some ways that we can spend money, smartly, that may make us happier?

- How does Michael live his life differently based on the research he has done on retirement?

http://www.michaelfinke.com

Compliance Code: 1148-OAS-4/24/2023

Tune in to hear:

- How does Dr. Koochel define financial wellness, how did she arrive at this definition and what practical difference does this make in her work?

- What are three actionable steps advisors can take to incorporate financial wellness into their planning conversations?

- How can advisors point out inconsistencies between someone’s professed values and their actions while remaining empathetic and thoughtful about how they communicate this? 

- What is the role of financial psychology in meeting the demand for personalization and what do some of these solutions look like?

- What are some of the road blocks to implementing financial psychology in practice?

- Some people just want an old school advisor who is a subject matter expert and who simply allocates their assets effectively. What does personalization look like for this client and do we have a duty to sell them on the BeFi side of things?

- Should BeFi approaches be embedded in one’s advisory practice in a subtle way or should firms advertise this feature directly?

- How can financial advisors better serve their clients during big life transitions beyond simply reaching a numeric investment goal?

https://www.linkedin.com/in/emilykoochel

Compliance Code: 0409-OAS-2/10/2023

Copy: 0356-OAS-2/7/2023

Tune in to hear:

- What led Jeff to sometimes act inauthentically in the past and what snapped him out of this?

- How does the client experience look different between those with an authentic, holistic advisor and those who have an advisor with a top producer type mindset?

- What does Jeff see as the most common impediment that’s keeping people from creating a meaningful money life?

- How do we get people to shift from a solipsistic approach to what Jeff describes as “other focused?” Considering this - should one’s advisor play a role in encouraging this shift within them?

- What role does hard work play in crafting a meaningful money journey? How can this element of wellness be sustained once one is retired?

- If someone who is listening doesn’t already have an advisor and they are looking to find one with a very holistic approach that goes beyond the meat and potatoes of their financial life, how should they go about vetting various advisors?

https://www.jeffbernierauthor.com

Compliance Code: 0108-OAS-1/17/2023

Tune in to hear:

- What are some of the accomplishments of financial psychology thus far and where should we be headed next?

- Why does Wade diverge from a lot of the popular thinking around insurance products and what does the industry get wrong when it comes to these products and retirement income?

- Is it safe to say that a lot of the benefit of these “unpopular tools” is behavioral in nature? 

- What question was Wade hoping to answer when he dove into RISA (Retirement Income Style Awareness) research at a high level?

- In their research did Wade and Alex find any sort of overlap with factors like risk composure or are the retirement styles a separate beast?

- Learn more about the psychology of decumulation and how an awareness of someone’s retirement income style preferences could help you solve for the particular complications of distribution

- Are the four retirement income styles distributed pretty evenly amongst the population or are some particularly popular or unpopular? How greatly would their advice shift from one style to another?

- Did Alex and Wade note any gender differences across proclivities towards the different retirement income styles?

https://risaprofile.com

Compliance Code: 2105-OAS-11/3/2022

Welcome back!
This is episode 9 of Real Talk with Lovejoy Real Estate! A show where we talk about all things real estate, with our fabulous host, Jenny Turner. 
Today we have a very special guest! Lead of the Rivera Group in Long Beach, CA and talented Tom Ferry Coach, Eileen Rivera visits Portland to have a real talk with Jenny!
Join Jenny and Eileen as they talk about how to go from Real Estate Agent to retired. What is your end goal and how do you get there? Listen in to find out!

Jenny Turner:
(503) 312-4642
Jenny@LovejoyRealEstate.com
www.lovejoyrealestate.com

Eileen Rivera
(562) 989-1997

What do you plan on retiring to? In this week's mini-episode, Dan Gilbertson from of our Lakewood, CO office shares way you can make your retirement more fulfilling. 

Hot:  Daniel Gilbertson, CFP®, CRPC®, AIF® | Vice President

Dan, Vice-President, has an extensive background in financial planning, insurance counseling, and fee-based asset management. Prior to joining Summit Wealth Group, he was a partner in his own financial planning company and has worked in the financial industry for more than 25 years. Prior to entering the securities industry, he worked for more than 14 years at a medical-surgical division of 3M out of Brookings, South Dakota.

In 2019 and 2020, Dan was named one of Forbes’ Magazine Best-in State Wealth Advisors.* He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Retirement Planning Counselor (CRPC®), Accredited Investment Fiduciary® (AIF®) designee, and an Investment Advisor Representative of Commonwealth Financial Network. He holds the Registered Securities Principal Series 24, Series 7, Series 63, and Series 65 registrations. Also, Dan holds separate licenses for Life, Accident, Health, and Long Term Care Insurance.
 

Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter
(719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921
Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

Thanks for listening! Make sure to follow us on all the socials at @summitwealthgroup, so you don't miss an episode!

The 4 steps that Randy Morris covers in this mini episode creates a simple formula for figuring out when you will be able to retire financially. Listen now. 

Host: Randy Morris, CFP®, ChFC®, AIF® | CEO

After graduating from the University of Colorado in 1982 with a business and organizational management degree, he worked in Denver, Colorado, for two years as Vice-President of Executive Economic Services, Inc.

In 1985, Randy founded Executive Financial Planning, Inc. (EFP), one of Mississippi's first financial planning firms. EFP became one of the nation's largest financial planning firms during his tenure as founder and CEO.

In 2002, he created Summit Wealth Group (SWG) out of a desire to provide additional wealth management services for clients. Randy serves as the firm's CEO. Summit Wealth Group currently works with clients in 46 states with client assets under advisement of more than $1 billion as of February 2021.

Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter 

(719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921
 Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

Thanks for listening! Make sure to follow us on all the socials at @summitwealthgroup, so you don't miss an episode!

In this week's mini-episode, we conclude our two-week series on common mistakes we see in retirement planning and how to avoid them. Listen now!
 

Host: David Lee, CFP®, CIMA® | Vice President 

Prior to joining Summit Wealth Group in July of 2015, David owned and operated David Lee Financial, a wealth management practice that he began in 1985.

David received his bachelor’s degree from Florida State University. After professional studies through the College for Financial Planning in Denver, Colorado, he obtained the CERTIFIED FINANCIAL PLANNERTM certification. David later added the Certified Investment Management AnalystSM designation, administered by the Investment Management Consultants AssociationSM taught in conjunction with The Wharton School, University of Pennsylvania. He is a Registered Representative and Investment Advisor Representative of Commonwealth Financial Network® (a registered broker/dealer, member FINRA/SIPC). David holds the FINRA Series 7 and 63 securities registrations and also life, health, and long-term care insurance licenses.
 
 

Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter
(719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921
Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

Thanks for listening! Make sure to follow us on all the socials at @summitwealthgroup, so you don't miss an episode!

Tune in to hear:

- Is the classic retirement trope of working hard until your 65 and retiring to a life of leisure sort of an antiquated way of thinking about retirement?

- Is the prospect of people having to work later in their life net good or net negative for most individuals?

- Research shows that people who are retired, on average, are happier than those who aren’t. However, there’s also an outlier group of retired individuals who are much more depressed than those who continue to work. Is this due to not having enough resources, not being engaged with a community or some mix of the two?

- Is it a better approach to work really hard and retire earlier or to give yourself the space and time to explore hobbies alongside work and work later into life?

- What are the upsides and downsides of “FIRE” (Financial Independence, Retire Early)?

- Social security is the biggest pillar upon which the average person’s retirement plan rests, but we know that social security faces many problems if something isn’t done quickly to fix them. Should we assume that social security might not exist in planning for retirement or how should we think about the longevity of social security?

- What actions can we take to increase retirement savings? If money is tight in retirement, what options does one have?

- How do we move the needle on the social security problem when no one seems to have the political will to pose a difficult solution?

Web: www.jamiehopkins.com

Compliance Code: 1589-OAS-5/10/2021

Todd Tresidder was a hedge fund manager who wasn't satisfied making the rich richer, while those who didnt have financial know-how tended to stay in the dark about it.  Todd had set himself up financially for retirement at 35 and wanted to teach others how they too could find their way to financial independence and security.  That led to Todd creating the educational platform FinancialMentor.com 

Part of Financial Mentor's mission is to educate the masses in a place that is separate from the people actually selling you the products. This site is there, solely to educate people, and a lot of education on there is FREE!  I downloaded his post - How Anyone Can Retire in 10 Years - which led me to access to a page of about 4 other audio courses I can listen to for Free. I can't wait to dive into his content and start applying it to my retirement plan! 

In this episode, Todd and I discuss (among other things):

1. Is there a magic number someone needs to retire?
2. What are the 5 questions someone should ask themselves in order to plan for retirement?
3. How Todd shifted his career to educate others with what he knew.
4. What's wrong with the traditional model of retirement planning? 
5. Some "Uncommon Financial Planning" to help a person get to retirement more quickly and with less stress. 

Please check out Todd's website FinancialMentor.com - Let me know which article was most helpful to you! 

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ANNOUNCEMENT!!!!

Im launching a PATREON page with lots of extras for you!!!!   Look for it Oct 1, 2020!!!! 

If you would like to support the show while also learning a bit more about the psychology of life and relationships, please check out my Patreon site - you will be able to find me at  Patreon,com/coachingthroughchaos.  There are a few tiers of monthly support options.  My personal favorite is the $9.00 tier.  For that price, you will get access to 3 self-help audio recordings per month.  There are some other fun gets at less and more per month, but that's going to give you the best bang for your buck, and totally help me out! Thanks!!!! 

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If you are enjoying The Coaching Through Chaos Podcast, and you want to stay connected and want to chat about the episode, just follow us at Coaching Through Chaos on Facebook.

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Listen to Shrink@Shrink to learn about love and life through the movies every month.

You can buy the book: The 60-Day Plan for Embracing Your Inner Leader!   as well as the book of ALL the guests you've ever heard on the COaching THROUGH Chaos Podcast right on my Amazon Bookshelf! 

If you want to work with Colleen for personal 1:1 coaching to help you conquer the chaos in your life, just reach out through CoachingThroughChaos.com click on the Contact page.

Keep kickin' that chaos out of your life! 

Thanks for listening! 

VIEW THE FULL WEBPAGE HERE. Learn how to put yourself in a position in which you can do what you want, when you want, how you want, and from where you want.

Where are you at in your career? When do you want to retire? What’s your definition of retirement?

As the son of a mortician, Eric Gaddy knew from a young age that life is short and tomorrow is not guaranteed, and it was this mindset that pushed him to transition from his financial advising career to a lifestyle of travel and adventure.

Retirement may be much more within your reach than you think. Eric says it’s all about seizing your freedom and taking control of your life, and his DIAL system for getting your debt, income, assets, and lifestyle in order will help you get where you want in life.

Listen to Eric’s interview to learn more about how you can apply this to your life and achieve your goals!

Be sure to check out Eric’s website to see the resources he can provide you with at [RetireEarly365.com]
(https://www.retireearly365.com/).

FREE Next-Level Income Resources — Take Advantage Of These Today

You can access a free digital copy of our book here: Next-Level Income: Moving From High Income to High Net Worth Using the ‘Holy Grail of Real Estate’ to Achieve Financial Independence.