jon gay

Jon Gay and Lisa Bibbee welcome Joe Haney, the President of AssuredPartners of Michigan, one of our state's leading workplace insurance providers. 

We start by acknowledging the importance of mental health support in the workplace. Joe discusses the significance of employee assistance programs (EAP) in addressing the mental health challenges that emerged, especially during and after COVID-19.

The discussion delves into the changing dynamics of workplace culture in the wake of the pandemic. Joe highlights the importance of fostering a balance between remote work and in-person interactions, which helps create a positive workplace culture and improves employee well-being.

The conversation transitions to healthcare coverage trends, with a focus on telemedicine, preventative care, and wellness programs. Joe emphasizes the benefits of telemedicine and the convenience it provides. The conversation also touches on the importance of proactive healthcare measures to reduce costs and improve employee well-being.

Joe also talks about the role of comprehensive benefits in attracting and retaining top talent in a competitive job market. He stresses the importance of offering diverse benefits, such as life insurance, and understanding the value they bring to employees.

The discussion also addresses the significance of diversity, equity, and inclusion (DEI) in the workplace. Joe highlights that a diverse and inclusive company not only performs better but also creates a more welcoming and supportive environment for all employees.

Finally, our fishbowl question of the day lands us on the game of Monopoly - and Lisa provides some history you probably didn't know.   Do not pass go.  Do not collect $200.

Reach Assured Partners at 586-323-5700 or assuredpartners.com.

Connect with our hosts:

Trish Carruth from The Personal Jeweler - https://www.thepersonaljeweler.com/

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Keller Williams - http://soldbylisab.com/

Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/

Connect with our hosts:

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Keller Williams - http://soldbylisab.com/

Healthwell is a foundation that helps people pay bills that impact 90 different disease groups. They cover what insurance does not.  The Bonnell Foundation will refer people to Healthwell when the financial need is greater than we can give, or if we don’t cover a certain request for funds.  

Approximately 40 to 45 percent of the CF community is helped by Healthwell. Healthwell pays $25 million each year for CF co-pays in therapeutic drugs. This could all change. There is a  lack of funding from Corporate sponsors. Healthwell sent out a letter that stated they will have to close their CF Treatment Fund to new and re-enrolling patients The CF Vitamin and Supplement Fund however will remain open.

Answering our questions is Alan Klein, with Healthwell. Mr. Klein is the Chief Development Officer. He discusses his concern over the program that has helped CF patients since 2015.  The cause for concern is that there is an increased need by the CF community.  Current corporate donors gave what they could, they need more.  The worry is if they can't support the CF community, the need will triple to Foundations like ours, overwhelming most smaller Foundations.

For more about Healthwell go to: https://www.healthwellfoundation.org

Please consider making a donation: https://thebonnellfoundation.org/donate/

The Bonnell Foundation website: https://thebonnellfoundation.org

Bonnell Foundation email: thebonnellfoundation@gmail.com

Thanks to our sponsors:

Vertex:  https://www.vrtx.com

Genentech: https://www.gene.com

Viatris: https://www.viatris.com/en

Please like, subscribe, and comment on our shows, wherever you get your podcasts.

Please consider making a donation: https://thebonnellfoundation.org/donate/

The Bonnell Foundation website:https://thebonnellfoundation.org

Email us at: thebonnellfoundation@gmail.com 

Thanks to our sponsors:

Vertex: https://www.vrtx.com

Viatris:  https://www.viatris.com/en

Dr. Wade Pfau is a world renowned expert in the field of investing and he joins Marc Rogers and JAG today on the podcast.

We start the show talking about some of the major challenges retirees face today in an ever changing world, and how you, as an advisor, can best be equipped to help them.  This includes sequence of return risk in our current stock market, bond market, and inflationary economy.  Also longevity risk: we are living longer and don't know how long the money will need to last.

Investors no longer fit into one of five cookie-cutter strategies.  That's where Dr. Pfau's RISA Plan comes in. It stands for Retirement Income Style Awareness. This starts with a "probability based" vs "safety first" mindset analysis. Next is "optionality" vs "commitment."  The RISA Plan it helps you determine everything about your investors' risk tolerance and planning mentality.   And interestingly, investors' results from the RISA plan do not tend to change with market or economic conditions, as the research showed between March and September of 2020.  

Wade explains how advisors can employ RISA to best serve their clients.  Knowing how clients answer these questions ahead of time gives you a knowledge of their retirement style as well as how they want to implement financial advice, which can make for a better introductory meeting.  Also, as an advisor, you may have worked with one line of thinking when it comes to retirement planning your whole career.  This may open your eyes as to how to work with investors who have a different style.  It's all about getting investors into a strategy that they will be comfortable with into and throughout retirement.  Dr. Phau explains that may include both investments and insurance.  This leads Marc to ask him about the "bad rap" that annuities often get.

More:

RISA Profile Website: https://risaprofile.com/

American College RICP Program: https://www.theamericancollege.edu/levelup/ricp

Dr. Wade Pfau's Retirement Planning Guidebook: https://www.amazon.com/Retirement-Planning-Guidebook-Navigating-Important/dp/194564009X

Article Marc Referenced on the 60/40 strategy having its worst year since 1936: https://finance.yahoo.com/news/60-40-strategy-worst-year-since-1936-114330825.html

Dr. Pfau's article on Risk Pooling vs. Risk Premium: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2860775

Dr. Wade Pfau Bio: https://www.theamericancollege.edu/our-people/faculty/wade-pfau

To access this research and more tools to help grow your practice, give Marc a call at 800-829-5526, or visit online: https://www.producersprospect.com/

CF and Colon cancer, the risks are higher than you may be aware.  Anna Payne is 35 years old and was diagnosed with stage 4 colon cancer a year ago.Anna is advocating to get colon cancer screening down to age 25 for people with CF.  She’s in the fight of her life, and she's fighting for others. I hope this podcast reaches CF families that need to hear this critical message, and that it makes you an advocate. 

Anna's Foundation: http://bccfa.org

Anna's email:buckscountyCfalliance@gmail.com 

Anna's Public Service Announcement: https://mail.google.com/mail/u/0/#inbox/KtbxLxGvbxbndnpNLnVrlGQpTHbCpnHxhg?projector=1

CFRI's colon links: : https://www.cfri.org/acolonscopycansaveyourlife/

Cystic Fibrosis Foundation information page:  https://www.cff.org/managing-cf/about-colorectal-cancer

Please like, subscribe, and comment on our shows, wherever you get your podcasts.

Please consider making a donation: https://thebonnellfoundation.org/donate/

The Bonnell Foundation website:https://thebonnellfoundation.org

Email us at: thebonnellfoundation@gmail.com 

Thanks to our sponsors:

Vertex: https://www.vrtx.com

Viatris:  https://www.viatris.com/en

The future of CF pulmonologists! We all can play a role.

Thanks to the generosity of SPARK Healthcare, Biophyiscs Corp. Drs. Susan Millard and Ahmet Uluer, (along with help from the Bonnell Foundation) a grant was issued (in honor of Dr. Samya Nasr) to the University of Michigan pediatric pulmonology department program.  As Drs. Lumeng and Saba tell us, the need is critical.

Dr. Carey Lumeng, a professor of Pediatrics and the Interim Director of the division of pulmonary medicine and he sees patients at C.S. Mott Children’s hospital which is U of Michigan.

Dr. Thomas Saba is both an assistant director of the Pediatric residency program and the Program Director of the Pediatric Pulmonology Fellowship coordinator

We invite you to donate to the bonnell foundation fellowship grant!  Use the link below.

For more information on The Bonnell Foundation find us at https://thebonnellfoundation.org/

Vertex Pharma - the science of possibility.  https://www.vrtx.com

Sponsored by  https://www.fordfund.org/globalcaringmonth  

The original music in this podcast is performed by Kevin Allan, who happens to have Cystic Fibrosis.  You can find him on Facebook here: https://www.facebook.com/KevinAllanMusic

This podcast was produced by JAG in Detroit Podcasts. https://jagindetroit.com/

Please like, subscribe, and comment on our shows, wherever you get your podcasts.

Please consider making a donation: https://thebonnellfoundation.org/donate/

The Bonnell Foundation website:https://thebonnellfoundation.org

Email us at: thebonnellfoundation@gmail.com 

Thanks to our sponsors:

Vertex: https://www.vrtx.com

Viatris:  https://www.viatris.com/en

Steven Strickland is 28 years old and he's dealt with his own mortality more than he'd like. He was hoping to get a double lung transplant, but had to get rid of a deadly bacteria first (not once but 4 times).  Then, after waiting years to be listed and almost dying....he said, "No."  You'll hear why in this podcast.

Today he's an employee at the Apple Store in Troy, MI and owner of his own company, Giant Helmet.

Steven talks about the tough decisions he continues to make about transplant, mental health and his future.

 Stricklands company will donate proceeds to our Foundation and the Rock CF Foundation.  Strickland mentioned this in his podcast but made the official announcement after this podcast was released.  The hockey sticks he cells will help pay for the Giant Helmets he donates to teams like the Detroit Lions, Detroit Red Wings and Detroit Tigers. Check out his website to see how you can purchase one (and remember, donations will go to his two CF charities of choice)!

For more information on The Bonnell Foundation find us at https://thebonnellfoundation.org/

For more on Steven's Giant Helmets, you can check out https://gianthelmet.com/

Vertex Pharma - the science of possibility.  https://www.vrtx.com

Sponsored by  https://www.fordfund.org/globalcaringmonth  

To reach Lorna McEwan: https://www.facebook.com/lorna.l.mcewan

The original music in this podcast is performed by Kevin Allan, who happens to have Cystic Fibrosis.  You can find him on Facebook here: https://www.facebook.com/KevinAllanMusic

This podcast was produced by JAG in Detroit Podcasts. https://jagindetroit.com/

Please like, subscribe, and comment on our shows, wherever you get your podcasts.

Please consider making a donation: https://thebonnellfoundation.org/donate/

The Bonnell Foundation website:https://thebonnellfoundation.org

Email us at: thebonnellfoundation@gmail.com 

Thanks to our sponsors:

Vertex: https://www.vrtx.com

Viatris:  https://www.viatris.com/en