landlords

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride.  

• (4:00) The lettings industry – what's the inside scoop? 
• (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift? 
• (19:00) Property vs shares – which is better, and does it matter? 
• (24:00) Rob D’s moan – what doesn’t make sense? 
• (24:45) Bitcoin – a crypto winter? What can we expect after last year’s NFT surge? 
• (32:00) Hub Extra 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 

See omnystudio.com/listener for privacy information.

Hosted on Acast. See acast.com/privacy for more information.

Several cities in the Bay area are just now ending their eviction moratoriums, Home sales remain strong despite a slight drop in prices, and should airlines accommodate their plus size passengers? Get the facts first with Morning Wire. 

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It’s time for some more listener questions! 

• (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025 
• (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor? 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 

See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! 

• (0.31) Bruno wants to know if it’s normal for it to become harder to get buy-to-let mortgages the more that you have? 
• (4.34) Alexander has asked whether it’s smart to use one insurance provider to cover all the properties in your portfolio or is it smarter to shop around? 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 

See omnystudio.com/listener for privacy information.

It’s your update on the current mortgage market

The thing on every investor’s mind is... mortgages. 

Which rates are good rates? How long should you lock a mortgage in for? What should we be searching for in a mortgage advisor? 

The Robs know there’s a bit of a mortgage meltdown happening, and that’s why they’ve brought on a mortgage expert for this week’s episode. 

They ask all the questions you want answers to (and ones you’ve not thought to ask) in this episode. 

Hub Extra

This is an app that Rob & Rob both use and are big fans of. 

And they didn’t even recommend it to each other! 

Todoist is an organisational app, and it’s very one-track-minded, which Rob D says he enjoys. 

To find out how Rob & Rob utilise the app, hit play on this episode. 

Let’s get social 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. 

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions! 

Our first question is from Steven in Manchester. 

Steve has been investing for a few years now, he’s researched various strategies and spoken to a lot of people. 

And he’s had a sad realisation...  

There’s a lot of negativity when it comes to being a landlord and investing. Steve approaches being a landlord in an ethical way and tries to look out for his tenants, making his property feel like their home.  

What Steve would like to know is how do Rob & Rob handle this negativity? Do they have a particular approach or argument when it comes to dealing with this? 

Next up, we’ve got a question about interest rates. 

This listener is looking to build a Buy-to-Let portfolio and is looking for some advice on interest rates and rental income. 

What he wants to know is if rent will increase to match interest rates, and if they do will this impact the profit margins of Buy-to-Let properties? 

Tune in to find out what the guys have got to say. 

Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. 

See omnystudio.com/listener for privacy information.

The guys are back with two more listener questions! 

First up is Matt from Devon. 

Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him? 

With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out? 

Rob & Rob share their thoughts and advice. 

Our second question is from Ben. 

Using a mortgage, Ben bought an ex-council property back in 2005 and when he tried to remortgage in 2011 he was advised that the property is no longer mortgageable as it was constructed with concrete. 

Ben has since tried to fix this problem but is still struggling to find a lender for the property and he wants to know if Rob & Rob have any advice on the matter. 

Tune in to find out. 

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. 

See omnystudio.com/listener for privacy information.

Rob & Rob are back again to answer two more property questions from our lovely Hubber community.

To kick-start this week we’ve got Dami.

She’s a 20-year old student living in Aberdeen and due to graduate this year. She’s hoping to move out of home a year after she graduates and during this year she’s aiming to save around £15,000 - £20,000.

This will be the first time she’s left home and is wondering if she should use that money to buy her own place or invest it in something else. 

Dami doesn’t want to rush into anything and wants to make the right choice for her situation. But she’s also wondering if she should wait a few years until she’s a little bit older. 

Is age really a factor when it comes to buying property?

Next we’ve got Luke from South Wales who’s got a question about pets. 

He’s about to acquire his second rental property and has already had an interested tenant reach out to him. 

She currently lives next door to the property with her parents but has told Luke that she has four dogs at the moment and is about to gain a fifth. 

Normally Luke doesn’t allow pets in his properties. However this potential tenant seems like they could be a long term tenant and has even said they’d be happy to pay more rent because of the dogs. 

So, what do Rob & Rob think Luke should do? 

Tune in to find out.

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you. 

This week the property market has been a bit quiet, which isn’t always a bad thing. Nobody seems to be panicking when it comes to buying and selling, and they’re certainly not slashing prices either. 

However, we’ve said many times that there will be deals to be made for those that need to sell their property sooner rather than later. And despite many holding out to see if prices would drop, there aren’t any indications of this happening right now.

One thing Rob & Rob have noticed however, is a change in rental prices. Many landlords are taking their chances with reduced rents rather than no rents at all - which is a wise move. 

Rob & Rob have also been doing a fair bit of reading this week, and Rob B has been reading up on the history (and the value of gold) after making a small investment himself. 

So, what did he find out and how did his gold investment do? Well you’ll have to tune in to find out the answers - it’s actually pretty interesting. 

Enjoy - and we’ll be back next week!

P.S See if you can spot the mistake in this week's episode.... the lockdown is clearly having an affect on one Rob in particular!

We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’ve got a special episode for you - and it’s one that The Robs have been wanting to do for a while.

[Drum roll!] Today, you get to listen to Rob B mentoring two lucky podcast listeners - LIVE! Avid listeners will know that strategy is key, and today we’re revealing just how important we think this is by putting Rob on the spot to offer his advice.

Now don’t worry, this isn’t just specific to Ruth and Christian’s investment plans,(who are the two lucky listeners by the way) there’s so much information given out in today’s podcast that you can apply it to your own property investment strategy. So it’s well worth the listen.

The Robs (and the team at Property Hub Invest) have spent years helping people with their property journey. Many they speak to don’t even have a strategy. But that’s OK, because that’s where we excel.

And we’re all for sharing knowledge.

The first lucky listener is Ruth from Dorset. Ruth and her husband Dennis have already started investing in property in South Wales and have a couple of buy-to-let properties. Alongside their two buy-to-let properties they also have a holiday let.

Running alongside their investments, Ruth and Dennis have an interest only mortgage on their residential home. Their goal is to have £3,000 net income each month from their buy-to-let properties so that when their mortgage expires in 2023, they can service a new mortgage.

There’s a lot of numbers flying around in this one, but with their combined investments, the profit they’re currently making is around a quarter of the way to their £3,000 goal. So what should they do now? Rob B steps in with a strategy that will help them reach their goal by the time they’re due to remortgage.

Next up we have Christian. Christian is already in a nice position with his property investment portfolio. His goal is to increase his cash flow so he can continue to invest and build a pension pot, and have something to hand down to his kids.

Christian already has a standard buy-to-let property in London which produces a decent £16,000 per annum, along with 2 HMO’s. He’s now on the lookout for his next investment in the north.

At the moment Christian is weighing up his options as to when the right time might be to purchase another property, and what kind of property he should be looking at. On the plus side, he was worried about the effects of Brexit, but after religiously listening to The Property Podcast, he’s confident he can still purchase in the next few months.

So what type of property does Rob B think Christian should be looking for ‘up north’, and what should he be focusing on to achieve his goals?

Tune in to find out. Then head over to our social channels to let us know what you thought of today’s episode.

For this week’s Hub Extra we’re giving you the gift of time. No, we’ve not got a new invention, we’re simply giving you advice on your goals - for free!

You’ve just spent the last 20 minutes listening to how Rob B helped Ruth and Christian with their property goals, and now it’s your turn. You can register for your free goals call with one of our Invest team. On the call you’ll go through your goals to determine whether they’re realistic [very important!] and look at ways to help you achieve them. It’s probably the best call you’ll have all year!

Slots are limited, so book an appointment sharpish.

In the news this week, Letting Agent Today has reported that landlords selling up made an average gain of £80,000 in 2018. This isn’t what surprised The Robs though, it was the fact that this is an average figure which means a huge 15% of landlords have made a loss! This news story certainly ruffles a few feathers. If you’re in this situation and thinking of selling, this episode is well worth a listen as it could change your mind and offer you a helping hand.

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

See omnystudio.com/listener for privacy information.

The reports of buy-to-let’s death have been greatly exaggerated. That is the view of one of the few professional residential property fund managers in the UK. 

Alan Collett, who runs the Hearthstone fund, believes for the astute investor there is still money to be made from Britain’s homes.

You could answer, ‘well, he would say that’, but for those interested in the property market, his reasons are worth listening to.

In this week’s podcast, Simon Lambert, Sarah Davidson and Georgie Frost dig into the current state of buy-to-let and whether those without an entire property fund at their disposal can still turn a healthy profit if they think long-term.

Also on this week’s show, they discuss where the most homes have been built over the past decade, why Goldman Sachs’ new bank Marcus has got everyone talking thanks to an eye-catching savings rate and whether insurers really do spy on you – including if you’re burgled while Instagramming your holiday.

And finally, the new 68 registration plate was launched this month and that should have meant a surge in car sales, except as was suggested by one dealer we may already have reached peak new car and that has combined with diesel worries to sink sales.

The good news is that means bargains for car buyers, with as much as £10,000 off some models. We reveal which ones.

There are landlords and then there are Super-Landlords.  

In issue 13 (May 2018) of The Property Hub Magazine, our cover story was “Supersized - The Landlord heavyweights on Success and Regrets".  In it we spoke to serial landlords who have built very sizeable portfolios. Phil Stewardson and his brother Mark were a couple of the Super-Landlords we spoke to.  We couldn’t resist asking Phil to join us on The Property Podcast and he was extremely gracious with his time and knowledge.

NEWS THIS WEEK

There is talk about proposals to give tenants minimum 3 year tenancies.  The government argues that it’ll give renters more security, but there are reports that some landlords appear to be furious.  Is the sky falling again or is it all a storm in a teacup?

JOIN THE CONVERSATION OVER IN THE FORUM

Share your stories with us - Join the conversation in the forum.

IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.

This could be the opportunity that changes your life.  If you’re looking for a career in property, this episode is essential.

We are looking for an apprentice to be mentored by Rob B.  A rare opportunity like this only comes about once in a blue moon.

In this episode, we’ll explain what the role is, what you can expect to learn and what you’ll be doing on a day to day basis.  This is certainly a way to supercharge your career!

You can find out more right here.

NEWS THIS WEEK

We have 2 news stories this week.  First is that the property market is to become flooded as 380,000 landlords are to sell up.  This sounds very dramatic.

But hang on, the second story says the number of buy to let investors hits record 2.5 million high.

Two very conflicting headlines here.  What could it mean?

JOIN THE CONVERSATION OVER IN THE FORUM

Share your stories with us - Join the conversation in the forum.

IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.

Hosted on Acast. See acast.com/privacy for more information.

This week on Ask Rob & Rob, Tim from Shrewsbury asked: Can I submit my own property tax return? The answer talked about the importance of signing up to file your own tax return, and also the ease of doing the paperwork yourself. That said, having an accountant can really speed things up and do the busywork […]

The post ASK09: Can I submit my own property tax return? appeared first on The Property Hub.

See omnystudio.com/listener for privacy information.