mooney lyons

Today, Keith Mooney of Mooney Lyons talks about what we should -and shouldn't - do during times of market volatility.  Before getting to specific advice, we take a look at where we sit, as of June 17, 2022.

Aggressive investments are dropping, but so are more conservative ones.  What is stagflation?  And with inflation on the rise, how likely are we to see stagflation?

The most important advice the Mooney Lyons team has for investors is this: Pull your emotions away from the investment decision process.  Emotions often lead to overreactions.   Focus on the cause of market volatility and use history as a tool to make informed decisions.

When reviewing strategy, answer these three questions.  

1. Why did I do it?
2. Did it work?
3. Do I need to change it?

On the client side specifically, think about these three questions:

1. How much time do I have for my investments?
2. How much risk can I afford?
3. What is my ultimate reward?

It's important to remember that the stock market is positive, on average, in 3 out of every 4 years.  And in the last 40 years, only 6 of them have been negative for bonds.

Keith leaves us with these key takeaways:

Don’t be emotional

Don’t panic 

Don’t make silly mistakes

Don’t try to time the market

Adjust your portfolio.

This way, you can weather the storm. But you have to stay invested over the long run to have success.

Mooney Lyons is currently offering a complimentary review of your investment portfolio.  There's no cost or obligation.  You can find out more by reaching out to the team at https://mooneylyons.com/

or by calling 847-382-2600.   You can also send an email to info@mooneylyons.com.

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

We've seen quite a bit of volatility in the financial markets in the first 5 months of 2022.  For those getting ready to retire, this can be quite frightening.  Today, Ted Buckley of Mooney Lyons and Jon Gay look at the small and big picture when it comes to starting your retirement.

Markets are often like headwinds and tailwinds - working with us or against us.  Obviously, we are now facing headwinds when it comes to inflation, interest rates, and the market itself.

At the time of this recording (May 16th), the various indices are either in, or near, bear market territory, or a drop of 20% from their previous highs.  While we can't predict the future, bear markets historically happen once every 5.4 years, and last just under 10 months. 

Conversely, bull markets (a gain of 20%) historically happen more frequently and last longer than bear markets.  They've occurred in 78% of the last 91 years, and last an average of 2.7 years.

With this knowledge in mind, the team at Mooney Lyons can help guide you through the various stages of wealth accumulation and retirement.  This includes the build, the transition to retirement (2-3 years before retirement), as well as retirement itself.

Ted and the team at Mooney Lyons will consider your time frame, risk tolerance, and investment objectives - including preservation of principal, income, growth, and tax benefits. 

Retiring in a down market can be difficult. It requires more strategy when it comes to funding your retirement, but also because of the psychological toll.   That's why it's important to develop a plan and stick to it.  This will help you avoid common pitfalls like chasing performance, reacting to headline news, loss aversion, and panic selling. 

Mooney Lyons is currently offering a complimentary review of your investment portfolio.  There's no cost or obligation.  You can find out more by reaching out to the team at https://mooneylyons.com/

or by calling 847-382-2600.   You can also send an email to info@mooneylyons.com.

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

Ted Buckley at Mooney Lyons was looking for the perfect book to talk about all aspects of retirement planning - not just the money.  When he couldn't find it, he decided to write his own - "Retired – What do you want to do for the next 30 Years?"

Today, through the prism of what Mooney Lyons offers clients as fiduciary advisors, we talk about the non-financial aspects of retirement, and what Ted covers in the book.

When folks retire, they are often faced with the question of "now what?" That's why it's so important to have a plan for your life after your working years.  Ted walks us through the key points of the book and why it's important, including:

• Realistic Expectations
• Know Yourself and Know Your Partner
• Your Connections With Other People
• What's In You?
• How to Set and Achieve Big Bucket List Goals
• Now Single - Divorced or Widowed.

Need help with your retirement?

Mooney Lyons Phone Number: 847.382.2600
Mooney Lyons Website: https://mooneylyons.com/

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

Mooney Lyons Phone Number: 847.382.2600
Mooney Lyons Website: https://mooneylyons.com/

Long Term Care may not be a subject we enjoy thinking about or talking about, but it can be a critical part of your retirement and long term financial strategies.  Today, Ted Buckley of Mooney Lyons joins Jon Gay to cover 3 important things to remember about long term care.

1. Do I Need Long Term Care?
2. What Types of Long Term Care Coverages Are Available?
3. How Do I Pay For Long Term Care?

Ted walks us through the statistics of the likelihood we'll need long term care, and how much it costs.  Long term care coverage has come a long way in the 20 or so years since it was first available.

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

Today, Jeff Scheider from Mooney Lyons is here to cut through the noise about all things related to "earnings season."

• Why do companies report earnings?
• What is earnings season?
• When is earnings season?
• What do the earnings mean for investors?
• What should I look for in an earnings report?
• What is earnings guidance?
• Where are we now with earnings results?

Jeff also explains why, as technology improves, we start to see fewer earning surprises.  We also cover the effect of the COVID-19 pandemic on corporate earnings.

For more information about these or any topics related to your financial future, visit Mooney Lyons on the web at https://mooneylyons.com/

Or call Mooney Lyons at 847-382-2600

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

What makes Mooney Lyons different is their value proposition. Today, Keith Mooney explains the Mooney Lyons Wealth Management Formula.

Wealth Management = Investment Consulting + Advanced Planning + Relationship Management.

Specifically,

Advanced Planning = Wealth Enhancement + Wealth Transfer + Wealth Protection + Charitable Giving.

Throughout today's episode, Keith will explain each of these terms and how Mooney Lyons has cultivated a vast network of professionals - inside their firm and out - to take care of their clients' unique needs.

For more, call Mooney Lyons at 847-382-2600

Visit online: MooneyLyons.com

Or email: info@mooneylyons.com

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

In today's episode, Mooney Lyons investment strategist Jeff Scheider talks about the investment process:

Steps to realizing a successful Investment Process

• Have a reasonable and attainable goal….define what you are trying to do
• Build a portfolio that matches your investment goal and your risk tolerance….know what you’re buying…correlations….category drift
• Validate your portfolio….get 2nd opinions….find trustworthy people…use outside resources
• Monitor…..keep track of what’s going on in the market and in your portfolio…why are things happening differently than expected or anticipated
• Change….make adjustments as necessary….don’t make changes just for the sake of change.  Know your tax consequences.  Don’t make emotional decisions.
• Be disciplined….if your process says sell, sell.  If you’re out of balance, rebalance.  Don’t be greedy

For more, call Mooney Lyons at 847-382-2600

Visit online: MooneyLyons.com

Or email: info@mooneylyons.com

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

Ted Buckley runs through the top 6 things to look for in a financial advisor, and explains why the family approach has been so successful for Mooney Lyons.

1. Are they smart & are they experienced ?
2. Do they work as a team?
3. What is their investment process? Do they have an Investment  process?
4. Do they put a financial  plan together as a tool to get new clients or do they offer a financial plan as a map to guide you through a fulfilling life?
5. Are their fees reasonable and do they openly discuss them? Transparent
6. Do you like them – Understanding , Communication style & frequency

For more, call Mooney Lyons at 847-382-2600

Visit online: MooneyLyons.com

Or email: info@mooneylyons.com

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

Keith Mooney is here to break down each of the 8 Timeless Principles of Investing:

1. Focus on What You Can Control
2. Put Time On Your Side
3. Tune Out The Noise
4. Don't Try To Time Markets
5. Understand All Forms of Risk
6. Avoid The Emotional Roller Coaster
7. Kick Up The Savings
8. Delegate The Details

Combining aspects of each of these principles can help you in your financial future.

For more, call Mooney Lyons at 847-382-2600

Visit online: MooneyLyons.com

Or email: info@mooneylyons.com

Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.

Meet Keith Mooney, of Mooney Lyons in Chicagoland.  Keith tells you a bit about the company, what sets them apart, and what you can expect in this podcast.

For more, call Mooney Lyons at 847-382-2600

Visit online: MooneyLyons.com

Or email: info@mooneylyons.com