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    Explore "mortgage_rates" with insightful episodes like "Mortgage clinic: your questions answered", "Will mortgage rates keep falling and is the crisis over?", "Office Hours: Advice to a First-Time Home Buyer, Why did The Prof G Pod Leave Spotify in 2022?, and Putting Yourself out there After a Breakup", "Have we turned the corner on high inflation or could it bounce back?" and "Saudi Arabia and UAE race to buy computer chips" from podcasts like ""Money Clinic with Claer Barrett", "This is Money Podcast", "The Prof G Pod with Scott Galloway", "This is Money Podcast" and "FT News Briefing"" and more!

    Episodes (23)

    Mortgage clinic: your questions answered

    Mortgage clinic: your questions answered

    Mortgage lenders are cutting their rates. That’s good news for anyone thinking of buying or remortgaging a property. Presenter Claer Barrett and a panel of experts answer questions from listeners looking to switch, lock in a new rate, or wondering whether to go from fixed to variable rate deals. With Andrew Montlake, managing director of Coreco mortgage brokers, mortgage advisor Dan Knott, aka Dan Does Mortgages, and Rachael Sinclair, managing director for mortgages at Nationwide.


    For more tips on how to save for a mortgage sign up to Claer's email series 'Sort Your Financial Life Out With Claer Barrett' at FT.com/moneycourse


    Follow Claer on social media @Claerb and contact the Money Clinic team via money@ft.com


    Want more?

    Read Claer’s column: Why it pays to be picky about mortgage brokers

    Barclays and Santader announce cuts to UK mortgage rates

    How far will UK mortgage rates fall?


    Presented by Claer Barrett. Produced by Philippa Goodrich and Persis Love. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT’s global head of audio.


    Read a transcript of this episode on FT.com


    Hosted on Acast. See acast.com/privacy for more information.


    Money Clinic with Claer Barrett
    enJanuary 16, 2024
    refinancing
    property_investment
    mortgage_rates
    home_improvements
    mortgage_options

    Will mortgage rates keep falling and is the crisis over?

    Will mortgage rates keep falling and is the crisis over?
    It's been a rollercoaster year for mortgage rates and after the inflation panic spike over summer, lenders have been slashing costs for borrowers.

    The best mortgage rates are now falling towards 4 per cent, whereas not so many months ago they were rising towards 6 per cent - and many deals climbed above that.

    So is the mortgage crisis over and how much further will rates fall?

    On this podcast, Georgie Frost, Helen Crane and Simon Lambert discussa year of mortgage madness, what could happen next and  - most importantly - what can those who need to remortgage or buy a home do.

    Plus, as gold hits a record high and bitcoin soars again, what's going on and should investors buy in?

    We discuss the case of the savers whose Isa savings of more than £600,000 went missing thanks to NatWest.

    And finally, This is Money lost a team member last week. Our development editor Richard Browning, a founding member of This is Money back in 1999, sadly died suddenly.

    The podcast plays tribute to Rich - the man who helped build the internet and a much-loved and very funny guy.
    This is Money Podcast
    enDecember 10, 2023
    mortgage_rates
    gold_investment
    crypto_investment
    savings_competition
    banking_communication

    Office Hours: Advice to a First-Time Home Buyer, Why did The Prof G Pod Leave Spotify in 2022?, and Putting Yourself out there After a Breakup

    Office Hours: Advice to a First-Time Home Buyer, Why did The Prof G Pod Leave Spotify in 2022?, and Putting Yourself out there After a Breakup
    Scott gives advice to a listener looking to buy a home for the first time and shares his thoughts on where mortgage rates are headed. He then discusses why he decided to pull The Prof G Pod from Spotify back in 2022, and then returned a year later. He wraps up with his thoughts on how to get back out there after a breakup. Music: https://www.davidcuttermusic.com / @dcuttermusic Learn more about your ad choices. Visit podcastchoices.com/adchoices
    The Prof G Pod with Scott Galloway
    enDecember 06, 2023
    relationships
    networking
    principles
    mortgage_rates
    home_affordability

    Have we turned the corner on high inflation or could it bounce back?

    Have we turned the corner on high inflation or could it bounce back?
    The inflation spike took central banks, governments and many ordinary people by surprise but Britain’s cost of living problem has proved more stubborn that most.

    The latest set of official figures on consumer prices index inflation seem to show that the UK may be making some headway on getting it down.

    Aided by a substantial drop in the energy price cap, annual CPI inflation fell to 6.8 per cent in July – down from 7.9 per cent in June.

    Does that mean we have turned a corner on inflation and can look forward to Rishi Sunak delivering on his promise of halving it this year?

    Or were there once again some hidden nasties in the inflation report that could mean it takes longer to subside?

    On this week’s podcast, Georgie Frost, Helen Crane and Simon Lambert dig into the inflation data and look at why economists decide that real wage growth was something to worry about.

    The team look at what this could mean for interest rates and where they will peak – and what that in turn means for mortgaged homeowners and savers.

    Also this week, the triple lock is set to deliver another big state pension boost, is that fair?

    Plus, why did Nationwide freeze a reader’s bank account for their charitable work.

    And finally, would you try to fix your own furniture? Here’s how some mayonnaise and an iron could help revive your dining table and more.

    This is Money Podcast
    enAugust 18, 2023
    inflation
    central_bank
    mortgage_rates
    wage_growth
    economic_factors

    Saudi Arabia and UAE race to buy computer chips

    Saudi Arabia and UAE race to buy computer chips

    US mortgage rates have soared to a 21-year high, US retailer earnings reports send mixed messages on consumer spending, and Saudi Arabia and the United Arab Emirates are buying up thousands of the high-performance Nvidia chips crucial for building artificial intelligence software. 


    Mentioned in this podcast:

    Walmart sales rise as inflation keeps consumers hunting for bargains

    Target sales hit by Pride backlash and consumer caution

    Saudi Arabia and UAE race to buy Nvidia chips to power AI ambitions

    ‘People were losing their mind’: Russia’s bootleg Barbie viewings

    FT Weekend festival promo code: FTPodcast


    The FT News Briefing is produced by Fiona Symon, Sonja Hutson and Marc Filippino. Additional help from Josh Gabert-Doyon, Monique Mulima, Monica Lopez, Peter Barber, Michael Lello, David da Silva and Gavin Kallmann. Topher Forhecz is the FT’s executive producer. The FT’s global head of audio is Cheryl Brumley. The show’s theme song is by Metaphor Music. 


    Read a transcript of this episode on FT.com


    Hosted on Acast. See acast.com/privacy for more information.


    FT News Briefing
    enAugust 18, 2023
    geopolitics
    consumer_spending
    mortgage_rates
    retail_earnings
    ai_investment

    Mortgage mayhem has stalled but what happens next?

    Mortgage mayhem has stalled but what happens next?
    After months of mortgage mayhem some better news finally arrived this week with major lenders delivering a slew of hefty rate cuts.

    Halifax, Nationwide, and NatWest have all delivered big chops to their home loans, with analysts saying that we may be past the moment of peak panic in the mortgage market.

    That’s the silver lining to a very dark cloud though, as mortgage rates are far higher than they have been in recent years and almost all of those whose fixes come up for renewal will face paying much more.

    So if this is the end of Mortgage Mayhem Part 2 (the uncalled for sequel to Liz Truss and Kwasi Kwarteng’s original instalment), what happens next?

    On this week’s podcast, Georgie Frost, Helen Crane and Simon Lambert survey the wreckage of the past few months and look at what could come next for mortgage rates and homeowners?

    With higher rates here for the foreseeable future, they also discuss what this means for people’s finances and how mortgage hikes are likely to eat most people’s pay rises and then some. Simon explains why after such a long period of stagnant real wages, this is a major problem.

    In cheerier news, Premium Bonds have had another big bump up in the prize rate, so are they now a no-brainer?

    (For those listening to the podcast and looking for it, here is the link to our Premium Bonds winning stats piece Simon mentions).

    Plus, what is the tale of good customer service that Simon has returned from holiday with?

    And finally, how did Helen go viral with an old carrier bag?

    This is Money Podcast
    enAugust 11, 2023
    inflation
    renting
    savings
    cost_of_living
    mortgage_rates

    Mortgage mayhem, savings frenzy: What on earth is going on?

    Mortgage mayhem, savings frenzy: What on earth is going on?
    The mortgage market is mayhem, with lenders pulling deals and rapidly hiking rates.

    Average fixed mortgage rates have soared over the past month and we are now at the stage where it looks a lot like the panic after the mini-Budget.

    At the same time savings rates are going gangbusters and there is barely a day that passes without a new best buy.

    Meanwhile, UK gilt yields have also leapt, sending the UK’s borrowing costs even higher.

    What on earth is going on? On this podcast, Georgie Frost, Helen Crane and Simon Lambert dive in and try to explain why the sudden inflation-driven chaos has kicked off and what borrowers and savers can do.

    What should you do if you need a mortgage?

    Is this a prime time to grab a savings deal or should you wait for better rates?

    How does it compare to the double-digit rates days of the 1980s? 

    What does this mean for the economy?

    Are we all doomed? Or will this pass?

    Listen to the podcast to find out their views and get tips on how to sort your mortgage and savings.

    This is Money Podcast
    enJune 17, 2023
    inflation
    savings
    interest_rates
    housing_market
    mortgage_rates

    The House’s Cut is Going Up

    The House’s Cut is Going Up
    It’s tough facing the house, whether you’re playing it or trying to pay for one. (00:21) Asit Sharma and Dylan Lewis discuss: The latest housing data, showing high rates are affecting mortgage and refinance applications. The broader economic strength we’re continuing to see in spite of high rates How Las Vegas strip operators are tweaking their businesses to grow.  (12:22) Dana Corl and Keith Speights talk about big pharma’s focus on the weight-loss space.  Companies discussed: MGM, CZR, LLY, NVO, WW Host: Dylan Lewis Guests: Asit Sharma, Dana Corl, Keith Speights Producer: Ricky Mulvey Engineers: Dan Boyd, Tim Sparks Learn more about your ad choices. Visit megaphone.fm/adchoices
    Motley Fool Money
    enMay 31, 2023
    economy
    casinos
    mortgage_rates
    s&p_500
    weight_loss_drugs

    How long should you fix your mortgage for - and what next for rates?

    How long should you fix your mortgage for - and what next for rates?
    As if buying a home wasn’t enough of a lottery, borrowers are now facing a major gamble on their mortgage.

    Whether buying or remortgaging, they need to work out how long to fix for and try to assess what might happen next to interest rates.

    On the basis that even the world’s top economists and investors didn’t spot the past year’s sudden interest rate spike coming and can’t agree on what central banks will do next, that’s a tough task.

    Five-year fixed rates are cheaper than two-year fixed rates, but borrowers worry they risk locking in at higher rates for longer.

    Meanwhile, trackers are pricier but could fall if the base rate comes down, although there’s not much agreement on when the Bank of England will stop hiking or how swiftly it will lower rates when it eventually does.

    On this podcast, Georgie Frost, Helen Crane and Simon Lambert discuss the great mortgage gamble and what people can do.

    Also on the show, the house price hotspots of the past decade – and why living in a place where home values has doubled may not be a good thing.

    Simon takes a look at UK shares, why they are considered cheap and whether they are a decent investment or not.

    Helen talks through her latest Crane on the Case and how it involved a loyal BA customer locked out of a staggering number of Avios points and getting a raw deal from the airline on sorting it out.

    And finally, here is a test of your age: how well do you remember the Ford Orion, Austin Maestro and Vauxhall Nova… and did you ever believe that one day they’d be classic cars?

    Related links

    The great mortgage gamble: what should you do?

    The top 50 house price hotspots

    The UK stock market is cheap but will investors who back it finally get luck on their side?

    Have my 650,000 Avios points vanished?

    The cars turning into unlikely classics


    This is Money Podcast
    enApril 14, 2023
    investing
    homeownership
    uk_housing_market
    mortgage_rates
    classic_cars

    Could this be the peak for interest rates - and what will it mean for you?

    Could this be the peak for interest rates - and what will it mean for you?
    Are we nearly there yet? The Bank of England hiked interest rates again this week, adding 0.5 per cent to take base rate to 4 per cent.

    That’s a level that it was almost unthinkable we’d reach so quickly a year ago, but rates have gone up hard and fast.

    The questions now are will base rate stall and when will it come back down again? But while the Bank of England has sent rates up like a rocket, it’s forecast show that they will only fall like a feather.

    On this week’s podcast, Georgie Frost, Tanya Jefferies and Simon Lambert look at how likely those forecasts are to be correct and what this all means for the economy, mortgages, savings and first-time buyers.

    Also on the show, Tanya explains another potential state pension scandal that her and Steve Webb have uncovered and Steve joins the podcast to talk through it.

    Sam North, of eToro, gives us a market update and explains why investors have sent stock markets soaring at the start of 2023.

    The clock is ticking on the tax year and Simon explains why he thinks the next couple of months are vitally important for getting money into an Isa and potentially selling some investments to do so.

    And finally, do you love your tumble dryer? Many do but worry they can’t afford to run them. Fear not, help might be at hand.

    This is Money Podcast
    enFebruary 03, 2023
    inflation
    isas
    mortgage_rates
    universal_credit
    national_insurance

    ASK360: Sunday Times Special!

    ASK360: Sunday Times Special!

    Did you see The Robs’ debut column in The Sunday Times last weekend?

    There’s now another way to get Rob & Rob to answer your questions – in a weekly national newspaper!

    To celebrate, Rob & Rob are looking at the questions they answered in the column in this week’s episode.

    Increasing rents, waiting for the recession, fixed buy-to-let mortgages and EPC ratings – they're all covered in this episode.

    If you’d like to see your question answered in The Sunday Times, get in touch at hello@propertyhub.net.

    Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

    Or if you prefer, click here to leave a recording via your computer instead.

    The next question on Ask Rob & Rob could be yours.

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.

    And if you’d like to find out more information about Portfolio you can do that here.

    See omnystudio.com/listener for privacy information.

    The Property Podcast
    enNovember 22, 2022
    landlord
    property_investment
    mortgage_rates
    energy_performance
    rent_increases

    Mortgages: Stick or Twist?

    Mortgages: Stick or Twist?

    The Martin Lewis Podcast is here, with a brand new sound. Martin and Nihal Arthanayake talk mortgages as listeners ask if they should stick with a longer fix or take a chance on variable rates. Martin’s got some special tips on how you might be able to top up your state pension and how to get some extra cash in time for Christmas. Plus, have you ever found a bone fide second-hand bargain?

    The Martin Lewis Podcast
    enOctober 12, 2022
    online_healthcare
    mortgage_rates
    energy_efficiency
    switching_accounts
    grandparents_care

    Inflation hits double digits for the first time since 1982: How does today compare to 40 years ago?

    Inflation hits double digits for the first time since 1982: How does today compare to 40 years ago?
     Inflation is up again with CPI now measured at 10.1 per cent, the highest since February 1982, when Margaret Thatcher was Prime Minister. 

    How does this bout of inflation compare to then?

    Lee Boyce, Helen Crane and Georgie Frost discuss the higher than forecast inflation rate and what is driving it.

    With that rate of inflation soaring, a majority of economists believe another 0.5 percentage point increase in base rate is on the cards next month.

    But what would a base rate of 3, 5 or 7 per cent do to mortgage rates and property prices?

    Britons are estimated to have billions 'lost' in pension, investment and bank accounts – how do you go about tracking it down?

    And with thousands of students opening their A Level results this week, Lee reveals how he has already built a £10,000 investment pot for his three-year-old, in case she decides to go into further education.

    This is Money Podcast
    enAugust 19, 2022
    inflation
    housing
    cost_of_living
    mortgage_rates
    unclaimed_assets

    What to do in the mortgage crunch and will rates keep rising?

    What to do in the mortgage crunch and will rates keep rising?
    For many homeowners it's been the case for some years that each time they remortgage, their rate comes down.

    But with the Bank of England liftng base rate three times in a matter of months, inflation soaring to 7 per cent, and banks and building societies hiking mortgage rates, that is no longer the case.

    It must be said that mortgage rates are still low by historic standards, but whereas borrowers with the biggest deposits or equity could fix for under 1 per cent last year, now they will be paying 2 per cent.

    Not much compared to the sky high rates of the past, but many homeowners can't bag these super cheap deals and will pay rates above 3 per cent. Again, these are low but rising and people may find the same mortgage now sets them back £100 a month more.

    What can borrowers do, will rates keep rising and how does inflation fit into all of this? On this podcast Georgie Frost and Simon Lambert look at the mortgage market and what's going on.

    Also on the podcast, is buy-to-let having a mini resurgence? Could you search out a social broadband tariff and save money? And finally, what makes a good home or car insurer and does anybody ever check up before taking out policies?
    This is Money Podcast
    enApril 15, 2022
    mortgage_rates
    buy_to_let
    home_insurance
    broadband_deals
    social_investing

    How low will mortgage rates go?

    How low will mortgage rates go?
    How low will mortgage rates go? The lowest two-year fixed rate has been cut to 0.83 per cent and five-year fixed rates are available at 0.99 per cent.

    That’s cheap money – and while these super low rates are only reserved for those with the biggest deposits, it’s clear that the mortgage price war is back on.

    The question is will rates keep falling and get cheaper still? 

    Some experts say believe they won’t and this is the floor but others suggest they could come even down all the way to 0.5 per cent.

    On this week’s podcast, Georgie Frost, Helen Crane and Simon Lambert look at what’s driving mortgage rates down and the house prices up and whether it’s ever worth jumping ship to a potentially cheaper deal from an existing home loan?

    Also on this week’s show, are you a property snooper, spying on friends, relatives and colleagues’ house prices and homes?

    Plus, how to avoid getting too emotionally attached to your investments and is it worth tracking down DIY investing platforms and apps that offer fractional share dealing?

     

    This is Money Podcast
    enAugust 16, 2021
    investing
    refinancing
    mortgage_rates
    endowment_effect
    music_catalogs

    TPP412: February Market Update

    TPP412: February Market Update

    Here’s what the February market update has in store for you

    Hold onto your seats because this February market update is a good one.

    Just to give you a taster of what’s to come on this week’s episode, The Robs have got some mortgage news, they’re discussing the best performing cities of 2020 and they’ve got positive news on the cladding crisis. 

    Certainly topics you’ve all been waiting to hear about for a while so let’s get stuck into the February market update.

    Here’s what to expect on this week’s property podcast episode

    Even though it’s only been a few weeks, there’s a lot to cover in today’s update. 

    Rob & Rob kick things off by taking a look at the December Hometrack report which covers the whole of 2020. To everyone’s surprise, house prices were up by 4.3% which is a huge increase. 

    The Robs are also talking about:

    • Top performing cities of 2020
    • Falling city rents
    • More mortgage products
    • Stamp duty
    • Cladding
    • Scottish Help To Buy

    And naturally The Robs will go into depth on each topic so we won’t give too much away.

    Make sure you tune into the February market update.

     

    Free education

    If you’re looking to get started on your buy-to-let journey, or are wanting a refresher of the basics then we’ve got just the thing for you. 

    Every week we host a number of free webinars at different times to suit your schedule. You can learn everything you need to know about investing in property in just 30 minutes.

    Plus, you’ll also walk away with plenty of free resources after the session to continue your learning.

    Make sure you book your free virtual place today to get started. We look forward to seeing you there.

     

    Let’s get social

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! 

    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    See omnystudio.com/listener for privacy information.

    The Property Podcast
    enFebruary 04, 2021
    property_investment
    mortgage_rates
    leasehold_reform
    cladding_crisis
    top_performing_cities

    Are interest rates really about to rise - and should you fix your mortgage long-term?

    Are interest rates really about to rise - and should you fix your mortgage long-term?

    This week the team ask the million dollar question: are interest rates really about to rise before the end of 2017? Are house buyers in property 'paradise' after a recent index showed a fall in monthly house asking prices - and should homeowners fix their mortgages for the long term? Brexit has thrown up many potential problems and could private expat pensions be one of them? And note mania is back - last week saw the new polymer £10 note launched. We tell you what serial numbers to look out for to potentially make a tidy profit. Enjoy.

    This is Money Podcast
    enSeptember 22, 2017
    brexit
    homeowners
    interest_rates
    mortgage_rates
    energy_bills
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