originations

This month, Craig and Josh are joined by Jim Block, COO and Executive VP at BCU — a large, Chicago-based credit union serving members across the US. After asking Jim to weigh in on their prediction around trended credit scores, Craig and Josh inquire about how BCU leverages and balances trended credit data, as well as the credit union’s focus on financial inclusion. Craig and Josh then quiz Jim on some credit union history, and Jim shares an update on the giant foam wedge that once lived in his basement. — For questions or to suggest an episode topic, please email ExtraCredit@transunion.com. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Looking ahead in 2022, TransUnion’s Craig and Josh discuss the trends and developments within four key areas of card and banking: Consumer economic health and behavior Significant government and regulatory trends Competitive developments External influences 5. From there, they make their predictions — covering everything from inflation levels and origination numbers to credit unions and reengineered checking accounts. They even commit the cardinal sin of mentioning religion and politics… but Craig was too busy thinking about Scotch to notice. — For questions or to suggest an episode topic, email ExtraCredit@transunion.com. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.