Logo

    community banking

    Explore " community banking" with insightful episodes like "Episode 26: The Implications of a ‘Higher for Longer’ Market", "Episode 25: How Will Recent Card Performance Impact Issuers in 2024?", "Circling the Wagon: 2023 Highlights with the Dynamic Duo - Anthony Salvatierra and Owen Parker, Young Minds Shaping Better Teams, Better Business!", "Episode 24: The Events, Trends and Dynamics That Shaped Lending in 2023" and "Recruit to Retain: Unveiling HR Strategies with Gulf Coast Bank Manager Kayla Stoulig" from podcasts like ""TransUnion: Extra Credit", "TransUnion: Extra Credit", "The BankerCast: A Banker's Guide to Success", "TransUnion: Extra Credit" and "The BankerCast: A Banker's Guide to Success"" and more!

    Episodes (38)

    Episode 26: The Implications of a ‘Higher for Longer’ Market

    Episode 26: The Implications of a ‘Higher for Longer’ Market
    Paul Siegfried who leads the card and banking business at TransUnion returns to Extra Credit for the third time to discuss what’s ahead for card issuers and consumers in 2024. Paul cautiously forecasts how rates, delinquencies and charge-offs might look by the end of the year; Craig asks what the market can expect to see in terms of unemployment and wage growth; and Josh wants to know how priorities and agendas are looking when broken out by segment. Plus, Josh digs into whether fraud has really evolved (or does it just feel different in this economy?); Craig shares a scheme fraudsters recently tried (and failed) to pull on him; and Paul offers advice to issuers struggling to feel confident in today’s environment. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

    Episode 25: How Will Recent Card Performance Impact Issuers in 2024?

    Episode 25: How Will Recent Card Performance Impact Issuers in 2024?
    TransUnion financial services sales leader Stephanie Donaghy joins this month's podcast to ask Craig and Josh about recent trends in the card market — based on key questions she’s hearing from within the industry. The conversation covers everything from consumer credit health and sentiment continuing into 2024; how consumer spending is impacting balances across risk sectors; and the relationship between utilization and stress. Josh and Stephanie also discuss the right balance of anti-fraud measures within application experiences geared toward younger consumers. Craig speaks to private label card balances being at an all-time high, and Josh weighs in on the drivers and impacts of high delinquency rates and charge-off balances. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

    Circling the Wagon: 2023 Highlights with the Dynamic Duo - Anthony Salvatierra and Owen Parker, Young Minds Shaping Better Teams, Better Business!

    Circling the Wagon: 2023 Highlights with the Dynamic Duo - Anthony Salvatierra and Owen Parker, Young Minds Shaping Better Teams, Better Business!

    In this special Bankercast episode, we reflect on the transformative highlights of 2023, celebrating the growth and accomplishments at High Performance Teams. Grateful for the milestones achieved, we express our appreciation and delve into how these experiences have fueled our commitment to shaping better teams for better business in the banking industry.

    Intro: 0:00
    Growth at HPT: 1:26
    Post-Modern Problems and Solutions: 18:33
    Episode Recaps: 24:53
    Importance of Listening: 28:30
    Lagniappe: 39:05

    Episode 24: The Events, Trends and Dynamics That Shaped Lending in 2023

    Episode 24: The Events, Trends and Dynamics That Shaped Lending in 2023
    Craig kicks off the last Extra Credit episode of the year with a macro recap of 2023, ranging from the impact of increased interest rates on markets and consumers to economic and geopolitical disruptions to the growing presence of artificial intelligence. Taking a more micro view of the market over these last 12 months, Josh highlights interesting patterns around originations, delinquencies and card balances; discusses lender investments into marketing and fraud programs; looks at capital markets and consumer affordability; and describes the impact and uncertainty stemming from increased regulations. Finally, Craig and Josh look back at some memorable guests and episodes from 2023, and give a peek at what listeners can expect to hear on Extra Credit in the new year. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

    Recruit to Retain: Unveiling HR Strategies with Gulf Coast Bank Manager Kayla Stoulig

    Recruit to Retain: Unveiling HR Strategies with Gulf Coast Bank Manager Kayla Stoulig

    In this episode of Bankercast, join us as we address recruiting with a special guest, Kayla Stoulig, the HR Manager at Gulf Coast Bank. Together, we explore the qualities that make a candidate stand out, from strong work ethic to a sense of responsibility. Tune in for valuable insights on finding the right talent to build a thriving and dynamic team in the banking industry.

    Intro: 0:00
    Recruiting Issues: 17:10
    What to Look For: 21:55
    Categories of Responsibility: 28:43
    Emotional Intelligence: 34:45
    Lagniappe: 40:29
    Contact Info: 49:49

    Banking Wisdom: Insights and Advice from Carey Chopin, Commercial Lender

    Banking Wisdom: Insights and Advice from Carey Chopin, Commercial Lender

    Join us in this episode as we sit down with Carey Chopin, an experienced commercial lender, to explore advice within the world of banking. Beyond banking, he also imparts wisdom on the importance of teamwork and shares life lessons, making this episode a must-listen for anyone seeking financial wisdom and personal growth.

    Intro 0:00
    Background Information 1:25
    Foundational lessons 9:56
    Joyful side of Banking 19:26
    Interest Rates 25:54
    Teamwork 29:25
    Lagniappe 33:55
    Contact Info 44:30


    Understanding the Biggest Challenges For Community Banks in Kentucky and How To Overcome Them

    Understanding the Biggest Challenges For Community Banks in Kentucky and How To Overcome Them

    Welcome to another enriching episode of "Banking on Growth," presented by Midwestern Securities. In this episode, we dive deep into the world of community banking as we sit down with esteemed guest Ballard W.  Cassady Jr., President and Chief Executive Officer of the Kentucky Bankers Association. Join us as we gain invaluable insights into the formidable challenges that community banks in Kentucky face and, more importantly, discover the strategic wisdom that propels them forward.  From navigating regulatory landscapes to harnessing the power of personal connections, Cassady's expertise unveils a path of resilience and innovation. Whether you're a financial enthusiast, a community advocate, or simply curious about the intricacies of local banking, this episode promises a thought-provoking exploration into the dynamic world of community banking and its pivotal role in fostering growth.
    Member FINRA/SIPC.

    -----

    Midwestern Securities Trading Company is a leading fully disclosed broker/dealer, registered investment advisor, and insurance agency, dedicated to providing exceptional service and innovative solutions to financial institutions. With a strong focus on helping their clients grow their non-interest income and adapt to the changing landscape of the financial industry, Midwestern Securities offers turn-key solutions that empower financial institutions to stay relevant and competitive. If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    From Taxing to Thriving: Cultivating Success with Vine CEO - Addison Henry

    From Taxing to Thriving: Cultivating Success with Vine CEO - Addison Henry
    In this podcast episode, we delve into the world of tax credits and financial innovation with Vine. Join us as we explore how Vine navigates the landscape of tax credits, uncovering unique strategies and success stories. Our special guest, Addison Henry, provides firsthand insights into Vine's remarkable journey and the their financial solutions.

    Who is Addison? 1:20
    What is Vine? 9:16
    Background /How was this started? 14:40
    What does Addison love about it? 19:16
    What is the resale of tax credits? / Why is it good? 22:23
    spare time? / activities outside of work 31:22
    Contact Addison Henry 40:45


    Developing a Successful Sales Strategy for Your Wealth Management Division

    Developing a Successful Sales Strategy for Your Wealth Management Division

    Welcome to another inspiring episode of Banking on Growth. In this episode, entitled: Developing a Successful Sales Strategy for Your Wealth Management Division, we sit down with an industry-leading sales professional who shares invaluable insights on how community banks can develop a successful sales strategy within their wealth management divisions. Join us as we welcome Anthony “Tony” Cole, the former Co-Founder/Chief Learning Officer of the Anthony Cole Training Group, a seasoned sales expert with a proven track record of elevating community bank performance through effective sales practices. With years of experience in the financial industry, Tony provides practical advice and actionable tips for bank managers seeking to boost their wealth management divisions. Member FINRA/SIPC.


    -----

    Midwestern Securities Trading Company is a leading fully disclosed broker/dealer, registered investment advisor, and insurance agency, dedicated to providing exceptional service and innovative solutions to financial institutions. With a strong focus on helping their clients grow their non-interest income and adapt to the changing landscape of the financial industry, Midwestern Securities offers turn-key solutions that empower financial institutions to stay relevant and competitive. If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    #BankingOnGrowth #CommunityBanking #SmallButMighty #SuccessStory #MidwesternSecurities

    Paul Noris | Commercial Lending

    Paul Noris | Commercial Lending

    Paul Noris is Chairman of the Board and Chief Executive Officer of the Bank of Central Florida. In this episode, Paul visits the studio to discuss the impacts of rising interest rates and how historically-low rates, which are not the norm, are not a sustainable business model for banks. He also raises awareness about the modern-day bank fraud method of phishing emails while explaining how AI is helping prevent these fraudulent activities.

    Paul also shares why you should be working with a community bank for commercial real estate lending.

    Learn more at SVNsaunders.com and bankofcentralflorida.com.

    Providing the Kansas City Community with First-Rate Banking | Business Ninjas: WriteForMe and Bank of Labor

    Providing the Kansas City Community with First-Rate Banking | Business Ninjas: WriteForMe and Bank of Labor

    In this episode, our resident Business Ninja Max speaks with Randy Kimmel, Senior Vice-President and Business Development Officer at Bank of Labor.

    Bank of Labor is the modern evolution of nearly a century of labor banking experience. From its roots as a community labor bank to a financial institution with clients across the country, Bank of Labor is unique in its expanded mission to ‘Live the Code’ and serve the financial needs of all of organized labor. As the nation’s only bank that is labor majority-owned and operated, Bank of Labor stands as one of the few remaining labor banks.

    Learn more:  https://www.bankoflabor.com/

    -----

    Do you want to be interviewed for your business?  Schedule time with us, and we’ll create a podcast like this for your business:  https://www.WriteForMe.io/


    -----

    https://www.facebook.com/writeforme.io

    https://www.instagram.com/writeforme.io/

    https://twitter.com/writeformeio

    https://www.linkedin.com/company/writeforme/

    https://www.pinterest.com/andysteuer/

    Want to be interviewed on our Business Ninjas podcast? Schedule time with us now, and we'll make it happen right away!

    Check out WriteForMe, more than just a Content Agency!

    See the Faces Behind The Voices on our
    YouTube Channel!

    Russell Guess on Recent Bank Failures and a Shifting Economic Climate

    Russell Guess on Recent Bank Failures and a Shifting Economic Climate

    With the second largest bank failure in US history looming in the background, Smith Shellnut Wilson's Russell Guess dives into how and why certain big banks have gone under in the past few months.  Guess, a man with extensive background in different facets of the banking industry, offers a well researched and thoughtful perspective.  As a bonus, listen in to glean valuable insight from Guess's career in the Marine Corps and his service in Iraq.  


    :00 - Background, career path, and introduction to Smith Shellnut Wilson

    16:00 - Frank Smith's adventure in starting Smith Shellnut Wilson

    18:00 - Big bank failures…what's going on?

    41:00 - Recession? What the economists are saying

    45:30 - Guess's service in the Marine Corps

    52:00 - Raising kids with Corps values

    1:04:00 - Books, brisket, and Bourbon

    The Bank and the Legislature with LBA's Ginger Laurent

    The Bank and the Legislature with LBA's Ginger Laurent

    When it comes to banking, regulation and legislation play no small role in determining the health of the industry.  Thankfully, we can look to the Louisiana Bankers Association to promote policies that benefit bankers and consumers alike.  Listen to LBA's new CEO Ginger Laurent update us on the latest legislation affecting Louisiana bankers today.

     

    Ginger Laurent

    :00 - A recap of year 1 as CEO of the LBA

    4:45 - Projecting the role of the LBA in the coming years

    9:15 - Legislation in Louisiana pertaining to community banks

    14:00 - LBA's financial literacy initiative

    21:40 - LBA's Free-Market Policy

    24:45 - Advice for young bankers in a rising-interest environment

    31:30 - Louisiana Bankers Convention Asheville - 2023

    33:30 - Book recommendations from Ginger and Jay

    Howard Dee Smith on Jump-Starting Your Bank

    Howard Dee Smith on Jump-Starting Your Bank

    Join us on this episode in welcoming Winnsboro State Bank's Howard Dee Smith (President and CEO).  Howard Dee recounts a lively story of Winnsboro's rapid acceleration over the past three years and shares some tips to their overwhelming success.  Listen in for a thoroughly entertaining, and informative, conversation.

    :15 - Introduction to Winnsboro and Howard Dee

    7:50 - How to rocket launch a stagnant bank  

    14:10 - How to "turn on the loan engine"

    19:00 - Learning from the past, tips to managerial success

    23:30 - Plans for the future

    30:00- Big-bank failures and the community-banking world

    37:00- Smith family adventures

    T. Jefferson Fair - Banking is Changing, How Do We Respond?

    T. Jefferson Fair - Banking is Changing, How Do We Respond?

    The Bankercast welcomes American Planning's Jeff Fair to discuss the whirlwind of challenges battering the community banking industry today.  Fair brings to the table decades of experience in the banking world and a perspective trusted by bankers throughout the southeast and beyond.  Tune in for an invaluable industry overview and quite a few laughs.

    2:45- Examining the economic climate for the upcoming year

    30:15- Challenges to the American economy of the future

    47:45- How rising interest rates affect asset-sensitive banks

    57:10- The threats to community banks in America

    67:48- Jeff's culinary adventures

    Dr. Jacob Imam on Property, Education, and a Christian Worldview

    Dr. Jacob Imam on Property, Education, and a Christian Worldview

    You and Your business welcomes Dr. Jacob Imam, founder of the think tank New Polity, to discuss Distributism, work, education, community, and anything else that contributes to a fully integrated Christian life.  Imam, an Oxford man and Steubenville graduate, offers a thoughtful and well researched perspective on such matters that draws further richness from his entreprenurial ventures.  Tune in for a riveting conversation!

    :05 - Introductory shenanigans
    7:40 - Background and family history
    16:30 - Falling into a Christian economics
    36:00 - Distributism: A Christo-centric approach to government
    58:50 - Innovative projects and new directions at New Polity

    What Community Banks Need to Stay Competitive | Business Ninjas: WriteForMe & Midwestern Securities

    What Community Banks Need to Stay Competitive | Business Ninjas: WriteForMe & Midwestern Securities

    Join our resident Business Ninja Andy, together with the CEO of Midwestern Securities, Michael Graham, as they talk about the competition that community banks face these days, some personalized approaches they can take to adapt to the market, and the importance to getting to the core and heart of your personal financial goals.

    Midwestern Securities knows there is a difference between banking with the giant regional and national banks and community financial institutions. As an independent broker/dealer owned and operated by community bankers and financial professionals, Midwestern Securities is ideally suited to work with banks and credit unions. To learn more about Midwestern Securities, visit their website at https://midwesternsecurities.com

    Do you want to be interviewed for your business? Schedule time with us, and we'll create a podcast like this for your business:  https://www.WriteForMe.io/

    -----

    https://www.facebook.com/writeforme.io

    https://www.instagram.com/writeforme.io/

    https://twitter.com/writeformeio

    https://www.linkedin.com/company/writ...

    https://www.pinterest.com/andysteuer/

    Want to be interviewed on our Business Ninjas podcast? Schedule time with us now, and we'll make it happen right away!

    Check out WriteForMe, more than just a Content Agency!

    See the Faces Behind The Voices on our
    YouTube Channel!

    20th Anniversary - Surviving and Thriving Over Time

    20th Anniversary - Surviving and Thriving Over Time

    In this special edition of BankerCast, Jay Toups and Joseph Benton of High Performance Teams, by RMR, Inc. interrupt regularly scheduled programming to celebrate twenty exciting years of operation.  Tune in for a riveting story and to glean key insights into starting a business built to last.

    BankerCast Anniversary Podcast Summary

    • 1:44 – Jay’s Background and Family
    • 4:45- Early History of HPT
    • 10:00 – Pro-tips to Managing the Volatility of Business
    • 11:50 – First Pivot: Katrina
    • 18:20 – Pivots 2 and 3: Recession and Regulatory Aftermath
    • 21:36- The HPT Way
    • 24:00- Developments since COVID
    • 29:10 – A Supplement to Business: The Third Way
    • 35:30 – Strategy and Culture, Balancing Priorities
    • 43:35- Twenty Years of Entrepreneurial Wisdom Distilled
    • 55:15- Upcoming News and Closing Remarks

    Bankers and Customers Learning from Each Other - Byron Earnheart

    Bankers and Customers Learning from Each Other - Byron Earnheart

    I think, without fail, our small business customers want us to know something about them and at the same time, there are things that we wish we could get small business customers to understand about our side of things.

    Byron Earnheart at the Barret School of Banking/host or Main Street Banking and Jay Toups, Pres/CEO of High Performance Teams have a long resume of working both with banks and small businesses. 

    So, Byron and I got together and thought about things both sides of the table need to know about the other. It was an interesting conversation.

    You can find The Main Street Banking podcast at the following link.

    Learning From Each Other: Jay Toups and The Bankercast Podcast - Barret School of Banking (barretbanking.org)

    Frank Smith - Earning Your Stripes

    Frank Smith - Earning Your Stripes

    CEO of Smith Shellnut Wilson, Frank Smith, started his business over 20 years ago. In this episode, Frank shares the wisdom he has learned during his career in banking, gives us insight on how banks manage their investment portfolios, and takes a look at the state of affairs in banking today as well as the future.  

    0:00 - Intro
    7:40 - Earning your Stripes
    13:50 - The Rate Environment/Recession
    23:00 - Employee Cost
    25:00 - Interest Rate Risk
    32:40 - Serving and Enjoying the Work
    36:35 - Wrap Up

    Logo

    © 2024 Podcastworld. All rights reserved

    Stay up to date

    For any inquiries, please email us at hello@podcastworld.io