#pension

RJ Smita talking about " Suna Kya's " three news. 

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Host, Traci Dority-Shanklin, recaps her 2021 discussions about pension reform and hybrid retirement solutions for failing multiemployer plans. With the help of several guests from previous podcasts, Traci highlights potential solutions and recounts events that drove these plans to the breaking point. Past guests include AFL-CIO president, Liz Shuler; UFCW Local 21 president, Faye Guenther; Executive Director of NIRS, Dan Doonan; Executive Director of NCCMP, Michael Scott; labor organizer and co-founder of Unionbase, Larry Williams Jr; and consulting actuary from Cheiron and co-author of The Hybrid Handbook, Elizabeth Wiley.

Some highlights from the 2021 Hybrid Retirement Recap Show:

03:35 – A Generational Cynicism about Retirement Plans
09:59 – Drawbacks of a Defined Contribution Plan
13:04 – Building the Right Hybrid Plan
16:08 – The Hybrid Plan Case Studies
22:59 – Future Retirement Security for All Americans

Contact:
traci@mutliemployerfunds.com
www.sisupartnersllc.com

Imagine taking office as president of the nation’s largest UFCW local at the beginning of the coronavirus pandemic. Suddenly, healthcare and grocery store workers are declared essential frontline workers, but essential workers should have enough money to buy food, have a roof over their heads, and lead lives that are essential. UFCW Local 21 president, Faye Guenther, talks about how coronavirus upended the playing field and contract negotiations but ushered in beautiful acts of solidarity from their extended union family beyond the UFCW.

Some highlights from UFCW Local 21 and the Coronavirus Pandemic include:

03:07 – The First COVID Case
08:37 – Talking to 100,000 Members
11:20 – COVID Safety Protocols and Essential Workers
14:26 – Growing up in Rural Oregon
17:32 – 100 People Leading

Contact:
traci@mutliemployerfunds.com
www.sisupartnersllc.com

If your union or employer’s defined benefit plan was in critical and declining condition and facing insolvency, would you consider a hybrid retirement solution to fix it? That’s exactly how the UFCW Local 21 turned their red-zone plan back to green. UFCW Local 21 president, Faye Guenther, shares the bold steps taken by her UFCW family when they switched from their legacy plan to a variable annuity pension plan (VAPP).

Some highlights from UFCW Local 21 and the Saga of the Variable Annuity Plan include:

04:17 – A Red-zone Plan in a Death Spiral
08:14 – The First Big Challenge 
10:36 – Kroger and the VAPP
16:44 – The Employer Reactions
19:48 – The Variable Annuity Plan and the Path Forward

Contact:
traci@mutliemployerfunds.com
www.sisupartnersllc.com

A hybrid retirement plan combines parts of a defined benefit plan with parts of a defined contribution plan. Dan Doonan, the Executive Director of the National Institute on Retirement Security, and Elizabeth Wiley, a consulting actuary at Cheiron, wrote the book on hybrid plans – literally! Dan and Elizabeth penned The Hybrid Handbook, a white paper on hybrid retirement plans in the public sector. Listen as they share their insights on these plans along with some of their favorite case studies. 

Some highlights from Not All Hybrid Plans Are Created Equal include:

01:27 – Hybrid Retirement Plans: The Case Studies
06:30 – The Best Time to Plant a Tree…
10:56 – Unfunded Liabilities and a Cause for Concern
14:35 – Risk Sharing vs Risk Shifting
19:03 – The Efficiency of Pensions vs Defined Contribution
24:30 – Thoughts on Pension Reform

Click on The Hybrid Handbook if you'd like to read or download a PDF of Dan and Elizabeth's white paper.

Contact:
traci@mutliemployerfunds.com
www.sisupartnersllc.com

Unsure how the UK pensions industry actually works? Not to worry, we have it covered in today’s AIM High episode: The legacy and leadership of the UK pensions industry. Accompanying Twink to discuss this subject is Charlotte Moore, a freelance Communications Consultant and Jo Sharples, Partner and CIO at Aon.

Themes covered in this podcast:

·  The UK pensions industry landscape and how defined benefit (DB) pensions schemes have evolved

·  The challenges pension schemes face in relation to the UK government’s ‘investments big bang’ push

·  Are the UK government and the UK regulator at odds with each other over risk?

·  The knock on effect of Osborne’s pensions reforms and freedom of choice

·  Challenges for DB and defined contribution (DC) pension schemes in the next 5 – 10 years and how pension schemes will evolve

·  How marketers of institutional houses can do a better job in communicating with gatekeepers of big pension schemes

Introducing the participants:

Charlotte Moore is an award-winning freelance journalist and communications consultant who specialises in pensions. She writes regularly for a number of publications such as Professional Pensions and IPE. Charlotte also helps asset managers produce readable blog posts, white papers, monthly updates and book chapters.

Jo Sharples is a Partner in Aon's Investment Practice and is the Chief Investment Officer for Aon’s DC Solutions. She has over 20 years of experience in the pension and investment industry and is a Fellow of the Institute and Faculty of Actuaries. Joanna is responsible for the development and implementation of delegated investment solutions for DC pension schemes, working closely with Aon’s UK delegated team.

Chapter 14 Pandenomics The impact on business and society The pandemics fundamentally changes the nature of business and society for the future. The convergence of the pandemic accelerates the forces of Di-Volution under the banner of Pandenomics.

Future Advisory website https://future-advisory.co.za

More articles by Herman Singh https://future-advisory.co.za/thought-leadership/

About the book Di-Volution https://di-volution.com

Connect with Herman on LinkedIn https://www.linkedin.com/in/herman-singh-b669357/

Join the conversation on Twitter https://twitter.com/futureherman

When you're ready to produce your own podcast, contact the podcast experts at SolidGoldStudios.co.za

Eight is the number of financial success and executive ability. In this episode, the Empress High Council switches the format to take calls from you--our royal family. In this episode, The Alchemist fields questions on Roth IRAs, pension plans, saving to purchase a home with bad credit, and making profits on a startup business. Through freezing debit cards in the refrigerator and walking with strip club-ready wallets, the knowledge The Alchemist imparts is invaluable. So grab your wine glass and bank books, and let's get this money!

Follow us @triempress on IG and Twitter.

So you're at your wit's end and ready to leave the Jail Operating as a Business (JOB), but do you have sufficient funds to do so? In this episode Tisha, The Alchemist, breaks down the FIRE committee, practical budgeting advice, and some considerations for your overall well-being. Jacquii, Jaz Afrodite, breaks down the withdrawal of TDAs and how to identify your budgeting weaknesses using numerology. Nadia, The Enricher, shares her budgeting vulnerabilities and brings the joy as the Empress High Council concludes with the brilliant and hilarious dissection of Jay-Z's financial success using his adopted name. You don't want to miss this episode.

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Alan Greenspan is no "maestro" and why hasn't the stock market rally over the last 11 years saved your pension or your 401k

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Patriot Trading Group Call us: 800-951-0592
allamericangold.com
Buying, Selling, or Trading Gold and Silver

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Patriot Trading Group Call us: 800-951-0592
allamericangold.com
Buying, Selling, or Trading Gold and Silver

See omnystudio.com/listener for privacy information.

Patriot Trading Group Call us: 800-951-0592
allamericangold.com
Buying, Selling, or Trading Gold and Silver

See omnystudio.com/listener for privacy information.

Patriot Trading Group Call us: 800-951-0592
allamericangold.com
Buying, Selling, or Trading Gold and Silver

See omnystudio.com/listener for privacy information.