pension reforms

Tax cuts were the centrepiece of the Autumn Statement last week – with national insurance bills set to drop in January for 27mn UK workers – but these savings stand to be wiped out by ‘stealth taxes’. Host Claer Barrett crunches through the numbers and explores the Autumn Statement’s impact on pensions, Isas and other investments, with Katie Martin, the FT’s markets editor and co-presenter of the Unhedged podcast, Sam Fleming, the FT’s economics editor, and Rafe Uddin, the FT’s UK politics reporter. 

Clips: UK Parliament TV

Free links:

Tell Sid all you like - but he might not buy NatWest

The Autumn Statement and your money

Q&A: How will the Autumn Statement affect me?

For related FT podcasts:

UK equity markets have had a torrid time, as our recent Investment Masterclass with UK fund manager Nick Train explores, listen here

Hear Claer and FT editors chat to Political Fix podcast host Lucy Fisher about the speed of tax cuts and the likely timing of the next general election, here 

If you’d like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. 

Follow Claer on X and Instagram @Claerb

Presented by Claer Barrett. Produced by Philippa Goodrich. Our executive producer is Manuela Saragosa. Sound design is by Sean Kovacs McGarrity, with original music from Metaphor Music. Cheryl Brumley is the FT’s global head of audio.

Read a transcript of this episode on FT.com

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Democrats and Republicans are confident they can pass a deal to avert a US debt default, the lira slides after Turkish president Recep Tayyip Erdoğan is re-elected, and ageing populations are causing government credit ratings to take a hit. 

Mentioned in this podcast:

Debt ceiling fight shifts to Congress as lawmakers prepare for first votes

Turkey’s lira weakens as economists warn of economic challenge

Ageing populations ‘already hitting’ governments’ credit ratings

The FT News Briefing is produced by Fiona Symon, Sonja Hutson and Marc Filippino. The show’s editor is Jess Smith. Additional help by Katie McMurran, Peter Barber, Michael Lello, David da Silva and Gavin Kallmann. Topher Forhecz is the FT’s executive producer. The FT’s global head of audio is Cheryl Brumley. The show’s theme song is by Metaphor Music.

Read a transcript of this episode on FT.com

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This week on Ask Rob & Rob, Ed asked: What will happen to mortgage availability as you get older? The answer touched upon the fact that the trend is leaning more and more towards people getting mortgages later in life. This is for a couple of major reasons: firstly the change in pension reforms that have […]

The post ASK44: What will happen to mortgage availability as you get older? appeared first on The Property Hub.

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The Chancellor, George Osborne, has earned a reputation for leaks, U-Turns and unworkable tweaks to our taxes.

A captain of chaos, some might say.

His recent achievement, killing the cash Isa and replacing it with a tax-free limit on ALL savings accounts, will be a particularly memorable mess if anyone ever works out how it’s going to work.

He’s got another Budget speech planned for Wednesday 16 March.

For once, we don’t know much about what’s going to be in it. This is a bad sign.

There’s no general election any time soon so we can forget about bribes on that front.

He’s given himself the seemingly impossible task of balancing the nation’s books by 2020.

How on earth is he going to do that?

This is Money editor Simon Lambert, consumer affairs editor Rachel Rickard Straus and Share Radio’s Ed Bowsher have a pretty good stab at coming up with a hit list.

It’s not looking great.

George is desperate to get his hands on the £21bn tax-free benefits of pensions. But we’re fairly sure, thanks to the one leak, his plans to rob us of that have been postponed.

He’s already hit buy-to-let landlords – he could have another go at them without too much public anger.

Fuel duty seems an easy target – and no one will mind if petrol suddenly shoots back over £1 a litre on Thursday morning. Will they?

Maybe the disabled and other people on benefits could cope with further austerity measures?

National Insurance is good one –it mainly affects the lower paid; possibly attractive to Osborne the political animal

He’s already fiddled with stamp duty on house purchases – could he have another fiddle (on the roof) with that?

A change to salary sacrifice could tackle the problem of people who get tax-free iPhones from their employers

Whatever happens, we’re in for a fascinating ride and thankfully, HMRC is incredibly helpful and easy to deal with. The more complicated the tax reform the better.

Also this week, and back in the real world, we’re not saving enough, some investments make money and the Ford Capri makes a surprising comeback.

Georgie Frost is away.

“Pension freedom day” is almost upon us – the day when millions of people will be able to get access to their pension as cash for the first time. Will these people all run to the nearest estate agent to invest in property? Should they? In this episode we discuss: The full extent of the […]

The post TPP107: Pension Reforms and Property: Everything you need to know appeared first on The Property Hub.

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This week we’re celebrating the launch of our new podcast – The Property Investment Tips Podcast – by sharing some of the favourite pieces of advice that have been shared by our team of bloggers on The Property Hub. The new podcast launches tomorrow, and every Friday morning it will be an opportunity to learn […]

The post TPP080: Property investment tips and advice appeared first on The Property Hub.

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We got full-on back into property this week after our business series, and we did it by tackling another bunch of listener questions! Some of the questions we took on were: Is there anything I should watch out for with guaranteed rent schemes? (from Ben Adam-Smith at the House Planning Help Podcast) My property has […]

The post TPP056: Listener questions and updates appeared first on The Property Hub.

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