physicianfamily

Money won’t buy you happiness.

You have all heard this before and by and large everyone agrees with this statement, yet for many physicians your actions say otherwise.

Listen in as Nate lays out how working with hundreds of physician families has shaped his thinking on what living an abundant life really means and how you can shift your perspective about money to actually start living one.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Einstein famously said “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn't … pays it.”

In today’s episode Nate and Ben discover that this compounding effect is not unique to your investments with money. It works the same way with your joy and ability to create memories early in your life. Listen in to find out how thinking about your physician inheritance the right way, can help you grow the joy in your life before you ever see the money.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Did you brush your teeth today? Of course you did.

But did you actually think about what you were doing? Probably not.

Insurance open enrollment is like that. It’s something you do every year and you probably don’t think about it. In fact, you just might choose to do the same thing you did last year but that could cost you hundreds of thousands of dollars over the span of your career.

Listen in as Nate and Ben break down the one thing you must do to save taxes while you choose your insurance. And if you’re pregnant or thinking about having a baby next year, you should definitely listen and even share this show with your friends.

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Imagine your physician Retirement Fund is one big pie. If you look closely, that pie will primarily be made of a physician 401k or 403b and the entire financial services industry wants a piece. If you’re not careful where the filling lands, you might cut them more than their fair share. Listen to Nate and Kyle discuss how to keep more 401k money for yourself on your journey to retirement.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Investing is a strange thing: the less you pay, the more you get.

And for physician investors, keeping more of what you earn means paying less taxes on your investments.

For the past three decades Exchange Traded Funds (ETFs) have made it easy for all investors to own a balanced, diversified, low cost, tax efficient portfolio.

But what are ETFs and how can you use them?

Listen in as Ben and Nate discuss some ETFs basics and explain why physicians should own them today.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

Fake news. It’s everywhere and some people even believe it. Some unintentional fake news you have heard recently is that Public Service Loan Forgiveness is not real.

In today's show, Ben and Nate share stories of real live physicians who have gotten real relief through the Public service loan forgiveness program.

We break down the must-know news about student loan forgiveness for doctors and tell you exactly what you gotta do right now to get yours.

And if you are a physician who is making payments on private student loans, we have something for you too.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Every physician wants to lower their tax bill. But, of all the best-known tax strategies for doctors that you may have heard about, which ones are both possible and worth your time? Tax loss harvesting just might be the winning answer for a mid-career physician.

 

Listen in as Kyle and Nate discuss tax loss harvesting and if it’s right for you

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

 

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

College is getting more and more expensive every year. For most people, the cost of college results in a six-figure ball and chain of student loan debt.

 

Have you ever wondered how your children can show up to their college graduation ceremony free from this financial burden?

 

Listen in on some LIVE college planning with Nate and Chelsea where they discuss setting a college goal, investment strategy and saving a TON on taxes.

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

Lets face it; you have WAY too much cash in the bank. Maybe you got a buy-out. Or an inheritance. Or maybe cash has been piling up in your bank account because you just haven’t had time to invest it.

 

Well, now is the time to think about all the things you can do with that extra money and maybe even start to take action.

 

Join Nate and Ben to learn how you can stop letting inflation pick your pocket and start putting your money to work in ways that can help you and your family live a better life. (Hint: it's not all about investing)

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Good medicine requires a good treatment plan for each patient and the tools needed to implement it. But what do you do when your most efficient tool is broken?

 

Listen in as Nate asks Kyle what to do when you have a sound treatment plan for your investments - target date investing - but the target date funds in your 401(k) are busted. 

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

 

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

 

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Have you ever hired a babysitter? You know, someone you trust to love and care for your child while you’re away?

 

Well, hiring a financial advisor is a lot like that. If you’re looking for a new financial advisor, you’ll undoubtedly want to ask all the right questions. In this episode, Ben and Nate give you seven questions you can use to choose not just a good advisor but a great one.

 

Pro Tip: If you already have a great financial advisor, share this show with a friend who might not be so lucky.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

 

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

 

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

Doctors are smart and real estate is real but is real estate the right investment for real smart doctors?

The answer is no.

Listen in as Ben and Nate discuss the four reasons why physicians – at least those who want to focus on their marriages, their children and their practices – can just say NO to the problems, perils and broken promises of real estate investing.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Is “physician happiness” an oxymoron? Sometimes it may seem that way but you may be surprised to hear that some physicians have cracked the code on happiness. On this episode, Ben Utley, CFP® and Nate Reineke, CFP® discuss the Medscape Physician Lifestyle & Happiness Report 2023 in an effort to understand why physicians reported being less happy this year.

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

 

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

 

Write to us at podcast@physicianfamily.com.

 

NOTICE

 

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

If raising a physician family is like a circus, then physician moms are the jugglers keeping all the balls in the air. “You’ve got to know which balls are glass and which ones are rubber so you know which one it’s okay to drop,” says Dr. Sandra Rood, our guest in this episode. As a pediatrician, a wife and mother to a special needs child, Sandra walks us through her journey of physician motherhood and offers a few pearls you can use to assuage the never ending guilt that comes with raising a child

 

We would like to give a special shout out to physician moms Allegra, Abby, Chaithra, Kristine and Julie. 

 

ARE YOU GETTING ALL THE TAX BREAKS YOU REALLY DESERVE?

 

To find out, get your copy of The Overtaxed Doctor's Retirement Investing Checklist at https://physicianfamily.com/go

 

GOT A QUESTION?

 

Write to us at podcast@physicianfamily.com.

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

 

Bonds are boring, aren't they? Well, not anymore.

 

Recent rate increases make bonds more interesting than they've been in years. Better, some bonds yield interest that's tax-free, making them a match for many overtaxed physician families.

 

Listen in as Ben and Nate answer questions like:

 

• What is a bond?

 

• How do they work?

 

• How can physicians invest in bonds?

 

• Where do bonds belong in my portfolio?

 

• What risks do bonds hold and how do you manage them?

 

WARNING: Do not listen to this episode while operating a vehicle as certain statements may spark extreme emotions causing drivers to lose control of everything but their tax bills!

 

IN THIS EPISODE

 

• [1:41] What is a bond, and how does it work? 
• [3:26] Why would someone choose a municipal or treasury bond vs. a corporate bond? 
• [6:17] What is considered when investing in bonds?
• [9:24] Why not just buy the tax-exempt bonds?
• [10:25] Ben and Nate walk through a real-life example of corporate bonds. 
• [13:27] Why buy bonds? 
• [17:47] How do you buy a municipal bond?
• [20:08] How can you lose money from bonds? 
• [24:01] Final thoughts on how physicians should use bonds. 

 

GET MORE FROM PHYSICIAN FAMILY

 

• Catch all the great stuff we didn’t mention in the show! Subscribe to our newsletter.

 

• Stop missing out on the tax breaks you deserve. Get The Overtaxed Doctor’s Guide to Retirement.

 

• Get on track for college in less time than it takes to change an explosive diaper. Download The DIY Doctor’s College Plan Workbook.

 

You’ll find it all at https://physicianfamily.com/go.

 

• If you have a topic you’d like us to discuss, please email it to us at: podcast@physicanfamily.com or call our answer line at 503-308-8733

 

NOTICE

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

The tax code is so complicated that even doctors–some of the smartest people on the planet–struggle to make sense of it all. And the one person who is supposed to help, your tax preparer, doesn’t seem to care. Join Ben and Nate as they break down the three “tax things” most physicians want and discuss why the average tax preparer won’t give you the one thing you really need: a solid strategy to actually reduce your tax bill

 

GET MORE FROM PHYSICIAN FAMILY

 

Catch all the great stuff we didn’t mention in the show! Subscribe to our newsletter.

Stop missing out on the tax breaks you deserve. Get The Overtaxed Doctor’s Guide to Retirement.

Get on track for college in less time than it takes to change an explosive diaper.

Download The DIY Doctor’s College Plan Workbook.

 

You’ll find it all at https://physicianfamily.com/go.

 

IN THIS EPISODE

 

• [2:27] How can physicians be more comfortable with their taxes?
• [5:41] Why aren’t doctors treated fairly with the tax code? 
• [6:49] How can this be less complicated, and how can physicians feel good about their actions?
• [8:51] What is tax preparation? 
• [10:33] How much tax am I going to owe, and how to avoid a tax penalty? 
• [13:05] Why is your CPA or tax preparer not doing tax strategy? 
• [19:17] Who should you work with to create a tax strategy?     

 

NOTICE

 

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

As we look forward to 2023, we also look back on 2022. We found many physician families who are so happy they’ve been with us for years, and decades even, while others move on after a brief engagement. This got us thinking about who is a match for us and who might be happier elsewhere. At Physician Family Financial Advisors, we hope our advice will help you live a more bountiful, less taxing life with more quality time to spend with your loved ones. But that’s not what everybody wants from us. Tune in to hear the three reasons some doctors should NOT choose Physician Family, and one reason why many physician moms and dads really should.

 

ASK A QUESTION

 

Send your questions about taxes, investing, extra money, retirement, college, and financial parenting to podcast@physicianfamily.com or call the Physician Family Answer Line at (503) 308-8733.

 

IN THIS EPISODE

 

• [2:10] Reason 1: If you want investments.
• [5:40] Reason 2: If you want to solve your tax issue.
• [11:18] Reason 3: If you just want to retire and are a young physician.
• [14:40] What do we do at Physician Family Financial Advisors Inc.  

 

LINKS MENTIONED

 

Email podcast@physicianfamily.com if there is a question you’d like answered on our next show! 

 

If you are strictly interested in information regarding taxes, check out our Overtaxed Doctors Guide to Retirement.

 

To sign up for our newsletter, go to physicianfamily.com/go and scroll to the bottom to enter your email address.

 

NOTICE

 

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

What do you need to focus on throughout your career to enjoy a happy retirement? Today, it’s time to hop in the “Physician Retirement Time Machine” to see how things might look a couple of decades from now. How can you graduate from a successful career with a smile on your face, a song in your heart and an unexplainably healthy glow about yourself? Tune in to gain some vital inspiration and a quick laugh or two as Ben and Nate reveal a few ways you can reshape your daily existence to make life worth living both NOW and into retirement.

 

ASK A QUESTION

 

Send your questions about taxes, investing, extra money, retirement, college, and financial parenting to podcast@physicianfamily.com or call the Physician Family Answer Line at (503) 308-8733.

 

IN THIS EPISODE

 

• [7:25] How a physician gets to the finish line with a smile.
• [8:29] What areas on the wheel of life are super important? 
• [9:27] What about work makes it important for the next 20+ years?
• [13:53] How can a physician continue to grow over the years? 
• [20:00] How to determine who a physician wants to connect with outside their profession. 
• [25:53] How can a physician add play to their life? 
• [28:56] What is Happiness Research? 

 

LINKS MENTIONED

 

Email podcast@physicianfamily.com if there is a question you’d like answered on our next show!

 

To sign up for our newsletter, go to physicianfamily.com and scroll to the bottom to enter your email address.

 

NOTICE

 

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

A physician has made the decision to change jobs or move out of state. What answers should a physician receive before they accept a new position? What key factors should a physician know before they establish new residency, such as taxes, insurance, debt, and retirement? How should a physician plan their move to avoid huge impacts to their life? Every physician's situation is different, tune in to learn ten tips and traps before you decide to take the leap and relocate yourself and your family. 

 

ASK A QUESTION 

 

Send your questions about taxes, investing, extra money, retirement, college, and financial parenting to podcast@physicianfamily.com or call the Physician Family Answer Line at (503) 308-8733. 

 

IN THIS EPISODE 

 

• [00:42] Get a tax projection from a CPA, 
• [2:48] Tips about insurance and how to set it up before changing locations/jobs. 
• [6:06] Tips and traps with college savings. 
• [10:44] Tips and traps for debt. 
• [16:30] What to look for when hospitals are offering loan repayment as a benefit. 
• [17:30] Tips and Traps for retirement.  
• [25:10] Every physician’s situation is different when you move to a different state. Make sure to plan accordingly to avoid major impacts to your life. 

 

NOTICE 

 

Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance. 

A physician has made the decision to buy a house, so what’s the next step? How should physicians acquire a mortgage? What is the difference between a preferred lender vs. a standard bank loan? What type of loan is the best option for a physician? Tune in to learn the seven recommended steps for physicians in the home buying process that, with planning and preparation, can help physicians get the best mortgage.

 

ASK A QUESTION

 

Send your questions about taxes, investing, extra money, retirement, college and financial parenting to podcast@physicianfamily.com or call the Physician Family Answer Line at (503) 308-8733.

 

IN THIS EPISODE

 

• [01:50] The first of seven steps to guide physicians in the right direction when looking to buy a house. 
• [04:00] How can a physician know how much they can or should spend on a house? 
• [06:55] How to find the right lender. 
• [12:00] The reason most real estate agents insist buyers work with their preferred lenders. 
• [15:24] What is a physician loan and is it the right choice? 
• [20:26] What to do and what not to do when working with a broker. 
• [26:39] The shopping and home buying processes. 

 

NOTICE

 

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