emergencyfund

Explore "emergencyfund" with insightful episodes like "The Real Reason You’re Broke May Not Be What You Think", "How to Plan Your Money If You’re About to Lose Your Job", "What do You Do if You Started Investing Late!? (Money Q&A)", "Living a No-Debt Lifestyle Will Give You Peace" and "Reacting to Financial Advice From the World’s Wealthiest People" from podcasts like ""The Ramsey Show", "Girls That Invest", "The Personal Finance Podcast", "The Ramsey Show" and "Smart Money Happy Hour with Rachel Cruze and George Kamel"" and more!

Episodes (14)

The Real Reason You’re Broke May Not Be What You Think

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! ☎️ Share your thoughts on The Ramsey Show & more! Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I lie about how much I'm selling my car for?" "How do we stop living paycheck to paycheck?" "Am I the exception to credit cards?" "My daughter wants me to move out of our house..." "We are struggling to pull the trigger on a house," "How can I pay off debt and save money?" Support Our Sponsors: Churchill Mortgage Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💰 Enter the $3,000 Ramsey Cash Giveaway today! Enter daily to increase your chances of winning weekly $500 prizes or the $3,000 grand prize. 📚Get 20% off bestsellers! Whether you’re ready to kick debt to the curb, want to live a less-anxious life, or looking for growth in your job—there’s hope. 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

en-usMay 06, 2024

How to Plan Your Money If You’re About to Lose Your Job

This week, Sim and Maia dive into the essentials of financial readiness, highlighting the importance of building an emergency fund, savvy spending habits, and keeping your LinkedIn and resume updated to stay ahead in the job market. They stress the value of assessing and cutting back on unnecessary expenses while encouraging listeners to tackle high-interest debt and explore health insurance options to secure financial stability. Throughout their chat, they blend personal experiences with practical advice, making the daunting task of financial planning relatable and manageable for everyone aiming to bulletproof their finances against uncertainty.

For more Girls That Invest:

'Til next week, team! 💖

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enApril 08, 2024

What do You Do if You Started Investing Late!? (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about what to do if you started investing late. Today we are going to answer these questions! Question 1: What do I do with a high-interest mortgage? Question 2: What do I do If I started Investing Late? Question 3: How to get started in real estate investing? How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest! Watch The Master Money Youtube Channel! Ask Andrew a question on Instagram or TikTok. Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Delete Me: Use Promo Code PFP20 for 20% off! Links Mentioned in This Episode: Here is the Total Cost of Ownership Calculator 26 Ways to Find Real Estate Deals (Some You Have Never Heard Of!) 5 Ways Rental Properties Will Make You A Real Estate Millionaire Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

The Personal Finance Podcast

en-usMarch 25, 2024

Living a No-Debt Lifestyle Will Give You Peace

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & George Kamel answer your questions and discuss: "I'm tired of buying used cars; can I buy a new one?" 5 tax myths for tax season, "I don't know what to do with my money," "I'm getting killed by the interest on my debt," "We're not on the same page about money" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Christian Healthcare Ministries The Chosen Zander Insurance Churchill Mortgage Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend. 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Ramsey Show

en-usJanuary 24, 2024

Reacting to Financial Advice From the World’s Wealthiest People

Do we have something to learn from the world’s richest people, or did they just get lucky? They may be good with money, but will their advice work for you too? Tune in to find out! Rachel and George are reacting to money quotes from some of the wealthiest people in the world, like Elon Musk, Jeff Bezos and Oprah (just to name a few). In this episode: · The ultimate (first-ever) game of Pin the Quote on the Billionaire · What we all have in common with Kim Kardashian · Billion-dollar advice you can take to the bank Helpful Resources: · Start making memories. Go NOW and get Telestrations at Walmart! · Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. · Pre-order George's new book, Breaking Free From Broke, today! · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Brazilian Lemonade Ingredients: · 1 1/2 limes · 4 tablespoons granulated sugar · 1/2 cup sweetened condensed milk · 3 cups water · 2 ounces rum Servings: 3 to 4 Instructions: Wash the limes. Then, throw the water and the limes (rinds and all) into a blender. Blend until there are no chunks, then strain it through a fine mesh strainer. Return liquid to the blender and add the sugar, rum and sweetened condensed milk. Blend it again, then serve over ice. Garnish with a lime wheel and some mint. Enjoy!

Smart Money Happy Hour with Rachel Cruze and George Kamel

enNovember 09, 2023

Short Term Convenience Has A Long Term Cost

Ken Coleman & George Kamel answer your questions and discuss: How to financially and professionally prepare for a layoff, read more: What to Do If You're Laid Off Why you shouldn't cash out a 401(k) from a previous employer to pay for college, read more: The High Price of a 401(k) Withdrawl Some of the dumbest things our listeners have bought using "By Now, Pay Later", read more: The Truth About Klarna: Why It's Dangerous to Buy Now, Pay Later What to do when you're not making enough income to cover your expenses, read more: Ken Coleman's Increase Your Income Bundle How to manage debt when your industry goes on strike, What to know about when you need a new car, When to decide if you should sell your house to move to a safer neighborhood, How to get on the same page with your spouse about big expenses, read more: Money, Marriage, and Communication Why you shouldn't pull from retirement to pay off your house, How to know if you're ready to launch your own business, read more: Should I Quit My Job Quiz The best way to tackle your debt when dealing with consumer debt and a HELOC, What to do when your parents make you take over car payments on a vehicle you can't afford, read more: How To Sell A Car Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance NetSuite Balance of Nature Neighborly Want a plan for your money? Find out where to start: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Ramsey Show

en-usOctober 13, 2023

I'm DONE With This Model

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Patreon: ⁠https://www.patreon.com/calebhammer⁠

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Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 04:00 So you do beauty pageants? 07:51 Early start to bad debt 10:35 SOFI 17:04 So you don't buy groceries? 21:42 Is this a joke to you? 25:21 Her checking is... unhealthy 30:54 OMG her first budget! 37:52 AURA 39:33 Here's the plan, Stan 46:02 What do you say? 54:56 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Financial Audit with Caleb Hammer

enSeptember 30, 2023

If You Want To Get Rich Do What Rich People Do!

Dave Ramsey & Jade Warshaw answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Emergencies keep holding back our progress," "We disagree on how to use our money in Baby Step 6," Confusion around student loans, Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans, "How do we prepare to build a house?" How to replace a car, "Is there any way to use the equity in our home?" "What's the best way to save for my grandkids?" "Should I invest instead of paying off my house?" Why warranties aren't worth it, read more: Are Extended Warranties Worth It? "Which debt should I pay off first?" Getting out of a $220k “HELL-OC", "I think we bought too much house" Support Our Sponsor: Balance of Nature PODS Moving & Storage Zander Insurance Churchill Mortgage BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

en-usAugust 28, 2023

She's In Debt To Her Boyfriend For Survival

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Patreon:⁠⁠ ⁠https://www.patreon.com/calebhammer⁠⁠⁠

My socials:⁠⁠ ⁠https://linktr.ee/calebhammer⁠⁠⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: ⁠00:00⁠ Job and income ⁠04:28⁠ Aura ⁠07:12⁠ You can't AFFORD this! ⁠09:35⁠ Endless excuses ⁠15:12⁠ Spend Spend Spend ⁠18:23⁠ Are you serious? ⁠21:43⁠ Please stop... ⁠25:02⁠ What do you owe the BF?! ⁠29:01⁠ You need to budget! ⁠32:03⁠ Clean up this mess! ⁠39:58⁠ Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Financial Audit with Caleb Hammer

enAugust 15, 2023

How Should I Be Investing Right Now? (Hour 3)

Jade Warshaw & George Kamel answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should I buy a tiny house?" "How should I be investing right now?" from the blog: How to Start Investing in 2023: A Beginner’s Guide, "Is it ever okay to pause the baby steps?" "How do I become a millionaire?" from the blog: How to Become a Millionaire Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

en-usAugust 04, 2023

She’s Fights Me Because She Loves Her Bad Debt

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 03:57 ... girl, you're about to go to jail! 05:49 Aura 09:04 Ugh, already a mess? 16:09 PLEASE NO 19:47 JUST PLEASE STOPPP 26:00 What a joke... 28:45 SPEND SPEND SPEND 31:41 Make it STOP 35:51 This is so scary... 38:37 You need a BUDGET! 43:02 She's never going to get out of this... 48:32 Clean up this MESS 50:39 WILL YOU AT LEAST DO THIS?! 56:20 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Financial Audit with Caleb Hammer

enJuly 29, 2023

She Can't Stop Going Into Credit Card Debt

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 YOU MAKE NO MONEY! 05:00 Going into debt to have fun... 06:41 Taking from her savings to survive 08:04 DO YOU EVEN KNOW ANYTHING?! 11:45 Spending everything on BS!! 14:00 YOU ARE LYING! 16:14 Credit card debts... 21:09 Car debt... 25:20 CLEAN THIS MESS UP 25:55 Time to cut up the credit cards... 29:15 Get on the right track! 34:04 You need to make more money... 44:49 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Financial Audit with Caleb Hammer

enJune 25, 2023

“I Spent My Emergency Fund After Hurricane Ida. How Should I Rebuild My Budget?” (Listener Intervention: Mother and Son Edition)

Money Rehabber Mary reached out to Nicole with some questions on how her son, Sean, should use his savings to buy a car. Then, Ida hit, Sean was evacuated, and had to use his entire emergency fund. Nicole invited Mary and Sean on the show to talk about what to do next.

Money Rehab with Nicole Lapin

enOctober 27, 2021

My Personal Budget Categories (Let’s Expose my Budget!)

Episode 40: My Personal Budget Categories (Let’s Expose my Budget!) My Personal Budget Categories! How I Set up my Budget Why it is so important How to reduce financial stress Stuff I Recommend! M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) ** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Make sure to check out the episode sponsor Turbo Debt: www.turbodebt.com/FINANCE Learn more about your ad choices. Visit megaphone.fm/adchoices

The Personal Finance Podcast

en-usFebruary 10, 2021