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Andrew Boyajian, Head of Variable Recurring Payments, Tink

The UK payments landscape is changing; you might even say it is getting more complex with a multiplicity of payment options now on the table for consumers. Latest to the table is ‘pay by bank’ and coming soon to a bank near you, VRPs in 2 flavours, sweeping and commercial. All of which is fascinating, not to say, exciting for the industry but do banking customers understand what’s coming? Robin Amlôt of IBS Intelligence speaks to Andrew Boyajian, Head of VRP at European open banking platform and Visa subsidiary Tink. 

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) set out on a mission to grab stones for an "S.O.S." signal in the latest episode of LOST: Down the Hatch.

In their discussion of "S.O.S.," Josh and Mike take on the first and only flashback centering on Rose and Bernard, played by L. Scott Caldwell and Sam Anderson. Their conversation covers the touching love story between two of the show's most beloved recurring characters, how it embodies so many of the themes at the heart of LOST, and much more.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of eight sound clips from each episode.

• The Others - Josh and Mike answer questions sent their way by listeners through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

• 4.2 Stars - Josh and Mike rank every episode of LOST, by rating them all on a scale from 0 - 4.2. Josh and Mike offer their...

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) take some lasagna for the road as they voyage forward with "Dave."

In their discussion of "Dave," Josh and Mike take on one of the more polarizing episodes in LOST lore. There's the Dave of it all, of course, as Sex and the City veteran Evan Handler appears on the island as Hurley's maybe-imaginary friend Dave... unless he's the Smoke Monster? Josh and Mike explore the possibilities and much more in their recap of "Dave."

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of eight sound clips from each episode.

• The Others - Josh and Mike answer questions sent their way by listeners through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

• 4.2 Stars...

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) mark the 10 year anniversary of the LOST series finale the only way they know how: full tilt ridiculousness.

In a very special (and highly skippable) episode of Down the Hatch, Josh and Mike pit "The End" against 19 other episode endings from LOST lore, thanks to Google's random number generator tool, as well as the Survivor simulation service known as BrantSteele. Which randomly selected episode of LOST has the very best ending of all time? Find out the answer thanks to Survivor Lost: The End (of Extinction), the most mathematical way of determining which ending is the best humanly possible.

Or don't listen to the podcast. Again, highly skippable shenanigans. If you are going to listen, strong recommendation to watch the video version of this podcast. Your regularly scheduled programming will resume on May 29 with the recap of season two's "Dave."

Watch the video version of this podcast:

Down the Hatch | Lost: The End (of Extinction)

Follow the BrantSteele:

Survivor: Lost Endings

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of eight sound clips from each episode.

• The Others - Josh and Mike answer questions sent their way by listeners through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

• 4.2 Stars - Josh and Mike rank every episode of LOST, by rating them all on a scale from 0 - 4.2. Josh and Mike offer their individual scores, listeners' scores will be averaged as a third data point, then the three points combine as the podcast's official score on each episode.

Additional reading/listening/viewing from the podcast:

The Lost: Down the Hatch Wikipedia Page

Josh's Lost Episode Rankings (The Hollywood Reporter)
Lost Will...

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) spend more than two hours staring at the Blast Door Map, as they get down and dirty with "Lockdown."

In their discussion of "Lockdown," Josh and Mike break down the second John Locke flashback of LOST season two, as the Man of Faith finds himself locked in the hatch with "Henry Gale," if that's even his real name. (Spoiler: it's not.) Plus, poker! Lots going on in "Lockdown," and lots going on this week in the LOST universe, as the storied series celebrates the 10th anniversary of its series finale. Josh and Mike will return soon with some celebratory shenanigans.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of eight sound clips from each episode.

• The Others - Josh and Mike answer questions sent their way by listeners through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode...

Josh Wigler (@roundhoward) and Ken Hoang (@liquidken) have both finished their runs through Midgar, and they have returned to tell their tale.

In their latest podcast about "Final Fantasy VII Remake," Josh and Ken skip right to the end — which means, yes, this is a full-blown spoilers podcast. If you have not yet finished "Final Fantasy VII Remake," you will want to do that before you listen to this or any other subsequent podcasts about this game. The toothpaste is out of the tube (or the mako out of the reactor, if that works better!), and there's no going back.

As a bonus, Josh and Ken spend some time digging their teeth into "Survivor: Winners at War." Major spoilers for the season finale come toward the end of this podcast.

Josh and Ken have made a Discord server where the listeners can come talk about the game with them here: Final Fantasy Fridays (Podcast) Discord Server. 

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) are fresh out of milk as they dive into "The Whole Truth."

In their discussion of Lost season 2 episode 16, Josh and Mike go off in search of Henry Gale's balloon alongside Ana-Lucia, Sayid and Charlie. Meanwhile, it's trouble in paradise for Jin and Sun, as flashbacks illuminate their previous marital woes, and the present reveals a new upcoming addition to the family.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of...

• 8 Sounds - The events of LOST pop right off the camera and straight into your ears with eight memorable moments replayed on the podcast, helping us guide through the story;

• 15/16 Others - Josh and Mike answer questions and comments sent their way through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

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Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) take on "Maternity Leave," but only in the LOST sense.

In their discussion of "Maternity Leave," Josh and Mike break down the second-ever episode of LOST to take place entirely on the island — even if it's not quite as successful as "The Other 48 Days," in their humble opinion. With that said, Josh and Mike are all in on Henry Gale's latest antics, Mr. Eko's newest fashion decision, and a whole lot about the trip to The Staff.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of...

• 8 Sounds - The events of LOST pop right off the camera and straight into your ears with eight memorable moments replayed on the podcast, helping us guide through the story;

• 15/16 Others - Josh and Mike answer questions and comments sent their way through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

• 4.2 Stars - Josh and Mike will attempt to create an official Down the Hatch ranking of every episode of LOST, by rating them all on a scale from 0 - 4.2. Josh and Mike will offer their individual scores, listeners' scores will be averaged as a third data point, then the three points will be combined for the podcast's official score on each episode.

Additional reading/listening/viewing from the podcast:

The Lost: Down the Hatch Wikipedia Page

Josh's Lost Episode Rankings (The Hollywood Reporter)
Lost Will and Testament (Javier Grillo Marxuach)

Hemingway on Writing

The Zombie Season Origin (The Official LOST Podcast)

"Maternity Leave" Music Analysis (Jim Fels)

The 23 Points Character Tracker for Season Two

Eko: 12

<span style="color: rgb(0,0,0);background-color: transparent;font-family:...

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) are full of hot air as they break down "One of Them," and the debut of one of the most legendary characters in LOST lore.

In their discussion of "One of Them," Josh and Mike join Sayid Jarrah on a trek through the jungle to meet a strange man caught in a net: Henry Gale, a hot air balloon enthusiast — or so he claims. Longtime LOST viewers know much better. Josh and Mike run down the arrival of Benjamin Linus, the ill-conceived "Sawyer and Hurley fight a frog" storyline, and much more.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of...

• 8 Sounds - The events of LOST pop right off the camera and straight into your ears with eight memorable moments replayed on the podcast, helping us guide through the story;

• 15/16 Others - Josh and Mike answer questions and comments sent their way through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

• 4.2 Stars - Josh and Mike will attempt to create an official Down the Hatch ranking of every episode of LOST, by rating them all on a scale from 0 - 4.2. Josh and Mike will offer their individual scores, listeners' scores will be averaged as a third data point, then the three points will be combined for the podcast's official score on each episode.

Additional reading/listening/viewing from the podcast:

The Lost: Down the Hatch Wikipedia Page

Josh's Lost Episode Rankings (The Hollywood Reporter)
Lost Will and Testament (Javier Grillo Marxuach)

Josh interviews Michael Emerson (MTV)

Kansas City Star interviews Michael Emerson (MichaelEmerson.net)

Darlton on Michael Emerson (Official LOST Podcast)

"One of Them" Music Analysis (Jim Fels)

The 23...

Antonio Mazzaro (@acmazzaro) and Josh Wigler (@roundhoward) welcome old friend Rob Cesternino (@robcesternino) back to the "Better Call Saul" podcast, to talk all things season five, including Kim Wexler's bad break, Jimmy McGill's future transformation into Gene, what still needs to happen in the Mike and Nacho storylines, and much more. 

Josh Wigler (@roundhoward) and Jo Garfein (@jopinionated) aim a rocket launcher at season three, episode seven of "Westworld," called "Passed Pawn."

In "Passed Pawn," Caleb Nichols' (Aaron Paul) true purpose stands revealed, as he learns a lot more about himself than he bargained for. Meanwhile, Dolores (Evan Rachel Wood) puts the pieces in play for her endgame plans against humanity, with very little in the way to stop her — very little, of course, save for Maeve (Thandie Newton). Plus, William (Ed Harris) has an epiphany, and it's bad news for Bernard (Jeffrey Wright) and Stubbs (Luke Hemsworth).

Josh and Jo will be back next week to talk about the season three finale. Check out THR.com/Westworld for all of Josh's Hollywood Reporter coverage of the series, including interviews with creators Jonathan Nolan and Lisa Joy, star Thandie Newton, and more. 

Josh Wigler (@roundhoward) and Ken Hoang (@liquidken) ride through Midgar, covering chapters five through eight of Square-Enix's "Final Fantasy VII Remake."

In this podcast, Josh and Ken pick up where they left off: hopping aboard a train bound for another mako reactor mission. Josh and Ken grind through the various dungeons just like Cloud Strife, Tifa Lockhart and Barret Wallace barreling through Shinra goons and the Air Buster alike. Then they reach Sector Five — specifically, a church populated by one Aerith Gainsborough, the flower peddler. Josh and Ken talk through their journey with Cloud and Aerith as they run around smashing boxes, and even run into an old friend of Ken's from Survivor: Gabon.

Josh and Ken have made a Discord server where the listeners can come talk about the game with them here: Final Fantasy Fridays (Podcast) Discord Server. 

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) are here to put one in your ear — another LOST podcast, that is!

In their discussion of "The Long Con," Josh and Mike run down the only Sawyer flashback in season two, get acquainted with a certain chicken (salad) man, bring Kim Dickens' Cassidy into the picture, and much more. It's a deep dive into one of Josh's all-time personal favorites, with a lot of talk about vegetables on the side.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of...

• 8 Sounds - The events of LOST pop right off the camera and straight into your ears with eight memorable moments replayed on the podcast, helping us guide through the story;

• 15/16 Others - Josh and Mike answer questions and comments sent their way through the official e-mail address: downthehatch@postshowrecaps.com

• 23 Points - Each week, Josh and Mike hand out points for the best and worst characters of the episode in question, in a foolhardy attempt to determine the most and least valuable players in the LOST pantheon.

• 4.2 Stars - Josh...

Josh Wigler (@roundhoward) and Jo Garfein (@jopinionated) aim a rocket launcher at season three, episode six of "Westworld," called "Decoherence."

In "Decoherence," the action primarily follows three different characters: Maeve (Thandie Newton) as she returns to War World to recruit some new allies, Charlotte (Tessa Thompson) as she tries to maintain her cover at Delos and save her family from certain doom, and William (Ed Harris) as he goes through a therapeutic battle against himself — many different versions of himself, in fact.

Josh and Jo will be back next week to talk season three, episode seven, "Passed Pawn." Check out THR.com/Westworld for all of Josh's Hollywood Reporter coverage of the series, including interviews with creators Jonathan Nolan and Lisa Joy, star Thandie Newton, and more. 

Antonio Mazzaro (@acmazzaro) and Josh Wigler (@roundhoward) order room service and gorge on the season five finale of "Better Call Saul."

In their breakdown of "Something Unforgivable," Antonio and Josh weigh in on where the season five finale leads Jimmy McGill (Bob Odenkirk) and Kim Wexler (Rhea Seehorn), following in the wake of the Lalo Salamanca (Tony Dalton) incident. Though perhaps it's time to redefine the words "Lalo Salamanca incident," given the finale's events. Antonio and Josh talk that one through, too, as well as what it means for Nacho (Michael Mando) moving forward.

Antonio and Josh will return for more in a special "Better Call Saul" feedback show, alongside Rob Cesternino (@RobCesternino). Email bcs@postshowrecaps.com to get your questions in for the podcast. 

Josh Wigler (@roundhoward) and Ken Hoang (@liquidken) ride through Midgar, covering the first four chapters of Square-Enix's "Final Fantasy VII Remake."

In this podcast, Josh and Ken give their first impressions of the updated take on "Final Fantasy VII," what it's like to explore the expanded Midgar, tips and tricks for playing as Cloud Strife, assessments of the new materia system, war stories from herding cats and fighting dogs (among other side quests), throwing darts at the Seventh Heaven bar, takes on the brand new characters (we see you, Roche) and the return of some fan-favorites (the expansion of Avalanche, plus the returns of Tifa and Barret), some serious questions about Sephiroth and these new hooded monsters, and more.

Josh and Ken have made a Discord server where the listeners can come talk about the game with them here: Final Fantasy Fridays (Podcast) Discord Server. 

Josh Wigler (@roundhoward) and Mike Bloom (@AMikeBloomType) pour some water on the fire known as "Fire + Water," the twelfth episode of "Lost" season two — and the worst episode of "Lost," ever.

At least, that was Josh's take heading into the podcast. These days? Maybe not so much. In their discussion of "Fire + Water," Josh and Mike chat through the Charlie Pace (Dominic Monaghan) flashback episode and weigh in on whether or not it's as much of a character assassination as previously thought. Plus, Mike reveals one of his all-time greatest fears, as he and Josh dig deep into the "You All Every Butties" of it all everybody.

About Down the Hatch ...

LOST: Down the Hatch is a full-tilt spoiler-filled rewatch of LOST. Every week, Josh and Mike break down an episode of LOST with the benefit of knowing the series' full trajectory, using the following structure as a guide:

• We Go "Fourth" - Josh and Mike begin each podcast with a deep-dive into the story both in front of and behind the camera, and they do so with the assistance of...

• 8 Sounds - The events of LOST pop right off the camera and straight into your ears with eight memorable moments replayed on the podcast, helping us guide through the story;

• 15/16 Others - Josh and Mike answer questions and comments sent their way through the official e-mail address: <a href="mailto:downthehatch@postshowrecaps.com"...

Antonio Mazzaro (@acmazzaro) and Josh Wigler (@roundhoward) are back to recap season 5, episode 9 of AMC's "Better Call Saul," entitled "Bad Choice Road." Episode nine sees Jimmy McGill (Bob Odenkirk) suffer the consequences of his recent trip to the desert, as Lalo Salamanca (Tony Dalton) reacts to the fireworks in his own fiery fashion. 

Josh Wigler (@roundhoward) and Jo Garfein (@jopinionated) take a trip through season three, episode five of HBO's "Westworld," called "Genre."

In "Genre," Aaron Paul's Caleb experiences life through the lens of the titular drug, meant to make him see the world through different film genres. How does that work? Josh and Jo weigh in. Plus, they talk about the aftermath of Dolores' plan, what it may mean as season three barrels into its endgame, and whether or not the full series' endgame may be closer than we know.

Josh and Jo will be back next week to talk season three, episode six, "Decoherence." Check out THR.com/Westworld for all of Josh's Hollywood Reporter coverage of the series, including the Series Regular podcast as well as interviews with creators Jonathan Nolan and Lisa Joy, star Thandie Newton, and more.