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The conversation discusses various aspects of retirement planning, including the importance of having a written plan, the misconception that retirement can happen earlier than expected, the difference between distribution and accumulation, the need to plan for a long retirement, and the impact of Social Security on retirement income. The conversation also explores the concept of decumulation as the new accumulation, dispels retirement myths, and highlights the importance of tax minimization strategies and understanding stock market returns and home appreciation rates in retirement planning. The conversation covers downsizing and taxes, the myth that you can't afford to save for retirement, rolling retirement accounts into an IRA, what happens to annuities after death, and preparing for retirement at 52.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

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This conversation covers the importance of estate planning, including wills, powers of attorney, healthcare directives, and beneficiary designations. It emphasizes the need to update estate documents and align them with investment strategies. The discussion also highlights the role of trusts in estate planning and the importance of comprehensive retirement planning. The conversation then explores the worst retirement planning advice, including the inability to predict taxes in retirement, the misconception of spending less in retirement, and the insufficiency of relying solely on Social Security benefits. It also addresses the pitfalls of borrowing from retirement accounts, the fallacy of the one million dollar retirement goal, and the flaws of the 60-40 stock-bond blueprint. The conversation concludes by emphasizing the importance of customized retirement plans that consider individual goals, circumstances, and risk tolerance. In this episode, the hosts answer listener questions about retirement planning. 

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

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In this episode of WealthWorx Radio, Eric Kearney and Joseph Lanza discuss the importance of periodically reviewing and refreshing your financial plan. They draw parallels between March Madness and financial planning, emphasizing the need to avoid emotional decision-making and focus on fundamentals. They highlight the significance of education in financial literacy and the benefits of working with an independent fiduciary advisor. The hosts also discuss the dangers of extreme investments and the importance of finding a balance in your portfolio. Overall, the hosts stress the need for a comprehensive financial plan and the value of working with a knowledgeable advisor. Call Eric Kearney 800-779-1942 Visit EricKearneyAdvisor.com to learn more.

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In this conversation, the hosts discuss the taxation of retirement income and the benefits of a tax-efficient strategy. They cover topics such as the taxability of social security benefits, pensions, and various types of income. They also highlight the advantages of a Roth IRA, including tax-free withdrawals and investment growth. The conversation emphasizes the importance of tax planning and offers a tax preparation service for retirees. Overall, the hosts aim to provide listeners with valuable information to optimize their retirement income and minimize their tax liability. The conversation covers various aspects of retirement planning, with a focus on bucket lists and how they fit into retirement goals. The hosts discuss the importance of defining a bucket list and understanding the budgetary constraints.  The conversation concludes with an offer for a complimentary financial review.

For more information contact Brad Olson, Joe Wilson, Louie Randolph and the team at Olson & Wilson Private Capital at 866-724-6608 or visit owprivatecapital.com.

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Olson & Wilson Private Capital YouTube Channel

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The conversation covers the importance of having a written retirement plan, creating a budget and determining the income gap, ensuring stable and consistent income, considering healthcare costs and tax planning, conducting an asset inventory and managing risk exposure, involving spouses in retirement savings, holding regular budget meetings, planning retirement dates, and utilizing all retirement options and individualized investment strategies. The conversation covers various topics related to retirement planning, investment strategy, long-term care insurance, and annuities. Lastly, they address the pros and cons of annuities and highlight the importance of working with an independent fiduciary for retirement planning.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

See omnystudio.com/listener for privacy information.

This conversation discusses various aspects of retirement planning and financial security. It includes quotes from unconventional sources, such as George Foreman and Chris Rock, that provide insights into retirement income and options. The importance of setting savings goals early and creating an income plan for retirement is emphasized. Starting a business in retirement is also explored, highlighting the tax advantages and flexibility it offers. The conversation touches on catch-up contributions, legal documents for estate planning, and the need to be prepared for retirement in your 50s. The episode concludes with a discussion on centralized digital currency and the importance of financial planning services. In this conversation, Jackie, Bruce and Tim  discuss various aspects of retirement planning and financial management. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

In this episode of the Top Gun Retirement Show, Alan Kiefer discusses the importance of estate planning and the need to create an estate plan to protect assets and ensure they are distributed according to your wishes. He emphasizes the importance of avoiding probate and designating beneficiaries on all assets. Alan also highlights the significance of power of attorney and healthcare directives in making financial and healthcare decisions. He discusses the impact of taxes on retirement planning and the need to review and update estate planning documents regularly. Alan also addresses common retirement planning advice and the importance of individualized retirement planning.

Call 800-779-3319 to get in touch with Alan Kifer & the team at (the 100% veteran owned and operated) Top Gun Financial Planning for more information or visit AlanKifer.com.

Support the show: https://www.alankifer.com/

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In this episode of WealthWorks Radio, Steve Sedahl and Joseph Lanza discuss retirement savings strategies, tax planning, and the future of Social Security. They emphasize the importance of financial planning and the need to consider factors such as taxes, inflation, and healthcare in retirement. They also address listener questions about retirement age, Social Security benefits, and required minimum distributions. Overall, the conversation highlights the need for individuals to take control of their financial future and create a comprehensive plan to ensure a comfortable retirement. Call Eric Kearney 800-779-1942 Visit EricKearneyAdvisor.com to learn more.

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The conversation discusses retirement planning and trends, including the importance of creating a clear retirement plan, having emergency savings, and balancing risk in investment portfolios. It also highlights the need for two kinds of income in retirement and the challenges of relying solely on pensions. The conversation emphasizes the importance of understanding healthcare costs and long-term care insurance. It also addresses the gender disparity in retirement savings and the factors that shape retirement today. Lastly, it emphasizes the need to assess savings and investments to ensure a comfortable retirement. In this conversation, the hosts discuss various aspects of retirement planning and offer advice on how to ensure a comfortable retirement.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

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The hosts discuss the importance of adjusting to retirement and determining what's working and what's not. They emphasize the need for annual reviews and checkpoints to ensure that retirement plans are on track. The conversation then shifts to the benefits of rolling over 401ks to IRAs, including more investment options and flexibility. The hosts also discuss tax strategies, contribution limits, and borrowing options. They stress the importance of budgeting and setting goals, as well as being open and honest with your spouse about retirement plans. The episode concludes with a reminder to start budgeting and seek the help of a financial advisor. 

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

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In this episode:  financial planning missteps from Hollywood and classic TV shows.  Bruce and Tim also explain the benefits of annuities and address common concerns and misconceptions about the available products. They conclude by offering a no-cost financial consultation to listeners. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

We all have items to check of that bucket list as we get into retirement. Today we turn the tables and share the retirees ‘unbucket-list’. We’ve got a list of things that you probably want to avoid in retirement. Also,It doesn’t matter if you’re newlyweds or approaching your golden anniversary working together toward retirement is crucial. We’ve got some strategies that can help you get there. Here’s a hint – it all starts with “the plan”

Call 800-779-3319 to get in touch with Alan Kifer & the team at (the 100% veteran owned and operated) Top Gun Financial Planning for more information or visit AlanKifer.com.

Support the show: https://www.alankifer.com/

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The conversation discusses the good, bad, and ugly of annuities, focusing on compensation for advisors, conflicts of interest, variable annuities, fixed annuities, and fixed indexed annuities. The hosts emphasize the importance of understanding how advisors are paid and identifying potential conflicts of interest. They also highlight the need for transparency and working with fiduciaries who prioritize the client's best interests. The conversation provides insights into the different types of annuities and their pros and cons, helping listeners make informed decisions about their retirement planning. In this conversation, Ben and Matt discuss various types of annuities and their features. The conversation also touches on the importance of understanding the trade-offs and risks associated with annuities, as well as the potential benefits of riders. The hosts conclude by encouraging listeners to seek professional advice and review their annuity options.

Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/

See omnystudio.com/listener for privacy information.

In this episode of The Truth About Money, Bruce Weinstein and Tim Travis discuss and emphasize the importance of factors such as time horizon, expected retirement age, and realistic expectations for retirement expenses. They discuss the need for portfolio diversification and risk management, as well as the importance of reducing expenses before retirement. Bruce and Tim offer free consultations for portfolio analysis to help individuals optimize their investment strategies.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

This episode of WealthWorx Radio covers the importance of estate planning and the potential consequences of not having a plan in place. The conversation also delves into the worst retirement planning advice and the significance of tax planning in retirement. Eric Kearney emphasizes the need for a comprehensive financial plan and the importance of working with a qualified and trustworthy financial advisor. Call Eric Kearney 800-779-1942 Visit EricKearneyAdvisor.com to learn more.

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Retirement is all about change and how we adjust to those changes. In this conversation, the hosts discuss unexpected changes in retirement, including daily routines, health, income, and retirement planning. They emphasize the importance of adjusting to a new routine, prioritizing physical and mental health, managing income changes, and staying up-to-date with modern retirement planning strategies. They also discuss the financial red zone, where individuals are five to ten years away from retirement, and the need to plan for healthcare costs in retirement.  The hosts emphasize the importance of personalized retirement planning and the need to consider individual circumstances and goals. They also encourage listeners to schedule a meeting with them for a comprehensive retirement plan.

Reach out to Ben and Matt at 877-249-6900 or Sound Path Through Retirement

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The conversation explores the concept of creating buckets for retirement needs and wants, as well as utilizing small businesses for additional income. The show includes information on financial services for different financial situations, the importance of long-term care insurance, different types of long-term care policies, saving for retirement and sustainable withdrawal rates, and more!  

Reach out to Bruce & Tim at (800) 796-9912 or Premier Southwest Planning

T & T Capital Management

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On today's show, the hosts discuss the financial red zone, the importance of marrying retirement and tax plans, and the parallels between football and retirement. They also offer a tax preparation discount and a comprehensive financial review. They emphasize the need to take control of one's financials and create a plan for financial freedom. They also discuss the importance of understanding budgetary needs and how it relates to retirement planning. The conversation highlights the need for emergency funds and backup plans to navigate market fluctuations. They also discuss the benefits of contributing to a Roth 401k and strategies to reduce tax liability. The conversation concludes with the recommendation to seek a second opinion for retirement planning.

Call 800-779-3319 to get in touch with Alan Kifer & the team at (the 100% veteran owned and operated) Top Gun Financial Planning for more information or visit AlanKifer.com.

Support the show: https://www.alankifer.com/

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In this episode of Money Matters with Deb and Laurie, the hosts discuss strategies to help listeners retire successfully. They draw parallels between football and financial retirement planning, emphasizing the importance of having a plan and understanding goals. The offensive plays include creating a budget, learning about investment vehicles, and building wealth. The hosts also cover defensive plays such as preventing gaps in the plan and creating an emergency fund. Additionally, they discuss special teams plays like managing charitable giving and optimizing social security benefits. The episode concludes with a reminder to work with a team and take action to achieve a successful retirement.

Reach out to Deb and Laurie at  800-932-5010 or

Money Matters

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There are many valid concerns people have about talking with a financial advisor. It’s likely one or two of these five common reasons might have crossed your mind before. Whether you’ve had a negative personal experience with a financial professional, you don’t think you stand to gain very much from working with an advisor, or perhaps, feel you don’t need the assistance and have things under control all on your own... there are plenty of reasons folks have for not working with a financial advisor. On today's show we are going to talk through the top ten reasons and explain exactly how a professional would help you in each scenario.

Call 800-779-3319 to get in touch with Alan Kifer & the team at (the 100% veteran owned and operated) Top Gun Financial Planning for more information or visit AlanKifer.com.

Support the show: https://www.alankifer.com/

See omnystudio.com/listener for privacy information.