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    studentloans

    Explore " studentloans" with insightful episodes like "Episode 1: From Snake on Nokia to Biden's Possible Policy Snake Pit", "Episode 84: First Date Questionnaire", "Riding the “Tunnel of Debt”–The Commodification of Student Loans", "The Remarkable Dentist Podcast #27 featuring Mark Johnson" and "Back to School: The Housing Crisis & Student Loans" from podcasts like ""The Unhealthy Love Podcast", "Black Bougie Broads featuring Kev & B", "Good Morning Canada", "The Remarkable Dentist Podcast with Fred Joyal" and "Get Invested"" and more!

    Episodes (9)

    Episode 1: From Snake on Nokia to Biden's Possible Policy Snake Pit

    Episode 1: From Snake on Nokia to Biden's Possible Policy Snake Pit

    In this episode of the Unhealthy Love Podcast, the hosts, Taylor Made and Mani, engage in a candid conversation that spans various topics. They reminisce about their early experiences with cell phones, discussing the transition from landlines to Nokia phones with games like Snake. The hosts also explore the world of reality TV, particularly real estate-focused shows, highlighting Selling Tampa and Selling Sunset. They touch upon politics and applaud President Biden's efforts in addressing student loans and promoting diversity in the judiciary. The episode delves into the hypocrisy of certain political stances, such as opposing mask mandates while hiding identities during public protests. Ultimately, the hosts emphasize the importance of staying informed and engaged in politics despite disillusionment.


    In this episode, these are also discussed:


    • Early Cell Phone Memories: Landlines to Nokia
    • President Biden's Positive Initiatives
    • Student Loan Challenges and Reforms
    • Disproportionate Impact on Communities of Color
    • Political Hypocrisy: Mask Debates vs. Protests
    • The Power of Staying Informed
    • Engaging in Meaningful Politics Discussions
    • Influences of Lobbying and Policy-Making
    • Real Estate Market Shifts and Trends

    Episode 84: First Date Questionnaire

    Episode 84: First Date Questionnaire

    Lets get to the nitty-gritty!  Step into the Bougie Den as we discuss the best questions to ask someone when you're going on a date.  Is there a such thing as asking too complex questions?  It's been observed that at our big age, folks will ask about what you do and where you work before asking about YOU!  What are some non-negotiables or things that would make you no longer desire to date someone?  If the current topic of the Supreme Court rulings on affirmative action and/or student loans came up and they were negatively addressed at your date, how would that make you feel as a person of color?  Do you think minorities have made advances because of affirmative action in education?  Why does the black community seem to be attached by these rulings?  Do you think affirmative action is necessary today?  Plus, we discuss higher education, the importance of HBCUs, how expensive college can be, and how student loans have been forgiven for some but not all.

    Lets sit back, relax and unpack.  Grab your Henny, because we have plenty!

    - B, The Rich Uncle

    Riding the “Tunnel of Debt”–The Commodification of Student Loans

    Riding the “Tunnel of Debt”–The Commodification of Student Loans
    Student loan debt has become a social problem in many advanced countries, affecting the long term economic prospects of students. Total outstanding student debt in the United States amounts to $1.749 trillion dollars and the student loan market has now surpassed credit card loans and auto loans in the United States. One in every four adults in the US holds some form of federal student loan debt (the number among millennials is higher at one in three). The average public university student borrows around $30,000 dollars to attain a bachelor’s degree Since the economic recession of 2008, there is widespread concern, regarding the unsustainability of the college educational system. In particular, the disproportionate level of student debt and uncertainties created from late home ownership and family starts, social mobility and potential lag effects to the economy. These problems have produced a fierce public debate in recent years, with many commentators openly questioning the relative worth of a university degree and the much vaunted “return on investment” argument. The higher education system has transformed from a publicly funded model to a publicly assisted model, and higher education is no longer considered to be a luxury, but a necessary requirement to achieve an adequate income. However, the imbalance of high tuition—high debt status sheds light on other worrying trends. For example as loans mature, a greater number of borrowers are making little or no payments. Also, certain borrowers are more affected by the debt crisis such as women, minorities and people of colour. This episode examines the underlying causes of the student debt crisis, such as the long-term disinvestment in public colleges and universities at state level. More importantly, how student debt has become “commodified” in the pursuit of sustainable profits in globalized financial markets. The “financialization” of student debt is almost never reported in the media and there is little public awareness that student loans are subsequently repackaged into a new financial asset. Furthermore there are other factors at work, which have contributed to the crisis in student indebtedness. The political ideology of neoliberalism has contributed to the decline in state funding to colleges and universities, and the four fold increase in tuition fees since the 1970s. Using the “students as commodities” model, student debt is now a tool of economic power in the neoliberal framework, creating a perpetual debt industry with profound social effects. Essentially, financing higher education via debt becomes a form of economic control and coercion, through late payment penalties and the use of debt collection. However to avoid the negative stigma of this financial reality, a cultural rhetoric is constructed to propagate the “golden ticket” of higher education, aimed at convincing students and their families that university is a social necessity to further individual welfare and the nation state.

    Life After Divorce: College Planning for Divorced Parents

    Life After Divorce: College Planning for Divorced Parents

    Today we are talking about College planning...yet another alien ‘world’ parents have to navigate. As many of our listeners are still deep in divorce negotiation or just emerging from them, it is understandable that you might have ‘back shelved’ college planning for now. There are many time sensitive issues to consider and our hope is this episode informs you enough to choose what is urgent and worthy of your attention now.

    Today’s guest, Andy Lockwood shares his unique approach to college planning and walks us through the world of preparing for college. We discuss issues around best practices for assessing how and where to focus you and your college bound child’s energy, attention and finances, AND touch on choosing what colleges to apply to, what to know about financial aid and how the college application ‘game’ works. Andy further shares ‘divorce specific’ information such as the decision around which parent claims your child as a tax dependent and the impact that has on their financial aid possibilities.

    Andy Lockwood is a best-selling author, college advisor and co-founder of Lockwood College Prep in Long Island, NY. He and his wife Pearl specialize in helping students get into competitive colleges, and helping their parents pay "wholesale" prices. They created their proprietary "backwards" college advising program P4 to help college-bound teens launch for success post-college. Pearl and Andy also host The College Planning Edge podcast on Apple Podcasts.

    How to contact Andy and his team:

    LockwoodCollegePrep.com

    Free book on College Negotiation

    VIP@lockwoodcollegeprep.com

    Request a Free Jump Start Call at https://www.jbddivorcesupport.com/jumpstart

    For more information on Journey Beyond Divorce visit: www.jbddivorcesupport.com

    Listener Money Story! Taneisha Barton On Being A "NO" Girl and Not Being Too Hard On Yourself

    Listener Money Story! Taneisha Barton On Being A "NO" Girl and Not Being Too Hard On Yourself

    It's time for a listener money story! This week we interview TaNeisha Barton, who entered college with a lofty goal of graduating with her PhD by the time she was 30.  After graduation, TaNeisha decided to take a real look at her student loans. With 112,000K in loans, and mounting credit card debt, she needed a plan, fast! TaNeisha met her now-husband and with his support, she started following what she calls Dave Ramsey "light." After only 18 months, she had paid her student loans off in full! She credits being the "No" girl for making it happen. Today, TaNeisha and her husband are focused on paying off their mortgage.


    TaNeisha's story focuses on being honest with yourself about your real numbers.  She went all the way through her PhD program with the attitude that as long as she was making money, she was fine. Through this process to become debt-free, she learned valuable lessons, including the fact that if it were easy, everyone would do it!  Oh, and her "pro-tip" for shopping on Amazon alone is worth a million!

    Is Graduate School Right for You?

    Is Graduate School Right for You?

    Today I’m breaking down a common question that I hear from lots of career transitioners: should you go back for another degree? Tune in to hear from higher ed professional (and current grad school student) Rachel Hanson.

    Related Links:

    Got a career conundrum you want me to cover on the podcast? Call and leave me a voicemail NOW at 910-668-BOSS(2677).

    Student Loan Forgiveness

    Student Loan Forgiveness

    In response to presidential candidates like Elizabeth Warren proposing student loan forgiveness programs, the Tragos team explores what plans are being proposed and how they might play out in America.

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