uk property

In this episode,  Nick and Steven chat to Chartered Surveyor, Jonathan Annan of Harvey Donaldson & Gibson about upcoming minimum EPC legislation and how this will affect landlords and property investors.

We talk about the following:

• What is an EPC certificate is, who can carry them out and where they can be found.
• Why they are important for property investors and landlords with minimum rating legislation coming in, update on timescales.
• What can be done to increase the EPC ratings of older buildings?
• What sort of costs are involved in these works?
• Are there any government grants or subsidies for energy improvement works?
• Chat about the general issue of achieving net-zero emissions by 2045 and what responsibilities landlords and property owners have.

Connect with Jonathan:

jonathan.annan@hdg.co.uk
Get your home reports and EPC's done 

⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode,  Nick and Steven talk about finding "No money left in deals".   This is where the investor buys the property, adds the value through a refurb, and then refinance all of the initial cash investment back out and sometimes even more!

We talk about the following:

• What is a no money left in deal?
• Why it is getting harder and more competitive to find such deals
• Where and how are people still managing to find these deals?
• Case studies of a couple of Stevens deals that he has completed recently (with numbers)!
• How this strategy is not for everyone 
• How looking for the perfect deal  can sometimes hold you back and miss opportunities

⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this week’s special Member Spotlight, we interview WealthBuilders Academy member Jon Dale. Jon has made exceptional progress since joining the programme, and now shares his wisdom with other members as one of our newly appointed Wealth Coaches. Tune in to this week’s episode to learn more about Jon’s journey and how he has used the property pillar to reach financial security. 

Resources Mentioned In This Episode:

>> Connect with Jon Dale [LinkedIn]

>> Jag Property Investments

>> JOIN THE WEALTHBUILDERS ACADEMY - CLICK HERE TO LEARN MORE

>> REGISTER FOR FREE RESOURCES

If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, we talk to Alex Robertson and Laurie Duncan of the REWD Group.  Alex and Laurie have multiple strategies going on in their property business but on this episode we concentrate mainly on how they built their buy to let portfolio to 200 units in such a short space of time. 

We discuss:

• How REWD group was formed and why the business partnership works so well
• How they manage to acquire portfolios which allow them to scale quickly
• The mindset involved in going from a couple of buy to lets up to a huge volume
• The challenges faced in managing such a big portfolio
• How they manage to finance big deals of multiple units
• Other projects that they are taking on

Connect with Alex and Laurie:

• Website: Real Estate Wealth Development 
•  Facebook 
• Linkedin REWD Group: Company Page 
• Twitter: @rewd_group
• Instagram: REWD Property (@rewdgroup) • Instagram photos and videos

⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode, we catch up on all the latest property news and what's going on in the current property market.

We discuss:

1.  A new service that allows estate agents to charge people £30 a time for viewing properties

Source:
https://www.thetimes.co.uk/article/estate-agents-to-charge-30-for-a-viewing-qxnzvvm8p

2.  The problems being experienced by developers and builders due to a shortage of building materials which is causing prices to rocket!

Source:
https://www.thetimes.co.uk/article/price-explosion-has-building-contractors-staring-into-abyss-c7dkfg577

3.  When will the boom end?  A news report stated that some properties in Scotland were going 40% over the asking price.    We look at some of the stats and go into the reasons why prices continue to rise.

Source:
https://www.telegraph.co.uk/property/uk/scotlands-property-market-bubble-will-burst/

⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode of the podcast, Nick and Steven chat to a very inspiring young couple who have been working on a full restoration project in Dunoon for 2 1/2 years.  They ended up bidding on the wrong property at auction and bought a derelict house in Dunoon instead of a flat in the south side of Glasgow.

We covered lots of interesting points:

• How Cal managed to bid on the wrong property at auction
• The process of finding the other owners so that they could take over the whole building
• The extent of the works and renovation and what they have had to do so far
• How they have funded the project and how much it's cost so far
• What they're going to do with the building once it's finished
• The challenge they have faced along the way
• The massive brand that they have built using Instagram and how they fund some of their dealt with collaborations from suppliers

Connect with Claire and Cal:

Instagram:   https://www.instagram.com/whathavewedunoon/

Blog:  https://www.whathavewedunoon.co.uk/faq1.html

⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode of the podcast, Nick and Steven chat to property investor Chris Goymer.  Chris is an incredibly humble guy and has done an amazing job building a property business over the last 12 months.  He quit his offshore job in the oil and gas industry with a very high salary and now lives a much improved lifestyle where he can see his kids every day.

We covered lots of good valuable points:

• How money is not the be all and end all, why Chris was unhappy in his high salary offshore job
• How he managed to transition from his job into property
• Running multiple refurb projects
• Chris talks about some of the exciting projects he has in the pipeline including commercial property and a flip project.

Connect with Chris:

https://www.instagram.com/chrisgoymer_/?hl=en

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode of the podcast, Nick and Steven chat to Fiona Campbell - Chief Executive, Association of Scotland's Self-Caterers about the regulation and proposed government legislation of short-term accommodation.   Also known as Airbnb, serviced accommodation and short-term lets, Fiona gives us a great guide on what you need to do as a landlord if you considering this business and also what changes are being talked about by governments and local authorities to introduce licensing powers.

We covered lots of good valuable knowledge with Fiona including:

• What you need to do right now as a landlord to comply with the law if short term letting your property
• How the business of short term letting is very different from long term standard letting and some insider stories from Fiona and Nick 
• Scottish Government legislation which was supposed to be introduced in 2021 
• Challenges faced by short stay operators
• The backlash that is faced from communities and tenants when landlords rent their property as a short term let

Connect with Fiona:

Email:  fiona@assc.co.uk
Linkedin: https://www.linkedin.com/in/fiona-campbell-74a6b132/
Website: https://www.assc.co.uk/

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode of the podcast, Nick and Steven chat with property investor, coach and mentor Paul Kingham.   

It was great to hear Paul's story and we talked about the following subjects:

• Paul's big vision of 1000 homes for 1000 families
• Sourcing 90 deals for other investors
• Why has  the PRS got a bad name and how to change it
• Paul's own portfolio and how he plans to build it
• Debate on property education
• Is property investing passive income?

Connect with Paul:

Email: Paul@kingsmithproperty.com
Linkedin: https://www.linkedin.com/in/paul-kingham-kingsmithproperty/

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

In this episode of the podcast, we chat to David Smart and Jon Mullaney of Strathclyde property investors.   These boys are doing amazing things despite just starting out in property, they have managed to profit £47k from their first deal which they share with us on the podcast.

We cover the following in detail:

• What is the Assisted sale strategy 
• Deep dive into the numbers and timelines of the specific deal
• Importance of transparency and building relationships with sellers
• How they structured the deal
• Breaking the ceiling price in the area and current market conditions
• Staging and how it made a big difference to the sale
• Marketing and finding deals

Connect with David and Jon:

Website:
http://strathclydepropertyinvestors.co.uk/

Linkedin:
https://www.linkedin.com/in/jon-mullaney/
https://www.linkedin.com/in/david-smart-/

Email:
david@strathclydepropertyinvestors.co.uk
jon@strathclydepropertyinvestors.co.uk

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven chat to property investor Adam Lawrence.  Adam has just completed on a purchase of a 91 unit portfolio in Scotland.  He also has some great views and a solid understanding of the current economy and the outlook for property prices.   

Adam writes a weekly article on the Partners in Property Facebook page where he goes deep on the current economy and property market.

Partners in Property:
https://www.facebook.com/partnersinpropertyuk

We cover the following in detail:

• Purchasing a large portfolio during a pandemic and funding issues
• Exit strategies 
• Understanding the economical indicators
• How will the Covid pandemic affect the economy and impact the property market
• Discussion about interest rates and inflation 
• Opportunities that will arise post pandemic

Connect with Adam :

Linkedin: 
https://www.linkedin.com/in/adamglawrence/

Facebook:
https://www.facebook.com/adamglawrence

Email:
adamxlawrence@gmail.com

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven speak to mortgage broker Jonathan Williams about the options the lending options now available to first time buyers and how this will have an impact on the property market.

We cover the following in detail:

• The relaunch of the first home fund in Scotland - the advantages and disadvantages
• UK government-backed 95% mortgages announced post budget
• The current state of the property market 
• Possible stamp duy (LBTT) reform

Connect with Jonathan:

Web site  - www.bricksandmortarmortgage.co.uk
Facebook - https://www.facebook.com/CallJohnnyStartPacking
Instagram - https://www.instagram.com/bricksandmortarmortgages/

E mail - jonathan@bricksandmortarmortgages.co.uk

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven chat to the Sweeney brothers.   Over the past four years,  Martin and Stephen Sweeney have built an impressive portfolio of properties incorporating many different strategies and have taken massive action.

In this episode, we dive in to the following topics:

• Building a solid buy to let property portfolio as the foundation of their business
• Commercial to residential conversions
• Luxury Serviced Apartments (The Sweeney Rooms)
• New build development and building units for housing associations
• Working with private investors and raising finance

Connect with them :

Martin Sweeney LinkedIn - https://www.linkedin.com/in/martin-sweeney-294836108/?originalSubdomain=uk

Martin Instagram - www.instagram.com/martin_sweeney_property

Stephen Instagram - www.instagram.com/stephen_sweeney_property

martin@sweeneygroup.co.uk

stephen@sweeneygroup.co.uk

Sweeney Rooms - www.sweeneyrooms.co.uk

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven chat about flipping properties during lockdown showcasing Stevens Kinross flip project which he just completed on.  Despite facing tough lockdown restrictions and an uncertain economic situation, he managed to generate a great profit and complete the project from start to finish in 6 months!

We discuss:

• The current market and where we think the opportunity lies to flip property 
• Dive into Stevens Kinross project and talk about the numbers and the process
• Talk about the challenges faced with Covid restrictions
• How Steven effectively sold the property "off plan" and was this the correct decision

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven chat with Emily Smith.  Emily talks about sourcing deals direct to vendor and the strategies and tips she uses.  We also go into detail about her amazing flip result where she netted £65k profit!

Connect with Emily on her social media:

https://www.instagram.com/voeberg_emily/?hl=en-gb

https://www.linkedin.com/in/emilysmith-propertyinvestor-sourcer/

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven talk about how to use social media to build your personal brand, establish relationships with investors and bring in leads for your property business.
 
We discuss the following:

Why can social media be so valuable as a property investor?

• Build a personal brand.
• Attract private investors.
• Bring deals to you through your network.
• Attract joint venture partners.
• Builds credibility in the industry.

How do we do this?

• Be Consistent, show up daily and build up trust
• Give Value think about your target audience
• Interact and comment on other peoples posts
• Reply to DM's and comments
• Go live and do video content of yourself to build rapport
• Structure your posts with paragraphs, punctuation and relevant hashtags
• Ignore the haters, focus on helping the positive people
• Don't go for follower numbers
• Be yourself

The don’ts

• Beware it can be an unproductive waste of time if not used correctly.
• Don’t get involved in debates on politics, religion etc you’ll always piss off half the people.

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

Happy New Year Everyone!! 🥳

This week on the podcast, Nick and Steven talk to Commercial Property Investor  Jerry Alexander about his process for setting and achieving goals.
 
 Jerry shares some really good tips on how to set out the process and talks about how important it is to re-evaluate your goals and book a meeting with yourself throughout the year so that you remain on track.
 
 Connect with Jerry:

LinkedIn: https://www.linkedin.com/in/jerryalexander/

Facebook: https://www.facebook.com/jerryalexander101

Jerry also has his own podcast which can be found here:

www.commercialpropertyinvestor.co.uk

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
 
 Connect with us on social media:
 
 Join the Scottish Property Podcast Facebook Group:
 https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
 
Email us:
 
Steven@steven-clark.com
 
Nick@arcproperty.uk

This week on the podcast, Nick and Steven interview property investor Alex Collie who has implemented the Rent to Buy strategy in his property business.

Rent to buy as a relatively new kid on the block so if you're interested in finding out more about it then this is the podcast for you!  It's interesting to hear how the strategy can help give something back to society by providing the tenant with a good stable long-term home with the option to buy at the end of the term.

Disclaimer:  You should always do your own due diligence when implementing any sort of property strategy and take professional solicitors advice when drawing up contracts.

Connect with Alex :

alex@barras-property.co.uk

https://barras-property.co.uk

https://www.linkedin.com/in/alexcollie/

https://www.instagram.com/barras_property/

⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.

Connect with us on social media:

Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/

Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this week's episode, Nick and Steven explore the options for buying and selling investment property with a sitting tenant with Chris Wood from Portolio. 


We talk about:

• The advantages and disadvantages of buying property with a sitting tenant
• Tips on doing your due diligence when buying tenanted property
• The process involved in buying and selling property with a tenant in place
• Discussion about the current Scottish market and any hotspots for buy to let investing

Connect with Chris at Portolio if you are looking at buying or selling a property with a sitting tenant:

Email: chris@portolio.co.uk
Website: https://portolio.co.uk/about/
LinkedIn: https://www.linkedin.com/in/chris-wood-a85a0820/

Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.

Join us on the Monday night live zoom call at 8pm, details found on our Facebook page



Connect with us on social media:

Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/

Steven Clark on Instagram: https://www.instagram.com/stevenclark84/

Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/

Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

Businesses are rarely started with any thought of eventually being sold, or what that might look like for the owner. Over the years, the business becomes so personal, almost like having another child. That often leads to this huge discrepancy in the long term about the valuation of a business and why it's such an inexact science. That's why such few businesses actually get sold. The seller is often emotionally attached after pouring blood, sweat and years into the business, whilst the buyer is much more fixated on a different set of metrics ...of which we discuss in today’s episode.

Featured Guest: Guy Bartlett, the Fidelis Group

Resources Mentioned In This Episode:

>> 7 Steps To Take Before Selling Your Business [Download Free Guide]

>> Take the Wealth Dynamics Test to Find out your Entrepreneurial Profile

>> The Fidelis Group

>> Episode 44: Will you walk away wealthy from your business?

A step by step process to help you create, build and protect your wealth. 

>> https://www.wealthbuilders.co.uk/academy

Register for Free Access to the WealthBuilders Membership Site

>> https://www.wealthbuilders.co.uk/membership

If you have been enjoying listening to WealthTalk - Please Leave Us A Review!