apr

This episode is brought to you by Prosper Mortgage Group, LLC  

#OwnYourFuture

NMLS 2490880  

Equal Housing Lender

Brett Popish

NMLS 253202

Check out the comparison report that is referenced by clicking on the following link:

Total Cost Analysis

Follow me on X & Instagram @bpop80

#BeDEFIANT

Connect with Brett on Facebook, Instagram, & X @BPOP80

Watch full length episodes on YouTube at https://www.youtube.com/@brettpopish

Be sure to rate this podcast on whatever platform you're listening on and remember #BeDEFIANT

In this conversation Aurora Meyer at Columbia Public Schools in Missouri explains and explores a different approach to their district communications including rethinking the role of social media, the value of print communication, and promoting the very best of your schools with the larger community. We discuss the importance of establishing a connection over specific data and metrics. 

Aurora Meyer is the President of the Mid-Missouri PRSA chapter, APR Chair for the Public Relations Society of America (PRSA) St. Louis Chapter and previously served as the Mid-State Director for the Missouri School Public Relations Association. She currently serves as the Communications Manager for Columbia Public Schools.

Over her 19-year career, Aurora has developed an impressive track record of increasing both the size and engagement of relevant audiences and campaign outcomes by using analytics to guide strategic decision-making. She is recognized by her industry peers with multiple awards for social media strategy and campaigns in addition to a MarCom Gold award in 2019 and several National School Public Relations Association awards for her work in 2020 and 2021.

Aurora is a regular speaker and workshop presenter on campaign analysis, social strategy, community engagement, crisis communication and analytics. A PRSA-accredited public relations professional, Aurora is entitled to use the APR professional designation.

Follow Aurora Meyer on Twitter at @aurorameyer

Subscribe to SchoolCEO Newsletter at https://www.schoolceo.com/subscribe-now/ for more strategies on communication, newsletters, and more.

The article Where Social Media Falls Short from the Summer 2022 edition of SchoolCEO pairs nicely with this episode. Read it and more here.

Follow SchoolCEO on Twitter @school_CEO

Follow SchoolCEO on LinkedIn or X/Twitter @school_ceo. 

Subscribe to SchoolCEO at SchoolCEO.com for research, stories, and strategies for leading your schools. And if you have a story you’d like to share, email us at editor@schoolceo.com.

En este podcast brindo una guía para el aprendizaje de los números en francés, principalmente de la pronunciación y de la escritura. Me he permitido compartir un par de explicaciones de la razón del cambio a partir del setenta. Confío que este podcast les servirá como apoyo del aprendizaje de este tema que en ocasiones se concibe como complicado. Entre los números explicados encontramos: zéro, un, deux, trois, quatre, cinq, six, sept, huit, neuf, dix, vingt, trente, quarante, cinquante, soixante, soixante-dix, quatre-vingts, quatre-vingt-dix, cent, mille, million, septante y nonante. 

Instagram Clara Mora Francés Au Mexique (@clara_mora_frances_au_mexique) • Photos et vidéos Instagram
Twitter @ClaraMora_F https://twitter.com/claramora_f?s=21&t=wmhh6RaUI94ge-2XFE-u1w
YouTube (4) Clara Mora Francés au Mexique - YouTube

Twitter can be a very tough outlet and a person can take a lot of heat for their opinion, experience, take or what ever you want to call it. One thing for sure is it is full of opinions. Recently a tweet went viral in the personal finance world when a car salesman posted this tweet..

Just sold a 2015 Audi to a 26 year old whose main concerns were paying 0 down and having something “better than a nissan.”

Monthly $835 and she’s hype. APR 28% and she didn’t even ask

Unfortunately this is a scenario we have seen time and again. The Talk Wealth to Me crew breakdown this tweet and the responses that followed.

Host Tom Appel and co-hosts Jill Ciminillo and Damon Bell kick off the show by discussing the recently unveiled 2023 Toyota Sequoia full-size SUV. Consumer Reports investigative journalist Ryan Felton joins us for a talk about bad car loans and how you can avoid them. Tom has a quiz on the second-best-selling vehicles for Damon and Jill, and Damon runs down the latest articles on the Consumer Guide Daily Drive blog--including a first look at the high-performance 2023 Cadillac Escalade-V.   

In this episode from the series “Key Decisions in HIV Care,” Milena Murray, PharmD, MSc, BCIDP, AAHIVP, and Jonah Musa, MBBS, MSCI, PhD, discuss important considerations for ART use in pregnancy, including DHHS and WHO guideline recommendations and data supporting recommended ART regimen options in pregnancy from IMPAACT 2010, Tsepamo, and DoLPHIN-2. They also discuss pharmacokinetic considerations and drug–drug interactions. Following their dialogue, the faculty field questions from healthcare professionals.

Presenters:

Milena Murray, PharmD, MSc, BCIDP, AAHIVP
Associate Professor  
Pharmacy Practice
Midwestern University College of Pharmacy, Downers Grove Campus
Downers Grove, Illinois
HIV/ID Clinical Pharmacist
Northwestern Memorial Hospital
Chicago, Illinois

Jonah Musa, MBBS, MSCI, PhD
Professor, Obstetrics and Gynecology
University of Jos
Honorary Consultant Obstetrician and Gynecologist
Jos University Teaching Hospital
Jos, Nigeria

Content based on an online CME program supported by educational grants from Gilead Sciences, Inc.; Janssen Therapeutics, Division of Janssen Products, LP; and ViiV Healthcare.

Follow along with the slides at:
https://bit.ly/3GRxpGQ

Link to full program:
https://bit.ly/2TXTYWx

If you’re considering refinancing your home, looking to buy a new home, or wanting to buy a new car before you get your mortgage, then this is the party for you!!

We invite Jacky Gaer, a Sr. loan officer who’s been in the biz for many years, to talk with us about all things mortgages.

She informs us how important the relationship between your agent and your lender is when buying or refinancing your home while also uncovering the mystery behind underwriters.

Jacky surprises us with down payment information that NO ONE talks about that might help you realize you can actually buy that home, and she explains what debt to income ratio is and how it plays a role in your approval amount.

In fact, she’s straight up, and she gives us many gems that will help you navigate the buying process.

If you are interested in Jacky's services or want to connect with her, see the links below.

Website: www.guildmortgage.com/jackygaer
Facebook: www.facebook.com/jackygaerMLO
Instagram: @mortgagejacky

It is easy for mortgages to be confusing. Learn how to compare the many choices available.

In this episode, Aaron and Trishul discuss mortgages and refinancing. With closing costs, points, interest rates, terms, Loan-To-Value, owner-occupied vs non-owner-occupied, recourse vs non-recourse, and fixed vs. ARMs, it is difficult to make a true apples-to-apples comparison across different mortgage options. They discuss what to look for and what traps to avoid, to not only find the mortgage that makes the most financial sense but one that best fits your lifestyle.

Episode References

MMS #66. Brittany Mollica: Master your credit score.
7 Tricks When Refinancing a Mortgage
30 Year Fixed Mortgage Rate Chart
CPI
Recourse vs Non-Recourse
ARM
Conforming Loan Limits
What are Jumbo Loans
Refinance Rates

Podcast Description

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

This has come up in almost every episode of Talk Wealth to Me since we began the podcast in 2019. It is a major part of workshops we deliver to schools, communities and organizations all over San Diego and beyond. It is the backbone of every personal and professional relationship. Yet many don't do it, for different reasons. Communication is vitally important especially when it comes to relationships. Money is the #1 reason for divorce, and according to a survey by Ally Bank 36 percent of couples reported that money was the biggest source of stress in their relationship.
 
 In this episode, Chase and Felipe sit down and discuss the financial mistakes that couples make and how they can avoid them by communicating better.
 
 We want to thank the crew at Saturday Night Live for a truly hysterical - and very real - skit that aired a few weeks ago. Perfect introduction for this week's podcast!

Hear from McGraw-Hill's product team on how continuous improvement starts with you, the instructor, in this energetic podcast about student-centric updates to Anatomy & Physiology Revealed! Updated interface and animations make APR an even more powerful tool with more digital capability and student understanding in the A&P classroom. 

Listen and be inspired to implement creative, engaging ideas using Anatomy & Physiology Revealed (APR) from Michael Koot, PhD, former Anatomy Professor and current Director of Digital Content at McGraw-Hill. From a simple mobile-friendly resource to active learning and social media activities, APR brings a fun element to lab and lecture!

 The Questions for today:

“Do you recommend a firearm for home or personal protection?”

Nils and Matt break down their thoughts on having a firearm in your home. Are firearms good for protection, well yes. Are they also good for suicide, also yes. There is a risk of having a firearm in your home that you may not think about when looking at home protection. 

“Happiness makes up in height what it lacks in length?”

Whose woods these are I think I know.
His house is in the village, though; 
He will not see me stopping here
To watch his woods fill up with snow.

My little horse must think it queer
To stop without a farmhouse near
Between the woods and frozen lake
The darkest evening of the year.

He gives his harness bells a shake
To ask if there is some mistake.
The only other sound's the sweep
Of easy wind and downy flake.

The woods are lovely, dark and deep,
But I have promises to keep,
And miles to go before I sleep,
And miles to go before I sleep.

-Robert Frost 

https://www.poemhunter.com/poem/stopping-by-woods-on-a-snowy-evening-2/

Music used in this episode is the song Slow Burn by Kevin MacLeod from the Free Music Archive.

CIT ECHO Session on Human Trafficking Advocacy for Survivors

Lynn Sanchez: lsanchez@thelifelink.org, stops by the CIT ECHO to talk about trafficking and what is currently being done to help those who are victims. This was a presentation done on 8/28/2018 and you can see more here.

If you would like to join the CIT ECHO please email Jennifer Earheart or check it out online here. Don’t forget to follow us on Facebook or Twitter.

If you are enjoying these episodes that means someone else might as well so please share them with others and let us know you are enjoying them, leave a review on Apple Podcasts!

Contact Us

Don’t forget to contact us to be on the podcast at Ask@goCIT.org or call us at 505-333-8128.


1 (888) 373-7888 National Human Trafficking Hotline