commercial lending

•  San Antonio MBDA Business Center
• UTSA MBDA MED Week Oct 2nd-6th
• Charlie Moke LinkedIn
• STEMclipse Event
• UTSA Sports
• UTSA Alumni Association

Paul Noris is Chairman of the Board and Chief Executive Officer of the Bank of Central Florida. In this episode, Paul visits the studio to discuss the impacts of rising interest rates and how historically-low rates, which are not the norm, are not a sustainable business model for banks. He also raises awareness about the modern-day bank fraud method of phishing emails while explaining how AI is helping prevent these fraudulent activities.

Paul also shares why you should be working with a community bank for commercial real estate lending.

Learn more at SVNsaunders.com and bankofcentralflorida.com.

Timothy Swanson is the President & CEO of Inherent L3C, a Chicago-based low profit LLC focused on enabling and empowering long term affordable homeownership and generational wealth creation through modular housing development, workforce platform and a smart home marketplace for future homeowners.

💚Learn more:
➡️Inherent L3C (site) - Transforming lives, communities and generations through homeownership

💚Featured:
➡️Propify (learn more) - The single source of truth for your CRE asset management
➡️Blueprint (BlueprintVegas.com/Tangent for ticket discount) - Most global event of Proptech innovators leading the charge in changing the built world in Las Vegas this September.

💚Connect with Tangent:
➡️Edward Cohen on Twitter
➡️Edward Cohen on LinkedIn
➡️Jeff Berman on LinkedIn
➡️Zach Aarons on Twitter
➡️Tangent on LinkedIn
➡️Tangent on Twitter

(3:00) - Tim & Inherent L3C's story
(4:21) - L3C structure, low-profit mission-driven limited liability company
(7:11) - Feature: Blueprint - Largest event of Proptech innovators in Las Vegas on Sep. 11th-13th
(8:18) - Running 3 companies in 1
(10:15) - How is Inherent L3C funded?
(13:40) - Workforce: Creating a jobs platform for residential development
(16:11) - Workforce housing with better than living wage
(19:25) - Single family vs higher density housing
(21:26) - Tangent 'shiduch' - Roots 🤝 Inherent?
(24:26) - VC friendly businesses
(28:42) - Political strategy to propel change
(33:29) - Feature: Propify - One integration to rule all property mgmt. software
(34:35) - Future of Cities: Chicago
(38:39) - Collaboration Superpower: Vinton Cerf

Disclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

In today's episode (#36) We interview Vessi Kapoulian. Vessi has an interesting niche in real estate investing because of her 14 plus years of experience in commercial lending. She owns and operates a portfolio of multi-family properties in Florida, Tennessee, and Georgia. Vessi shares advice for any investor in today’s uncertain economic climate. Learn how to position yourself and your portfolio to be ready for changes ahead. 

Connect with Vessi at:

Vessi’s LinkedIn

DBACapitalGroup.com

Vessi’s Li’l Nugget:

Listen to the numbers! Don’t just fall in love with the deal, look at the deal objectively. Real estate is a marathon, not a spring! 

Connect with your Hosts:

Garrett Gatton
LinkedIn
Facebook
Garrett.gatton@gmail.com

Seth Ciminillo
LinkedIn
Facebook
Seth.ciminillo@gmail.com

Li'l Nugget Segment music: "Hip-Hop 1" by Deff Syndicate is marked with CC BY 3.0.

Daniel Dorfman is the Co-founder at Roots, an Atlanta-based company aiming to help 1 million people create wealth through residential real estate investing and their innovative ''Rent it like you own it'' program.

💚Learn more:
➡️Roots (site) - The real estate portfolio that creates wealth for you and its Residents

💚Feature:
➡️Dottid (book a demo) - The single source of truth for your CRE asset management

💚Connect with Tangent:
➡️Edward Cohen on Twitter
➡️Edward Cohen on LinkedIn
➡️Jeff Berman on LinkedIn
➡️Zach Aarons on Twitter
➡️Tangent on LinkedIn
➡️Tangent on Twitter

(1:53) - Roots' pitch: Turning renters into investors
(3:59) - Roots' investors, assets & strategy
(6:51) - Tangent Glossary: Reg A REITs
(9:00) - Rent pricing strategy & planning fund reserves
(13:32) - Roots' company growth, rent growth & CoC
(16:19) - Renter incentives: Rent a home like you own it
(18:45) - Feature - Dottid: All-in-one commercial real estate asset management platform
(21:07) - Scaling in Atlanta market and beyond
(22:22) - Real Estate fund type and structure
(25:29) - Jeff's lesson for Proptech founders: to raise VC or not to
(26:43) - Trading lower CoC yield for higher appreciation & financial empowerment
(28:53) - Secret sauce
(32:55) - Discomfort Zone: Building resident trust
(35:07) - Resident community gamification & creating network effects
(38:26) - Collaboration Superpower: Public-private partnerships, Multifamily REIT's & Mel Brunson 

Disclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Sukesh Shekar is the CEO & Founder at Altgage, the Google search of mortgages, bringing simply affordable mortgages to home buyers. . Sukesh believes in the American dream of homeownership. However, mortgages are more unaffordable than ever and most mortgage processes lack transparency. Altgage makes home buying more affordable with smart mortgages that build wealth over time.

💚 Learn more:
➡️ Altgage's website - Mortgage deals that make home buying affordable.
➡️ Sukesh Shekar on LinkedIn

💚 Feature:
➡️ Parking Reform Network (website) - Education about the impact of parking policy on climate change, equity, housing, and traffic.

💚 Connect with Tangent:
➡️ Edward Cohen on Twitter
➡️ Edward Cohen on LinkedIn
➡️ Jeff Berman on LinkedIn
➡️ Zach Aarons on Twitter
➡️ Tangent on LinkedIn
➡️ Tangent on Twitter

(1:54) - Building the Google search for affordable mortgages
(7:23) - Demystifying mortgage brokers compensation
(12:17) - Feature: Parking Reform Network (website) - Education about the impact of parking policy on climate change, equity, housing, and traffic.
(13:26) - Tangent glossary: mortgage originators, mortgage brokers, 'shop for your rates', market rate dispersion, PMI, cost of capital, UWM, mortgage origination.
(18:05) - Lack of transparency, many middlemen, too much fat
(18:57) - Numbers vs. existential issues for VC's
(19:40) - Renting vs. owning a home
(30:53) - Altgage's scale, repeatability & protectable IP
(33:45) - Mortgage startups performance
(33:57) - Altgage's innovative mortgage search
(37:50) - Altgage's team

Disclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Noah Isaacs is Co-founder and Co-CEO at Bowery Valuation, a commercial real estate appraisal firm that is powering the best-in-class appraisers to help them appraise smarter and faster. Before co-founding Bowery, Noah worked for BBG, valuing over $2.5B worth of commercial real estate in New York. Noah graduated from McGill University with a major in Statistics and a double minor in Operations Management and Labor-Management Relations. He has on multiple occasions lectured at Columbia University, with a primary focus on Proptech and the future of real estate.

(1:36) - State of the Commercial Real Estate market
(8:38) - What's wrong with Commercial Real Estate appraisals?
(13:22) - How Bowery Valuation solves collaboration issues during the appraisal process
(15:56) - Feature - Transform Your City: Create urban spaces that lead to safer, healthier, and greener streets and cities.
(17:17) - The future of Commercial Real Estate appraisal tech: Bowery Valuation's client-facing platform
(21:16) - The 5-day Commercial loan vision
(22:39) - New data sources for appraisals: tenant space usage and carbon emissions.
(24:40) - The state of Office: are appraisers considering conversions or alternative highest and best uses?
(28:24) - Bowery Valuation's fundraising journey: from MetaProp to Camber Creek to Goldman Sachs
(39:56) - Benefits of having a strategically diverse investor stack - LeFrak, Capital One, Alpaca VC, Goldman Sachs, MetaProp, Camber Creek
(42:46) - Future of Cities: What's one aspect of NYC Noah would choose to improve?
(43:24) - Discomfort Zone: How Noah has adapted his leadership approach to empower Bowery's team

Learn More:
💚Bowery Valuation's website

Featured:
💚Transform Your City (website): AI-generated urban spaces to create to safer, healthier, and greener streets and cities.
-To donate and support Transform Your City -> Donate now

Connect with Tangent:
💚Edward Cohen on Twitter
💚Jeff Berman on LinkedIn
💚Zach Aarons on Twitter
💚Tangent on LinkedIn
💚Tangent on Twitter

Priya Raju, Director of Cloud Transformation, KPMG UK

Access to larger sums of money, shorter loan application processes, and still low interest rates boosted the growth of global commercial lending. The market is projected to reach $30 trillion by 2030. However, banks are struggling to get to grips with digital lending solutions, beset with manual lending journeys, complex data issues and legacy systems. Priya Raju, Director of Cloud Transformation at KPMG UK tells Robin Amlôt of IBS Intelligence that there is an opportunity for banks to leverage FinTechs to resolve these issues.

Conrad Bastien, Jr. hosts as TRET explores the world of residential and commercial mortgages. 

Jonathan Baldwin is also the Managing Director of Priority Commercial Lending. At Priority Commercial Lending, it allows business owners to do anything compared to the traditional banks.

For commercial lending, real estate financing, consumer financing, equipment financing franchise, small business loans, etc., or any related inquiry, you can reach Jonathan Baldwin at jonathan@commerciallending.com or call him via phone (602) 790-3454.

Visit Annieca's website: https://www.annieca.com/.

Follow Annieca on socials:

• Facebook: https://www.facebook.com/AnniecaInsurance
• LinkedIn: https://www.linkedin.com/company/annieca
• Instagram: https://www.instagram.com/annieca_com/
• YouTube: https://www.youtube.com/channel/UCYCyARfbz1NIPvjT8hIVZrw?fbclid=IwAR0jhtipM_DXOPafp-IZdDr8qLSX9-eApgDlLyI9m-WJfF9OAJ9Zo5oMp0w
• Twitter: https://twitter.com/AnniecaMergers

Metechi is a bank centered syndicated marketplace providing lenders instant access to commercial real estate loans originated by banks.  Annelise Osborne is Head of Strategy at Metechi, a fintech making capital markets more efficient. Previously, she was COO of Propellr, a broker dealer focused on upgrading finance through blockchain technology and digital asset, as well as SVP at Moody’s Investor Service, leading ratings teams within structured finance. Annelise is active in numerous industry organizations, company boards and as an educator and mentor. Annelise has an MBA from Columbia Business School and a BA from The College of William & Mary.

Email Annelise at: annelise@metechi.com
Connect with Annelise on LinkedIn: https://www.linkedin.com/in/annelise-osborne-7611176
Follow Annelise on Twitter: https://twitter.com/AnneliseOsborne
Check out Metechi: https://www.metechi.com

Hey everyone, it’s Austin Solomon and welcome to The Real, Wausau Real Estate Show. Today we got our first guest on the show, Seth Wage! So, tell us a little bit about commercial lending because I myself have been in the industry for about 4 years and I don’t know that much about the commercial lending. So, tell us a little bit about who do you guys help. Let’s just start there....

... read the full audio manuscript on our website at - https://austinsolomon.com/the-real-wausau-real-estate-show/

Subscribe to our podcast on Spotify, Apple Podcast or Google Play. Search: "The Real Wausau Real Estate Show"

Austin Solomon | The Solomon Group - Coldwell Banker Action - (715) 212-4693.