financialstruggles

The viral ‘finfluencer’ Clare Seal, better known by her handle, My Frugal Year, to her almost 120,000 Instagram followers, is known for her compassionate approach to managing debt. Having cleared £27,000 of credit card debt, the author and financial coach sat down with host Claer Barrett to share practical tips on how to start repaying debt, manage the cost of parenthood and address feelings of shame surrounding indebtedness.

If you need to speak to someone about your debts, please seek advice from free debt advice charities such as the National Debt Line and Step Change. 

This episode contains a mention of suicide. If you are in need of urgent mental health support, please contact your local emergency services or reach out to a mental health helpline, such as the Samaritans.

For more tips on how to organise your money, sign up to Claer's email series 'Sort Your Financial Life Out With Claer Barrett' at FT.com/moneycourse

Follow Claer on social media @Claerb and contact the Money Clinic team via money@ft.com

Want more?

Check out Claer’s column, A dating app with credit scores: what’s not to love?

Listen to more episodes on financial planning, such as How to Sort Your Financial Life Out in 2024, Credit Card Clinic: How to get on top of your debts in 2024, and more.

Presented by Claer Barrett. Produced by Tamara Kormornick and Persis Love. Our executive producer is Manuela Saragosa. Sound design by Breen Turner, with original music from Metaphor Music. Cheryl Brumley is the FT’s global head of audio.

Read a transcript of this episode on FT.com

Hosted on Acast. See acast.com/privacy for more information.

Why did Toys R Us have to close all of its UK superstores in 2018?

While Sliced Bread takes a break we serve up… Toast. A study of the spectacular failures of brands which had promised so much to consumers.

In each episode, the presenter and BBC business journalist, Sean Farrington, examines one big idea. What did it promise? Why did it fail? What can we learn from it today?

In this Christmas special, Sean examines the charming story behind one of our best-known toy brands before hearing how it faltered.

Expert commentators and employees reflect on why the business had been so successful and what went wrong.

Alongside them is the self-made millionaire and serial entrepreneur, Sam White, to analyse the missteps that changed the brand’s fortunes.

Together, they hear how Toys R Us is making a comeback in the UK.

You can email the programme at toast@bbc.co.uk

Feel free to suggest topics which we could cover in future episodes.

From big tech to high street retail and, of course, food, Toast tackles the business ideas that, one way or another, ended up cooked.

Sliced Bread returns for a new batch of investigations in February. In the new series, Greg Foot will investigate more of the latest so-called wonder products to find out whether they really are the best thing since sliced bread. In the meantime, Toast is available in the Sliced Bread feed on BBC Sounds.

Toast is produced by Jon Douglas and Viant Siddique and is a BBC Audio North production for Radio 4 and BBC Sounds.

Welcome to The Dough: where cash is queen, time is money, and everybody's just trying to not be broke. Join host X Mayo for weekly stories about our messy relationships with money. From rushing a sorority to divorcing a narcissist, we're talking about the expensive things in life, and what we can learn from the mistakes we've made along the way. Episodes 1 and 2, coming Oct. 12, wherever you get your podcasts.

This series was created in partnership with Flourish Ventures, an early-stage global investment firm backing mission-driven entrepreneurs and industry influencers working toward a fair finance system for all. Learn more at flourishventures.com.

See omnystudio.com/listener for privacy information.

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Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

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Timestamps: 00:00 Jobs and Incomes 01:30 International Immigration troubles 04:27 Making it in the US 07:00 Spend spend spend 12:39 MORE BS SPENDING! 16:00 Going into debt for a wedding… 18:12 CREDIT CARDS 20:30 Non stop excuses for eating out 25:12 Credit Card debt… 27:57 REALITY CHECK 31:30 You need to budget! 35:23 CLEAN THIS UP 36:20 Will you actually do this? 40:40 This is what actually matters 43:26 Possible deportation… 46:17 Hammer Financial Score

This episode is sponsored by BetterHelp. Give online therapy a try at https://www.betterhelp.com/dropouts for 10% off your first month, and get on your way to being your best self. Thank you, BetterHelp!

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This week have your favorite bendy, AGT Golden Buzzer girly, Sofie Dossi! We talk about everything under the sun from her time on America's Got Talent, her budding music career, to worst dates, and even break ups?! We also have have a special appearance by Kyla Kenedy, who's starred in shows like The Walking Dead and Mr. Mayor, who joins us for an infuriating game of Password. Join us on our descent into madness!

Investing is really crazy right now, everything is up and then it's down. I am positive that I know the best investment you can make every single day, no matter what the economy looks like. In this episode, I will teach you what that is.

Follow me on Instagram @RobDialJr https://www.instagram.com/robdialjr/

In their chase for a global audience, American movie studios spend billions to make their films look amazing. But almost none of those dollars stay in America. What would it take to bring those jobs back -- and would it be worth it?