marriage finances

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & George Kamel answer your questions and discuss: "Should I buy a house while paying off student loans?" "My husband refuses to talk about our finances," "Should I take a job that will triple my income?" "Is a Roth conversion a good idea?" "How do I pay bills that are in collections?" Support Our Sponsors: Zander Insurance BetterHelp NetSuite Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📄 Need help with your taxes? See who we trust. 💼 Find The Work You're Wired To Do  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & Jade Warshaw answer your questions and discuss: "Will this financially ruin my family?" "I keep getting rejected by rental companies around my credit score," "How much should I save for a down payment?" "How can we budget together and be on the same page?" "I'm scared to buy a house" Support Our Sponsors: NetSuite Zander Insurance BetterHelp Next Steps Check out the Ramsey Investment Calculator: https://ter.li/o3ig41 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📢 Ramsey Network is working on a new show chronicling the story of real people doing the work to get out of debt. If you are interested in being a part of it, please fill out this survey and our team may get back to you: https://ter.li/hb48dv 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📊 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My new husband is almost $1 million in debt I didn't know about," "We owe our in-laws $40k; what should we do?" Dave wants you to stop whining about the housing market, Baby Steps Millionaire Theme Hour. Support Our Sponsors: Angel Studios Zander Insurance BetterHelp Christian Healthcare Ministries Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏘️ Buy, sell, and invest the right way using Dave’s proven plan. 📈 For help with investing, get connected with a SmartVestor Pro.  ☂️ Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! George Kamel & Rachel Cruze answer your questions and discuss: "My husband doesn't know about our debt," "What should I do with the money I'm saving?" "My husband wants to spend my inheritance," "Should I keep paying high rents to avoid high mortgage rates?" "Is Airbnb arbitrage a good option for me?" "We disagree on how quickly to pay off debt." 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: BetterHelp Zander Insurance NetSuite The Chosen Neighborly Next Steps 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "What's the best way to build a home?" "How do I tell my boss that I'm leaving?" "What's the best way to combine finances?" "My husband is reluctant to do the Baby Steps," "Should I save or invest most of my income?" "I bought a house with my ex-fiancee," "Should I move back in with my parents?" "Should we focus on paying off our home?" "Can we afford to spend $110K on an RV?" "How can I build a stable financial future?" "My debt is stressing me out," "Should we be investing while paying off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage The Chosen Zander Insurance Christian Healthcare Ministries Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Rachel Cruze & Jade Warshaw answer your questions and discuss: "We have $200k in student loan debt," "Should I move back in with my parents?" "Should I get life insurance for my baby?" "Navigating social obligatons on a budget," "How can I save to pay cash for a house?" "How do I invest to create a passive income?" "Getting spouse on the same financial page," Dealing with a 9-to-5 schedule, "Should we move or pay off our home?" "Should I pay off my student loans or car first?" "What is the 25% rule for house payment?" "I am feeling overwhelmed about my finances..." "Is it okay to take out a small loan for a reliable car?" "My husband's truck is about to be repossessed" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature BetterHelp Christian Healthcare Ministries Neighborly Start your EveryDollar Free Account today: Click Here The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here Protect yourself with the right coverage—Take our Coverage Quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The average American wedding runs about $30,000—which is making 73% of Millennials and Gen Zers reconsider whether they can afford one. Listen in as George and Rachel decide what they’d cut from a $30,000 wedding budget and weigh in on four more reasons people aren’t tying the knot (they’re not about the wedding, but they’re all about the money). In this episode: ·     How to choose your wedding budget must-haves ·     Rachel’s take on prenups and why you might not want one ·     Four financial reasons people aren’t getting married, and George and Rachel’s take on why money shouldn’t be the reason you don’t say “I do”   Helpful Resources:   ·     Start making memories. Go NOW and purchase Telestrations at Walmart! ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Preorder George’s new book, Breaking Free From Broke, today! ·     Watch George’s YouTube video How I Got a Free Wedding ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: El Torado Ingredients: ·      2 ounces reposado tequila ·      1/2 ounce dry vermouth ·      1 1/2 ounces unfiltered apple juice Instructions: Add tequila, vermouth and apple juice into a chilled cocktail shaker, then add ice. Shake it well, then strain into coupe cocktail glasses and serve.

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

My socials: ⁠https://linktr.ee/calebhammer⁠ 

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

_______________________ 

Timestamps: 00:00 Job and income 01:35 Laid off 2 times in one year... 02:35 Terrible finances! 04:37 Spending EVERYTHING 08:52 THE DEBT TO RULE ALL DEBTS 25:20 Her fiances don't know how much debt she has... 28:00 This debt is INSANE 33:05 CLEAN THIS UP!! 36:20 I am scared for you... 38:25 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Episode 43: 5 Personal Finance Conversations to Have Before Getting Married Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get a response from me.  Personal Capital Free Wealth Management and Budget App  CIT BANK (Best Savings Account) The conversations we should have before getting married.  How to plan to build wealth as a couple How to set up blow funds  How to reduce money fights  What to do if your spouse has debt  Got questions? Ask me on Instagram Here. @dollaraftrdollar Want to read more? The Ultimate Guide to Saving an Emergency Fund Check out all the Stuff I Recommend!  M1 Finance Best Place to Invest  Personal Capital Free Wealth Management and Budget App  CIT BANK (Best Savings Account) ** Some links may be affiliate links and we earn a small commission at no extra cost to you. We only recommend products we truly believe in.  Check us out on social fam!  Twitter Dollar After Dollar Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices