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    Explore " real es" with insightful episodes like "Real Estate Investment Mastery From Duplexes to Financial Freedom with Dan Templin", "Episode 18 Bob Osborne: The Art of Personal Connections and Mastering Land Transactions", "Making Moves with Mario Mitchell | CEO of The Mitchell Team", "Mobile Home Park Investing - Deals and Syndications | Guest Miles Noland" and "Ep. 44 - Fixed vs Variable - Interest Rates Still on the Rise" from podcasts like ""Side Hustle City", "American Land Seller Podcast", "Making Moves", "Estate Professionals Mastermind - Probate and Senior Real Estate Podcast" and "Millennial's Choice: Real Estate, Finance & Entrepreneurship"" and more!

    Episodes (14)

    Real Estate Investment Mastery From Duplexes to Financial Freedom with Dan Templin

    Real Estate Investment Mastery From Duplexes to Financial Freedom with Dan Templin

    Unlock the secrets to becoming a savvy real estate investor with our latest guest, Daniel Templin, who brings invaluable insights into the world of small multifamily property investment. Daniel guides us through the nuances of navigating this space, from harnessing the benefits of residential loans to understanding the latest down payment requirements. He also shares his expertise on why owning a duplex or fourplex could be your financial game-changer, offering the chance to live rent-free and build additional income streams. If you're intrigued by the evolving real estate landscape and eager to learn how to create spaces that resonate with modern tenants, this episode is a goldmine of practical wisdom.

    Ever debated the merits of buying an existing property versus constructing a new one? Daniel and I tackle this complex question, weighing factors like home inspections, the shifting commercial real estate market, and how properties must adapt to the rising remote work trends. We also zoom in on the subtle yet powerful aspects that can elevate a rental property's appeal, from high-quality finishes to custom amenities. This episode is essential listening for aspiring investors who are looking to craft rental properties that stand out from the crowd.

    We wrap up with a candid exploration of property management and mentorship's crucial role in real estate investing. Daniel shares strategies for overcoming common fears, navigating tenant relations, and the ins and outs of eviction laws. We delve into financial strategies, including the pros and cons of DSCR loans and the tax implications of depreciation. And as a final note, we extend an invitation to join our Side Hustle City community, where we continue to empower one another on our entrepreneurial journeys. Whether you're new to the property game or looking to expand your portfolio, this episode will light the path toward your next successful investment.

    As you're inspired to embark on your side hustle journey after listening to this episode, you might wonder where to start or how to make your vision a reality.  With a team of experienced marketing professionals and a track record of helping clients achieve their dreams, we are ready to assist you in reaching your goals. To find out more, visit www.reversedout.com

    Support the show

    Subscribe to Side Hustle City and join our Community on Facebook

    Episode 18 Bob Osborne: The Art of Personal Connections and Mastering Land Transactions

    Episode 18 Bob Osborne: The Art of Personal Connections and Mastering Land Transactions

    🌟 About Our Guest: Bob Osborne:

    Four Decades of Diverse Experience: With over 40 years in the service sector, Bob's journey has taken him from the bustling aisles of retail grocery management to the intricate world of advertising, logistics, marketing, sales, and national account management. His dedication and excellence in the Nebraska grocery industry were recognized with a Distinguished Service Award.

    A Deep Understanding of the Land: Bob's extensive involvement in farming, land and soil conservation, wildlife management, and more, gives him a unique perspective on land transactions. He skillfully navigates state, local, regional, and national programs to facilitate successful deals in the Midwest.

    The Art of Connection: Known for his exceptional ability to connect people, Bob specializes in bringing together buyers, sellers, and investors, creating beneficial outcomes for all parties through open and transparent communication.

    Commitment to Community and Family: An active community volunteer, Bob is also a dedicated family man, cherishing time spent with his wife Kathy, their four children, and four grandchildren.

    Outdoors Enthusiast: A lover of nature, Bob is passionate about outdoor activities and trains his Labrador retriever, Hank, in various field events, reflecting his deep connection with the great outdoors.

    🎧 In This Episode:

    Dive into the world of land transactions with us as we explore Bob's rich career and his approach to real estate. Learn about the importance of understanding the intricacies of land, the power of community involvement in business, and the art of building successful, long-lasting relationships in the real estate world.

    🔔 Why You Should Watch:

    Whether you're an aspiring land agent, a buyer, a seller, or just fascinated by the dynamics of land transactions, this episode is packed with invaluable insights, expert advice, and inspiring stories from one of the industry's best.

    👇 Don't forget to like, subscribe, and hit the bell icon for more episodes of The American Land Seller!

    Connect with Bob at:

    https://www.americanlegacylandco.com/agents/Bob_Osborne/8580630

    🌐 Connect with us:

    Follow us on Facebook, Instagram and LinkedIn
    Visit our website at www.AmericanLandSeller.com

    #AmericanLandSeller #BobOsborne #LandTransactions #RealEstatePodcast #CommunityInvolvement #FamilyValues #OutdoorAdventures

    1. Instagram
    2. Facebook

    Making Moves with Mario Mitchell | CEO of The Mitchell Team

    Making Moves with Mario Mitchell | CEO of The Mitchell Team

    From homelessness to successful real estate team leader, Mario Mitchell's story is powerful. Mario had a rocky start in life, but it led him to learn how to survive, use grit to be successful, and to be compassionate. He used all of these tools to grow his real estate career, and now he's able to help the homeless and foster communities in Charlotte.

    Learn more about Mario
    Homeless Shoe Drive


    Reach out to The Rachel Kendall Team:

    Mobile Home Park Investing - Deals and Syndications | Guest Miles Noland

    Mobile Home Park Investing - Deals and Syndications | Guest Miles Noland

    Mobile Home Park Investing - Deals and Syndications | Guest Miles Noland | Podcast Episode 89

    Want to invest in mobile home parks? Watch this episode!

    Podcast Page: https://probatemastery.com/mobile-home-park-investing-podcast

    Watch on YouTube: https://youtu.be/RGQvkG3BIOc

    Topics covered:
    Mobile Home Park Investing
    How to buy a mobile home park
    How to speak to mobile home park owners
    How to value a mobile home park
    MHP Syndications and passive investing



    Podcast Episode Chapters:
    0:00 Is investing in mobile home parks a good idea?
    2:38 Introducing Miles Noland, MHP Investor
    7:33 Why I became an MHP Investor
    9:15 How to buy a mobile home park
    11:34 Mobile Home Park cap rates and deal analysis
    15:18 Mobile Home Park syndications
    17:54 K-1 tax benefits of a real estate syndication
    20:54 Passive investing with mobile home syndications
    25:00 Why past clients are the best private money lenders near you
    28:21 Connect with Miles Noland & Get access to mobile home investing guides


    ---

    Miles began his journey into real estate investing to escape the paycheck-to-paycheck lifestyle. He realized that he didn't want to be a landlord and decided to focus on mobile home parks.

    Chad and Miles share that there are numerous benefits to investing in mobile home parks including the potential for high returns, the long-term stability of cash flow, and the fact that it is a "recession-resistant" asset class. They also discuss the process of syndicating a mobile home park deal and the K-1 tax benefits that investors can receive from doing so. 

    ---

    Get Mile Noland's free Mobile Home Park Investing for Beginners guide https://treesidecapital.com/

    Join our free Facebook group: https://facebook.com/groups/estateprofessionalsmastermind

    Learn more about Real Estate Syndication with BiggerPockets' Paul Moore: https://youtu.be/LWt-fv-epJk

    Take a Probate Course: https://probatemastery.com

    Learn more at www.probatemastery.com

    Ep. 44 - Fixed vs Variable - Interest Rates Still on the Rise

    Ep. 44 - Fixed vs Variable - Interest Rates Still on the Rise

    Matthew and Danny are back! This time discussing rising interest rates in Canada. Just a few short months ago, mortgages were hundreds of dollars cheaper. Matthew having just purchased a home chose the fixed rate option, whereas Danny went with the riskier variable rate for his condo. This episode could help determine what option is best for you in today's climate.

    Learn more about Matthew Ablakan, The Millennial's Choice Group of Companies,  Real Estate Investing, Finance and Entrepreneurship by visiting:

    https://linktr.ee/millennialschoice

    ABOUT MATT:

    Matthew Ablakan's journey began at a very young age where trading Pokémon cards began to teach him a variety of skills such as how to Negotiate and the importance of Demand and Supply. As he entered High School, Matthew began to sell Jansport Backpacks, Hair Straighteners and Dog-Tags to his peers. He began to dabble into Mutual Funds on a small scale and began learning more about Investing. Upon entering University, Matthew worked part-time jobs as a cook, waiter and manager of a couple of restaurants in order to help pay for his tuition. Chuck E Cheese, Johnny Rockets and Lucky Strikes taught Matthew many valuable lessons in communication, hard-work, honesty and transparency.  It was in those early years that Matthew began to learn more about Real Estate and Invested in his first Pre-Construction Condo at the age of 19 with zero help from his immigrant parents, using a flexible deposit payment plan and part of his student loan. Matthew is the Founder & Owner of the Millennial’s Choice Group of Companies; a Real Estate, Mortgages, Insurance and Education brand. To better benefit his clients, Matthew has earned numerous degrees including, a Bachelors in Education, a Honourary Degree in Law & Society, a Real Estate Brokers License, a Mortgage Brokers License, & a Life Insurance License. Matthew’s track record exudes his professionalism, experience, & most important, his persistent care for each and every one of his clients.

    With the growth and success of Millennial’s Choice, Matthew continues to pursue his ongoing commitment to education, now educating Canadians through the MC Academy, while also coming up with creative ways & ideas to shape the Real Estate, Mortgage, & Insurance industries. Matthew contributes part of his success to his parents who fled the reigns of Communism in the 80s to seek a better life.

    DISCLAIMERS: Any information or advice available on this Podcast is intended for educational and general guidance only. Matthew Ablakan, The Millennial's Choice Group of Companies Inc. and any subsidiary company, shall not be held liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this Podcast. Consult a Realtor, Accountant, Lawyer, Local Government, Financial Advisor or other Wealth Management professional before you make investments of any kind. 

    Although Matthew Ablakan and his affiliates take all reasonable care to ensure that the contents of this Podcast are accurate and up-to-date, all information contained on it is provided ‘as is.’

    Matthew Ablakan makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this Podcast. 

    Any links to other websites are provided only as a convenience and Matthew Ablakan, The Millennial's Choice Group of Companies Inc. and any subsidiary, encourages you to read the privacy statements of any third-party websites.

    © 2021 Matthew Ablakan, The Millennial's Choice Group of Companies Inc. All Rights Reserved.

    Support the show

    Ep. 40 - Entrepreneurship, Growing a Business | Matthew's Journey Part 2

    Ep. 40 - Entrepreneurship, Growing a Business | Matthew's Journey Part 2

    Why the Name "Millennial's Choice"? What's it like working with family? And how did Matthew get into Real Estate in the First place? These are all questions that Sara hits Matthew with in part 2 of this episode. 

    Learn more about Matthew Ablakan, The Millennial's Choice Group of Companies,  Real Estate Investing, Finance and Entrepreneurship by visiting:

    https://linktr.ee/millennialschoice

    ABOUT MATT:

    Matthew Ablakan's journey began at a very young age where trading Pokémon cards began to teach him a variety of skills such as how to Negotiate and the importance of Demand and Supply. As he entered High School, Matthew began to sell Jansport Backpacks, Hair Straighteners and Dog-Tags to his peers. He began to dabble into Mutual Funds on a small scale and began learning more about Investing. Upon entering University, Matthew worked part-time jobs as a cook, waiter and manager of a couple of restaurants in order to help pay for his tuition. Chuck E Cheese, Johnny Rockets and Lucky Strikes taught Matthew many valuable lessons in communication, hard-work, honesty and transparency.  It was in those early years that Matthew began to learn more about Real Estate and Invested in his first Pre-Construction Condo at the age of 19 with zero help from his immigrant parents, using a flexible deposit payment plan and part of his student loan. Matthew is the Founder & Owner of the Millennial’s Choice Group of Companies; a Real Estate, Mortgages, Insurance and Education brand. To better benefit his clients, Matthew has earned numerous degrees including, a Bachelors in Education, a Honourary Degree in Law & Society, a Real Estate Brokers License, a Mortgage Brokers License, & a Life Insurance License. Matthew’s track record exudes his professionalism, experience, & most important, his persistent care for each and every one of his clients.

    With the growth and success of Millennial’s Choice, Matthew continues to pursue his ongoing commitment to education, now educating Canadians through the MC Academy, while also coming up with creative ways & ideas to shape the Real Estate, Mortgage, & Insurance industries. Matthew contributes part of his success to his parents who fled the reigns of Communism in the 80s to seek a better life.

    DISCLAIMERS: Any information or advice available on this Podcast is intended for educational and general guidance only. Matthew Ablakan, The Millennial's Choice Group of Companies Inc. and any subsidiary company, shall not be held liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this Podcast. Consult a Realtor, Accountant, Lawyer, Local Government, Financial Advisor or other Wealth Management professional before you make investments of any kind. 

    Although Matthew Ablakan and his affiliates take all reasonable care to ensure that the contents of this Podcast are accurate and up-to-date, all information contained on it is provided ‘as is.’

    Matthew Ablakan makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this Podcast. 

    Any links to other websites are provided only as a convenience and Matthew Ablakan, The Millennial's Choice Group of Companies Inc. and any subsidiary, encourages you to read the privacy statements of any third-party websites.

    © 2021 Matthew Ablakan, The Millennial's Choice Group of Companies Inc. All Rights Reserved.

    Support the show

    Ep. 36 - Burlington Condo Developer Asking Buyers for up to $300,000

    Ep. 36 - Burlington Condo Developer Asking Buyers for up to $300,000

    Buyers of a pre-construction condo in Burlington get a big shock as the developer is asking for (up to) an additional $300,000. These units were purchased as early as 2015. Matthew and his brother Danny take a look at the situation from both a buyer and developer perspective. A very interesting and timely podcast.

    Learn more about Matthew Ablakan, The Millennial's Choice Group of Companies,  Real Estate Investing, Finance and Entrepreneurship by visiting:

    https://linktr.ee/millennialschoice

    ABOUT MATT:

    Matthew Ablakan's journey began at a very young age where trading Pokémon cards began to teach him a variety of skills such as how to Negotiate and the importance of Demand and Supply. As he entered High School, Matthew began to sell Jansport Backpacks, Hair Straighteners and Dog-Tags to his peers. He began to dabble into Mutual Funds on a small scale and began learning more about Investing. Upon entering University, Matthew worked part-time jobs as a cook, waiter and manager of a couple of restaurants in order to help pay for his tuition. Chuck E Cheese, Johnny Rockets and Lucky Strikes taught Matthew many valuable lessons in communication, hard-work, honesty and transparency.  It was in those early years that Matthew began to learn more about Real Estate and Invested in his first Pre-Construction Condo at the age of 19 with zero help from his immigrant parents, using a flexible deposit payment plan and part of his student loan. Matthew is the Founder & Owner of the Millennial’s Choice Group of Companies; a Real Estate, Mortgages, Insurance and Education brand. To better benefit his clients, Matthew has earned numerous degrees including, a Bachelors in Education, a Honourary Degree in Law & Society, a Real Estate Brokers License, a Mortgage Brokers License, & a Life Insurance License. Matthew’s track record exudes his professionalism, experience, & most important, his persistent care for each and every one of his clients.

    With the growth and success of Millennial’s Choice, Matthew continues to pursue his ongoing commitment to education, now educating Canadians through the MC Academy, while also coming up with creative ways & ideas to shape the Real Estate, Mortgage, & Insurance industries. Matthew contributes part of his success to his parents who fled the reigns of Communism in the 80s to seek a better life.

    DISCLAIMERS: Any information or advice available on this Podcast is intended for educational and general guidance only. Matthew Ablakan, The Millennial's Choice Group of Companies Inc. and any subsidiary company, shall not be held liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this Podcast. Consult a Realtor, Accountant, Lawyer, Local Government, Financial Advisor or other Wealth Management professional before you make investments of any kind. 

    Although Matthew Ablakan and his affiliates take all reasonable care to ensure that the contents of this Podcast are accurate and up-to-date, all information contained on it is provided ‘as is.’

    Matthew Ablakan makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this Podcast. 

    Any links to other websites are provided only as a convenience and Matthew Ablakan, The Millennial's Choice Group of Companies Inc. and any subsidiary, encourages you to read the privacy statements of any third-party websites.

    © 2021 Matthew Ablakan, The Millennial's Choice Group of Companies Inc. All Rights Reserved.

    Support the show

    Trinkie Watson - Chase International Lake Tahoe Luxury Real Estate

    Trinkie Watson - Chase International Lake Tahoe Luxury Real Estate

    Lake Tahoe, one of the most precious, spectacular luxury lifestyle markets, and markets in general, on the planet. Know one knows Lake Tahoe luxury real estate like Trinkie Watson with Chase International Real Estate.

    A San Francisco native, Katrine ‘Trinkie’ Watson spent her first seven years in Woodside, California. She lived in San Francisco until her move to Lake Tahoe in 1966. A descendant of the John Breuner family, her California heritage goes back four generations. Watson attended Harker’s School for Girls in Menlo Park, Grant School, Burke’s and Hamlin’s in San Francisco, The Branson School in Ross, Mill’s College, University of Wisconsin and University of California, Berkeley, from which she graduated. Education was very important to her family.

    Watson’s business career started as a receptionist with Standard Oil of California at the Bush Street headquarters in San Francisco. She matriculated to the travel department, where she routed auto trips on maps across the country. An opportunity to work for the 1964 Republican Convention took her to Milton Esberg’s Public Relation’s firm, where she worked on fundraisers for San Domenico school in Marin and the Republican Finance Committee for the Republican Ball.

    In 1966, returning home from a trip to Aspen and Sun Valley, Idaho, with friends, Watson suggested a stop in Squaw Valley, where she ran into an old friend that had married and just acquired a vacation home there. Negotiating a rental agreement with them for residency to “try it” for a year, she ended up staying.

    In 1996, she opened a small Chase office in Tahoe City and added another small office in Homewood; then, in 2001, she combined the two offices into a larger space on West Lake Boulevard near Tahoe City. When Starbucks took up a space in the new Customs House, Watson moved the office there in January 2008. An additional office in the Truckee Hotel was established in 2005 and an office Squaw Valley was added in 2008.

    Over the years, Watson has held many positions and awards, including president of the incline Village Board of Realtors®, president of the Tahoe Sierra MLS, president of the Lake Tahoe Music Festival three times, board director of the Truckee Tahoe Community Foundation and Tahoe Forest Hospital Foundation, along with many more.

    Katrine ‘Trinkie’ Watson, a California and Nevada Regional Lake Tahoe Broker®, was the 1995 President of the Incline Village Board of Realtors®. In 1996, she was selected Realtor® of the Year in Incline Village, and she was 1997 President of the Tahoe Sierra Multiple Listing Service. In the real estate business for 44 years, she is a resource for fine residential properties in and around the Lake Tahoe Basin. Trinkie graduated with a BA from the University of California, Berkeley, and is a believer in continuing education in her profession.

    Through the National Association of Realtors®, she has earned the designations of Certified International Property Specialist (CIPS), Certified Residential Brokerage Manager (CRB), Certified Residential Specialist (CRS), Graduate, Realtors® Institute (GRI), Leadership Training Graduate (LTG) and Performance Management Network (PMN) as well as Certified Luxury Home Marketing Specialist (CLHMS). Trinkie’s extensive leadership background began in school and continues today.  Currently she is an Advisor for Lake Tahoe Music Festival and a Board member of the Tahoe Forest Health System Foundation. Trinkie is a dog lover and is raising her 8th German Shepard.

    INFLATION AND HOUSING: Should you invest in real estate right now?

    INFLATION AND HOUSING: Should you invest in real estate right now?

    Mortgage expert, Arjun Dhingra NMLS#1166050 tackles a hot topic: buying real estate in today’s inflated market. 

    With home prices hitting record highs, many would-be buyers are wondering whether it makes sense to invest in real estate right now — or wait for prices to level out. 

    Arjun discussed what inflation is, how it impacts real estate, and what you can do to hedge yourself against it. Here’s what you should know about investing in real estate and how to make smart financial decisions during times of high inflation.

    The Mortgage Report Podcast presented and operated by FULLBEAKER, INC. NMLS#1019791

    Equal Housing Opportunity.

    HOW TO BUY A HOUSE WITH LESS THAN 2 YEARS EMPLOYMENT HISTORY: tips to get qualified for a mortgage if you have a new job

    HOW TO BUY A HOUSE WITH LESS THAN 2 YEARS EMPLOYMENT HISTORY: tips to get qualified for a mortgage if you have a new job

    It’s the million-dollar question and Ivan Simental NMLS# 1762746, mortgage advisor at @theivansimental and host of The Mortgage Report podcast is tackling it: do you actually need two years of employment history before you can buy a house?

    The answer is yes, but according to Simental, there’s more to the story than that. “There are a few caveats around that,” he notes. So what are they? What do mortgage lenders actually require? Find all your answers here!  

    The Mortgage Report Podcast presented and operated by FULLBEAKER, INC. NMLS#1019791

    Equal Housing Opportunity.

    Will Real Estate Crash? With Ray Ellen

    Will Real Estate Crash? With Ray Ellen

    Proven tactics, sound strategies both old and new, and advanced marketing technologies are just a few of the tools Ray Ellen uses to sell homes in less time for more money. His expertise leads us to the questions, Will real estate crash? Join Justin Konikow and Ray Ellen as they discuss what the future of real estate looks like.

    Ray began his real estate career in Northwest Arkansas as a marketing professional in 2006, marketing over $49,000,000 in property that year with one of the largest real estate firms in the area. He became a licensed Realtor in 2007, selling his first listing in less than a day. 

    Since moving with his family back to central Arkansas in 2013, Ray has consistently ranked among the top real estate agents in sales volume and client satisfaction.

    Ray has been asked to speak at national real estate conferences on the tactics and strategies he and his team are implementing to provide better services to customers.

    THE LOWBALL OFFER: Should You Do It? How to Shave the Most Money off the Asking Price

    THE LOWBALL OFFER: Should You Do It? How to Shave the Most Money off the Asking Price

    Welcome to Episode 20 in my Series REAL ESTATE INVESTING IN NEW YORK!!
    Please remember to Subscribe, Like and Share this video, it is SO appreciated!

    THIS EPISODE IS ALSO ON YOUTUBE

    Contact me:
    Email: christina.Kremidas@elliman.com
    Join me on Instagram

    In this Episode, we are discussing the Lowball Offer and how it can actually sabotage your entire real estate negotiation! I provide you with both the Purchaser’s and Seller’s point of views when it comes to a negotiation that begins with a lowball offer, and alternative negotiation strategies that will allow you to shave MORE money off the asking price and salvage your transaction.   Some of this information I learned during my training to become a Certified Negotiation Expert,  and most of the info covered here is from my first-hand negotiation experience.

    Here’s the summary:

    An offer far below the asking price actually insults the seller.
    It’s always best to place an initial offer that is not too far below the price that you actually wish to pay for the property.
    If you are looking to have $20,000 off the asking price, the best idea is not to begin the negotiation $40,000 under - your initial offer should not be ‘double below’ the amount you’re trying to save.
    In a real estate transaction, there is a very long road between an agreement on price and the closing date. The purchase process take months, and the beginning stages of the deal, the negotiation, is very much like dating the person on the opposing side.  You want to start out on the right foot and show mutual respect. The Seller is going to choose to engage with a buyer that they are most comfortable working with for an extended period of time.
    Negotiation requires both sides feeling good.
    Starting out respectfully in a negotiation and acting in a transparent, honest, genuine  and ethical fashion will ensure that you can tackle all of the issues that inevitable arise throughout the purchase process. When a seller and a buyer has a difficult relationship, small issues can sabotage an entire deal. 

    Don’t miss Episode 21,  where I’ll be sharing how to leverage the Appraisal to strengthen your offer without increasing your bid.

    Discover the value of your home 

    Please subscribe to this channel and leave a positive review, it is so appreciated!

    Check out my other series, NEW YORK & BEYOND
    Check out my website  

    August 2020 Real Estate Market Update

    August 2020 Real Estate Market Update

    August saw a 5-year high in real estate sales volume as prices for all property types rose. Inventory is starting to climb but not fast enough as all property types remain in a Sellers Market.  We look into the overall picture, go deeper into specific areas and then dissect the economic drivers that are driving these price changes. 


    _________________________________


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    604.809.0834

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