run-off

Democratic candidate for mayor Kelly Brough goes head-to-head with fellow Democrat Mike Johnston on Tuesday in Denver's mayoral run-off election, and she joins Dan for one final push for moderate and conservative votes. Also, an update on the sexually inappropriate 'The Hips on the Drag Queen' book available in the Douglas County public school libraries.

Dan is back just in time for another episode of President Biden falling down in public, this time at the Air Force Academy graduation ceremony in Colorado Springs, showing the 80-year-old is no longer fit to serve on the world stage. Also, Andy Rougeot gives his take as a former candidate - and only Republican - in the Denver mayor's race, as the run-off election goes down to the wire between Kelly Brough and Mike Johnston.

Senator Raphael Warnock (D-GA) attempts to stave off a run-off challenge from Herschel Walker (R-GA) in a race that will be decided on Tuesday night in Georgia. Ryan goes to callers and texters on the 303 Creative case covered in Hour 1, and offers more analysis as to why these cases are being brought in the first place.

Die Viridium Gruppe hat sich auf das effiziente Management von Lebensversicherungsbeständen spezialisiert, die sich im sogenannten Run-off befinden. Das Viridium Modell basiert auf einer simplen Grundidee: Durch Konzentration auf die operativen und bilanziellen Anforderungen bestehender Vertragsbestände können Lebensversicherungen wesentlich effizienter gemanagt werden. Wie genau gelingt die Effizienzsteigerung im Bestandsmanagement? Dr. Martin Setzer, CIO der Viridium-Gruppe, gibt Einblicke in generelle Erfolgsfaktoren, Migrationserfahrungen und neue technologische Ansätze.

Diese Themen haben wir heute für Sie: Ab 00:01:21: Wir sprachen mit Lars Heermann, Bereichsleiter Analyse und Bewertung bei der Ratingagentur Assekurata, darüber, ob ein sogenannter Run-off von Lebensversicherungen den Kunden eher nutzt oder eher schadet. Ab 00:17:33: In den News der Woche geht es um den brandneuen Koalitionsvertrag der Ampel-Parteien, ob Ungeimpfte ihre Krankenhausbehandlung selbst bezahlen sollen, die Verbraucherschutzorganisation Bund der Versicherten streitet sich mit dem Onlineversicherer Lemonade und eine Studie zeigt, dass Beratungsqualität nicht von der Vergütungsform abhängt. Ab 00:29:06: Und für unser Schwerpunktthema für den Monat November, „Makler im Wandel“, fragten wir Versicherungsmakler Sven Nebenführ, warum er die Kommunikation über Email ablehnt und was er von der Digitalisierung hält.

Cyanobacteria algal blooms are a growing problem worldwide. As humans use more fertilizer and the climate warms, freshwater lakes are more likely to be overwhelmed by these essential but deadly bacteria. Earth911 talks with Eyal Harel, CEO of Berlin-based BlueGreen Water Technologies Ltd about the causes and adverse impacts of blue-green algal blooms. Cyanobacteria produce oxygen during the day, but at night consume so much oxygen that fish and other lake life die off until the bacteria controls almost all available resources.

Blue-green algal blooms are an example of the fragility of the balance within natural systems. Without cyanobacteria, an early source of atmospheric oxygen, life would not exist on Earth. When it takes over a lake, however, it can cause brain, liver, intestinal and skin inflammation, as well as emit airborne toxins related to rising incidence of Alzheimer's Disease and other illnesses. Harel explains how farm runoff and warming climates have contributed to algal blooms globally, even the Arctic.

BlueGreen Water Technologies makes a treatment, LakeGuard, that can suppress algal blooms without toxic byproducts. With more than 60 million lakes in the world facing an increased risk of cyanobacteria infestation, you'll want to spend a half-hour to learn about the problem, remediation and ways of preventing blooms by changing farming and lawn care practices to reduce phosphorus levels in freshwater lakes. To learn more about BlueGreen Water Technologies, visit https://bgtechs.com.