digital lending

கடன் விண்ணப்ப செயல்முறை பல தனிநபர்களுக்கு ரொம்பவே பெரும் சவாலாக இருக்கலாம், அதோட மாதாந்திர EMI கள கையாள்வது பெரும்பாலும் நாம  தவிர்க்க விரும்பும் ஒரு  அனுபவமாக இருக்கு. இருந்தாலும் , தனிப்பட்ட மற்றும் வணிக வளர்ச்சிக்கு கடன்னுக்கான  அணுகல் ரொம்பவே முக்கியமானது. MSME-களுக்கு சேவை செய்வதில வங்கிகள் சவால்களை எதிர்கொள்கின்றன, போதுமான கடன் வரலாறு , முறையான ஆவணங்கள் இல்லாதது போன்ற பல  தடைகளை எதிர்கொள்கின்றன. இருந்தாலும் , இப்போ விஷயங்கள் மெதுவா சிறப்பாக மாறிட்டு வருது. Indifi போன்ற வங்கி சாரா நிதி நிறுவனங்கள் எப்படி எளிதாக கடன் அணுகலை எளிதாக்கி இடைவெளியைக் குறைகின்றது அப்படின்றதா கண்டறிய இந்த எபிசோடை மறக்காம கேளுங்க.

This podcast is also available in Tamil and Hindi.

A special thanks to Omidyar Network India for making this season possible. To know how ONI is partnering bold and purpose-driven entrepreneurs who are working to improve the lives of India’s Next Half Billion, visit omidyarnetwork.in

You can listen and subscribe to Smartphone Nation on the IVM Podcasts App and on all major audio platforms.

Do follow IVM Podcasts on social media.

We are @IVMPodcasts on Facebook, Twitter, & Instagram. 

Do share the word with your folks!

See omnystudio.com/listener for privacy information.

Shachindra Nath, Vice Chairman and Managing Director of U GRO Capital

With an exclusive focus on serving underbanked and underserved small businesses in India, U Gro Capital envisions being the country's premier FinTech platform for small businesses. Puja Sharma of IBS Intelligence speaks with Shachindra Nath about the firm’s use of cutting-edge technology to simplify and enhance credit access. 

Lex chats with  Matt Bivons, the founder and CEO of Canopy, a modern digital lending company. Bivons discusses his background in fintech and his journey from being a product designer to starting his own company. He explains the importance of designing products for others and how he identified a gap in the market for a lending infrastructure solution. Bivons also talks about the evolution of the digital lending sector and the role of infrastructure companies in enabling fintech innovation. He shares his vision for the future of Canopy and the opportunities in the commercial lending space.

MENTIONED IN THE CONVERSATION

Canopy's Website: https://bit.ly/3Fwvg3Y

Matt's LinkedIn profile: https://bit.ly/3QyIu6x

Topics: fintech, lending, API, Paas, credit, loan servicing, digital lending

Companies: Canopy, Earnest, GreenSky, Stripe, Kabbage, YC

ABOUT THE FINTECH BLUEPRINT

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

👉 Twitter: https://twitter.com/LexSokolin

TIMESTAMPS

1’37”: From self-design to universal solutions: A founder's journey

7’01”: Fostering empathy in product design: Balancing personal and market problems

10’25”: Marketing strategies & cost of acquisition in fintech: Insights from Earnest and GreenSky

17’45”: Expanding horizons: Gaining experience and expertise at GreenSky

22’24”: From insight to action: Building Canopy from scratch

25’58”: Navigating the go-to-market challenge: Insights from Canopy's founding journey

31’25”: Canopy's current landscape: Scale, competencies, and customer base

34’20”: Shaping the future of digital lending: Market evolution and exciting prospects

40’02”: The channels used to connect with Matt & learn more about Canopy

Disclaimer here — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella

Want to discuss? Stop by our Discord and reach out here with questions.

On this episode of #PaisaVaisa, Anupam sits with Sashank Rishyasringa, Co-founder of Axio (formerly Capital Float). They talk about BNPL, Digital Loans, and how digital lending has has changed financial solutions with advancements on the technological front. If you are someone new to credit, are are already into your credit journey, this episode is for you!

This and much more on this episode of Paisa Vaisa!

Know more about Axio at: https://axio.co.in/

Find Sashank Rishyasringa on Social Media:
Twitter: (https://twitter.com/sashankr?lang=en )
LinkedIn: ((7) Sashank Rishyasringa | LinkedIn)

Get in touch with our host Anupam Gupta on social media:
Twitter: ( https://twitter.com/b50 )
Instagram: ( https://www.instagram.com/b_50/ )
LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ )

You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/

See omnystudio.com/listener for privacy information.

Join our resident Business Ninja Kelsey, together with the Director of GRC of Ocrolus, Carla Hodge, as they talk about document automation platform that powers the digital lending ecosystem, automating credit decisions across small business, mortgage, and consumer lending.  Ocrolus provides document analysis infrastructure to customers like PayPal, Brex, SoFi, Blend, and Plaid, and has raised over $100 million from blue-chip fintech investors. Ocrolus enables financial services firms to make high quality decisions with trusted data and unparalleled efficiency. By empowering lenders to automate financial analysis, they help borrowers access credit faster and on better terms.

Ocrolus is the leading document automation platform in financial services, powering the digital lending ecosystem

Learn more about them and visit their website today 
at https://www.ocrolus.com/

-----

Do you want to be interviewed for your business? Schedule time with us, and we'll create a podcast like this for your business:  https://www.WriteForMe.io/

-----

https://www.facebook.com/writeforme.io
https://www.instagram.com/writeforme.io/
https://twitter.com/writeformeio
https://www.linkedin.com/company/writeforme/
https://www.pinterest.com/andysteuer/

Want to be interviewed on our Business Ninjas podcast? Schedule time with us now, and we'll make it happen right away!

Check out WriteForMe, more than just a Content Agency!

See the Faces Behind The Voices on our YouTube Channel!

Jasmeet Chhabda, Senior Vice President, Lentra

With the clear intent of creating a smoother digital lending process Lentra is offering new-age lending solutions to the Indian financial services sector. Jasmeet Chhabda, Senior Vice President at Lentra discusses how the firm has created a range of offerings across embedded journeys, BNPL, credit card journeys, small ticket loans, co-lending and more. He spoke to Puja Sharma of IBS Intelligence about trends in lending and how new-to-credit millennials are changing their approach to availing loans. 

Priya Raju, Director of Cloud Transformation, KPMG UK

Access to larger sums of money, shorter loan application processes, and still low interest rates boosted the growth of global commercial lending. The market is projected to reach $30 trillion by 2030. However, banks are struggling to get to grips with digital lending solutions, beset with manual lending journeys, complex data issues and legacy systems. Priya Raju, Director of Cloud Transformation at KPMG UK tells Robin Amlôt of IBS Intelligence that there is an opportunity for banks to leverage FinTechs to resolve these issues.

Arun Nayyar, CEO, NeoGrowth Credit

Digital payments have the potential to become the entry point to the formal financial system for MSMEs in India, with the creation of payments track record that will allow these enterprises to borrow money without requiring the kind of documentation and data that traditional lenders normally require. Payments data thus becomes a key factor in extending financial inclusion. Robin Amlôt of IBS Intelligence speaks to Arun Nayyar, CEO of non-bank finance company NeoGrowth Credit which offers loans to the MSME sector by leveraging the digital payments ecosystem.

Paris Marx is joined by Maria Bustillos to discuss the important work of the Internet Archive, why it opened a digital National Emergency Library during the pandemic, how access to culture is essential for the social good, and why the major publishers are trying to permanently restrict digital lending in a narrow-minded bid for short-term profit.

Maria Bustillos is the founding editor of Popula and Brick House. She recently wrote about the major publishers’ lawsuit against the Internet Archive for The Nation. Find out more about Brick House and follow Maria on Twitter as @mariabustillos.

Tech Won't Save Us offers a critical perspective on tech, its worldview, and wider society with the goal of inspiring people to demand better tech and a better world. Follow the podcast (@techwontsaveus) and host Paris Marx (@parismarx) on Twitter.

Find out more about Harbinger Media Network and follow it on Twitter as @harbingertweets.

Also mentioned in this episode:

• Nail Gaiman explained how piracy is the digital equivalent of lending and increased the sales of his books.
• How long copyright terms make our culture disappear.
• Microsoft simply turned off access to all the ebooks it sold with DRM.
• Amazon deleted copies of George Orwell’s “1984” from people’s Kindles.
• The new North American trade agreement extended Canadian copyright terms by 20 years.
• It’s unlikely that US copyright terms will be extended again. The Authors Guild would even be open to reducing terms by 20 years.