assetallocation

In this episode of New Focus on Wealth, certified financial planner Chad Burton dives into the important topics of retirement readiness and healthcare costs.

Chad starts by discussing the seven steps to retirement readiness, which include assessing your financial situation, determining your asset allocation, and creating a withdrawal strategy. He emphasizes the importance of having enough safe money to cover expenses and the need for a proper tax plan to minimize taxes in retirement.

The episode also delves into the rising healthcare costs in retirement. Chad highlights a study that reveals a typical US couple may need up to $413,000 to cover healthcare expenses in retirement, especially if they have high prescription drug needs. He explains the complexities of Medicare, supplemental plans, and the impact of income on healthcare costs.

Throughout the episode, Chad emphasizes the need for individuals to prioritize their health and well-being in retirement. He encourages listeners to focus on maintaining a healthy lifestyle and making informed decisions about healthcare coverage.

Don't miss this informative and engaging episode of New Focus on Wealth as Chad Burton provides valuable insights and strategies for retirement readiness and managing healthcare costs.

Timestamps:

[00:02:30] Valuations of technology companies.

[00:06:09] Office real estate delinquencies.

[00:07:46] Real estate investment trust companies.

[00:13:04] Retirement planning and expenses.

[00:15:02] Retirement readiness

[00:19:04] How much to draw in retirement.

[00:23:44] Tax situation changes with Social Security.

[00:27:05] Long-term care and retirement.

[00:30:00] Healthcare expenses in retirement.

[00:34:15] Healthcare costs in retirement.

[00:36:43] Retirement planning and saving.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

In this episode, host Chad & Rob discusses the importance of building a retirement portfolio and proper asset allocation. Chad emphasizes the stages of wealth accumulation and management and introduces the seven steps for retirement readiness. He also announces an upcoming event in Menlo Park, California, where attendees with $500,000 or more in stock market assets can learn about various financial topics. Tune in to gain valuable insights on retirement planning and investment strategies.

Timestamps:

[00:01:02] Retirement portfolio and asset allocation.

[00:03:53] Asset allocation in retirement.

[00:09:03] A good year in 2023.

[00:13:08] Asset allocation and diversification.

[00:17:08] Commercial real estate trends.

[00:19:08] Real estate occupancy rates.

[00:23:31] A 60-40 portfolio's recovery.

[00:28:29] The order of stock market returns

[00:30:37] Reverse dollar cost averaging.

[00:33:58] Planning for retirement expenses.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

The episode kicks off with a discussion on the seven steps to retirement readiness. Chad emphasizes the need for a comprehensive financial plan that goes beyond just having enough savings. He highlights the importance of tax efficiencies, safe money allocation, and planning for long-term care costs. Listeners are encouraged to attend an upcoming event hosted by Chad, where he will delve deeper into these topics.

Chad also delves into the concept of linear cash flow and its significance in retirement planning. He explains how to calculate the rate of return needed to ensure a comfortable retirement and stresses the importance of being conservative in projections. By using a rate of return just under 6%, Chad helps listeners assess the longevity of their retirement savings.

The conversation then shifts to the challenges retirees face, including healthcare costs and the decision of when to take Social Security. Chad provides valuable insights on navigating Medicare, choosing supplemental insurance, and optimizing Social Security benefits based on individual circumstances. He also highlights the impact of tax planning on retirement income and the benefits of charitable gifting from IRAs.

In addition to financial planning, Chad emphasizes the importance of prioritizing health in retirement. He shares his personal interest in longevity and discusses the emerging research on the gut-brain connection, exercise, and healthy lifestyle choices. Chad encourages listeners to invest in their health now to enjoy a fulfilling retirement.

Timestamps:

[00:02:10] Linear cash flow.

[00:04:10] Rate of return in retirement.

[00:08:37] Average market gains and losses.

[00:14:33] CFP Chad Burton's outdoor adventures.

[00:16:20] Order of stock market returns.

[00:20:09] Medicare and supplemental insurance.

[00:23:05] IRA charitable contributions.

[00:29:36] Gut health and brain function.

[00:30:51] Focusing on healthcare and wellness.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

Philip Chao welcomes investment strategy expert John Lunt, President of Capital Management, Inc. to the Tao of Chao podcast to explore factor investing.

Learn the benefits of factor investing and how using macroeconomic and statistical factors to create an investment plan can result in greater diversification and a higher return on your investments, while mitigating risk. Don't miss this insightful conversation — listen now! 

DISCLOSURE: Views expressed in the Tao of Chao podcasts are individual opinions and they do not represent the employers of each guest or the firm with which each guest is associated. Our podcasts are for educational and informational purposes only and should not be deemed or viewed as investment advice or recommendations. Please consult your personal financial advisor, investment expert, or investment fiduciary before taking any actions about your plan and investments.

In this episode, Rob Black and certified financial planner Chad Burton discusses the seven tests of retirement readiness. Chad breaks down each test and provides valuable insights and strategies for achieving a secure and fulfilling retirement. From the linear cash flow test to the tax test, Chad covers important considerations such as expenses, risk tolerance, tax planning, and more. Listeners will gain a deeper understanding of what it takes to be financially prepared for retirement and learn how to make informed decisions to ensure a comfortable and prosperous future.

Rob and Chad delve into the seven tests of retirement readiness, offering ideas, hints, tips, and tricks for achieving a successful retirement. With a focus on personal finance, wealth management, and the economy, Chad provides valuable advice on topics such as unbiased advice, detailed expense tracking, risk tolerance, tax planning, and the importance of health and fitness in retirement. Listeners will gain valuable insights and practical strategies to help them make informed financial decisions and achieve their retirement goals.

Timestamps:

00:02:30 Retirement readiness requires unbiased advice.

00:05:12 Travel costs have increased. 

00:10:28 Retirement readiness requires careful planning.

00:21:07 Prepare for market downturns. 

00:26:21. Tax planning is crucial in retirement.

00:34:48 Planning for retirement is crucial.

00:36:00 Focus on health in retirement.

Email your money question to chad@chadburton.com. 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

In this episode of "New Focus on Wealth," host Chad Burton discusses a range of topics, including UFO hearings, a potential mini-stroke by Mitch McConnell, and the discovery of a new room temperature superconductor. He also highlights the busy week of earnings reports for the second quarter. Stay tuned for the release of FactSet's earnings insight report on Friday.

Timestamps:

[00:00:54] UFO hearings.

[00:04:12] Investing and retirement strategies.

[00:08:09] Abusing the 1031 exchange.

[00:12:26] Concentrated stock positions.

[00:16:19] Highly concentrated stock position.

[00:19:32] Selling covered calls for income.

[00:23:44] Charitable remainder trust.

[00:25:27] Charitable remainder trust and taxes.

[00:29:01] Hedging highly concentrated stock positions.

[00:32:13] Mental health and homelessness.

[00:36:37] Passive income options.

Email your money question to chad@chadburton.com. 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke cover three retirement investment mistakes to avoid including maintaining the wrong asset allocation, failure to properly diversify, and investing without liquid savings.  If you are of the mind to expedite your retirement date, they give you some things to consider.  They also offer tips to help give you more comfort in your retirement spending such as developing a good, structured spending plan and exploring different potential income solutions.

You can reach Duell Financial Strategies by calling 866-203-7486.

Duell Financial Strategies

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Investment is more than just putting money in assets, it's an emotional decision! On the first episode of Advisor Perspectives, Anupam Gupta talks to Lovaii Navlakhi, founder & CEO of International Money Matters. Together, they take deep dive into the emotional aspects of financing, decisions impacting your asset portfolio, and how a good financial advisor makes a customized financial plan. They also discuss how financial advisors can build deeper connections with their clients, resulting in better services. This and much more on this episode of #PaisaVaisa

About the Show

Paisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!

You can know more about International Money Matters on:

Website: https://www.immpl.com/

You can find Lovaii Navlakhi on LinkedIn and Twitter

Get in touch with our host Anupam Gupta on social media:

Twitter: ( https://twitter.com/b50 )

Instagram: ( https://www.instagram.com/b_50/ )

Linkedin: (https://www.linkedin.com/in/anupam9gupta/ )

You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

You can check out our website at https://www.ivmpodcasts.com/

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Alan talks about properly managing the concerns felt by retirees in the middle of possible recession, the highest inflation in forty years, and rising interest rates.  He discusses the inverse relationship between the stock and bond market and explains how proper planning can set retirees up with built in income streams that can help ease the anxiety.  He discusses how he determines his client’s “numbers” to better custom plan for them.  He includes the financial independence number, the Social Security starting age, the number of guaranteed lifetime income someone will need, estimated health care out of pocket costs and possible long term care costs, and estimated monthly retirement spending.  Alan closes with five things to absolutely consider in retirement planning including checking your asset allocation, building those liquid reserves, and monitoring your spending rate.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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Kelley talks about properly managing the concerns felt by retirees in the middle of possible recession, the highest inflation in forty years, and rising interest rates.  She discusses the inverse relationship between the stock and bond market and explains how proper planning can set retirees up with built in income streams that can help ease the anxiety.  She discusses how she determines her client’s “numbers” to better custom plan for them.  She includes the financial independence number, the Social Security starting age, the number of guaranteed lifetime income someone will need, estimated health care out of pocket costs and possible long term care costs, and estimated monthly retirement spending.  Kelley closes with five things to absolutely consider in retirement planning including checking your asset allocation, building those liquid reserves, and monitoring your spending rate.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kristina talks about properly managing the concerns felt by retirees in the middle of possible recession, the highest inflation in forty years, and rising interest rates.  She discusses the inverse relationship between the stock and bond market and explains how proper planning can set retirees up with built in income streams that can help ease the anxiety.  She discusses how he determines his client’s “numbers” to better custom plan for them.  She includes the financial independence number, the Social Security starting age, the number of guaranteed lifetime income someone will need, estimated health care out of pocket costs and possible long term care costs, and estimated monthly retirement spending.  Kristina closes with five things to absolutely consider in retirement planning including checking your asset allocation, building those liquid reserves, and monitoring your spending rate.

You can reach Kristina Ping Kepperling by calling or texting 800-832-1100.

Powerful Legacy Insurance and Financial Services

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Paul talks about properly managing the concerns felt by retirees in the middle of possible recession, the highest inflation in forty years, and rising interest rates.  He discusses the inverse relationship between the stock and bond market and explains how proper planning can set retirees up with built in income streams that can help ease the anxiety.  He discusses how he determines his client’s “numbers” to better custom plan for them.  He includes the financial independence number, the Social Security starting age, the number of guaranteed lifetime income someone will need, estimated health care out of pocket costs and possible long term care costs, and estimated monthly retirement spending.  Paul closes with five things to absolutely consider in retirement planning including checking your asset allocation, building those liquid reserves, and monitoring your spending rate.

You can reach Paul Roberts and the team by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Marty talks about properly managing the concerns felt by retirees in the middle of possible recession, the highest inflation in forty years, and rising interest rates.  He discusses the inverse relationship between the stock and bond market and explains how proper planning can set retirees up with built in income streams that can help ease the anxiety.  He discusses how he determines his client’s “numbers” to better custom plan for them.  He includes the financial independence number, the Social Security starting age, the number of guaranteed lifetime income someone will need, estimated health care out of pocket costs and possible long term care costs, and estimated monthly retirement spending.  Marty closes with five things to absolutely consider in retirement planning including checking your asset allocation, building those liquid reserves, and monitoring your spending rate.

You can reach Marty Nevel by calling 888-579-9096.

See omnystudio.com/listener for privacy information.

Fred addresses inflation and offers strategies to best combat the highest inflation we’ve seen in 40 years.  Some of his suggestions include reviewing our budget, grouping your trips, and reviewing your investment portfolio.  He weighs on in recent comments by Fed Chair Jerome Powell’s testimony on interest rates, recession, and the overall economy,  He also reflects on recent comments by Wall Street economist John Lonski to Maria Bartiromo on Fox Business.  Fred examines the value of annuities, reminds you of longevity in retirement planning, and suggests you ask yourself these questions:

1. Do you want to be certain to have income in retirement?
2. Are you worried about outliving your income and assets?
3. Would you prefer a plan that funds your retirement budget that does not need to be changed

due to investment performance?

1. Do you feel more comfortable creating your own pension income getting a retirement paycheck

than from withdrawing income from your assets and savings?

Your answers can help determine if you need to shore up your retirement plan.

You can reach Fred Saide by calling 800-5938188.

Money Matters USA

See omnystudio.com/listener for privacy information.

Kelley covers three retirement investment mistakes to avoid including maintaining the wrong asset allocation, failure to properly diversify, and investing without liquid savings.  If you are of the mind to expedite your retirement date, she gives you some things to consider.  Kelley also offers tips to help give you more comfort in your retirement spending such as developing a good, structured spending plan and exploring different potential income solutions.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Paul covers three retirement investment mistakes to avoid including maintaining the wrong asset allocation, failure to properly diversify, and investing without liquid savings.  If you are of the mind to expedite your retirement date, he gives you some things to consider.  Paul also offers tips to help give you more comfort in your retirement spending such as developing a good, structured spending plan and exploring different potential income solutions.

You can reach Paul Roberts and the team by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Marty covers three retirement investment mistakes to avoid including maintaining the wrong asset allocation, failure to properly diversify, and investing without liquid savings.  If you are of the mind to expedite your retirement date, he gives you some things to consider.  Marty also offers tips to help give you more comfort in your retirement spending such as developing a good, structured spending plan and exploring different potential income solutions.

You can reach Marty Nevel by calling 888-519-9096.

See omnystudio.com/listener for privacy information.

भारतीय शादी पूरी तरह से उत्सवों, खरीदारी, आयोजनों से भरी हुई है! लेकिन जरा सोचो! दो बिलकुल अलग लोग एक साथ अपना जीवन शुरू कर रहे हैं! जाहिर है, खर्च, जिम्मेदारियां, देनदारियां और इच्छा सूची होगी! आज का एपिसोड एक वित्तीय सेशन के बारे में है जो हमारी होस्ट प्रियंका आचार्य द्वारा एक शादी में आयोजित किया गया था - हाँ! आपने सही सुना! एक शादी में! केवल #ASipOfFinance #EkChuskiFinance पर, दूल्हा और दुल्हन द्वारा लिए गए सुपर सात वित्तीय वादों को जानने के लिए ट्यून इन करें

A Big Fat Indian Wedding is all about celebrations, shopping, events! But just think! Two totally different people are beginning their life together! Obviously, there shall be expenses, responsibilities, liabilities and wishlists! Today's episode is all about a financial session that was conducted by our host Priyanka Acharya at a wedding - yesss! You heard it right! At a wedding! Tune in to know the super 'Seven Financial Promises' the bride and groom took, only on #ASipOfFinance #EkChuskiFinance

You can follow our host Priyanka Acharya on her social media:

Twitter: https://twitter.com/PriyankaUAch?t=2-5RDeShoT8XC9JGaERqSA&s=09

Linkedin: https://www.linkedin.com/in/priy-anka-the-favorite-episode-for-finance

Instagram: https://instagram.com/priyankauacharya

Facebook: https://www.facebook.com/priyanka.u.acharya

You can listen to this show and other awesome shows on the https://ivmpodcasts.com , the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. 

See omnystudio.com/listener for privacy information.

A Big Fat Indian Wedding is all about celebrations, shopping, events! But just think! Two totally different people are beginning their life together! Obviously, there shall be expenses, responsibilities, liabilities and wishlists! Today's episode is all about a financial session that was conducted by our host Priyanka Acharya at a wedding - yesss! You heard it right! At a wedding! Tune in to know the super 'Seven Financial Promises' the bride and groom took, only on #ASipOfFinance #EkChuskiFinance

You can follow our host Priyanka Acharya on her social media:

Twitter: https://twitter.com/PriyankaUAch?t=2-5RDeShoT8XC9JGaERqSA&s=09

Linkedin: https://www.linkedin.com/in/priy-anka-the-favorite-episode-for-finance

Instagram: https://instagram.com/priyankauacharya

Facebook: https://www.facebook.com/priyanka.u.acharya

You can follow Shonali Sarkar on her social media:

Instagram: https://www.instagram.com/soulfulshona

You can listen to this show and other awesome shows on the https://ivmpodcasts.com , the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. 

See omnystudio.com/listener for privacy information.

एक बिग फॅट इंडियन वेडिंग म्हणजे उत्सव, खरेदी, कार्यक्रम! पण जरा विचार करा! दोन पूर्णपणे भिन्न लोक एकत्र त्यांच्या आयुष्याची सुरुवात करत आहेत! अर्थात, खर्च, जबाबदाऱ्या, दायित्वे आणि विशलिस्ट असतील! आजचा भाग एका आर्थिक सत्राविषयी आहे जो आमच्या होस्ट प्रियंका आचार्य यांनी एका लग्नात आयोजित केला होता - होय! तुम्ही बरोबर ऐकले! लग्नात! वधू-वरांनी घेतलेली सुपर 'सात आर्थिक वचने' जाणून घेण्यासाठी ट्यून इन करा, एक सिप फायनान्सचा!

A Big Fat Indian Wedding is all about celebrations, shopping, events! But just think! Two totally different people are beginning their life together! Obviously, there shall be expenses, responsibilities, liabilities and wishlists! Today's episode is all about a financial session that was conducted by our host Priyanka Acharya at a wedding - yesss! You heard it right! At a wedding! Tune in to know the super 'Seven Financial Promises' the bride and groom took, only on #ASipOfFinance #EkChuskiFinance

You can follow our host Priyanka Acharya on her social media:

Twitter: https://twitter.com/PriyankaUAch?t=2-5RDeShoT8XC9JGaERqSA&s=09

Linkedin: https://www.linkedin.com/in/priy-anka-the-favorite-episode-for-finance

Instagram: https://instagram.com/priyankauacharya

Facebook: https://www.facebook.com/priyanka.u.acharya

You can follow Neshma Chemburkar on her social media:

Instagram: https://www.instagram.com/neshmachemburkar/

Facebook: https://www.facebook.com/NeshmaChemburkarAlways/

You can listen to this show and other awesome shows on the https://ivmpodcasts.com , the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

See omnystudio.com/listener for privacy information.