retirement accounts

Investing may seem complicated, but it doesn’t have to be. This month, Peter and Jonathan dive into several major themes featured in Peter’s latest book, Money, Simplified. From home bias to market optimism, this discussion offers key takeaways for novice and savvy investors alike. Plus, discover why tax diversification of your retirement portfolio may give you added flexibility down the road.

Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won’t want to miss each of their monthly tips!

Important Legal Disclosure:

creativeplanning.com/important-disclosure-information/

Have questions or topic suggestions?

Email us @ podcasts@creativeplanning.com

With Linda Lingo, a financial life coach and Certified Public Accountant, is an authority on women building wealth. Boasting a successful 35-year career in corporate America and a decade as a Financial Advisor, Linda brings practical experience, radical knowledge, and a profound understanding of the most effective ways to manage money for the modern-day woman.

Women work with Linda to discover the secrets of mastering their finances, cultivating wealth, and leaving a more significant impact on the world. Linda's mission is to equip women with intelligent strategies for a successful, stress-free approach to money. Through a blend of inspiration and education, Linda navigates women toward clarity and confidence in their finances, enabling them to live the life they desire.

Armed with an MBA in Finance, Linda has served as a Corporate Controller in a Fortune 500 company and as a CPA with Ernst & Young CPAs. Her commitment lies in empowering women through education to attain financial freedom, marking a transformative journey towards a more prosperous and empowered future.

Join our conversation as Linda Lingo empowers women in building wealth through savvy financial strategies, encompassing financial planning, insurance, and effective money management. Linda addresses the unique challenges in women's financial planning, discussing gender roles' impact on retirement planning. She advocates prioritizing saving, automating bill payments, and forming a supportive team for entrepreneurial endeavors. Tune in for insights on retirement accounts and tax savings tailored especially for women entrepreneurs.

To listen to the podcast and access the show notes and any other resources mentioned in this episode, visit us at www.legalwebsitewarrior.com/podcast.

In today's episode (#64) we interview Jacob Chrysler. Jacob is a young professional in the financial space who highlights the need for a well rounded investment portfolio and using retirement accounts like a Roth IRA. Does a retirement account fit into your financial plan and is it better than real estate? This episode will answer those questions! 

Connect with Jacob:

Instagram @ Jacob.chrysler

Jacob’s Li’l Nugget:

Think about your purpose, and understand what is really important to you. Think about what you are investing in, and how that company ties into your values as an investor. 

Connect with your Hosts:

Garrett Gatton
LinkedIn
Facebook
Garrett.gatton@gmail.com

Seth Ciminillo
LinkedIn
Facebook
Seth.ciminillo@gmail.com

Li'l Nugget Segment music: "Hip-Hop 1" by Deff Syndicate is marked with CC BY 3.0.

The S&P has been flat for two years. Some say it may be the same for another year. If the stock market can’t provide the growth you need, where can you get it?

Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.

Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube.

Hoffman Financial Group is a proud sponsor of UGA Bulldogs. 

About Chris Hoffman | Founder, Investment Advisor Representative

Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for smart financial strategies, Chris is relentless in guiding and protecting his clients from unwise decisions and market loss. His top-tier investigative skills, critical thinking, and uncanny intuition have led him to becoming one of Atlanta’s most recognized financial advisors.

Chris strongly believes in full-service retirement planning, meaning a growth target is never enough. He’s personally seen too many retirements suffer from lack of protection strategy and income plan—a prevalent problem he works hard to rectify through integrity, honesty, and ethics in his company. Hoffman Financial Group has been featured as an accredited business by the Better Business Bureau and partners with Retirement Wealth Advisors (RWA).

Radio: Money Unleashed | Sundays @ 2 PM | NEWS 95.5 & AM750 WSB TV: The Money Report | Sundays | CBS46 & WSB-TV’s Good Morning America Weekend Alumnus: McDaniel College & University of Georgia School: Terry College of Business Executive Program (Financial Planning) Investment Advisor Representative: With RWA Licenses: Series 65 fiduciary

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By law you can’t call Pringles a chip. By law financial advisors must call themselves a fiduciary. At Golden Reserve neither one of these statements make any sense.

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If you have a financial advisor, do you know what you’re paying them each year? Probably not, because the system they’ve built doesn’t include you writing a check each year. But 1 or 2 percent per year could cost you 40% of your retirement nest egg. 

See omnystudio.com/listener for privacy information.

Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.

Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube.

Hoffman Financial Group is a proud sponsor of UGA Bulldogs. 

About Chris Hoffman | Founder, Investment Advisor Representative

Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for smart financial strategies, Chris is relentless in guiding and protecting his clients from unwise decisions and market loss. His top-tier investigative skills, critical thinking, and uncanny intuition have led him to becoming one of Atlanta’s most recognized financial advisors.

Chris strongly believes in full-service retirement planning, meaning a growth target is never enough. He’s personally seen too many retirements suffer from lack of protection strategy and income plan—a prevalent problem he works hard to rectify through integrity, honesty, and ethics in his company. Hoffman Financial Group has been featured as an accredited business by the Better Business Bureau and partners with Retirement Wealth Advisors (RWA).

Radio: Money Unleashed | Sundays @ 2 PM | NEWS 95.5 & AM750 WSB TV: The Money Report | Sundays | CBS46 & WSB-TV’s Good Morning America Weekend Alumnus: McDaniel College & University of Georgia School: Terry College of Business Executive Program (Financial Planning) Investment Advisor Representative: With RWA Licenses: Series 65 fiduciary

  Do you know where your 401(k) is invested? Do you know what holdings are inside the funds? Do you know what the performance is? Do you know what fees are associated with each fund? If you don’t, you aren’t alone…but you should.

See omnystudio.com/listener for privacy information.

For the very first episode of “Grown-Up Stuff: How to Adult,” we’re gonna get down to the basics of a very adult matter: retirement. Joined by CPA and Asset and Wealth Management Assurance Senior Manager Jonah Batista, Molly learns it’s never too early to start thinking and saving for retirement and another important lesson about which types of retirement accounts you should be investing. 

Cited Sources: 

• 2020 US Census Data - "New Data Reveal Inequality in Retirement Account Ownership"
• Social Security Administration - "Are Americans Financially Educated on Retirement Savings" 

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Do you have a retirement plan that eases the fear of running out of money?  Kelley covers what to consider in helping to allay that fear including developing a spending plan, aggressively contributing to your retirement accounts, building an emergency fund, and preparing for health care costs.  She offers suggestions to help you stay on track in your retirement.  Kelley stresses to not give up on the stock market but to properly allocate your risk and to consider safer alternative investment options.  If you ask a retirement professional if you are ready to retire or how much you will need in retirement, you’ll probably get some questions from them to help them ascertain.  Questions covered in this podcast include if you’ve considered a “second act” in your retirement, how important your financial legacy is to you, and if you and your spouse or partner share your retirement lifestyle vision.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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Do you have a retirement plan that eases the fear of running out of money?  Alan covers what to consider in helping to allay that fear including developing a spending plan, aggressively contributing to your retirement accounts, building an emergency fund, and preparing for health care costs.  He offers suggestions to help you stay on track in your retirement.  Alan stresses to not give up on the stock market but to properly allocate your risk and to consider safer alternative investment options.  If you ask a retirement professional if you are ready to retire or how much you will need in retirement, you’ll probably get some questions from them to help them ascertain.  Questions covered in this podcast include if you’ve considered a “second act” in your retirement, how important your financial legacy is to you, and if you and your spouse or partner share your retirement lifestyle vision.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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Do you have a retirement plan that eases the fear of running out of money?  Marty covers what to consider in helping to allay that fear including developing a spending plan, aggressively contributing to your retirement accounts, building an emergency fund, and preparing for health care costs.  He offers suggestions to help you stay on track in your retirement.  Marty stresses to not give up on the stock market but to properly allocate your risk and to consider safer alternative investment options.  If you ask a retirement professional if you are ready to retire or how much you will need in retirement, you’ll probably get some questions from them to help them ascertain.  Questions covered in this podcast include if you’ve considered a “second act” in your retirement, how important your financial legacy is to you, and if you and your spouse or partner share your retirement lifestyle vision.

You can reach Marty Nevel by calling 888-519-9096.

Smart Money Solutions

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Do you have strategies that help ease the fear of running out of money?  Kristina covers what to consider in helping to allay that fear including developing a spending plan, aggressively contributing to your retirement accounts, building an emergency fund, and preparing for health care costs.  She offers suggestions to help you stay on track in your retirement.  Kristina stresses to not give up on the stock market but to properly allocate your risk and to consider safer alternative investment options.  If you ask a retirement professional if you are ready to retire or how much you will need in retirement, you’ll probably get some questions from them to help them ascertain.  Questions covered in this podcast include if you’ve considered a “second act” in your retirement, how important your financial legacy is to you, and if you and your spouse or partner share your retirement lifestyle vision.

You can reach Kristina Ping Kepperling by calling 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Do you have a retirement plan that eases the fear of running out of money?  Marty covers what to consider in helping to allay that fear including developing a spending plan, aggressively contributing to your retirement accounts, building an emergency fund, and preparing for health care costs.  He offers suggestions to help you stay on track in your retirement.  Marty stresses to not give up on the stock market but to properly allocate your risk and to consider safer alternative investment options.  If you ask a retirement professional if you are ready to retire or how much you will need in retirement, you’ll probably get some questions from them to help them ascertain.  Questions covered in this podcast include if you’ve considered a “second act” in your retirement, how important your financial legacy is to you, and if you and your spouse or partner share your retirement lifestyle vision.

You can reach Duell Financial Strategies by calling 866-203-7486.

Duell Financial Strategies

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Interest rate rise impact more than your loans… the Financial Tsunami has just started...

Did u know the pain of inflation on you gives the government more tax money your money to pay off there mess...

An economic insider joins me to reveal the dark side of what they got planned for you financially. And how you can protect and get ahead of the crisis...

You don't want to miss this, please share it...

Follow me on all platforms and see my upcoming events:
mesiti.com/links

While acknowledging that there are some things we can’t control like global macroeconomics and geopolitical events, Kelley points to the things we can control on our journey to and through retirement.  These include auditing our beneficiaries, making the most of a health savings account if eligible, and leveraging your RMD.  She also notes changes in strategies after age 50 in areas such as your risk, tracking down old accounts, and Social Security pre-strategies.  Kelley then points out some surprises retirees and pre-retirees encounter including inflation, expenses, and cash flow.

You can reach Kelley Slaught by calling 800-838-8060.

California Wealth Advisors

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• Different types of IRA and the benefits of leveraging them for investing
• Risks, rules, and restrictions of buying assets through IRA
• How to start investing using your IRA

Resources/Links Mentioned In This Episode

• Kingdom Trust 
• Equity Trust
• Sterling Bank and Trust

Connect with Impact Wealth Builders

If you are ready to take massive action and build TRUE wealth, schedule a call with Saket Jain and learn more about partnering with us.

Follow Our Social Media Pages!

• Facebook: Migrate 2 Wealth
• LinkedIn: Saket Jain
• Instagram: @migrate2wealth
• Twitter: @Migrate2Wealth
• YouTube: Migrate 2 Wealth
• TikTok: @migrate2wealth

Mark answers listener questions spanning from the company match on the 401(k) to options if your employer does not provide a 401(k).

You can reach Mark Henry by calling 800-501-9805.

Alloy Wealth Management

See omnystudio.com/listener for privacy information.

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.

Today, we have Tess on the line.  She's a financial coach who helps professionals build wealth through their 401ks and beyond and also is the founder of Wealth with Tess online.

[2:02] Who would play you in a movie?
[3:47] Learning money from divorced parents
[6:57] Tess's path to Wealth with Tess
[11:28] Investing tax advantages
[22:28] Start investing in 401k
[24:18] Disagreeing with Dave Ramsey

More from Tess
Wealth with Tess
Money Confidence
Tess on Instagram

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

When should we start preparing for an economic downturn? At the onset? Or as early as when we see the first sign of economic decline? If you’re like me and you want to be proactive, then this episode is a must-listen!

I’ve spoken to financial experts to outline strategies to have in your arsenal so that you are prepared for the worst-case scenario. 

It’s a mix of financial cautiousness with investment strategies to make sure you’re protected in case things don’t go as planned, but without missing out on opportunities to actually build wealth.

This episode addresses:

• Four tips to manage your money during a recession
• Reevaluating your expense and emergency fund
• Investment diversification  
• Different investment accounts and vehicles to consider 
• Index funds vs. actively managed funds
• Investing with discipline 

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
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3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Dreamers' Wealth of Wisdom 

• When things are very uncertain, the more money you have saved up in your emergency fund, the more financially secure you are going to be. - Anne-Lyse Wealth
• The market is on sale. It's a great opportunity to consider investing more in good companies with a long-term strategy because you're buying the stocks at a lower cost basis. - Anne-Lyse Wealth
• The pro tip here is that investing is a long-term play. - Anne-Lyse Wealth
• Stick to a plan and automate your investments, you're less likely to constantly check your accounts and see the up and down movements of the markets. - Anne-Lyse Wealth
• What's great about an index fund is that it will not only give you diversification, it will also give you passive management of the fund. - Anne-Lyse Wealth
• The key thing here is to remind yourself not to put all your eggs in one basket and make sure that you diversify your investment. - Anne-Lyse Wealth

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)

Thanks to a recent regulatory change from the Biden administration, retirement account managers and employers, including those offering 401(k)s, are now allowed to offer ESG investments. Justin Haskins and Donald Kendal explain why this is really bad news in their latest episode of "Justin and Donald Save America."

To read Justin's article on Fox News, go here: https://www.foxnews.com/opinion/biden-retirement-savings-woke-protect-yourself

For more information about Justin, go here: https://www.heartland.org/about-us/who-we-are/justin-haskins

To see Donald's past work, go here: https://www.heartland.org/about-us/who-we-are/donny-kendal

For great videos, visit the Stopping Socialism TV YouTube channel: https://www.youtube.com/channel/UCgZeFXOjOCNq7QMgTEKNgJQ

To learn more about socialism, go to StoppingSocialism.com: https://stoppingsocialism.com/