rmds

Kelley breaks down proposals that are included in Securing a Strong Retirement Act of 2022 which is also known as Secure Act 2.0.  Proposed changes include requiring employers to auto enroll employees in a 401(k) or 403(b), raising the RMD age, new rules for 401(k) retirement plans, and increases for catch up contributions.  She also gives considerations on saving more and saving smarter for retirement such as factoring in longevity and inflation, looking at a health savings account, and considering an annuity.  Kelley then moves to what you will do with all that time in retirement.  Trips, part-time work, fitness, health, and finding your purpose are included in the conversation.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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In the midst of recent market volatility, what are the major concerns of retirees and pre-retirees?  Sam, Andi, and Luke break that down in looking at how Americans feel about the future of their retirement, the level of their fear of running out of money, and their ability to cover living expenses.  They also discuss their approach to a safe withdrawal rate and then move into RMD mistakes to avoid.

You can reach Duell Financial Strategies by calling 866-203-7486.

Duell Financial Strategies

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Alan breaks down proposals that are included in Securing a Strong Retirement Act of 2022 which is also known as Secure Act 2.0.  Proposed changes include requiring employers to auto enroll employees in a 401(k) or 403(b), raising the RMD age, new rules for 401(k) retirement plans, and increases for catch up contributions.  He also gives considerations on saving more and saving smarter for retirement such as factoring in longevity and inflation, looking at a health savings account, and considering an annuity.  Alan then moves to what you will do with all that time in retirement.  Trips, part-time work, fitness, health, and finding your purpose are included in the conversation.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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In the wake of recent market volatility, what are the major concerns of retirees and pre-retirees?  Kelley breaks that down in looking at how Americans feel about the future of their retirement, the level of their fear of running out of money, and their ability to cover living expenses.  She then discusses his approach to a safe withdrawal rate and moves into RMD mistakes to avoid.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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Luke breaks down proposals that are included in Securing a Strong Retirement Act of 2022 which is also known as Secure Act 2.0.  Proposed changes include requiring employers to auto enroll employees in a 401(k) or 403(b), raising the RMD age, new rules for 401(k) retirement plans, and increases for catch up contributions.  He also gives considerations on saving more and saving smarter for retirement such as factoring in longevity and inflation, looking at a health savings account, and considering an annuity.  Luke then moves to what you will do with all that time in retirement.  Trips, part-time work, fitness, health, and finding your purpose are included in the conversation.

You can reach Duell Financial Strategies by calling 866-203-7486.

Duell Financial Strategies

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Kristina breaks down proposals that are included in Securing a Strong Retirement Act of 2022 which is also known as Secure Act 2.0.  Proposed changes include requiring employers to auto enroll employees in a 401(k) or 403(b), raising the RMD age, new rules for 401(k) retirement plans, and increases for catch up contributions.  She also gives considerations on saving more and saving smarter for retirement such as factoring in longevity and inflation, looking at a health savings account, and considering an annuity.  Kristina then moves to what you will do with all that time in retirement.  Trips, part-time work, fitness, health, and finding your purpose are included in the conversation.

You can reach Kristina Ping Kepperling by calling 800-832-1100.

Powerful Legacy Insurance and Financial Services

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In the midst of market volatility, what are the major concerns of retirees and pre-retirees?  Marty breaks that down in looking at how Americans feel about the future of their retirement, the level of their fear of running out of money, and their ability to cover living expenses.  He then discusses his approach to a safe withdrawal rate and moves into RMD mistakes to avoid.

You can reach Marty Nevel by calling 888-519-9096.

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In the midst of market volatility, what are the major concerns of retirees and pre-retirees?  Alan breaks that down in looking at how Americans feel about the future of their retirement, the level of their fear of running out of money, and their ability to cover living expenses.  He then discusses his approach to a safe withdrawal rate and moves into RMD mistakes to avoid.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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In the midst of recent market volatility, what are the major concerns of retirees and pre-retirees?  Kristina breaks that down in looking at how Americans feel about the future of their retirement, the level of their fear of running out of money, and their ability to cover living expenses.  She then discusses her approach to a safe withdrawal rate and moves into RMD mistakes to avoid.

You can reach Kristina Ping Kepperling by calling 800-832-1100.

Powerful Legacy Insurance and Financial Services

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Kelley looks at the issues that will present themselves in the future with tax-deferred retirement savings and offers some solutions.  Challenges you could potentially face include snowballing required minimum distributions, possible higher Medicare premiums, and a tax burden on your heirs.  Solutions presented include shifting savings from pre-tax to Roth and considering Roth conversions.  She also talks about retirement regrets to avoid and how to make sure you can enjoy the lifestyle you want and then breaks down how interest rate hikes could be an additional challenge in your retirement planning.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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Mo covers Secure Act 2.0 as it stands now and the proposed changes which could affect the strategies of retirees and the savings of workers.  He looks at everything from the requirement to automatically enroll new employees to a 401(k) to proposed raising of the RMD age and decreasing the penalty for missing a required minimum distribution.  Mo also looks at strategies to consider to make sure you can get through your retirement and ease the fear of running out of money.

CloudVestors

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Kristina looks at the issues that will present themselves in the future with tax-deferred retirement savings and offers some solutions.  Challenges you could potentially face include snowballing required minimum distributions, possible higher Medicare premiums, and a tax burden on your heirs.  Solutions presented include shifting savings from pre-tax to Roth and considering Roth conversions.  She also talks about retirement regrets to avoid and how to make sure you can enjoy the lifestyle you want and then breaks down how interest rate hikes could be an additional challenge in your retirement planning.

You can reach Kristina Ping Kepperling by calling 800-832-1100.

Powerful Legacy Insurance and Financial Services

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Alan looks at the issue that will present themselves in the future with tax-deferred retirement savings and offers some solutions.  Challenges you could potentially face include snowballing required minimum distributions, possible higher Medicare premiums, and a tax burden on your heirs.  Solutions presented include shifting savings from pre-tax to Roth and considering Roth conversions.  He also talks about retirement regrets to avoid and how to make sure you can enjoy the lifestyle you want and then breaks down how interest rate hikes could be an additional challenge in your retirement planning.

You can reach Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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Fred covers safe withdrawal rates in retirement and how to determine your own.  He also warns of required minimum distribution mistakes to avoid such as missing an RMD, taking it at the wrong time, withdrawing the wrong amount, not realizing that rules differ between IRAs and 401(k’s), not taking from Roth 401(k’s), and not understanding the rules if you are still working.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Marty looks at the issue that will present themselves in the future with tax-deferred retirement savings and offers some solutions.  Challenges you could potentially face include snowballing required minimum distributions, possible higher Medicare premiums, and a tax burden on your heirs.  Solutions presented include shifting savings from pre-tax to Roth and considering Roth conversions.  He also talks about retirement regrets to avoid and how to make sure you can enjoy the lifestyle you want and then breaks down how interest rate hikes could be an additional challenge in your retirement planning.

See omnystudio.com/listener for privacy information.

Kelley outlines five risks of retirement including longevity, healthcare costs, poor asset allocation, and inflation.  She also covers  the options you have with your 401(k) once you retire.  Kelley then answers financial and retirement strategy questions.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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Paul looks at the issues that will present themselves in the future with tax-deferred retirement savings and offers some solutions.  Challenges you could potentially face include snowballing required minimum distributions, possible higher Medicare premiums, and a tax burden on your heirs.  Solutions presented include shifting savings from pre-tax to Roth and considering Roth conversions.  He also talks about retirement regrets to avoid and how to make sure you can enjoy the lifestyle you want and then breaks down how interest rate hikes could be an additional challenge in your retirement planning.

You can reach Paul Roberts and the team of All-Star Advisors by calling 800-891-8680.

Roberts Wealth Management

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Fred looks at tax challenges in the future for those who have saved in tax deferred accounts.  He also offers strategies to implement to meet challenges such as snowballing required minimum distributions, Medicare means testing, and the elimination of the stretch.  He looks at Roth contributions and conversions as good strategies to consider.  Fred then discusses rising interest rates and how they, like inflation, could present a threat to your retirement.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Kristina outlines five risks of retirement including longevity, healthcare costs, poor asset allocation, and inflation.  What if you find yourself with excess money in retirement?  She covers some strategic ways you can gift money and assets now.  Kristina closes with the options you have with your 401(k) once you retire.

You can call Kristina Ping Kepperling at 800-832-1100.

Powerful Legacy Insurance and Financial Services

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Paul takes a look at our current financial situation in discussing what pre-retirees and retirees should consider in their planning process.  One of Roberts Wealth Management's All-Star Advisors Brennan Kim takes over for the rest of the podcast in discussing strategies in giving some of your excess money away while you are alive and options you have with your 401(k) once your retire.

You can reach the team at Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

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