rmds

Marty outlines five risks of retirement including longevity, healthcare costs, poor asset allocation, and inflation.  What if you find yourself with excess money in retirement?  He covers some strategic ways you can gift money and assets now.  Marty closes with the options you have with your 401(k) once you retire.

You can reach Marty Nevel by calling 888-519-9096.

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Mo breaks down the data from a Kiplinger-ATHENE poll of just over 800 Americans asking their thoughts on retirement.  Results include their feelings on stock market volatility, Social Security, inflation, the threat of running out of money, and what they see as sources of income.  He then moves into the complexity of required minimum distributions and what you should consider to avoid potential higher taxes, higher Medicare premiums, and a stiff penalty.

CloudVestors

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Mo covers challenges you could face down the road in your life if all of your investment savings are in tax deferred accounts.  He looks at implementing a tax bucketing strategy to include taxable, pre-tax, and tax-free.  We're all feeling inflation now but in the second segment Mo offers strategic tips to combat would could be pain felt later due to rising interest rates.

CloudVestors

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Kelley looks at why more retirees are making the decision to return to the workforce.  She points at what to consider in your planning to help make sure you only return to work by choice.  She talks about how recession fears and high inflation are driving these decisions.  Kelley then covers tips to keep your retirement finances in good shape such as understanding your lifestyle expenses, creating that retirement paycheck, and understanding the tax impact.  She moves to some of the do’s and don’ts of retirement planning.  She discusses how you should regularly review your performance and strategies and adjust your risk tolerance and how you should not try to act like a professional day trader nor completely avoid risk.

You can reach Kelley Slaught at California Wealth Advisors by calling 800-810-8060.

California Wealth Advisors

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Alan looks at why more retirees are making the decision to return to the workforce.  He points at what to consider in your planning to help make sure you only return to work by choice.  He talks about how recession fears and high inflation are driving these decisions.  Alan then covered tips to keep your retirement finances in good shape such as understanding your lifestyle expenses, creating that retirement paycheck, and understanding the tax impact.  He then moved to some of the do’s and don’ts of retirement planning.  He discussed how you should regularly review your performance and strategies and adjust your risk tolerance and how you should not try to act like a professional day trader nor completely avoid risk.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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Paul looks at why more retirees are making the decision to return to the workforce.  He points at what to consider in your planning to help make sure you only return to work by choice.  He talks about how recession fears and high inflation are driving these decisions.  Paul then covers tips to keep your retirement finances in good shape such as understanding your lifestyle expenses, creating that retirement paycheck, and understanding the tax impact.  He then moved to some of the do’s and don’ts of retirement planning.  He discussed how you should regularly review your performance and strategies and adjust your risk tolerance and how you should not try to act like a professional day trader nor completely avoid risk.

You can reach Paul Roberts by calling 800-891-8680.

Roberts Wealth Management

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Marty looks at why more retirees are making the decision to return to the workforce.  He points at what to consider in your planning to help make sure you only return to work by choice.  He talks about how recession fears and high inflation are driving these decisions.  Marty then covered tips to keep your retirement finances in good shape such as understanding your lifestyle expenses, creating that retirement paycheck, and understanding the tax impact.  He then moved to some of the do’s and don’ts of retirement planning.  He discussed how you should regularly review your performance and strategies and adjust your risk tolerance and how you should not try to act like a professional day trader nor completely avoid risk.

You can reach Marty Nevel by calling 888-519-9096.

See omnystudio.com/listener for privacy information.

Mo explores the reason why many retirees are considering returning to the workforce of making the decision to do so.  Is it rooted in emotion and fear caused by the economy, grounded in reality, or both?  He also offers good tips and strategies to follow to keep your retirement in tip top shape.

CloudVestors

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Fred discusses the return to the workforce of some 1.5 million retirees and breaks down the feeling of anxiety many are feeling due to possible recession, high inflation, interest rate hikes, and a general feeling of not being in control.  He talks about solutions in creating an environment that can help alleviate that feeling among retirees and pre-retirees.  Fred also runs down some do’s and don’ts of retirement planning including a regular review of your portfolio performance, making risk adjustments while not completely avoiding risk, and not trying to act like a professional day trader.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Fred looks at how high inflation and rising interest rates can impact a retiree or soon to be retiree.  He discusses inflation adjusted consumption and how your retirement goals affect your implementation of accumulation, deaccumulation, and legacy strategies.  Fred also breaks down the three main causes of inflation which are demand-pull inflation, cost-push inflation, and built-in inflation.  He then moves into the proper considerations for those entering retirement while breaking down the Common Rule, the Modified Common Rule, and the Optimal Rule. 

You can Fred Saide by calling 800-593-8188.

Money Matters USA

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Kelley points out how retirement planning is different now due to many factors such as dwindling pensions and longevity.  She talks about the importance of building income, protecting your wealth, and factoring in health care costs and inflation.  She then moves into discovering fees you may be paying and avoiding unnecessary costs in retirement including penalties.  Kelley then keeps the conversation grounded in reality as he debunks some retirement myths and old ways of thinking in crafting retirement strategies.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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Paul points out how retirement planning is different now due to many factors such as dwindling pensions and longevity.  He talks about the importance of building income, protecting your wealth, and factoring in health care costs and inflation.  He then moves into discovering fees you may be paying and avoiding unnecessary costs in retirement including penalties.  Paul then keeps the conversation grounded in reality as he debunks some retirement myths and old ways of thinking in crafting retirement strategies.

You can reach Paul Roberts and the team by calling 800-891-8680.

Roberts Wealth Management

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Kristina points out how retirement planning is different now due to many factors such as dwindling pensions and longevity.  She talks about the importance of building income, protecting your wealth, and factoring in health care costs and inflation.  She then moves into discovering fees you may be paying and avoiding unnecessary costs in retirement including penalties.  Kristina also shares some simple strategies that could make a big difference in your retirement.

You can reach Kristina Ping Kepperling by calling 800-832-1100.

Powerful Legacy Insurance and Financial Services

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Marty points out how retirement planning is different now due to many factors such as dwindling pensions and longevity.  He talks about the importance of building income, protecting your wealth, and factoring in health care costs and inflation.  He then moves into discovering fees you may be paying and avoiding unnecessary costs in retirement including penalties.  Marty then keeps the conversation grounded in reality as he debunks some retirement myths and old ways of thinking in crafting retirement strategies.

You can reach Marty Nevel by calling 888-519-9096.

See omnystudio.com/listener for privacy information.

In this fourth clip from Jim Lange's May 2022 virtual event How IRA and Retirement Plan Owners Can Protect Their Hard-Earned Retirement Dollars from Accelerated Taxation' Jim continues answering questions from the live room that includes RMD rules involving the SECURE Act 2.0 which leads into a deeper discussion on the act that Jim refers to as "a stinking pig with a bow".

Keep a look out at https://paytaxeslater.com/webinars for details to register for Jim's upcoming July 2022 virtual event series 'Solving the Retiree’s Biggest Dilemma: How to Stop the Current Downturn from Threatening Your Long-Term Financial Security'

In this week’s podcast, Susan Dziubinski and Dave Sekera discuss investing in a bear market, Christine Benz breaks down RMDs, and Russ Kinnel talks funds that got burned in 2022.

Fred tackles the subject of tax-free income for life.  He points out the focus on securing income in retirement is very prevalent but there is not enough attention paid to forward tax strategies and opportunities.  Fred sites a couple of case studies in this podcast.  The conversation ranges from required minimum distributions, the role Social Security plays in retirement taxation, and preparing for possible tax increases.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Kristina breaks down the cumulative impact of federal and state taxes in retirement looking at Traditional IRAs and 401(k)s, Social Security, pension, annuities, and dividends.  She also provides an update on Secure Act 2.0 and the proposed provisions as they stand now as this legislation works its way through Congress. 

You can reach Kristina by calling 800-832-1100.

Powerful Legacy Insurance and Financial Services

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Kelley answers frequently asked questions about retirement planning and general questions about financial strategies.  Some of the topics covered include required minimum distributions, annuities, 1031 exchanges and more.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

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